Financial Advisor Newtownards

Newtownards Independent Financial Advice & Investment

Financial Advisor Newtownards Northern Ireland (BT22): It can be an intimidating experience trying to locate a good independent financial advisor in Newtownards, especially if it is the very first time that you are in search of financial advice. Whether it is pension, investment, mortgage or even insurance advice that you are looking for, there's one common rule for all financial advisors; they all have to abide by Financial Conduct Authority regulations. This comes with certain guarantees, therefore after taking advice from a FCA certified financial advisor in Newtownards, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if anything goes awry.

Free Newtownards Financial Advisor Quotes

Recommendations from family and friends can be a good starting point in selecting a financial advisor in Newtownards, but keep in mind that their circumstances may be different to what you're looking for. Any advice they provide needs to be personalised to your unique situation, and not every financial advisor is suitable for everyone. Picking the right financial advisor is important and it is a good idea to talk to at least three different firms so as to investigate the various options they can provide, and to find one you can trust and feel at ease with.

Financial Advisor Newtownards Northern Ireland (BT22)

Restricted advisors and independent financial advisors (IFA), are the two main kinds of financial advisor in Newtownards. An IFA will not be limited to just one company's services or products. Covering the full gamut of financial products and companies, independent financial advice must be given in an impartial and unbiased way to clientele. This will allow you to choose from the widest possible range of products to suit your needs. A restricted advisor could be focused on a single product, such as a mortgage advisor, or be restricted to products and services from a specific firm.

Before taking you on as a client, any Newtownards financial advisor must be fully transparent with you about their charges, as demanded by the Financial Conduct Authority. You may be charged a set fee, by the hour or maybe even a specific percentage of your investment, subject to kind of services you require. To enable you to discuss your aims and see if the advisor is suitable for your circumstances, you might be offered the possibility of a free initial consultation. Your account may be looked after by a team rather than one individual advisor, if you choose to go with one of the bigger Newtownards companies.

Financial Advisors Newtownards UK (02891)

You'll have to fill in a "Fact Find" form, which is a confidential disclosure document relating your objectives and financial situation to the advising firm. You'll also be handed a Key Facts or Initial Disclosure Document, which provides you with information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial market. If you aren't satisfied with the service provided, and wish to complain, this document will also set down your own legal rights and your options. It has to be typed out in plain English and describe what you are committing yourself to, and any possible risks and benefits should you choose to accept the offered advice. This document will also tell you about the cooling-off period. This allows you to cancel your agreement with the financial advisor within a certain period of time, and if any penalty charges are incurred.

When talking with your financial advisor initially ensure that you check their qualifications and experience. After all you're just about to entrust your long-term financial wellbeing to their skill, so you shouldn't be self-conscious about asking such questions. A Level 4 qualification in financial advice is the minimum required certification for any financial advisor in Newtownards, and they also have to be able to present an annual Statement of Professional Standing. If the advisor's name does not show up on the Financial Services Register, you should not stress, the company the individual works for will almost certainly be on the register and their advisors are all covered by the legislation. If they are unable to present these accreditations, the individual cannot offer advice but can offer financial guidance. Guidance is different to advice as it isn't regulated, and if mistakes occur there will probably be no recourse to the client.

Financial Advisor Quotes in Newtownards Northern Ireland

If you're looking for advice on investments you will be asked the level of risk you're comfortable with. High risk investments may potentially offer higher rewards, but all or some of your capital could be lost. Your savings objectives should be taken into account if the best financial and investment advice is to be given, i.e. how much you wish to invest, how rapidly you need to access your funds and long or short term investments. "How much can you truly afford to lose?" Is the one crucial question that you should really be asking yourself. This is called your capacity for loss and could affect the services and products that could be offered for your consideration.

Financial Advice Near Newtownards Northern Ireland

If you have already got any current mortgage loans, regular payments, savings accounts or investments, you have to let your financial advisor know about these. They'll need this information, so that they can get a picture of your financial situation and give the correct advice for your needs. Spreading the risk load across different products through the diversification of your savings and investments, is something that reliable financial advice should encompass. In order to mirror your financial circumstances and your goals, a seasoned financial advisor in Newtownards will understand the best products to consider.

A financial advisor will open up the complex world of finance, and communicate in the clearest possible way. This will help you to compare products and services which match your needs, and make an informed decision. You can maybe ask your financial advisor to only include ethical investments and savings. You can then avoid businesses that companies meet your requirements, but instead lend your support to those firms and businesses that address your concerns, for instance green energy or zero carbon.

