Financial Advisor Epsom

Epsom Independent Financial Advice & Investment

Financial Advisor Epsom Surrey (KT17): It can be a daunting experience trying to find a decent independent financial advisor in Epsom, especially if it is the very first time that you're needing financial advice. Nevertheless, all financial advisors are bound by one simple rule; they all have to follow the regulations of the FCA (Financial Conduct Authority), whether you're after pensions, investment, mortgage or even insurance advice. Any advice given by a FCA approved financial advisor in Epsom comes with certain guarantees that should anything go awry, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Epsom Financial Advisor Quotes

A good starting point when choosing a financial advisor in Epsom may be friends and relatives, but keep in mind that the kind of advice you are searching for could be significantly different to theirs. Financial advice must be specifically tailored to your unique situation, and you'll discover that some financial advisors might not be appropriate for your requirements. Picking a financial advisor is a major decision and it pays to speak with at least 3 different companies in order to explore the various options they can provide, and to find one that you can trust and feel at ease with.

Financial Advisor Epsom Surrey (KT17)

When you're looking to pick a financial advisor in Epsom, there are essentially two main types; restricted advisors and independent financial advisors. The advantage of seeing an IFA is that they will not be restricted to a single provider's services and products, and can offer a wider range of options. Independent financial advice must be given in an impartial and unbiased way and should cover the entire gamut of financial products and companies. Using an IFA should allow you to choose from the broadest possible range of services. A restricted financial advisor could be focused on a single product, such as a mortgage advisor, or be restricted to products and services from one particular provider.

The Financial Conduct Authority demands that any Epsom financial advisor must discuss their charges with you, before taking you on as a client. You may be charged a set fee, by the hour or possibly even a proportion of your investment, dependant upon services you require. You could be offered the chance of a free preliminary consultation to enable you to discuss your aims and determine whether the advisor is a good fit for your situation. In some bigger Epsom firms, you may find that your account is handled by a team as opposed to an individual advisor.

Financial Advisors Epsom UK (01372)

Before any financial advice is handed out you will have to fill in a confidential disclosure document, called a "Fact Find" form, which informs the advising company about your targets and financial situation. You should also be handed an Initial Disclosure Document, or Key Facts Document, which gives you details about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial sector. If you are not satisfied with the service provided, and wish to submit a complaint, this document will also set down your rights and your options. It should outline exactly what you're committing yourself to, and any potential risks and benefits that exist if you choose to accept the offered advice, and it must be set down in clear language. This document will also inform you of the allowed cooling-off period. Within a certain period of time, this enables you to cancel your contract.

When chatting with your financial advisor for the first time you should check their qualifications and experience. After all you are on the verge of entrusting your financial future to their expertise, so you shouldn't be self-conscious about asking these questions. All financial advisors in Epsom must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. If the advisor's name doesn't show up on the Financial Services Register, you should not stress, the firm the advisor works for should be found on the register and their employees are all covered by the legislation. If these cannot be presented the individual can still offer financial guidance rather than financial advice. Guidance differs to advice as it's not regulated, and if errors occur there may be no recourse to either party.

Financial Advisor Quotes in Epsom Surrey

If it is investments that you're interested in, your advisor will want to know the level of risk you might be ready to accept with your hard-earned money. Higher risk investments may potentially offer larger rewards, but some or all of your money could be lost. In order to get the most beneficial financial and investment advice, your savings aims will have to be given careful consideration, i.e. long or short term investments, how rapidly you need to access your money and how much capital you want to invest. One question you should ask of yourself, which is frequently overlooked, is just how much money you can really afford to lose. This is known as your 'capacity for loss' and could affect the products and services that are offered to you.

Financial Advice Near Epsom Surrey

You'll want to let your financial advisor know about your current investments, mortgages, regular outgoing payments or savings accounts. They will need these details, so that they can get a clear picture of your finances and give the appropriate advice for your needs. Spreading the risk across different products through the diversification of your savings and investments, is something that sound financial advice should embrace. With an understanding of the best areas to consider, a competent financial advisor will concentrate on products that match your financial situation and goals.

