Financial Advisor Epsom

Epsom Independent Financial Advice & Investment

Financial Advisor Epsom Surrey (KT17): Locating a reliable independent financial advisor in Epsom can be an intimidating experience, particularly if you are needing financial advice for the first time. Whether it's pensions, investment, mortgage or even insurance guidance that you are searching for, there's one common rule for all professional financial advisors; they must all observe Financial Conduct Authority (FCA) regulations. The good thing about this is that should a financial advisor who is FCA certified give you poor quality advice, and things go wrong, you've got guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Epsom Financial Advisor Quotes

A decent starting point when picking a financial advisor in Epsom may be friends and relations, but keep in mind that the kind of advice you are looking for may be significantly different to theirs. Every financial advisor is not suitable for everyone, and their advice needs to be adapted to your particular circumstances. To explore the options that they are offering and find a financial advisor that you feel comfortable with and can trust, it is a good idea to chat to at least three different companies, because selecting a financial advisor is a major decision.

Financial Advisor Epsom Surrey (KT17)

When it comes to picking a financial advisor in Epsom, there are 2 main types; independent financial advisors and restricted advisors. Offering a more extensive range of options, an IFA should not be limited to the services or products of a single company. Independent financial advice must be provided in an unbiased way and across the whole spectrum of financial companies and products. This will permit you to choose from the widest range of services to meet your needs. A restricted financial advisor might be limited to products and services from a particular firm, or might even concentrate on a specific product, as you might find with a mortgage advisor.

The FCA requires that any financial advisor must be fully transparent with you about their charges, before taking you on as a client. You may be charged by the hour, a set fee or maybe even a proportion of your investment value, determined by kind of services you're looking for. A free preliminary consultation might be offered, so you can discuss your goals and circumstances to determine whether the advisor is a good fit. If you use one of the larger Epsom firms, your account could be looked after by a team of advisors rather than a single individual.

Financial Advisors Epsom UK (01372)

To describe your financial situation and ambitions to the advising company, you'll be required to fill in a "Fact Find" form, which is a confidential disclosure document. To provide information about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial market, you'll also be handed an Initial Disclosure Document, or Key Facts Document. If you aren't happy with the service provided, and wish to complain, this document will also lay out your legal rights and the options you can take. It has to be easily understood, written in plain English, and explain exactly what you're signing up for, together with the risks and benefits of taking the proffered advice. You can find the amount of cooling-off period in this document. This allows you to have a change of heart within a specific time period, and cancel your agreement with the financial advisor.

When talking to your financial advisor the very first time you'll want to check their qualifications and experience. After all you are about to entrust your financial wellbeing to their expertise, so you must not be embarrassed about asking such questions. Every financial advisor in Epsom must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. Don't freak out if your particular financial advisor's name does not show up on the Financial Services Register, providing the firm is on the register, their advisors will be covered by the legislation. The person may still offer financial guidance as opposed to advice, if these can't be presented. Guidance isn't subject to regulations in the way that financial advice is, which means that if errors occur neither party will have any recourse.

Financial Advisor Quotes in Epsom Surrey

If you are needing advice on investing money you will be asked the amount of risk you are willing and able to accept. Higher risk investments may offer substantial rewards, but some or all of your cash could be lost. Good quality investment and financial advice should take into account your savings aims, i.e. how rapidly you need access to your funds, long or short term investments and how much you wish to invest. "How much money can you truly afford to lose?" Is the one question that you really need to ask yourself. Known as your capacity for loss, this will most likely have an effect on services and products that you're offered.

Financial Advice Near Epsom Surrey

From the outset, it's crucial that you let your financial advisor know about any existing personal savings, mortgage loans, investments or regular outgoing payments that you have. To make certain that you get the most suitable advice for you, they need a clear and full picture of your finances. Spreading the risk across a number of different products by diversifying your investments and savings, is something that reliable financial advice should embrace. A certified financial advisor in Epsom will have the knowledge of the best areas to consider, which reflect your financial situation and your goals.

Your financial advisor will try to communicate in as plain a speech as possible, to reveal the multifaceted world of finance. This will enable you to compare services and products that meet your needs, and come to an informed decision. You could perhaps ask your financial advisor only to include ethical savings and investments. This allows you to lend support to companies and enterprises that address your concerns, i.e. zero carbon or green energy, or perhaps avoiding businesses that do not meet your requirements.

Working closely with a financial advisor in Epsom can be difficult to fit in around work and other obligations. To enable you to seek advice at times that suit you, one-on-one appointments can be complemented with video conferencing and telephone. Even if you never have a one-on-one meeting with your advisor, any experienced financial advice provider in Epsom will have strict measures in place to ensure your details are kept confidential and secure, because home and remote working is now a large part of our society.


Investment values can fall as well as rise, and this is something that you must always bear in mind. If it happens that your investment isn't making the amount of money you were hoping for, it can be a demoralising and worrying time. Your investment having a downward trend isn't a recognised cause for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Epsom (KT17)

Any complaints should begin with the firm's official complaints procedure as indicated in the Key Facts Document. If the issue is unsolved within the time schedule laid down by the regulating authority, and your advisor is a member of the FCA, you can get in touch with the Financial Ombudsman.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. A decision will be made on how to financially compensate the customer, if the complaint is upheld. This becomes a legally binding decision once it has been agreed on by the customer, and the advisor and their firm must abide by the decision. Any compensation laid down by the Financial Ombudsman will also take into account any distress, hassle, inconvenience and annoyance caused to the customer during the process.

