Financial Advisor Braintree

Braintree Independent Financial Advice & Investment

Financial Advisor Braintree Essex (CM7): It can be a daunting experience trying to find a reliable independent financial advisor in the Braintree area, in particular if it's the very first time that you're seeking financial advice. Whether it's mortgage, pension, investment or even insurance advice that you're searching for, there is one common rule for all professional financial advisors; they must all comply with FCA (Financial Conduct Authority) regulations. Any advice given from a FCA registered financial advisor in Braintree comes with guarantees that should anything go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Braintree Financial Advisor Quotes

When choosing a financial advisor in Braintree, a good place to begin could be friends and neighbours, however you must keep in mind that your situation may not be in line with theirs, and you may need a different type of advice. Financial advice should be specifically tailored to your particular situation, and you'll discover that some financial advisors may not be appropriate for you. It pays to chat to at least three different firms when you are choosing a financial advisor, as this is a major decision, and you need to find one that you feel comfortable with and can trust, and explore the various options they offer.

Financial Advisor Braintree Essex (CM7)

Restricted advisors and independent financial advisors (IFA), are the two main kinds of financial advisor in Braintree. An independent financial advisor will not be confined to a single provider's services or products. Independent financial advice must be provided in an impartial way and across the whole spectrum of financial companies and products. This will permit you to pick from the broadest range of products to meet your needs. A restricted financial advisor may be limited to products and services from one particular firm, or might even focus on a particular product, as you might find with a mortgage advisor.

The Financial Conduct Authority requires that any Braintree financial advisor must discuss their charges with you, before accepting you as a client. Although it varies determined by the kind of service you're looking for, there may be a set fee, an hourly rate, or you might even be charged a specific percentage of what you're investing. You could be offered a free initial consultation to allow you to discuss your aims and see if the advisor is a right fit for your situation. If you go to one of the bigger Braintree firms, your account could be managed by a team of advisors rather than just one individual.

Financial Advisors Braintree UK (01376)

To summarise your desired goals and financial situation to the advising company, you will be asked to fill in a "Fact Find" document, which is a confidential disclosure form. A Key Facts Document, or Initial Disclosure Document will also be given to you, providing information about the financial advisors themselves, outlining the extent of their permissions in the financial sector and their situation for offering independent or restricted advice. If you aren't satisfied with the service, and wish to complain, this document should also lay down your legal rights and the possible options you can take. It should be simple to understand, written in layman's terms, and outline exactly what you're signing up for, together with the benefits and risks of taking the proffered advice. You'll find the amount of cooling-off period in this document. This allows you to change your mind within a certain time frame, and cancel your agreement with the financial advisor.

When talking to your financial advisor initially make sure you check their qualifications and experience. You should not be embarrassed about asking these questions, after all you are on the verge of entrusting your long-term financial wellbeing to their skill. A Level 4 qualification in financial advice is the minimum qualification for any Braintree financial advisor, and they must also be able to show an annual Statement of Professional Standing. You shouldn't panic if your specific advisor's name does not appear on the Financial Services Register, as long as the company is listed on the register, their staff will be covered by the legislation. The individual can still offer financial guidance rather than advice, if these cannot be provided. Guidance is not subject to regulations in the same way as financial advice, which means that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Braintree Essex

You'll be asked about the level of risk you're ready and able to take on, if you are seeking advice on investments. Higher risk investments may potentially offer larger rewards, however all or some of your capital could be lost. Your savings objectives will have to be considered if decent financial and investment advice is to be given, i.e. how much money you want to invest, short or long term investments and how quickly you need to access your money. The one question that you should ask of yourself, which is normally overlooked, is how much you can really afford to lose. This may influence the services and products that could be offered for your consideration, and is referred to as your capacity for loss.

Financial Advice Near Braintree Essex

If you have already got any current savings, mortgages, regular payments or investments, you need to tell your financial advisor about these. This gives a clear picture of your current financial circumstances, and without this the advice you get may not be the best for you. Diversifying your savings and investments by spreading the risk load across a number of different products, is a crucial part of reliable financial advice. A seasoned financial advisor in Braintree will understand the best areas to consider, which mirror your goals and your financial situation.

A financial advisor will lay bare the multifaceted world of finance, and try to converse in as plain a speech as possible. This will help you to compare services and products that match your needs, and make an informed decision. If environmental issues are important to you, you could even ask that ethical savings and investment schemes take top priority. This allows you to support companies and businesses which match your concerns, e.g. zero carbon or green energy, or perhaps steering clear of firms that do not meet your standards.

