Financial Advisor Wellington

Wellington Independent Financial Advice & Investment

Financial Advisor Wellington Shropshire (TA21): If you're in search of financial advice for the very first time, trying to locate a reliable independent financial advisor in the Wellington area can be a challenging experience. However, all financial advisors have one thing in common; they must all adhere to the regulations set by the FCA (Financial Conduct Authority), whether you're after investment, mortgage, pensions or even insurance advice. This comes with certain guarantees, therefore after getting advice from a FCA certified financial advisor in Wellington, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go wrong.

Free Wellington Financial Advisor Quotes

Recommendations from friends and relatives can be a decent starting point in choosing a financial advisor in Wellington, but keep in mind that their needs might be different to the kind of advice you're looking for. Their advice needs to be tailored to your particular situation, and not every financial advisor is suitable for everyone. It is a good idea to talk to at least 3 different companies when you're picking a financial advisor, because this is a big decision, and you will be looking to find one that you feel comfortable with and can trust, and at the same time investigate the options they can provide.

Financial Advisor Wellington Shropshire (TA21)

There are two principal types of financial advisor in Wellington; restricted advisors and independent financial advisors (IFA). Offering a more extensive range of options, an independent financial advisor won't be limited to the products or services of just one provider. Covering the entire gamut of financial companies and products, independent financial advice should be given in an honest and unbiased way to clientele. This will permit you to pick from the widest range of products to suit your needs. If you go to a restricted financial advisor you'll soon realise that they might be limited to services and products of one particular firm, or as with a mortgage advisor, may only be involved with one solitary product.

The FCA demands that any Wellington financial advisor must fully discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or even a percentage of your investment, dependant upon services you're interested in. To allow you to discuss your aims and determine whether the advisor is a right fit for you and your situation, a free preliminary consultation may be offered. If you go to one of the bigger Wellington companies, your account might be managed by a team of advisors rather than just one person.

Financial Advisors Wellington UK (01823)

Before any actual advice is handed out you'll be asked to fill out a confidential disclosure form, called a "Fact Find" document, which informs the advising company about your objectives and financial situation. An Initial Disclosure Document, or Key Facts Document will also be handed to you, to provide details of the financial advisors themselves, detailing the extent of their permissions in the financial sector and their status to offer restricted or independent advice. If you're not happy with the service provided, and wish to submit a complaint, this document should also lay down your own legal rights and the options you can take. It should outline what you're signing up for, and any possible benefits and risks if you opt to accept the offered advice, and it should be set down in plain language. The allowed cooling-off period should also be explained in this Key Facts Document. This makes it possible for you to have a change of heart within a certain number of days, and cancel the contract with your financial advisor.

When talking with your financial advisor initially you'll want to check their qualifications and experience. Asking such questions should not cause you any embarrassment, because after all you're about to entrust them with your long-term financial wellbeing. A Level 4 qualification is the minimum certification for any Wellington financial advisor, and they also have to be able to provide you with an annual Statement of Professional Standing. When checking the Financial Services Register, you should not freak out if your particular financial advisor's name doesn't show up on there; you will probably find the firm name, and this means that the legislation covers all of their advisors. The person can still offer financial guidance rather than advice, if these can't be provided. In terms of finance guidance is different to advice and is not regulated in the same way. Therefore there isn't any recourse for the client if financial blunders are made.

Financial Advisor Quotes in Wellington Shropshire

If it is investing money that you're interested in, the advisor will need to know the amount of risk you might be willing and able to accept with your hard-earned money. High risk investments could potentially offer substantial rewards, however some or all of your money could be lost. Your savings aims should be carefully considered if good quality financial and investment advice is to be given, i.e. long or short term investments, how much you have to invest and how rapidly you need to access your funds. You must always ask yourself the one important question, how much can you really afford to lose. This is commonly called your capacity for loss and may well affect the services and products that may be offered for your consideration.

