Financial Advisor Aldershot

Aldershot Independent Financial Advice & Investment

Financial Advisor Aldershot Hampshire (GU11): Locating a reliable independent financial advisor in the Aldershot area can be a daunting experience, especially if you're seeking financial advice for the very first time. Whether it is mortgage, investments, pension or even insurance advice that you're looking for, there is one common rule for all professional financial advisors; they all have to follow Financial Conduct Authority regulations. Any advice given by a FCA authorised financial advisor in Aldershot comes with guarantees that should things go wrong, you can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Aldershot Financial Advisor Quotes

When selecting a financial advisor in Aldershot, a good starting point could be relatives and friends, however you must remember that your situation might not be in line with theirs, and you may need a different kind of advice. Financial advice needs to be specifically tailored to your unique situation, and you will find that certain financial advisors might not be appropriate for you. Choosing the right financial advisor is important and it pays to speak with at least three different companies so as to investigate the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Aldershot Hampshire (GU11)

When you are looking to pick a financial advisor in Aldershot, there are two main types; independent financial advisors and restricted advisors. An independent financial advisor will not be confined to the products and services of just one company. Independent financial advice should encompass the full gamut of financial companies and products, and must be given in an unbiased way. If you opt to use an IFA, you'll be able to select from the broadest possible array of services, so as to find the perfect solution for you. A restricted financial advisor might be concerned with an individual product, such as a mortgage advisor, or be restricted to services and products from a single provider.

Before accepting you as a client, any financial advisor in Aldershot must be fully transparent with you about their charges, as required by the Financial Conduct Authority. You might be charged a set fee, by the hour or perhaps even a percentage of your investment, depending on product you are looking for. To discuss your goals and find out if the advisor is a right fit for your situation, you will sometimes be offered the possibility of a free initial consultation. In some bigger Aldershot firms, you might find that your account is handled by a team as opposed to an individual advisor.

Financial Advisors Aldershot UK (01252)

To describe your aims and financial situation to the advising company, you'll need to fill out a "Fact Find" document, which is a confidential disclosure form. To provide information about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial arena, you'll also be given a Key Facts Document, or Initial Disclosure Document. This document will also set down your own rights and the options you can take if you're not satisfied with the service, and want to complain. It must be easily understood, written in layman's terms, and describe exactly what you're committing yourself to, along with the benefits and risks of going along with the advice. This document should also inform you of the cooling-off period. This makes it possible for you to have a change of heart within a certain period of time, and cancel your contract with the financial advisor.

When chatting with your financial advisor initially you should check their experience and qualifications. You needn't be self-conscious about asking these questions, after all you are just about to entrust your financial future to their expertise. A Level 4 qualification in financial advice is the minimum required certification for any Aldershot financial advisor, and they must also be in a position to show an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, don't freak out, the company the person works for should be found on the register and their advisors will be covered by the legislation. If these cannot be provided the individual can still offer financial guidance as opposed to advice. Guidance is not subject to regulations in the way that financial advice is, which means that if errors occur neither party will have any recourse.

Financial Advisor Quotes in Aldershot Hampshire

If it's investments that you're interested in, the advisor will enquire about the amount of risk you might be prepared to take on with your hard-earned money. High risk investments may potentially offer higher rewards, but some or all of your funds could be lost. The best investment and financial advice will take you savings aims into consideration, i.e. how much you wish to invest, long or short term investments and how quickly you need access to your funds. "How much money can you truly afford to lose?" Is the one important question that you should really be asking yourself. Commonly called your capacity for loss, this will most likely have an effect on products and services that you're offered.

Financial Advice Near Aldershot Hampshire

Right from the start, it is imperative that you tell your financial advisor about any existing personal savings, regular outgoings, investments or mortgages that you currently have. This should give a clear and full picture of your current financial situation, and without this the advice you're given might not be the best for you. Spreading the risk across various different products by diversifying your savings and investments, is something that sound financial advice should allow for. In order to match your goals and financial circumstances, a professional financial advisor in Aldershot will be aware of the best areas to consider.

A financial advisor will open up the complex world of finance, and communicate in as much plain speech as possible. You should be in a position to make an informed and considered decision when you have learned about the various products and services that match your needs. If you're mind is firmly on the environment, you could ask your advisor to stick to ethical investments and savings. This will allow you to lend support to enterprises and firms which address your concerns, e.g. green energy or zero carbon, or perhaps keeping away from companies that don't meet your criteria.

It may prove challenging to manage work and other commitments around a close working relationship with your financial advisor in Aldershot. Face-to-face appointments can be supplemented with telephone and video conferencing to allow you to seek advice at a time to suit you. A professional financial advice provider in Aldershot will have stringent measures in place to keep your details secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor, because remote and home working is no longer unusual.


You have to keep in mind that the financial sector can be unpredictable, and investment values could just as easily go down as well as up. If it just so happens that your investment is not making the amount of money you were hoping for, it can be a worrying and disheartening time. However, unless it is owing to wrong or misleading information from your financial advisor, a downward spiral in your investment is not seen as a grounds for complaint.

Independent Financial Advisor Near Aldershot (GU11)

The firm's official complaints procedure should be the best place to start with any grievances, and the Key Facts Document should explain this. If your advisor is a member of the Financial Conduct Authority, you can tell the Financial Ombudsman about the matter if it is unsolved within the period set by the regulating body.

