Financial Advisor Wellington

Wellington Independent Financial Advice & Investment

Financial Advisor Wellington Shropshire (TA21): It can be a daunting experience trying to locate a decent financial advisor advisor in the Wellington area, in particular if it is the very first time that you're seeking financial advice. Nevertheless, all financial advisors are bound by one simple rule; they must all conform to the regulations laid down by the Financial Conduct Authority, whether you're looking for investments, pension, mortgage or even insurance advice. The good thing about this is that should a financial advisor who is FCA approved give you poor quality advice, and things go wrong, you have guarantees, and can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get things put right.

Free Wellington Financial Advisor Quotes

When selecting a financial advisor in Wellington, a good place to start could be friends and neighbours, but you must remember that your situation may not be in line with theirs, and you may be in need of a different kind of advice. Not every financial advisor is suitable for everyone, and any advice they provide needs to be adapted to your unique circumstances. Selecting the right financial advisor is important and it pays to chat to at least 3 different companies in order to explore the various options they provide, and to find one you can trust and feel at ease with.

Financial Advisor Wellington Shropshire (TA21)

There are 2 principal types of financial advisor in Wellington; independent financial advisors and restricted advisors. The advantage of using an IFA is that they will not be confined to a single provider's products or services, and can offer a more diverse range of options. Covering the full gamut of financial companies and products, independent financial advice must be offered in an unbiased and impartial way to clients. Consulting an IFA should allow you to choose from the widest possible array of products. A restricted financial advisor might be focused on a single product, as with a mortgage advisor, or be limited to products and services from one particular company.

Before taking you on as a client, any financial advisor in Wellington must be fully transparent with you about their charges, as set out by the FCA. Based upon the type of product you are looking for, you could be charged by the hour, a set fee or maybe even a percentage of your investment. To discuss your aims and determine whether the advisor is the proper choice for your circumstances, you could be offered the chance of a free initial consultation. In some bigger Wellington firms, you may find that your account is being handled by a team rather than an individual.

Financial Advisors Wellington UK (01823)

To describe your financial situation and ambitions to the advising firm, you will have to fill out a "Fact Find" form, which is a confidential disclosure document. To provide information regarding the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial sector, you'll also be given a Key Facts Document, or Initial Disclosure Document. If you aren't happy with the service provided, and wish to make a complaint, this document should also set down your legal rights and the possible options you can take. It has to be simple to understand, written in layman's terms, and outline precisely what you're signing up for, along with the risks and benefits of taking the proffered advice. This document should also inform you about the level of cooling-off period. This makes it possible for you to cancel the agreement within a certain number of days, and whenever any penalties have to be paid.

You should check the qualifications and experience of the financial advisor when you first speak with them. Asking such questions should not cause you any embarrassment, because after all you're about to entrust them with your long-term financial wellbeing. All financial advisors in Wellington must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. You should not panic if your particular financial advisor's name doesn't appear on the Financial Services Register, providing the firm is listed on the register, their personnel are covered by the regulations. If these can't be provided the individual may still offer financial guidance instead of advice. Guidance is different to advice as it's not regulated in the same way, and if financial mistakes are made there will likely be no recourse to the client.

Financial Advisor Quotes in Wellington Shropshire

If it is investments that you're interested in, your advisor will want to know the level of risk you are ready and able to take on with your hard-earned money. Bigger rewards could be possible with high risk investments, however you stand a greater chance of losing some or all of your money. Decent financial and investment advice will take you savings objectives into consideration, i.e. how much you have to invest, short or long term investments and how quickly you need to access your money. One question you should ask yourself, which is frequently overlooked, is just how much you can afford to lose. This might influence the products and services that could be offered for your consideration, and is called your 'capacity for loss'.

Financial Advice Near Wellington Shropshire

If you've already got any current mortgage loans, savings, investments or regular outgoings, you need to tell your financial advisor about these. They will need to know this, so they can get a clear picture of your financial circumstances and give the appropriate advice for you. Good financial advice should allow for diversifying your investments and savings by spreading the risk across a number of different products. With a knowledge of the best areas to consider, a competent financial advisor will favour products that match your financial circumstances and goals.

