Financial Advisor Braintree

Braintree Independent Financial Advice & Investment

Financial Advisor Braintree Essex (CM7): Locating a decent independent financial advisor in the Braintree area can be a challenging experience, in particular if you're needing financial advice for the very first time. However, all financial advisors have one thing in common; they all have to stick to the regulations of the Financial Conduct Authority (FCA), whether you're searching for investment, pension, mortgage or even insurance advice. The good thing about this is that if a financial advisor who is FCA certified gives you poor quality advice, and things go awry, you've got guarantees, and are able to contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Braintree Financial Advisor Quotes

Family and friends recommendations can be a good starting place in choosing a financial advisor in Braintree, but keep in mind that their situation might be different to the kind of advice you're looking for. Their advice needs to be tailored to your unique circumstances, and not every financial advisor is suitable for everyone. It pays to talk to at least three different companies when you are picking a financial advisor, since this is a major decision, and you need to find one that you feel comfortable with and can trust, and at the same time investigate the options they offer.

Financial Advisor Braintree Essex (CM7)

When it comes to picking a financial advisor in Braintree, there are two principal types; restricted advisors and independent financial advisors (IFA). Offering a wide range of options, an independent financial advisor should not be restricted to just one provider's products and services. Covering the entire spectrum of financial companies and products, independent financial advice must be given in an honest and unbiased way to clients. This enables you to pick from the widest range of products to suit your needs. If you use a restricted advisor you will soon realise that they may be restricted to products and services of a specific company, or as with a mortgage advisor, will only be focused on one product.

Before any financial advisor in Braintree takes you on as a client, they are required by the FCA to be fully transparent with you about their charges. You could be charged a set fee, by the hour or perhaps even a specific percentage of your investment, determined by type of service you're looking for. To allow you to discuss your aims and determine whether the advisor is the correct fit for you and your circumstances, a free preliminary consultation may be offered. In some larger Braintree firms, you might find that your account is managed by a team rather than an individual advisor.

Financial Advisors Braintree UK (01376)

To summarise your financial situation and aims to the advising firm, you will be required to fill out a "Fact Find" document, which is a confidential disclosure form. To provide information about the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial sector, you'll also be handed an Initial Disclosure Document, or Key Facts Document. Your own legal rights should also be laid out in this document, together with the possible options you can take if you wish to complain because you aren't happy with the service you're given. It has to be written in plain language and describe what you are committing yourself to, and any potential benefits and risks should you decide to take the advice offered. The Key Facts Document must also inform you about the allowed cooling-off period. This permits you to have a change of heart within a specific period of time, and cancel the contract with your financial advisor.

Ensure that you check what experience and qualifications the financial advisor has when you first speak with them. You should never be self-conscious about asking such questions, after all you are just about to entrust your financial future to their skill. A Level 4 qualification is the minimum qualification for any Braintree financial advisor, and they also have to be able to show an annual Statement of Professional Standing. Don't freak out if your advisor's name doesn't appear on the Financial Services Register, as long as the company is on the register, their personnel will be covered by the regulations. The person can still offer financial guidance rather than advice, if these cannot be provided. In financial terms guidance is different to advice and isn't regulated in the same way. Therefore there isn't any recourse for either party if errors are made.

Financial Advisor Quotes in Braintree Essex

If you're looking for advice on investing money you will be asked about the amount of risk you are willing and able to take. Most investments carry some element of risk, but higher risk investments could offer bigger rewards, and also more likelihood of losing some or all of your funds. Your savings goals will need to be taken into account if good investment and financial advice is to be given, i.e. how quickly you need to access your funds, short or long term investments and how much you have to invest. You must always ask yourself the one important question, how much money can you afford to lose. Generally known as your 'capacity for loss', this will very likely have an effect on products and services that you are offered.

Financial Advice Near Braintree Essex

You should tell your financial advisor about your existing regular outgoing payments, investments, personal savings or mortgages. They'll need these details, so that they can get a picture of your financial situation and give the appropriate advice for your needs. Diversifying your investments and savings by spreading the risk load across a number of different products, is an essential part of good quality financial advice. A qualified financial advisor in Braintree will understand the best products to consider, which reflect your financial situation and your goals.

Communicating in the clearest way possible, your financial advisor will throw open the multifaceted world of investment and finance. After comparing the various products and services which match your needs, you should be able to come to an informed and intelligent decision. If the environment is important to you, you could ask that ethical investment and savings schemes take precedence. You will then be able to stay clear of corporations that corporations meet your standards, and instead lend your support to those companies and organisations that match your concerns, for example green energy or zero carbon.

Establishing a close working relationship with your financial advisor in Braintree could cause complications with your work life and other responsibilities. To allow you to get advice at times that suit you, face-to-face appointments can be supplemented with telephone and video conferencing. An experienced financial advice firm in Braintree will have rigorous measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor, because remote and home working is no longer unusual.


Investment values could go down as well as up, and this is a factor that you have to keep in mind. If it just so happens that your investment isn't making the amount of money you hoped for, it can be an extremely frustrating and stressful time. Your investment having a downward trend isn't seen as a grounds for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Braintree (CM7)

As indicated in the Key Facts Document, any complaints should commence with the firm's complaints procedure. You can let the Financial Ombudsman know about the problem if it is unsolved within the time schedule stipulated by the regulating authority, and your advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If it's established that the complaint is legitimate, a decision is made on how the client can be compensated. Once agreed on by the customer, the decision becomes a legally binding one, and the advisor and their company must abide by it. The Financial Ombudsman will also account for any distress, inconvenience, annoyance and hassle caused to the customer during the situation, and fix the level of compensation proportionately.

