Financial Advisor Leek

Leek Independent Financial Advice & Investment

Financial Advisor Leek Staffordshire (ST13): If you are in search of financial advice for the first time, trying to find a first-rate independent financial advisor in Leek can be a quite daunting experience. However, all financial advisors are bound by one simple rule; they all have to follow the regulations laid down by the FCA (Financial Conduct Authority), whether you're after mortgage, pensions, investments or even insurance advice. The benefit of this is that if a financial advisor who is FCA certified gives you poor quality advice, and things go wrong, you have guarantees, and can contact the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Leek Financial Advisor Quotes

When picking a financial advisor in Leek, a good place to start could be friends and family, however you must bear in mind that your circumstances may not be in line with theirs, and you may be in need of a different sort of advice. Financial advice should be individually tailored to your unique situation, and you'll discover that certain financial advisors might not be suitable for your requirements. It pays to talk to at least three different firms when you're considering a financial advisor, because this is a major decision, and you'll be looking to find one that you can trust and feel comfortable with, and also investigate the options they can provide.

Financial Advisor Leek Staffordshire (ST13)

Independent financial advisors (IFA) and restricted advisors, are the 2 principal types of financial advisor in Leek. Offering a wider range of options, an independent financial advisor won't be limited to the services or products of just one company. Independent financial advice must cover the entire gamut of financial products and companies, and should be given in an impartial way. If you decide to use an independent financial advisor, you'll be able to select from the widest possible array of products, in order to find the perfect solution for your needs. A restricted advisor could be tied to services and products from a specific company, or may even concentrate on a specific product, as can be the case with a mortgage advisor.

The Financial Conduct Authority requires that any financial advisor in Leek must be transparent about their charges, before taking you on as a client. Although it varies dependant upon the type of product or service you require, there could be an hourly rate, a set fee, or you may even be charged a proportion of the money you are investing. A free first consultation could be offered, so that you can discuss your aims and situation to determine whether the advisor is the right fit. If you go to one of the larger Leek firms, your account could be handled by a team of advisors rather than just one person.

Financial Advisors Leek UK (01538)

You will need to fill in a "Fact Find" form, which is a confidential disclosure document relating your desired goals and financial situation to the advising company. To provide information about the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial arena, you will also be given an Initial Disclosure, or Key Facts Document. Your own rights should also be laid out in this document, together with the options you can take if you need to complain because you aren't happy with the service you're given. It should be written in plain English and outline what you are committing yourself to, and any potential risks and benefits should you elect to accept the offered advice. You will find the level of cooling-off period in this document. Within a certain period of time, this allows you to cancel the contract.

The first time you are talking with the financial advisor you'll want to check what qualifications and experience they've got. After all you are just about to entrust your financial wellbeing to their skill, so you must not be embarrassed about asking these questions. A Level 4 qualification is the minimum qualification for any Leek financial advisor, and they also have to be able to present you with an annual Statement of Professional Standing. If the advisor's name doesn't show up on the Financial Services Register, you should not freak out, the company the individual works for should be found on the register and their personnel are all covered by the legislation. If they're unable to present these accreditations, the person cannot offer advice but can offer financial guidance. Guidance is somewhat different to advice as it isn't regulated in the same way, and if mistakes are made there will probably be no recourse to the client.

Financial Advisor Quotes in Leek Staffordshire

If it's investments that you are interested in, the advisor will question you about the level of risk you might be prepared to take with your hard-earned money. Higher risk investments may potentially offer better rewards, but all or some of your money could be lost. The best financial and investment advice will take into account your savings aims, i.e. how rapidly you need to access your money, how much capital you want to invest and short or long term investments. "How much can you truly afford to lose?" Is the one crucial question that you should really be asking yourself. This may well affect the services and products that could be offered for your consideration, and is called your capacity for loss.

Financial Advice Near Leek Staffordshire

Right from the start, it's vital that you tell your financial advisor about any savings accounts, regular payments, investments or mortgages that you currently have. They will need to know this, so they can get a picture of your finances and give the correct advice for your needs. Diversifying your savings and investments by spreading the risk across various different products, is an essential part of good quality financial advice. In order to match your goals and financial circumstances, an experienced financial advisor in Leek will have the knowledge of the best products to consider.

Your financial advisor will attempt to communicate in the clearest possible way, while throwing open the complex world of finance. This will permit you to compare services and products which match your needs, and make an informed decision. If you are environmentally minded, you could maybe ask your advisor to stick to ethical savings and investments. This will allow you to give your support to companies and enterprises which match your concerns, i.e. renewable energy or zero carbon, or perhaps staying away from firms that don't meet your criteria.

It could prove challenging to manage your work life and other obligations around working closely with your financial advisor in Leek. One-on-one appointments can be backed up with video conferencing and phone calls to enable you to seek advice at a time to suit you. An experienced financial advice firm in Leek will have stringent measures in force to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor, because home and remote working is now so common.