Your financial advisor will communicate in as much plain speech as possible, to reveal the multifaceted world of finance. This will help you to compare products and services that match your needs, and make an informed decision. If you're environmentally minded, you could maybe ask your advisor to stick to ethical savings and investment schemes. You will then be able to keep away from investments that firms meet your criteria, but instead lend your support to those companies and enterprises that address your concerns, for example renewable energy or zero carbon.

It's not that easy to have a close working relationship with a financial advisor in Wellington without this impacting your work and other commitments. Face-to-face appointments can be complemented with video conferencing and telephone to enable you to seek advice at times that suit you. Even if you rarely have an in-person meeting with your personal advisor, a professional financial advice firm in Wellington will have rigorous measures in place to ensure your details are kept confidential and secure, because remote and home working is now a large part of our society.


The value of your investments can go down as well as up, and this is a factor that you must always bear in mind. If it happens that your investment isn't making as much money as you were hoping for, it can be a very worrying and frustrating time. However, except if it is due to misleading or wrong information from your advisor your investment having a downward trend isn't a recognised cause for complaint.

Independent Financial Advisor Near Wellington (TA21)

The firm's complaints procedure should be the starting place for any disputes, and the Key Facts Document will explain this. If the matter remains unresolved within the time period stipulated by the regulating authority, and your financial advisor is registered with the Financial Conduct Authority, you can notify the Financial Ombudsman.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If it is established that the complaint is justified, a decision is made on how the client can be compensated or the situation rectified. The advisor and their firm must abide by any ruling that is made by the Ombudsman, which becomes legally binding once the customer has agreed to it. Any hassle, distress, upset and inconvenience caused to the customer during the process, will be considered when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Wellington UK

Financial advice can be provided in Wellington and also nearby in: Rockwell Green, Wiveliscombe, Milverton, Ham, Bradford-on-Tone, West Buckland, Tonedale, Taunton, Burlescombe, Chelston, Bishops Lydeard, Nynehead, Norton Fitzwarren, Uffculme, Hemyock, as well as in these postcodes TA21 8AZ, TA21 8LL, TA21 8DB, TA21 8BE, TA21 8JW, TA21 8EY, TA21 8LU, TA21 0BG, TA21 8DA, TA21 8JY. Local Wellington financial advisers will most likely have the phone code 01823 and the postcode TA21. Checking this can guarantee you access local financial advisers. Wellington home and business owners will be able to benefit from these and lots of other comparable services.

Wellington Financial Advice Services

Financial Advice Tasks Wellington

There is a wide range of services which can be provided by your local Wellington financial advisor including pension advice, annuities, multi-asset portfolios, business planning, cheap financial advice, stakeholder pensions, financial planning, personal protection, money planning, mutual funds, mortgage advice, investment reviews, cashflow planning in Wellington, corporate financial planning, trusts, general financial planning Wellington, familt controlled trusts Wellington, savings advice Wellington, pension transfer advice in Wellington, personal financial planning, financial services, cash flow modelling, tax planning, pension drawdowns in Wellington, corporate bonds, personal pensions advice, ethical investments, long term care fee planning in Wellington, pension reviews in Wellington, inheritance tax planning, and lots more. These are just some of the tasks that can be performed by a financial advisor. Wellington professionals will be happy to inform you of their entire range of financial services.

A Financial Advisor's Day to Day Duties

  • Financial advisors speak to clients regarding their plans and finances.
  • Financial advisors update customers concerning their investments.
  • Financial advisors provide consultation, counselling and education with regards to finances and investments.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors produce detailed financial reports.
  • Financial advisors maintain a record of potential customers and transactions.
  • Financial advisors keep up to date with new products and law changes.
  • Financial advisors collaborate with providers of financial products.
  • Financial advisors work in collaboration with their peers to collect market information, trends and statistics.