Book a Financial Advisor in Braintree UK

Financial advice can be provided in Braintree and also in: Chelmsford, Bocking, Witham, Stisted, Finchingfield, Cressing, Halstead, Coggeshall, Black Notley, Shalford, Great Notley, Rayne, Panfield, Bradwell, Great Dunmow, Silver End, Gosfield, Great Leighs, together with these postcodes CM7 1EE, CM7 0JJ, CM7 0SB, CM7 0DX, CM7 1DD, CM7 1BA, CM7 1DU, CM7 0EY, CM7 1DY, CM7 0TQ. Locally based Braintree financial advisors will probably have the telephone code 01376 and the postcode CM7. Checking this out will guarantee that you're accessing local financial advisers. Braintree householders are able to benefit from these and many other finance related services. Click the "enquiry" banner or form to get details about financial advisors in your location.

Braintree Financial Advice Services

Financial Advice Tasks Braintree

There are a number of different services which can be provided by your local Braintree financial advisor including will writing services in Braintree, tax advice, investment bonds, retirement planning, cheap financial advice, investment planning Braintree, corporate bonds, income protection, portfolio management, pension reviews Braintree, life insurances, cash flow modelling, pension consolidation, pension advice, personal pensions advice, mortgage financial planning, pension drawdowns, mutual funds, trustee investment services, general financial planning, bridging finance, wealth management in Braintree, corporate financial planning, critical illness cover, investment consolidation advice, cashflow planning, pensions in divorce Braintree, equity release advice, financial planning, business protection Braintree, and more. These are just a selection of the activities that can be performed by a financial advisor. Braintree professionals will tell you about their full range of services.

A Financial Advisor's Day to Day Duties

  • Financial advisors regularly update clients about their investments.
  • Financial advisors work with their peers to gather statistics, trends and market information.
  • Financial advisors speak to clients regarding their plans and finances.
  • Financial advisors keep fully up to date with new financial products and regulation changes.
  • Financial advisors negotiate with financial product providers.
  • Financial advisors keep detailed records of potential clients and transactions.
  • Financial advisors research financial products and explain them clearly and simply to their clients.
  • Financial advisors provide education, counselling and consultation regarding investments and finances.
  • Financial advisors produce financial reports.
  • Financial advisors meet sales and performance targets.

Financial Advice Enquiries Essex

Financial Advice Enquiries Essex

Recently posted Essex financial advice enquiries: Maggie and Herbert Woolley in Rettendon, Essex recently asked about investment bonds. Floyd and Kelsey Browne from Newport, Essex recently enquired about investment bonds. Jesse and Mia Platt from North Fambridge recently asked for information on mortgages. Karina and Kairo Fitzpatrick in Cressing recently asked for information on mortgages. Ines and Tom Christie in North Benfleet, Essex recently enquired about investment bonds. Amelia-Lily Lacey in Latchingdon, Essex recently asked for information on offshore investments. Rio Moreno from Copford asked the question "are there any decent financial advisors near me?". Andreea Boyd was searching for a financial advisor near Little Dunmow. Most of these local people conducted a search for "Garden Fencing Essex" and found this web page on Yahoo, Bing or Google.


Financial Advisors Near Braintree

Also find: Panfield financial advisors, Black Notley financial advisors, Cressing financial advisors, Bocking financial advisors, Great Leighs financial advisors, Great Notley financial advisors, Gosfield financial advisors, Stisted financial advisors, Witham financial advisors, Bradwell financial advisors, Coggeshall financial advisors, Halstead financial advisors, Silver End financial advisors, Chelmsford financial advisors, Shalford financial advisors, Rayne financial advisors, Great Dunmow financial advisors, Finchingfield financial advisors and more. The majority of these places are serviced by local financial advisers. Braintree residents can get estimates by clicking here.

Braintree Financial Advice Services

Find a Financial Advisor in Braintree Here
Financial Advice Enquiries in Braintree Essex (01376)
  • Braintree Financial Advice
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  • Braintree Cashflow Analysis
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  • Braintree Wealth Management
  • Braintree Investment Advice
  • Braintree Retirement Planning
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  • Braintree Life Insurance Advice
  • Braintree Mortgage Advice

Financial Advisors Around Braintree: In the past 12 months financial advice was provided in these Braintree streets: Holden Close, Byron Close, Hardy Close, Goldingham Drive, Hillside Gardens, Kipling Way, Mill Hill, Silks Way, Stone Close, Woodlands, Manor Street, Leonard Mews, Reed Meadows, Megs Way, Brunel Road, Bulrush Close, Maltings View, Bennett Close, Buckwoods Road, Shakespeare Close, Longleaf Drive, Albert Road, Marlowe Close, Forsyth Drive, and in these Essex postcodes: CM7 1EE, CM7 0JJ, CM7 0SB, CM7 0DX, CM7 1DD, CM7 1BA, CM7 1DU, CM7 0EY, CM7 1DY, CM7 0TQ. People residing in these areas recently required the help of a financial advisor. Braintree residents enjoyed trusted and dependable financial services on each occasion.

To obtain local Braintree information go here

Independent financial advisor in CM7 area, 01376.

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(This financial advisor Braintree information was edited and updated on 01-09-2022)