After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it is found that the complaint is justifiable, a decision will be made on how the client can be compensated or the situation rectified. The advisor and their firm must abide by any ruling that is made, which becomes a legally binding decision as soon as the client has agreed to it. The Financial Ombudsman will also take into consideration any inconvenience, hassle, distress and upset caused to the client during the process, and set the level of compensation proportionately.

Book a Financial Advisor in Aldershot UK

Financial advice can be provided in Aldershot and also nearby in: Tongham, Flexford, Church Crookham, Ash Vale, Ewshot, Seale, Mytchett, Fleet, Wanborough, Puttenham, Ash Green, Farnborough, Runfold, Weybourne, Aldershot Camp, Normandy, North Town, Badshot Lea, together with these postcodes GU11 1PR, GU11 1UE, GU11 1HH, GU11 1AH, GU11 1QX, GU11 1AS, GU11 1HD, GU11 1HL, GU11 1AN, GU11 1HN. Locally based Aldershot financial advisors will probably have the telephone dialling code 01252 and the postcode GU11. Checking this out will confirm that you're accessing locally based financial advisers. Aldershot householders can benefit from these and many other similar services.

Pension Planning

Taking a key step towards a secure retirement involves pension planning. The engagement of a financial advisor's services can bring about substantial process improvement. Your current financial situation will be assessed by an experienced advisor, understanding your retirement goals and designing a personalised pension plan. They navigate the intricacies of the UK's pension choices, which involve the state pension, workplace pensions, and SIPPs (self-invested personal pensions). By taking full advantage of their expertise, you can make informed decisions about contributions, investment choices and tax implications. Working with a financial advisor in Aldershot ensures that your future is secured with an effective pension plan, offering peace of mind and financial stability. (61324)

A Financial Advisor's Regular Tasks

  • Financial advisors meet targets for performance and sales.
  • Financial advisors make advantageous deals with with financial product providers.
  • Financial advisors consistently update clients concerning their investments.
  • Financial advisors provide consultation, counselling and education with regards to finances and investments.
  • Financial advisors research financial products and explain them clearly and simply to their clients.
  • Financial advisors talk to customers about their finances and plans.
  • Financial advisors produce financial reports.
  • Financial advisors maintain a record of potential customers and transactions.
  • Financial advisors work with associates to collect trends, market information and statistics.
  • Financial advisors keep fully up to date with new products and regulation changes.

Aldershot Financial Advice Services

Financial Advice Tasks Aldershot

There are a wide array of services which are provided by your local Aldershot financial advisor including wealth management & investments, ISA's, corporate financial planning Aldershot, corporate bonds in Aldershot, business protection Aldershot, general financial planning, financial services, retirement plans, pension planning Aldershot, life insurances in Aldershot, family income benefit, income protection, pension plans, financial analyst services, pension consolidation, equity release advice, pension reviews, investment consolidation advice, tax advice, inheritance tax planning, offshore investment advice, portfolio management, ethical investments in Aldershot, personal financial planning, savings advice Aldershot, pension drawdowns in Aldershot, financial planning, bridging finance, divorce financial planning, multi-asset portfolios, and more. Listed are just a small portion of the activities that can be carried out by a financial advisor. Aldershot professionals will keep you informed about their entire range of financial services.

Skills Required by Financial Advisors

  • To be thorough and pay attention to detail.
  • Good skills in verbal communication.
  • To be good at selling services and products.
  • To be able to network and establish relationships with customers.
  • To have a goal driven mentality.
  • A solid knowledge and understanding of economics and accounting with regard to financial markets and products.
  • Excellent management skills for negotiating product prices.
  • To be capable of using a computer and the appropriate software packages.
  • Excellent customer service skills for determining client requirements.
  • Active listening skills.
  • A competent level of mathematical knowledge for producing financial strategies.

Financial Advisors Near Aldershot

Also find: Flexford financial advisors, Aldershot Camp financial advisors, Badshot Lea financial advisors, Tongham financial advisors, Puttenham financial advisors, Normandy financial advisors, Church Crookham financial advisors, North Town financial advisors, Weybourne financial advisors, Runfold financial advisors, Ewshot financial advisors, Wanborough financial advisors, Seale financial advisors and more. Those who are hunting for financial advice, will discover that these services are readily available in most of these places. Home and business owners in the region can make enquiries about financial advice by clicking here.

Aldershot Financial Advice Services

Find a Financial Advisor in Aldershot Here
Financial Advice Enquiries in Aldershot Hampshire (01252)
  • Aldershot Estate Planning
  • Aldershot Cheap Financial Advice
  • Aldershot Independent Financial Advice
  • Aldershot Financial Advice Quotations
  • Aldershot Corporate Financial Advice
  • Aldershot Mortgage Advice
  • Aldershot Trustee Investments
  • Aldershot Pension Advice
  • Aldershot Life Insurance Advice
  • Aldershot Wealth Management
  • Aldershot Tax Advice
  • Aldershot Cashflow Analysis
  • Aldershot Investment Advice
  • Aldershot Retirement Advice

Financial Adviser Jobs Aldershot: View financial advisor jobs in Aldershot by going here: Financial Advisor Jobs Aldershot

If you need local info on Aldershot, Hampshire take a look here

Independent financial advisor in GU11 area, telephone code 01252.

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(This financial advisor Aldershot page was successfully updated on 20-02-2024)