Financial Advice Near Wellington Shropshire

Right from the start, it's imperative that you tell your financial advisor about any existing mortgage loans, investments, regular outgoing payments or personal savings that you currently have. This will provide a clear and full picture of your financial circumstances, and without this the advice you get will most likely not be the most suitable for you. Spreading the risk across various different products by diversifying your investments and savings, is something that smart financial advice should allow for. Having an understanding of the best areas to consider, a competent financial advisor will favour products that most closely fit in with your financial circumstances and goals.

Communicating in the plainest speech possible, your financial advisor will reveal the complex world of investment and finance. After learning about the products and services that meet your needs, you should be in a position to make an informed and deliberative decision. You could ask your financial advisor only to include ethical savings and investment schemes. This not only gives you investment possibilities, but also allows you to support green energy or zero carbon projects, and steer clear of those that do not share the same values as you do.

It could prove difficult to manage your work life and other obligations around a close working relationship with your financial advisor in Wellington. One-on-one appointments can be backed up with telephone calls and video conferencing to enable you to seek advice at times that suit you. Remote and home working is now a large part of our society, and an established financial advice provider in Wellington will have stringent measures in place to keep your details confidential and secure, even if you never have a one-on-one meeting with your advisor.


The value of your investments could go down as well as up, and this is something that you must always bear in mind. If your investment is not making as much money as you hoped for, it can be extremely disheartening and worrying. However, except if it's due to incorrect or misleading information from your advisor a downward spiral in your investment isn't a recognised basis for complaint.

Independent Financial Advisor Near Wellington (TA21)

The company's complaints procedure should be the place to start with any grievances, and the Key Facts Document should explain this. If the problem remains unsolved within the time set out by the regulating body, and the advisor is a member of the FCA, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. A decision will be made on how to financially compensate the customer, if the complaint is justified. On acceptance by the customer, the ruling becomes legally binding, and the financial advisor and their company must abide by it. Any compensation as set out by the Financial Ombudsman will also take into consideration any annoyance, distress, trouble and inconvenience caused to the customer during the dispute.

Book a Financial Advisor in Wellington UK

Financial advice can be provided in Wellington and also in: Hemyock, Norton Fitzwarren, Ham, West Buckland, Milverton, Taunton, Nynehead, Burlescombe, Tonedale, Bishops Lydeard, Wiveliscombe, Bradford-on-Tone, Chelston, Uffculme, Rockwell Green, together with these postcodes TA21 8EB, TA21 8AU, TA21 8AX, TA21 0BQ, TA21 8DA, TA21 8HY, TA21 8EF, TA21 8JN, TA21 8PG, TA21 8NX. Local Wellington financial advisors will probably have the dialling code 01823 and the postcode TA21.

Financial Advisors Shropshire

Shropshire Advisers Advisors Advisor Wellington Financial Advisor TA21 Financial Advice Advice Investment 01823 Financial Services

In the Shropshire area you'll likewise find: Woore financial advice, Market Drayton financial advisors, Ludlow financial advice, Rodington investment advisors, Gobowen investment advice, Much Wenlock investment advisors, Bishops Castle investment advisors, Weston Rhyn investment advisors, Ellesmere financial advice, Wem investment advice, Oakengates investment advisors, Prees Higher Heath investment advisors, Whittington investment advisors, Longden investment advice, Edgmond financial advice, Rodington financial advisors, Priorslee investment advisors, Shifnal investment advice, Weston Rhyn financial advice, Prees Higher Heath investment advice, Market Drayton investment advisors, Highley financial advice, Stirchley financial advice, Newtown investment advisors, Craven Arms investment advisors, Hadley financial advisors, Whixall investment advice, Much Wenlock investment advice, Pant financial advisors.

Skills and Knowledge Needed to be Financial Advisors

  • The ability to sell services and products.
  • Excellent management skills for the negotiation of product prices.
  • Good verbal communication skills.
  • To have the ability to network and build relationships with clients.
  • Excellent customer service skills for identifying customer requirements.
  • To have attentive interpersonal and listening skills.
  • A competent level of mathematical knowledge for creating financial strategies.
  • To have good IT skills.
  • To pay attention to detail and be thorough.
  • A solid knowledge of accounting and economics relating to financial products and markets.
  • To be goal driven.