A financial advisor will lay bare the complex world of finance, and try to converse in as much plain speech as possible. This will permit you to compare products and services which match your needs, and make an informed decision. You can perhaps ask your financial advisor to only specify ethical investment and savings schemes. This will allow you to give your support to organisations and companies which match your concerns, e.g. zero carbon or green energy, or perhaps staying away from businesses that do not meet your requirements.

It is not that easy to work closely with a financial advisor in Epsom without this impacting your work day and other obligations. This can be alleviated by supplementing face-to-face meetings with video conferencing and telephone calls, hence enabling you to get the guidance you need at convenient times. Even if you hardly ever have a face-to-face meeting with your personal advisor, a competent financial advice provider in Epsom will have stringent measures in force to keep your details confidential and secure, because working from home and remote working is now so common.


Investments can go down as well as up, since the financial world can be volatile. If it happens that your investment is not making as much money as you hoped for, it can be a very worrying and disheartening time. However, except if it's because of incorrect or misleading information from your financial advisor, a downward trend in your investment isn't seen as a grounds for complaint.

Independent Financial Advisor Near Epsom (KT17)

Any disputes should start with the firm's official complaints procedure as described in the Key Facts Document. If the issue remains unresolved within the period laid down by the regulating authority, and your financial advisor is registered with the FCA, you can contact the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. If it is established that the complaint is justifiable, a decision is made on how the client can be compensated. The financial advisor and their company must abide by any decision that's made by the Ombudsman, which becomes legally binding once the client has accepted it. The Financial Ombudsman will also take into account any distress, hassle, upset and inconvenience caused to the customer during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Epsom UK

Financial advice can be provided in Epsom and also in nearby places like: Burgh Heath, Langley Vale, Cheam, Esher, Belmont, West Ewell, Carshalton, East Ewell, Worcester Park, Banstead, Sutton, Oxshott, Leatherhead, Ashtead, Chessington, Tattenham Corner, Nork, and in these postcodes KT17 1BT, KT17 1EE, KT17 1LF, KT17 2EF, KT17 1NR, KT17 2BL, KT17 1ES, KT17 1LQ, KT17 1JF, KT17 1JU. Local Epsom financial advisers will probably have the postcode KT17 and the telephone code 01372. Verifying this can confirm that you are accessing locally based financial advisers. Epsom home and business owners will be able to utilise these and countless other finance related services. Click on the "enquiry" banner or form to get information on financial advisors in your location.

Surrey Financial Advisors

Advice Advisor Advisers Financial Advice Epsom Financial Advisor Financial KT17 01372 Surrey Investment Services Advisors

Around Surrey you can also get: Peaslake financial advice, Caterham on the Hill investment advisors, Bellfields financial advisors, Horley financial advisors, Claygate investment advice, Warlingham investment advisors, Cobham financial advice, Betchworth investment advice, Flexford financial advisors, Send financial advisors, Brockham investment advice, Merrow financial advice, Brockham financial advice, Brockham investment advisors, Merrow investment advice, Hersham investment advice, Godstone investment advisors, Tadworth investment advice, Tongham financial advisors, Lower Kingswood financial advice, Staines financial advisors, Ashtead investment advisors, South Earlswood financial advice, Egham financial advisors, East Horsley financial advice, Shere financial advice, The Sands financial advisors, Burstow financial advisors, Holmwood financial advice.

Skills Necessary for a Financial Advisor

  • Excellent verbal communication skills.
  • A thorough understanding of accounting and economics associated with financial products and markets.
  • Active interpersonal and listening skills.
  • To be thorough and pay attention to detail.
  • Effective management skills for the negotiation of product rates.
  • To be good at promoting products and services.
  • To have the ability to network and establish solid relationships with clients.
  • A good level of mathematical knowledge for producing financial plans.
  • To be capable of using a computer and the primary software applications.
  • To have a target driven mindset.
  • Effective customer service skills for determining customer needs.