You must keep in mind that the financial world is a volatile sector, and investment values could just as easily go down as well as up. If it happens that your investment is not making the amount of money you hoped for, it can be a very disheartening and worrying time. A downward spiral in your investment isn't a recognised basis for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Leek (ST13)

Any disputes should begin with the firm's complaints procedure as indicated in the Key Facts Document. If the problem is unsolved within the time-frame stipulated by the regulating authority, and your financial advisor is a member of the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. A decision will be made on how to rectify the situation or financially compensate the client, if the complaint is justified. Once the decision is accepted by the customer it becomes a legally binding decision which the financial advisor and their company, must comply with. Any compensation as set out by the Ombudsman will also take into consideration any upset, inconvenience, hassle and distress caused to the client during the situation.

Book a Financial Advisor in Leek UK

Financial advice can be provided in Leek and also in nearby places like: Bottomhouse, Rudyard, Meerbrook, Bagnall, Biddulph Moor, Cheddleton, Stockton Brook, Horton, Onecote, Brown Edge, Winkhill, Thorncliffe, Bradnop, Ipstones, Blackshaw Moor, Upper Hulme, and in these postcodes ST13 5EN, ST13 5JH, ST13 5AF, ST13 5BQ, ST13 5LA, ST13 5EY, ST13 5AW, ST13 5DQ, ST13 5JP, ST13 5LR. Locally based Leek financial advisers will likely have the postcode ST13 and the telephone dialling code 01538. Verifying this can guarantee you access local financial advisers. Leek property owners can benefit from these and numerous other finance related services. Click the "enquiry" form or banner to get specifics of financial advisors in your area.

Leek Financial Advice Services

Financial Advice Tasks Leek

There are a whole host of services which can be provided by your local Leek financial advisor including independent financial advice in Leek, cash flow modelling in Leek, savings advice in Leek, pension transfers Leek, pension advice in Leek, investment bonds, annuities, mutual funds, money planning, inheritance tax planning, cheap financial advice, investment consolidation, corporate bonds, family income benefit, ISA's, income protection advice, business protection in Leek, cashflow planning, pensions in divorce, personal protection, equity release advice, retirement planning, offshore investment advice, death benefits, life insurances, general financial planning Leek, business planning, familt controlled trusts in Leek, trusts, investment reviews, and lots more. Listed are just a few of the activities that can be conducted by a financial advisor. Leek professionals will be delighted to keep you abreast of their whole range of services.


Financial Advisors Near Leek

Also find: Meerbrook financial advisers, Onecote financial advisers, Cheddleton financial advisers, Ipstones financial advisers, Bottomhouse financial advisers, Brown Edge financial advisers, Horton financial advisers, Bagnall financial advisers, Winkhill financial advisers, Rudyard financial advisers, Biddulph Moor financial advisers, Bradnop financial advisers, Blackshaw Moor financial advisers, Stockton Brook financial advisers, Thorncliffe financial advisers, Upper Hulme financial advisors and more. All these places are serviced by local financial advisers. Leek residents can get financial advice quotes by going here.

Leek Financial Advice Services

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Financial Advice Enquiries in Leek Staffordshire (01538)
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Financial Advisors Around Leek: Households in Brook Street, Ball Haye Road, Churnet View, Sandon Street, Daisy Bank, St Edwards Road, Cheddleton Park Avenue, Springfield Drive, Benty Grange Lane, Charnwood Close, Ashcombe Way, Blackshaw, Dunwood Road, Back Lane, Botham Drive, Dampier Street, Blackbrook, Tatton Close, Brindley Crescent, Deebank Avenue, Deansgate, Cornhill, Sandybrook Close, Belle Vue Road, Brooklands Way, Cross Street, The Willows, Broad Street, Barnfield Road Industrial Estate, have needed financial advice just recently. Financial advisors have also been active in the following Leek area postcodes: ST13 5EN, ST13 5JH, ST13 5AF, ST13 5BQ, ST13 5LA, ST13 5EY, ST13 5AW, ST13 5DQ, ST13 5JP, ST13 5LR. People residing in these areas recently required help from a financial advisor. Leek residents were given reliable and top quality financial services on every occasion.

Leek Financial Advisor Jobs: Get financial advisor jobs near Leek by going here: Financial Advisor Jobs Leek

Leek Staffs (Staffordshire): The attractive, ancient market town of Leek is located in the West Midlands district of England in the traditional county of Staffordshire. Leek is approximately 10 miles from Stoke-on-Trent and 24 miles from Stafford, villages and towns nearby include Horton, Cheddleton, Ipstones, Onecote, Rudyard, Brown Edge, Bagnall and Bottomhouse. Leek has a population of approximately 20,000, is in the postcode district ST13 and has the dial code 01538. Leek stands on the River Churnet and is the main administrative centre for Staffordshire Morlands District Council. The Eighteenth Century canal builder James Brindley lived in Leek as did the founder of the Arts and Crafts movement, William Morris. Popular attractions near to Leek include Rudyard Lake. (Tags: Leek England, Leek Staffordshire, Leek Staffs, Leek UK)

Independent financial advisor in ST13 area, telephone code 01538.

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(This financial advisor Leek content was successfully updated on 06-05-2022)