Financial Advisor Westbury

Westbury Independent Financial Advice & Investment

Financial Advisor Westbury Wiltshire (BA13): It can be an intimidating experience trying to locate a first-rate financial advisor advisor in the Westbury area, in particular if it is the first time that you are in search of financial advice. Whether it's investments, mortgage, pension or even insurance guidance that you are looking for, there is one common rule for all qualified financial advisors; they must all adhere to Financial Conduct Authority (FCA) regulations. Any advice given from a FCA authorised financial advisor in Westbury comes with certain guarantees that should things go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Westbury Financial Advisor Quotes

Recommendations from neighbours and friends can be a good starting place in picking a financial advisor in Westbury, but remember that their needs might be different to the kind of advice you're looking for. Their advice needs to be adapted to your particular circumstances, and every financial advisor is not suitable for everybody. It is a good idea to speak with at least 3 different companies when you're selecting a financial advisor, since this is an important decision, and you'll be looking to find one that you feel comfortable with and can trust, and also explore the options they can provide.

Financial Advisor Westbury Wiltshire (BA13)

Independent financial advisors (IFA) and restricted advisors, are the two main types of financial advisor in Westbury. An IFA will not be restricted to the services or products of just one provider. Independent financial advice should encompass the entire gamut of financial companies and products, and should be offered in an unbiased way. Consulting an IFA should permit you to select from the widest possible range of products. A restricted advisor could be concerned with a single product, such as a mortgage advisor, or be restricted to services and products from one particular provider.

Before any Westbury financial advisor takes you on as a client, they're required by the FCA to be transparent about their charges. Although it can vary in accordance with the kind of product or service you require, there could be a set fee, an hourly rate, or you could even be charged a percentage of the money you are investing. You could be offered the chance of a free initial consultation to enable you to discuss your objectives and find out if the advisor is a good fit for you and your situation. Your account might be looked after by a team as opposed to a single advisor, if you opt to go to one of the larger Westbury companies.

Financial Advisors Westbury UK (01373)

To outline your goals and financial situation to the advising firm, you'll need to fill out a "Fact Find" document, which is a confidential disclosure form. An Initial Disclosure Document, or Key Facts Document will also be given to you, providing information regarding the financial advisors themselves, outlining the extent of their permissions in the financial arena and their situation for offering independent or restricted advice. This document should also set down your own legal rights and the possible options you can take if you are not satisfied with the service provided, and would like to complain. It must be written in plain language and describe what you're committing yourself to, and any potential risks and benefits that exist should you decide to take the offered advice. This document must also tell you about the allowed cooling-off period. Within a certain number of days, this permits you to cancel the agreement with your financial advisor.

The first time you're speaking with your financial advisor ensure that you check what experience and qualifications they've got. Asking such questions should not be a cause for embarrassment, because after all you are entrusting them with your financial future. All financial advisors in Westbury must hold at least a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you don't need to panic if your advisor's name does not show up on there; you should be able to locate the company name, and this means that the legislation covers all of their personnel. If they are not able to supply these accreditations, the person cannot offer advice but only financial guidance. In terms of finance guidance is different to advice and is not regulated. Therefore there's no recourse for either party if errors occur.

Financial Advisor Quotes in Westbury Wiltshire

You'll be asked the level of risk you are prepared to accept, if you are seeking advice on investments. High risk investments may offer bigger rewards, but some or all of your funds could be lost. In order to get the most beneficial financial and investment advice, your savings goals will need to be taken into account, i.e. short or long term investments, how rapidly you need access to your money and how much you wish to invest. The one question that you should ask yourself, which is usually ignored, is how much money you can afford to lose. This is known as your capacity for loss and could influence the services and products that could be offered for your consideration.

Financial Advice Near Westbury Wiltshire

Right from the start, it is crucial that you let your financial advisor know about any existing investments, savings accounts, regular outgoings or mortgages that you have. To make certain that you get the best advice for you, they need to have a clear and full picture of your financial circumstances. Diversifying your savings and investments by spreading the risk across various products, is a crucial part of reliable financial advice. So as to mirror your financial situation and goals, a qualified financial advisor in Westbury will understand the best products to consider.

Communicating in the plainest speech possible, your financial advisor will throw open the complex world of finance and investment. After comparing the products and services which match your needs, you should be able to come to an informed and knowledgeable decision. If environmental issues are at the forefront of your mind, you could even ask that ethical investment and savings schemes take top priority. This will allow you to support enterprises and firms which address your concerns, e.g. green energy or zero carbon, or perhaps steering clear of businesses that don't meet your criteria.

It may prove hard to manage your work and other responsibilities around a close working relationship with a financial advisor in Westbury. Face-to-face appointments can be augmented with telephone calls and video conferencing to enable you to get advice at times that suit you. Even if you hardly ever have a face-to-face meeting with your personal advisor, an experienced financial advice firm in Westbury will have rigorous measures in force to keep your details secure and confidential, because working from home and remote working is now a large part of our society.