It isn't always easy to have a close working relationship with a financial advisor in Braintree without this impacting your work life and other responsibilities. To enable you to seek advice at times that suit you, one-on-one meetings can be augmented with video conferencing and telephone. Remote and home working is now a large part of our society, and an experienced financial advice company in Braintree will have strict measures in force to keep your details secure and confidential, even if you never have an in-person meeting with your personal advisor.


You must understand that the financial sector can be an unpredictable one, and the value of your investments can just as easily fall as well as rise. If it just so happens that your investment fails to make as much money as you hoped for, it can be a frustrating and worrying time. Unfortunately, a downward trend in your investment isn't a recognised grounds for complaint, unless of course it is due to wrong or misleading information from your advisor.

Independent Financial Advisor Near Braintree (CM7)

As indicated in the Key Facts Document, any complaints should start out with the firm's complaints procedure. If your financial advisor is registered with the FCA, you can inform the Financial Ombudsman of the problem if it remains unresolved within the time period set out by the regulating body.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it's found that the complaint is justifiable, a decision will be made on how the client can be compensated or the situation rectified. The financial advisor and their firm must abide by any decision that is made by the Ombudsman, which becomes a legally binding decision once the client has accepted it. Any upset, distress, inconvenience and hassle caused to the client during the process, will be accounted for when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Braintree UK

Financial advice can be provided in Braintree and also in: Black Notley, Gosfield, Great Leighs, Finchingfield, Bocking, Chelmsford, Great Dunmow, Silver End, Witham, Stisted, Cressing, Great Notley, Panfield, Coggeshall, Halstead, Shalford, Rayne, Bradwell, and in these postcodes CM6 2WW, CM7 0SE, CM6 9BP, CM7 1AQ, CM7 1EY, CM7 1EQ, CM7 1AD, CM7 1BA, CM7 1BW, CM7 0EL. Locally based Braintree financial advisers will likely have the telephone dialling code 01376 and the postcode CM7. Checking this out will ensure you access locally based financial advisers. Braintree home and business owners will be able to utilise these and numerous other finance related services. Click the "enquiry" banner to get details about financial advisors in your area.

A Financial Advisor's Regular Duties

  • Regularly updating customers regarding their investments.
  • Working with associates to collect statistics, market information and trends.
  • Meeting targets for performance and sales.
  • Keeping fully up to date with law changes and new products.
  • Producing in-depth financial reports.
  • Negotiating with financial product providers.
  • Speaking to customers regarding their plans and finances.
  • Providing consultation, counselling and education regarding investments and finances.
  • Researching financial products and explaining them simply and clearly to customers.
  • Keeping detailed records of potential transactions and customers.

Essex Financial Advice Enquiries

Essex Financial Advice Enquiries

The latest Essex financial advice enquiries: Mr and Mrs Chisholm from Langham, Essex recently asked for information on equity release. Shannon Grainger and Hector Grainger from Sheering, Essex recently enquired about pension advice. Ellen Tate from West Bergholt, Essex recently enquired about mortgage advice. Dante Glover from Corringham, Essex recently asked for information on mortgages. Zavier Lunn and Aminah Lunn from Tolleshunt Knights, Essex recently asked for information on investment bonds. Conrad Wormald and Macey Wormald from Barnston, Essex recently enquired about getting financial advice. Bertie Borland and Lilly Borland from Coggeshall, Essex recently enquired about equity release. Ariella Richardson and Harman Richardson from Rettendon, Essex recently enquired about equity release. All these local residents conducted a search for "financial advisor Essex" and found this web page on either Bing, Google or Yahoo.

Braintree Financial Advice Services

Financial Advice Tasks Braintree

There are a wide range of services that can be provided by your local Braintree financial advisor including personal financial planning, portfolio management in Braintree, life assurance Braintree, will writing services, investment consolidation advice, ISA's, corporate bonds, unit trusts, pension advice in Braintree, cash flow modelling, business financial planning Braintree, divorce planning, financial advice services, death benefits, pension drawdowns, ethical investments, financial planning, financial analyst services, pension transfer advice Braintree, offshore investment advice, personal pensions, pension consolidation, tax financial planning Braintree, long term care fee planning, life insurance advice in Braintree, personal protection Braintree, inheritance tax planning, investment bonds, multi-asset portfolios, pension reviews, and lots more. These are just some of the tasks that can be handled by a financial advisor. Braintree professionals will tell you about their whole range of financial services.