Book a Financial Advisor in Epsom UK

Financial advice can be provided in Epsom and also in nearby places like: Belmont, Ashtead, East Ewell, Banstead, Carshalton, Chessington, Esher, Leatherhead, Oxshott, Worcester Park, Nork, Burgh Heath, Langley Vale, West Ewell, Tattenham Corner, Cheam, Sutton, as well as in these postcodes KT17 1PY, KT17 1LQ, KT17 1DB, KT17, KT17 1JJ, KT17 1HT, KT17 1AQ, KT17 2BP, KT17 1PX, KT17 1HB. Locally based Epsom financial advisors will probably have the postcode KT17 and the telephone code 01372. Verifying this should confirm you are accessing local financial advisers. Epsom property owners are able to utilise these and various other comparable services.

Skills and Knowledge Required by Financial Advisors

  • An excellent knowledge of accounting and economics relating to financial markets and products.
  • To have a flexible work ethic.
  • Excellent verbal communication skills.
  • To pay attention to detail and be thorough.
  • Excellent business management skills for the negotiation of product fees.
  • To be good at promoting financial services and products.
  • An excellent level of maths knowledge for creating financial packages.
  • To have excellent IT skills.
  • To be able to network and establish relationships with customers.
  • To have the ability to listen attentively
  • Effective customer service skills for determining client requirements.

Surrey Financial Advice Enquiries

Financial Advice Enquiries Surrey

Current Surrey financial advice enquiries: Rudy Swain in Bletchingley, Surrey recently asked for information on mortgages. Mr and Mrs Simmonds in Chaldon, Surrey recently asked for information on mortgages. Mr and Mrs Smallwood from Ash Vale recently asked about family income benefit. Timothy Baird and Maddie Baird in Lingfield recently asked about equity release. Sandra Lopez from Mytchett, Surrey asked "are there any decent financial advisors near me?". Mr and Mrs Lord in Horley, Surrey recently asked for information on life assurance. Luciana and Rupert Lambert from Egham recently asked for information on equity release. Umar Broadley was searching for a financial advisor near Byfleet. All of these local people did a search for "Garden Fencing Surrey" and came across this web page on either Google, Yahoo or Bing.

Epsom Financial Advice Services

Financial Advice Tasks Epsom

There is a range of services that are provided by your local Epsom financial advisor including investment consolidation advice, equity release in Epsom, personal pensions advice Epsom, pension planning, pension transfers in Epsom, divorce financial planning, family income benefit Epsom, business planning, financial planning, stakeholder pension advice Epsom, cashflow analysis, income protection, pension drawdowns in Epsom, corporate bonds, bereavement benefit advice, cash flow modelling, bridging finance, investment bonds, independent financial advice Epsom, retirement plans, offshore investments, personal financial planning in Epsom, investment planning, annuities, ISA's, ethical investment advice, life insurances, familt controlled trusts, wealth management, general financial planning Epsom, and more. These are just some of the activities that can be handled by a financial advisor. Epsom professionals will be happy to tell you about their entire range of financial services.


Financial Advisors Near Epsom

Also find: Sutton financial advisors, Esher financial advisors, Chessington financial advisors, Nork financial advisors, Worcester Park financial advisors, Ashtead financial advisors, Burgh Heath financial advisors, Cheam financial advisors, Banstead financial advisors, West Ewell financial advisors, Langley Vale financial advisors, Tattenham Corner financial advisors, East Ewell financial advisors, Belmont financial advisors, Carshalton financial advisors, Leatherhead financial advisors, Oxshott financial advisors and more. All these villages and towns are served by local financial advisers. Epsom residents can get price quotes by clicking here.

Epsom Financial Advice Services

Find a Financial Advisor in Epsom Here
Financial Advice Enquiries in Epsom Surrey (01372)
  • Epsom Retirement Advice
  • Epsom Independent Financial Advice
  • Epsom Financial Services
  • Epsom Inheritance Advice
  • Epsom Life Insurance Advice
  • Epsom Wealth Management
  • Epsom Cheap Financial Advice
  • Epsom Tax Advice
  • Epsom Financial Advice Quotations
  • Epsom Pension Advice
  • Epsom Cashflow Analysis
  • Epsom Investment Advice
  • Epsom Mortgage Advice
  • Epsom Trustee Investments

Financial Advisors Around Epsom: Households in St Margaret Drive, Church Road, Springfield Road, The Byway, Tintagel Close, Belfield Road, Blakeney Close, Conifer Park, Seymour Mews, Chantry Hurst, Boleyn Avenue, Beech Road, Berkeley Place, Downs Lodge Court, Brook Close, Amberley Gardens, Ash Court, Cottage Road, Tumber Street, St Elizabeth Drive, Delaporte Close, Castle Parade, Stamford Green, Crane Court, Shaw Close, Court Farm Avenue, Bahram Road, Donovan Close, Burghfield, have needed financial advice just recently. Financial advisors have also been active in these local Epsom postcodes: KT17 1PY, KT17 1LQ, KT17 1DB, KT17, KT17 1JJ, KT17 1HT, KT17 1AQ, KT17 2BP, KT17 1PX, KT17 1HB. Folks living in these areas recently needed the help of a financial advisor. Epsom residents were given high quality and competent financial services on every occasion.

For the latest local information regarding Epsom, Surrey check here

Independent financial advisor in KT17 area, and dialling code 01372.

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(This financial advisor Epsom page was revised and updated on 01-09-2022)