It may prove hard to manage your work day and other responsibilities around working closely with a financial advisor in Newtownards. Face-to-face appointments can be backed up with telephone calls and video conferencing to enable you to get advice at a time to suit you. An established financial advice firm in Newtownards will have stringent measures in force to keep your details secure and confidential, even if you rarely have a face-to-face meeting with your advisor, because home and remote working is now so common.


You need to remember that the financial world is a volatile sector, and the value of your investments could just as easily fall as well as rise. It can be quite frustrating and worrying if your investment is not making the amount of money you hoped for. A downward spiral in your investment isn't seen as a grounds for complaint, unless your financial advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Newtownards (BT22)

As described in the Key Facts Document, any disputes should commence with the company's official complaints procedure. If your financial advisor is a member of the FCA, you can inform the Financial Ombudsman of the problem if it is unresolved within the time-frame stipulated by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision is made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. This will become legally binding once it has been agreed on by the customer, and the financial advisor and their firm must comply with the decision. The Financial Ombudsman will also consider any distress, inconvenience, trouble and annoyance caused to the customer during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Newtownards UK

Financial advice can be provided in Newtownards and also in: Crawfordsburn, Dundonald, Holywood, Comber, Groomsport, Conlig, Castlereagh, Donaghee, Scrabo Tower, Bangor, Belfast, Carrowdore, Millisle, Ballygowan, Ballywater, Greyabbey, Helens Bay, as well as in these postcodes BT23 4PB, BT23 4AJ, BT23 4FL, BT23 4EX, BT23 4QL, BT23 4LL, BT23 4JZ, BT23 4AY, BT23 4AF, BT23 4PU. Local Newtownards financial advisors will probably have the phone code 02891 and the postcode BT22. Verifying this can guarantee that you're accessing local financial advisers. Newtownards householders are able to benefit from these and various other similar services. Click the "enquiry" banner to get info on financial advisors in your location.

Financial Advice Enquiries Northern Ireland

Financial Advice Enquiries Northern Ireland

Current Northern Ireland financial advice enquiries: Arissa Shearer and Travis Shearer from Moira, Northern Ireland recently asked for information on equity release. Everly and Leland Bland from Donaghadee, Northern Ireland recently enquired about investment advice. Celia and Krish Nuttall from Burren recently enquired about mortgage advice. Mr and Mrs Cairns from Strathfoyle recently asked for information on offshore investments. Myah Charles from Ballygowan, Northern Ireland recently enquired about financial planning. Francis King and Evie-Mae King from Strathfoyle, Northern Ireland recently asked for information on equity release. Mr and Mrs Jacques from Draperstown, Northern Ireland recently asked for information on family income benefit. Leena Stark from Ballykelly recently enquired about getting financial advice. Most of these local people conducted a search for "Garden Fencing Northern Ireland" and found this website on either Google, Yahoo or Bing.

Northern Ireland Financial Advisors

BT22 Investment Newtownards Advisers Financial Advisor 02891 Northern Ireland Advice Financial Advisor Services Financial Advice Advisors

In the Northern Ireland area you'll likewise find: Downpatrick investment advice, Hillsborough investment advisors, Richhill financial advice, Dungannon investment advisors, Magherafelt investment advice, Rostrevor financial advisors, Crumlin investment advisors, Cookstown investment advice, Greenisland investment advisors, Hilltown financial advisors, Culmore investment advisors, Bessbrook investment advice, Newbuildings investment advisors, Portaferry investment advisors, Coalisland investment advisors, Carryduff financial advisors, Hilltown investment advice, Moira investment advice, Comber investment advisors, Limavady financial advisors, Lisnaskea financial advisors, Waringstown financial advice, Broughshane investment advice, Irvinestown investment advisors, Ballymoney financial advisors, Keady investment advice, Maghaberry investment advice, Richhill investment advisors, Kilkeel investment advisors, Antrim financial advisors.