Shropshire Financial Advisors

Advisors Investment Services Advice Financial Advice Advisor Advisers 01823 Financial Advisor Shropshire TA21 Financial Wellington

In the Shropshire area you can likewise get: West Felton investment advisors, Welshampton financial advice, Weston Rhyn financial advice, Stoke Upon Tern investment advisors, Cheswardine financial advice, West Felton investment advice, Bayston Hill investment advice, Whittington investment advisors, West Felton financial advice, Bishops Castle financial advice, Albrighton financial advice, Westbury investment advisors, Pontesbury financial advisors, Great Dawley investment advice, Stirchley financial advisors, Ditton Priors investment advice, Oakengates financial advisors, Llanymynech financial advice, Condover investment advice, Waters Upton financial advice, Edgmond financial advisors, Ercall Magna investment advisors, Baschurch investment advice, Overdale investment advice, Broseley financial advisors, Donnington financial advice, Ercall Magna financial advisors, Wrockwardine investment advice, Cleobury Mortimer investment advisors.

Essential Skills for Financial Advisors

  • Excellent business management skills for negotiating product fees.
  • Outstanding verbal communication skills.
  • An excellent understanding of economics and accounting associated with financial products and markets.
  • To be self-motivated and organised.
  • Effective skills in customer service for identifying customer requirements and needs.
  • To be able to competently use a computer and the main software packages.
  • To pay attention to detail and be thorough.
  • To be good at selling services and products.
  • To have the ability to listen attentively
  • To be able to network and build solid relationships with customers.
  • A good level of maths knowledge for building financial strategies.

Financial Advisors Near Wellington

Also find: Chelston financial advisers, Burlescombe financial advisers, Wiveliscombe financial advisers, Ham financial advisers, Bishops Lydeard financial advisers, West Buckland financial advisers, Nynehead financial advisers, Bradford-on-Tone financial advisers, Norton Fitzwarren financial advisers, Hemyock financial advisers, Rockwell Green financial advisers, Milverton financial advisers, Uffculme financial advisers, Tonedale financial advisers, Taunton financial advisors and more. The majority of these villages and towns are served by local financial advisers. Wellington residents can get price quotes by going here.

Wellington Financial Advice Services

Find a Financial Advisor in Wellington Here
Financial Advice Enquiries in Wellington Shropshire (01823)
  • Wellington Life Insurance Advice
  • Wellington Investment Advice
  • Wellington Cheap Financial Advice
  • Wellington Wealth Management
  • Wellington Mortgage Advice
  • Wellington Financial Advice Quotations
  • Wellington Cashflow Analysis
  • Wellington Financial Advice
  • Wellington Estate Planning
  • Wellington Retirement Planning
  • Wellington Financial Services
  • Wellington Pension Advice
  • Wellington Trustee Investments
  • Wellington Corporate Financial Advice

More Wellington Services: Undoubtedly, whenever you are looking at your finances in Wellington, Shropshire, you'll likely need all kinds of different services and along with a financial advisor in Wellington, Shropshire, you might additionally need contracts lawyers in Wellington, property law & conveyancing in Wellington, payroll services in Wellington, mortgage advice in Wellington, estate planning in Wellington, tax preparation in Wellington, family lawyers in Wellington, solicitors in Wellington, bookkeeping in Wellington, business consulting in Wellington, mortgage brokers in Wellington, wills in Wellington, accountants in Wellington, debt recovery & collection in Wellington, banruptcy lawyers in Wellington, investment advisors in Wellington, business financial planning in Wellington, and other different Wellington experts.

Financial Advisors Around Wellington: Some Wellington streets where financial advice has recently been given - Champford Mews, Bakers Lane, Swains, Canal Close, Barn Meads Road, The Gables, Sawyers Hill, Church Green, Dobree Park, Bulls Row, Blackmoor, Bulford Lane, Twyford Place, Coburg Close, Courtland Road, Station Road, Dyers Close, Bluett Road, South Street, Crown Hill, Corner Close, Brooklands Road, Alexandra Road, Shuteleigh, as well as the following local Wellington postcodes: TA21 8AZ, TA21 8LL, TA21 8DB, TA21 8BE, TA21 8JW, TA21 8EY, TA21 8LU, TA21 0BG, TA21 8DA, TA21 8JY. Folks residing in these local areas recently needed help from a financial advisor. Wellington residents enjoyed the benefits of dependable and top quality financial services in every case.

To find out local info on Wellington, Shropshire go here

More Shropshire Financial Advisors: More Shropshire financial advisors: Madeley, Telford, Wellington, Shrewsbury and Oswestry.

Independent financial advisor in TA21 area, and dialling code 01823.

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(This financial advisor Wellington page was edited and updated on 06-05-2022)