Financial Advisor Weston-super-Mare

Weston-super-Mare Independent Financial Advice & Investment

Financial Advisor Weston-super-Mare Somerset (BS22): If you're seeking financial advice for the first time, trying to locate a decent independent financial advisor in Weston-super-Mare can be an intimidating experience. Whether you're looking for investments, pensions, mortgage or even insurance guidance, all financial advisors are bound by one simple rule; they all have to observe the regulations set by the FCA (Financial Conduct Authority). This comes with certain guarantees, therefore after taking advice from a FCA authorised financial advisor in Weston-super-Mare, you can seek recompense from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if if things go wrong.

Free Weston-super-Mare Financial Advisor Quotes

A good starting point in choosing a financial advisor in Weston-super-Mare may be relatives and friends, but keep in mind that the sort of advice you're looking for could be different to theirs. Any advice they offer needs to be tailored to your specific situation, and not every financial advisor is suitable for everyone. To explore the various options they are offering and find a financial advisor that you can trust and feel comfortable with, it is wise to chat to at least three different companies, because selecting a financial advisor is an important decision.

Financial Advisor Weston-super-Mare Somerset (BS22)

When you are looking to pick a financial advisor in Weston-super-Mare, there are essentially 2 principal types; restricted advisors and independent financial advisors (IFA). An IFA will not be restricted to the services and products of just one provider. Independent financial advice should encompass the whole gamut of financial products and companies, and should be offered in an unbiased way. This will enable you to pick from the broadest range of products to suit your needs. A restricted financial advisor might be concerned with a single product, as with a mortgage advisor, or be limited to services and products from one particular company.

Before any Weston-super-Mare financial advisor accepts you as a client, they're required by the FCA to discuss their charges with you. In accordance with the type of product you are looking for, you could be charged a set fee, by the hour or maybe even a percentage of your investment. A free preliminary consultation will sometimes be offered, so that you can discuss your objectives and circumstances to find out if the advisor is the right choice. Your account might be looked after by a team as opposed to one individual advisor, if you decide to use one of the larger firms in Weston-super-Mare.

Financial Advisors Weston-super-Mare UK (01934)

You will be required to fill out a "Fact Find" form, which is a confidential disclosure document relating your targets and financial situation to the advising company. A Key Facts or Initial Disclosure Document will also be handed to you, to provide details about the financial advisors themselves, outlining the scope of their permissions in the financial sector and their status to offer restricted or independent advice. This document will also make clear your own legal rights and the possible options you can take if you are not satisfied with the service provided, and want to complain. It must be typed out in plain language and outline what you are signing up for, and any potential risks and benefits if you opt to go along with the offered advice. The Key Facts Document will also tell you about the cooling-off period. Within a specific number of days, this makes it possible for you to cancel the agreement with your financial advisor.

When talking to the financial advisor for the first time ensure that you check their qualifications and experience. After all you're on the verge of entrusting your financial future to their skill, so you must not be self-conscious about asking such questions. Every Weston-super-Mare financial advisor must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When you check the Financial Services Register, don't panic if your financial advisor's name does not appear on there; you ought to be able to locate the firm name, and that means the legislation covers all of their advisors. If these can't be provided the person may still offer financial guidance instead of advice. In financial terms guidance is different to advice and isn't regulated in the same way. Therefore there is no recourse for either party if mistakes are made.

Financial Advisor Quotes in Weston-super-Mare Somerset

You'll be asked the amount of risk you are willing and able to take, if you are seeking advice on investing money. Substantial rewards might be possible with higher risk investments, but you stand a greater chance of losing some or all of your funds. Good financial and investment advice should take you savings goals into consideration, i.e. short or long term investments, how much you have to invest and how quickly you need access to your money. You must always ask yourself the one vital question, how much can you actually afford to lose. Sometimes referred to as your 'capacity for loss', this will quite likely affect the products and services that you're offered.

Financial Advice Near Weston-super-Mare Somerset

You must let your financial advisor know about your existing regular outgoing payments, mortgages, investments or savings accounts. To ensure that you get the best advice for you, they need a clear and full picture of your finances. The diversification of your investments and savings by spreading the risk across different products, is a crucial part of good quality financial advice. In order to reflect your financial circumstances and your goals, a certified financial advisor in Weston-super-Mare will have the knowledge of the best products to consider.

A financial advisor will throw open the multifaceted world of finance, and communicate in as much plain speech as possible. You should be able to come to an informed and considered decision after you have compared the various services and products that match your needs. If environmental issues are important to you, you could perhaps ask that ethical investments and savings take precedence. This allows you to support businesses and firms which match your concerns, e.g. zero carbon or renewable energy, or perhaps steering clear of investments that do not meet your criteria.

It's not that easy to work closely with a financial advisor in Weston-super-Mare without this affecting work and other obligations. This can be alleviated by augmenting one-on-one meetings with video conferencing and telephone calls, therefore allowing you to get the advice you need at convenient times. Even if you never have a one-on-one meeting with your advisor, any experienced financial advice company in Weston-super-Mare will have strict measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now a large part of our society.


Investment values can fall as well as rise, and this is something that you have to remember. If it happens that your investment is not making the amount of money you hoped for, it can be a very demoralising and worrying time. A downward spiral in your investment isn't seen as a basis for complaint, unless your financial advisor has given you misleading or incorrect information.