Newtownards Financial Advice Services

Financial Advice Tasks Newtownards

There are a wide range of services which are provided by your local Newtownards financial advisor including pensions in divorce Newtownards, family income benefit, tax financial planning Newtownards, stakeholder pensions, pension drawdowns in Newtownards, mortgage financial planning, corporate bonds, divorce financial planning, independent financial advice Newtownards, money planning, investment bonds, cash flow modelling Newtownards, familt controlled trusts, trustee investment services, trusts, financial analyst services Newtownards, business financial planning, retirement plans in Newtownards, annuities, corporate financial planning, pension transfers, income protection advice, unit trusts in Newtownards, wealth management & investments Newtownards, offshore investment advice, general financial planning, mutual funds, business protection, long term care fee advice, savings advice, and lots more. Listed are just a small portion of the duties that can be carried out by a financial advisor. Newtownards professionals will inform you of their entire range of financial services.

Essential Skills for a Financial Advisor

  • To have attentive listening and interpersonal skills.
  • The ability to sell services and products.
  • Good customer service skills for establishing client needs.
  • To be able to network and establish relationships with clients.
  • An excellent level of math knowledge for creating financial packages.
  • To have a target driven attitude.
  • Excellent verbal communication skills.
  • To have good IT skills.
  • To be thorough and pay attention to detail.
  • A solid knowledge of accounting and economics associated with financial products and markets.
  • Effective management skills for the negotiation of product rates.

The Daily Duties for a Financial Advisor

  • A financial advisor produces financial reports.
  • A financial advisor chats with clients regarding their plans and finances.
  • A financial advisor constantly updates customers concerning their investments.
  • A financial advisor collaborates with providers of financial products.
  • A financial advisor keeps a record of customers and transactions.
  • A financial advisor provides consultation, education and counselling regarding investments and finances.
  • A financial advisor works with associates to gather trends, statistics and market information.
  • A financial advisor recommends the best-suited financial products to clients.
  • A financial advisor meets performance and sales targets.
  • A financial advisor keeps fully up to date with new products and law changes.

Financial Advisors Near Newtownards

Also find: Greyabbey financial advisers, Scrabo Tower financial advisers, Carrowdore financial advisers, Groomsport financial advisers, Crawfordsburn financial advisers, Comber financial advisers, Donaghee financial advisers, Castlereagh financial advisers, Millisle financial advisers, Belfast financial advisers, Bangor financial advisers, Holywood financial advisers, Conlig financial advisers, Ballygowan financial advisers, Ballywater financial advisers, Dundonald financial advisers, Helens Bay financial advisors and more. All of these towns and villages are served by local financial advisers. Newtownards residents can get financial advice quotations by going here.

Newtownards Financial Advice Services

Find a Financial Advisor in Newtownards Here
Financial Advice Enquiries in Newtownards Northern Ireland (02891)
  • Newtownards Cashflow Analysis
  • Newtownards Investment Advice
  • Newtownards Trustee Investments
  • Newtownards Tax Advice
  • Newtownards Corporate Financial Advice
  • Newtownards Retirement Advice
  • Newtownards Wealth Management
  • Newtownards Mortgage Advice
  • Newtownards Independent Financial Advice
  • Newtownards Inheritance Advice
  • Newtownards Cheap Financial Advice
  • Newtownards Estate Planning
  • Newtownards Financial Advice Quotes
  • Newtownards Life Insurance Advice

Financial Advisors Around Newtownards: Households in The Meadows, Upper Movilla Street, Ballyalton Road, Ballymoney Road, Audleys Gardens, Meetinghouse Lane, Fir Drive, Orchard Gardens, Belair Avenue, Sketrick Island Park, Stanvilla Avenue, Long Island Drive, Anson Gardens, Beverley Mews, Blackwood Park, Innisfree Park, Mahee Island Park, Windmill Hollow, Grangeville Park, Benford Park, Meadow Close, Mountpleasant Park, Glenbrook Road, Hardford Link, Half Acre Lane, Fairfield Court, Abbot Link Mews, Tudor Abbey, Beech Drive, have needed financial advice just recently. Financial advisors have also been active in these Newtownards area postcodes: BT23 4PB, BT23 4AJ, BT23 4FL, BT23 4EX, BT23 4QL, BT23 4LL, BT23 4JZ, BT23 4AY, BT23 4AF, BT23 4PU. People residing in these local areas recently requested the help of a financial advisor. Newtownards residents enjoyed the benefits of professional and competent financial services in all cases.

For the best local Newtownards information click here

Independent financial advisor in BT22 area, phone code 02891.

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(This financial advisor Newtownards article was reviewed and updated on 01-09-2022)