Financial Advice Enquiries Shropshire

Shropshire Financial Advice Enquiries

Recently posted Shropshire financial advice enquiries: Patrik Duncan and Aizah Duncan from Dawley, Shropshire recently asked for information on equity release. Nyla and Lee Mason from Cleobury Mortimer, Shropshire recently asked for information on financial planning. Mr and Mrs Townend from Broseley, Shropshire recently enquired about family income benefit. Mr and Mrs Warren from Pimhill, Shropshire recently enquired about offshore investments. Xander and Dana Reader from Highley, Shropshire recently enquired about investment bonds. Orlaith Hanson from Overdale recently enquired about life assurance. Ameera and Sidney Cowell from Brookside, Shropshire recently enquired about mortgage advice. Jeremy Doyle and Fatima Doyle from Stoke Upon Tern recently asked for information on investment bonds.

Wellington Financial Advice Services

Financial Advice Tasks Wellington

There are a number of different services that can be provided by your local Wellington financial advisor including ethical investment advice Wellington, independent financial advice Wellington, pension advice, ISA's in Wellington, tax financial planning, trustee investment services Wellington, pension reviews, trusts Wellington, business planning in Wellington, pension drawdowns in Wellington, divorce planning, bridging finance, wealth management & investments Wellington, equity release advice, family income benefit in Wellington, long term care fee planning, annuity purchase, pension planning in Wellington, life insurance advice in Wellington, will writing services, investment advice in Wellington, portfolio management Wellington, mortgage services in Wellington, annuities in Wellington, cashflow analysis in Wellington, and lots more.


Financial Advisors Near Wellington

Also find: Hemyock financial advisors, Burlescombe financial advisors, Tonedale financial advisors, Uffculme financial advisors, Norton Fitzwarren financial advisors, Wiveliscombe financial advisors, Ham financial advisors, Taunton financial advisors, Rockwell Green financial advisors, Bishops Lydeard financial advisors, West Buckland financial advisors, Nynehead financial advisors, Milverton financial advisors, Chelston financial advisors, Bradford-on-Tone financial advisors and more.

Wellington Financial Advice Services

Find a Financial Advisor in Wellington Here
Financial Advice Enquiries in Wellington Shropshire (01823)
  • Wellington Corporate Financial Planning
  • Wellington Trustee Investments
  • Wellington Cashflow Analysis
  • Wellington Life Insurance Advice
  • Wellington Financial Services
  • Wellington Retirement Advice
  • Wellington Mortgage Advice
  • Wellington Financial Advice Quotes
  • Wellington Pension Advice
  • Wellington Cheap Financial Advice
  • Wellington Inheritance Advice
  • Wellington Estate Planning
  • Wellington Investment Advice
  • Wellington Tax Advice

Financial Advisors Around Wellington: In Drakes Park, Sawyers Hill, Champford Mews, St Johns Close, Blackdown View, Clifford Terrace, Standle, Buckwell, Swains, Stoneleigh, Tone Hill, Champford Lane, Sylvan Road, Court Drive, Swifts, Courtland Road, Appley, Springfield Road, Budgetts Cross, Birchills Close, Drakes Park North, Bluett Road, Scotts Lane, Stedhams Close, as well as these Wellington area postcodes: TA21 8EB, TA21 8AU, TA21 8AX, TA21 0BQ, TA21 8DA, TA21 8HY, TA21 8EF, TA21 8JN, TA21 8PG, TA21 8NX, folks have just recently needed financial advice.

To find local info relating to Wellington, Shropshire click here

Wellington Financial Advisor Jobs: See financial adviser jobs near Wellington here: Wellington Financial Advisor Jobs

More Shropshire Financial Advisors: More Shropshire financial advisors: Telford, Madeley, Shrewsbury, Wellington and Oswestry.

Independent financial advisor in TA21 area, and dialling code 01823.

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