The value of your investments can go down as well as up, and this is a factor that you have to remember. If your investment fails to make the amount of money you were hoping for, it can be incredibly stressful and frustrating. Unfortunately, a downward trend in your investment is not a recognised cause for complaint, unless it is because of misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Westbury (BA13)

Any complaints should begin with the firm's complaints procedure as detailed in the Key Facts Document. If the financial advisor is registered with the FCA, you can tell the Financial Ombudsman about the issue if it remains unresolved within the time schedule stipulated by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. A decision is made on how to financially compensate the client, if the complaint is upheld. This will become a legally binding decision as soon as it has been agreed on by the client, and the financial advisor and their company must comply with the decision. Any trouble, annoyance, inconvenience and distress caused to the customer during the dispute, will be taken into account when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Westbury UK

Financial advice can be provided in Westbury and also in nearby places like: Yarnbrook, North Bradley, Westbury Leigh, Dilton Marsh, Hawkeridge, Heywood, Berkley, Salisbury, Upton Scudamore, Old Dilton, Chalford, Frome Market, Bratton, Warminster, Standerwick, as well as in these postcodes BA13 3GY, BA13 3BN, BA13 3HL, BA13 3EF, BA13 3BD, BA13 3ET, BA13 3FF, BA13 3DT, BA13 3EZ, BA13 3JX. Local Westbury financial advisors will probably have the postcode BA13 and the phone code 01373. Verifying this should guarantee you are accessing locally based financial advisers. Westbury homeowners can utilise these and lots of other comparable services.

Westbury Financial Advice Services

Financial Advice Tasks Westbury

There are a whole host of services which are provided by your local Westbury financial advisor including investment consolidation advice, cash flow modelling, unit trusts in Westbury, business protection, corporate bonds, pension reviews in Westbury, annuities, financial services, family income benefit, death benefits in Westbury, business financial planning, wealth management & investments, income protection in Westbury, ethical investment advice, pensions in divorce Westbury, trustee investment services Westbury, bridging finance, pension transfer advice, stakeholder pensions, mortgage advice, pension planning Westbury, investment bonds in Westbury, pension planning, personal financial planning, familt controlled trusts, tax financial planning, annuity purchase in Westbury, divorce financial planning, corporate financial planning, cashflow analysis, and more. Listed are just some of the tasks that can be accomplished by a financial advisor. Westbury professionals will keep you informed about their whole range of financial services.

Wiltshire Financial Advisors

Financial Services Westbury Advisor 01373 Advisers Advice Financial Advisor Financial Advice Wiltshire Investment BA13 Advisors

In the Wiltshire area you can likewise get: Laverstock investment advisors, Winterbourne Gunner investment advisors, Wilton investment advisors, Bromham investment advisors, Morgans Vale financial advice, Ramsbury investment advice, Broughton Gifford investment advice, Longbridge Deverill investment advice, Larkhill investment advice, Bradenstoke investment advice, Chiseldon investment advisors, Tisbury financial advisors, Chiseldon investment advice, Bratton investment advisors, Marlborough investment advice, Durrington investment advice, Bradford on Avon investment advisors, Winsley financial advisors, Downton financial advisors, Kington Langley financial advisors, Wilton investment advice, Urchfont investment advisors, Marlborough financial advisors, Collingbourne Ducis financial advice, Covingham financial advice, Bromham financial advisors, Winterbourne investment advisors.


Financial Advisors Near Westbury

Also find: Old Dilton financial advisers, North Bradley financial advisers, Yarnbrook financial advisers, Warminster financial advisers, Hawkeridge financial advisers, Heywood financial advisers, Berkley financial advisers, Bratton financial advisers, Frome Market financial advisers, Westbury Leigh financial advisers, Standerwick financial advisers, Salisbury financial advisers, Upton Scudamore financial advisers, Chalford financial advisers, Dilton Marsh financial advisors and more. Most of these towns and villages are served by local financial advisers. Westbury residents can get quotations by clicking here.

Westbury Financial Advice Services

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Financial Advice Enquiries in Westbury Wiltshire (01373)
  • Westbury Retirement Advice
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  • Westbury Mortgage Advice
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  • Westbury Estate Planning
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  • Westbury Cashflow Analysis
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  • Westbury Trustee Investments
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Financial Advisors Around Westbury: People living in the following areas have recently enquired about financial advice - Gibbs Close, School Lane, Phipps Close, Leighton Park North, Hackney Way, Dorset Drive, The Mead, Shetland Close, The Knoll, Black Horse Lane, Cheyney Walk, Kingfisher Drive, Jubilee Close, Timor Road, Lower Westbury Road, Stephenson Road, Newtown, Dartmoor Road, Windsor Drive, Brunel Close, Alfred Street, Devon Drive, Edward Street, Somerset Drive, Redland Lane, Storridge Road, Willoughby Close, The Spur, Oldenburg Road, as well as these Westbury area postcodes: BA13 3GY, BA13 3BN, BA13 3HL, BA13 3EF, BA13 3BD, BA13 3ET, BA13 3FF, BA13 3DT, BA13 3EZ, BA13 3JX. Folks in these local areas recently needed the help of a financial advisor. Westbury residents enjoyed the benefits of reliable and top quality financial services in every case.

For the latest local info on Westbury, Wiltshire click here

Westbury Financial Advisor Jobs: Browse financial adviser jobs near Westbury here: General Financial Advisor Jobs

Independent financial advisor in BA13 area, 01373.

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(This financial advisor Westbury content was checked and updated on 06-05-2022)