Epsom Financial Advice Services

Financial Advice Tasks Epsom

There is a variety of services which are provided by your local Epsom financial advisor including pension reviews, annuity purchase, death benefit advice, long term care fee advice Epsom, corporate bonds in Epsom, stakeholder pensions, financial services in Epsom, life insurances Epsom, familt controlled trusts, independent financial advice, personal financial planning in Epsom, business planning, ethical investment advice Epsom, will writing services, ISA's Epsom, investment reviews in Epsom, family income benefit Epsom, savings advice in Epsom, divorce planning, personal protection, corporate financial planning, financial analyst services, life assurance, wealth management & investments Epsom, pensions in divorce in Epsom, cheap financial advice, offshore investments, pension transfer advice, multi-asset portfolios Epsom, cash flow modelling Epsom, and more. These are just an example of the tasks that can be undertaken by a financial advisor. Epsom professionals will keep you informed about their full range of financial services.


Financial Advisors Near Epsom

Also find: Leatherhead financial advisers, Sutton financial advisers, Ashtead financial advisers, Langley Vale financial advisers, Esher financial advisers, Banstead financial advisers, Belmont financial advisers, Worcester Park financial advisers, West Ewell financial advisers, East Ewell financial advisers, Burgh Heath financial advisers, Oxshott financial advisers, Tattenham Corner financial advisers, Carshalton financial advisers, Nork financial advisers, Cheam financial advisers, Chessington financial advisors and more. The majority of these locations are serviced by local financial advisers. Epsom residents can get quotations by clicking here.

Epsom Financial Advice Services

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Financial Advice Enquiries in Epsom Surrey (01372)
  • Epsom Mortgage Advice
  • Epsom Corporate Financial Planning
  • Epsom Estate Planning
  • Epsom Cheap Financial Advice
  • Epsom Tax Advice
  • Epsom Trustee Investments
  • Epsom Retirement Planning
  • Epsom Life Insurance Advice
  • Epsom Inheritance Advice
  • Epsom Independent Financial Advice
  • Epsom Investment Advice
  • Epsom Cashflow Analysis
  • Epsom Pension Advice
  • Epsom Financial Advice Quotes

Financial Advisors Around Epsom: In the past 12 months financial advice was provided in the following Epsom streets: Colne Court, Sparrow Farm Road, Downs Way, Derby Stables Road, Downland Close, Bahram Road, Bradford Drive, Denewood, Carlton Dene, Trigo Court, Tumber Street, Chalk Lane, Birchfield Grove, Downland Gardens, Chantry Hurst, Boleyn Avenue, The Rise, Ashley Centre, Burgh Heath Road, Ash Court, Spencer Close, Cunliffe Close, The Glade, Beaufort Way, Chapel Way, Castle Road, Church Street, Brook Mead, and in these Surrey postcodes: KT17 1BT, KT17 1EE, KT17 1LF, KT17 2EF, KT17 1NR, KT17 2BL, KT17 1ES, KT17 1LQ, KT17 1JF, KT17 1JU. Folks residing in these areas recently required help from a financial advisor. Epsom residents enjoyed the benefits of trusted and dependable financial services in all cases.

More Epsom Services: Of course, when you're looking at your finances in Epsom, Surrey, you will likely be in need of all types of different services and together with a financial advisor in Epsom, Surrey, you may additionally need bookkeeping in Epsom, banruptcy lawyers in Epsom, mortgage brokers in Epsom, debt recovery & collection in Epsom, business financial planning in Epsom, estate planning in Epsom, investment advisors in Epsom, solicitors in Epsom, payroll services in Epsom, property law & conveyancing in Epsom, family lawyers in Epsom, contracts lawyers in Epsom, tax preparation in Epsom, business consulting in Epsom, mortgage advice in Epsom, will writing in Epsom, accounting in Epsom, and other different Epsom experts.

For local Epsom information take a look here

Financial Advisor Jobs Epsom: View financial advisor jobs near Epsom by going here: Financial Advisor Jobs Epsom

Independent financial advisor in KT17 area, phone code 01372.

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(This financial advisor Epsom information was edited and updated on 06-05-2022)