Independent Financial Advisor Near Weston-super-Mare (BS22)

As detailed in the Key Facts Document, any grievances should start out with the company's complaints procedure. If the issue remains unsolved within the time set out by the regulating body, and the financial advisor is registered with the FCA, you can get in touch with the Financial Ombudsman.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. A decision is made on how to financially compensate the client, if the complaint is upheld. Once the decision has been accepted by the client it becomes a legally binding decision that the advisor and their company, must abide by. Any compensation as set out by the Financial Ombudsman will also take into consideration any inconvenience, distress, trouble and upset caused to the customer during the process.

Book a Financial Advisor in Weston-super-Mare UK

Financial advice can be provided in Weston-super-Mare and also in: Worle, Burnham on Sea, Hutton, Oldmixon, Bleadon, Milton, Lower Canada, West Wick, Uphill, Worlebury, Locking, Kewstoke, Bournville, Clevedon, Ashcombe, Loxton, Batch, and in these postcodes BS22 6AD, BS22 6JR, BS22 6SD, BS22 6NF, BS22 6ND, BS22 6SA, BS22 6DX, BS22 6RH, BS22 6NA, BS22 6LS. Locally based Weston-super-Mare financial advisers will probably have the postcode BS22 and the phone code 01934. Checking this can ensure you access local financial advisers. Weston-super-Mare householders are able to utilise these and countless other similar services.

Weston-super-Mare Financial Advice Services

Financial Advice Tasks Weston-super-Mare

There are a wide array of services that can be provided by your local Weston-super-Mare financial advisor including family income benefit, annuities, critical illness cover, pension plans Weston-super-Mare, offshore investments Weston-super-Mare, cashflow analysis in Weston-super-Mare, general financial planning, pensions in divorce Weston-super-Mare, income protection advice in Weston-super-Mare, personal financial planning in Weston-super-Mare, mortgage financial planning, portfolio management, corporate financial planning in Weston-super-Mare, investment consolidation, ethical investment advice, annuity purchases in Weston-super-Mare, personal pensions, investing an inheritance, life insurance, long term care fee advice, trustee investment services, cash flow modelling, financial analyst services, divorce financial planning Weston-super-Mare, inheritance tax planning, unit trusts, pension consolidation advice, equity release advice, death benefits, pension drawdowns, and lots more. These are just a handful of the duties that can be handled by a financial advisor. Weston-super-Mare professionals will be happy to tell you about their entire range of services.


Financial Advisors Near Weston-super-Mare

Also find: Loxton financial advisors, Locking financial advisors, Uphill financial advisors, Bournville financial advisors, Ashcombe financial advisors, Kewstoke financial advisors, Batch financial advisors, Milton financial advisors, Worlebury financial advisors, Bleadon financial advisors, Hutton financial advisors, Lower Canada financial advisors, West Wick financial advisors, Oldmixon financial advisors, Worle financial advisors and more. Financial advisors are available for consultation services in just about all of these towns and villages. Householders in these areas can make enquiries about financial advice by going here.

Weston-super-Mare Financial Advice Services

Find a Financial Advisor in Weston-super-Mare Here
Financial Advice Enquiries in Weston-super-Mare Somerset (01934)
  • Weston-super-Mare Wealth Management
  • Weston-super-Mare Retirement Advice
  • Weston-super-Mare Pension Advice
  • Weston-super-Mare Trustee Investments
  • Weston-super-Mare Financial Advice Quotes
  • Weston-super-Mare Mortgage Advice
  • Weston-super-Mare Life Insurance Advice
  • Weston-super-Mare Inheritance Advice
  • Weston-super-Mare Corporate Financial Planning
  • Weston-super-Mare Financial Services
  • Weston-super-Mare Cashflow Analysis
  • Weston-super-Mare Tax Advice
  • Weston-super-Mare Cheap Financial Advice
  • Weston-super-Mare Investment Advice

More Weston-super-Mare Services: Obviously, whenever you are looking at your finances in Weston-super-Mare, Somerset, you'll likely be in need of all sorts of different services and apart from a financial advisor in Weston-super-Mare, Somerset, you may also need property law & conveyancing in Weston-super-Mare, investment advisors in Weston-super-Mare, family lawyers in Weston-super-Mare, wills & probate in Weston-super-Mare, solicitors in Weston-super-Mare, payroll services in Weston-super-Mare, business consulting in Weston-super-Mare, accounting in Weston-super-Mare, bookkeepers in Weston-super-Mare, business financial planning in Weston-super-Mare, banruptcy lawyers in Weston-super-Mare, estate planning in Weston-super-Mare, tax preparation in Weston-super-Mare, mortgage advice in Weston-super-Mare, mortgage brokers in Weston-super-Mare, contracts lawyers in Weston-super-Mare, debt recovery & collection in Weston-super-Mare, and other different Weston-super-Mare experts.

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Weston-super-Mare Financial Advisor Jobs: View financial adviser jobs in Weston-super-Mare here: Financial Advisor Jobs Weston-super-Mare

Independent financial advisor in BS22 area, 01934.

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(This financial advisor Weston-super-Mare information was updated on 20-02-2024)