Essex Financial Advisors

Financial Advice Advisers Investment 01376 Essex Braintree Financial Services CM7 Financial Advisor Advice Advisor Advisors

Around Essex you'll likewise find: Orsett investment advisors, Aveley financial advice, Southminster investment advice, Littlebury financial advisors, Elmstead Market investment advice, Great Notley financial advice, Canewdon investment advice, Stebbing financial advisors, Purfleet financial advisors, Earls Colne financial advice, Henham financial advice, Writtle investment advisors, Hatfield Peverel financial advice, Great Tey investment advisors, Orsett financial advisors, Holland on Sea financial advice, Ingatestone financial advice, North Fambridge investment advisors, Kirkby le Soken financial advisors, Great Bardfield financial advisors, Roydon investment advisors, Stock financial advisors, West Mersea investment advice, Southchurch investment advisors, Tiptree financial advice, Hatfield Peverel financial advisors, Horndon on the Hill financial advisors, Chalkwell financial advice.


Financial Advisors Near Braintree

Also find: Black Notley financial advisers, Great Notley financial advisers, Shalford financial advisers, Cressing financial advisers, Bocking financial advisers, Finchingfield financial advisers, Great Leighs financial advisers, Great Dunmow financial advisers, Panfield financial advisers, Rayne financial advisers, Gosfield financial advisers, Witham financial advisers, Silver End financial advisers, Coggeshall financial advisers, Bradwell financial advisers, Halstead financial advisers, Stisted financial advisers, Chelmsford financial advisors and more. All of these villages and towns are covered by local financial advisers. Braintree residents can get financial advice price quotes by going here.

Braintree Financial Advice Services

Find a Financial Advisor in Braintree Here
Financial Advice Enquiries in Braintree Essex (01376)
  • Braintree Wealth Management
  • Braintree Trustee Investments
  • Braintree Life Insurance Advice
  • Braintree Retirement Advice
  • Braintree Investment Advice
  • Braintree Pension Advice
  • Braintree Corporate Financial Planning
  • Braintree Inheritance Advice
  • Braintree Financial Advice
  • Braintree Cheap Financial Advice
  • Braintree Mortgage Advice
  • Braintree Financial Services
  • Braintree Financial Advice Quotations
  • Braintree Tax Advice

Financial Advisors Around Braintree: Households in Forsyth Drive, Rushmoor Drive, Greene View, Byron Close, Megs Way, Railway Street, Mill Park Drive, Hardy Close, Hillside Gardens, Nichols Grove, Howard Close, Russet Close, Thackeray Close, Putter Court, The Yard, Bronte Close, Leonard Mews, Hitchin Mews, Dickens Close, The Ridgeway, Park Drive, Orchard Drive, Holden Close, Skitts Hill, Scott Close, Damask Mews, Notley Road, have needed financial advice recently. Financial advisors have also been active in the following Braintree area postcodes: CM6 2WW, CM7 0SE, CM6 9BP, CM7 1AQ, CM7 1EY, CM7 1EQ, CM7 1AD, CM7 1BA, CM7 1BW, CM7 0EL. Folks in these local areas recently requested help from a financial advisor. Braintree residents received trusted and reliable financial services on every occasion.

More Braintree Services: Undoubtedly, when you are looking at your finances in Braintree, Essex, you'll probably need all kinds of different services and aside from a financial advisor in Braintree, Essex, you may additionally need accountants in Braintree, contracts lawyers in Braintree, estate planning in Braintree, investment advisors in Braintree, tax preparation in Braintree, mortgage advice in Braintree, family lawyers in Braintree, solicitors in Braintree, business consulting in Braintree, property law & conveyancing in Braintree, debt recovery & collection in Braintree, bookkeeping in Braintree, mortgage brokers in Braintree, wills & probate in Braintree, payroll services in Braintree, banruptcy lawyers in Braintree, business financial planning in Braintree, and other different Braintree experts.

To get local Braintree info look here

Independent financial advisor in CM7 area, phone code 01376.

TOP - Financial Advisor Braintree

Personal Financial Advisors Braintree - Cheap Financial Advice Braintree - Mortgage Advice Braintree - Financial Advice Quotes Braintree - Financial Planning Braintree - Investment Advice Braintree - Independent Financial Advice Braintree - Financial Advisor Near Braintree - Financial Advisors Braintree


(This financial advisor Braintree article was reviewed and updated on 06-05-2022)