Financial Advisor Newbury

Newbury Independent Financial Advice & Investment

Financial Advisor Newbury Berkshire (RG14): If you are in search of financial advice for the very first time, trying to locate a decent financial advisor advisor in Newbury can be a quite daunting experience. Whether you're searching for mortgage, investment, pensions or even insurance advice, all professional financial advisors have one thing in common; they must all observe the regulations set by the Financial Conduct Authority (FCA). This comes with various guarantees, so after taking advice from a FCA registered financial advisor in Newbury, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go wrong.

Free Newbury Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Newbury may be friends and relations, but remember that the kind of advice you're searching for might be different to theirs. Any advice they offer needs to be personalised to your specific circumstances, and not every financial advisor is suitable for everybody. Choosing the right financial advisor is important and it is wise to talk to at least three different firms so as to explore the various options they offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Newbury Berkshire (RG14)

When it comes to picking a financial advisor in Newbury, there are basically 2 principal types; restricted advisors and independent financial advisors (IFA). The benefit of using an IFA is that they should not be restricted to a single provider's products or services, and can offer a wider range of options. Encompassing the full spectrum of financial products and companies, independent financial advice should be offered in an unbiased and impartial way to customers. Consulting an IFA should permit you to select from the broadest possible range of products. A restricted advisor might be tied to products and services from a particular company, or might even concentrate on one particular product, as you might find with a mortgage advisor.

The Financial Conduct Authority requires that any Newbury financial advisor must fully discuss their charges with you, before taking you on as a client. Although it can vary subject to the kind of service or product you are interested in, there could be an hourly rate, a set fee, or you might even be charged a percentage of what you are investing. To discuss your goals and determine whether the advisor is a right fit for you and your situation, a free preliminary consultation could be offered. Your account may be handled by a team rather than one individual advisor, if you elect to use one of the bigger Newbury firms.

Financial Advisors Newbury UK (01635)

You'll be required to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and ambitions to the advising company. To provide details about the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial arena, you will also be given a Key Facts Document, or Initial Disclosure Document. Your rights will also be spelled out in this document, in addition to the options you can take if you want to make a complaint because you are not happy with the service provided. It should be written in plain language and describe what you're committing yourself to, and any potential benefits and risks that exist should you opt to go along with the offered advice. The Key Facts Document must also inform you of the level of cooling-off period. This enables you to cancel your agreement within a specific time period, and if any penalty charges have to be paid.

When speaking with your financial advisor the very first time ensure that you check their qualifications and experience. After all you are about to entrust your financial future to their skill, so you shouldn't be self-conscious about asking such questions. Every Newbury financial advisor must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You don't need to panic if your specific financial advisor's name doesn't show up on the Financial Services Register, providing the company is on the register, their employees are covered by the legislation. The person may still offer financial guidance instead of advice, if these cannot be provided. Guidance is somewhat different to advice as it isn't regulated in the same way, and if financial mistakes are made there will probably be no recourse to the client.

Financial Advisor Quotes in Newbury Berkshire

If you're looking for advice on investments you'll be asked the amount of risk you are ready and able to take. High risk investments could potentially offer larger rewards, however all or some of your cash could be lost. Your savings aims will have to be considered if good financial and investment advice is to be given, i.e. how much cash you want to invest, long or short term investments and how quickly you need to access your money. "How much money can you actually afford to lose?" Is the one important question that you should really be asking yourself. Sometimes referred to as your 'capacity for loss', this will very likely influence the services and products that you are offered.

Financial Advice Near Newbury Berkshire

Right from the start, it's crucial that you let your financial advisor know about any existing mortgages, savings, investments or regular payments that you currently have. This will provide a clear picture of your current financial circumstances, without which the advice you get will most likely not be the most suitable for you. Spreading the risk load across a number of different products through the diversification of your savings and investments, is something that sound financial advice should allow for. A qualified financial advisor in Newbury will understand the best areas to consider, which mirror your goals and your financial situation.

A financial advisor will unmask the multifaceted world of finance, and try to converse in as plain a speech as possible. After comparing the various services and products that meet your needs, you should be in a position to make an informed and considered decision. If you're mind is firmly on the environment, you could maybe ask your advisor to stick to ethical savings and investment schemes. This not only provides you with investment possibilities, but also enables you to lend your support to zero carbon or green energy projects, and stay away from businesses that don't share the same values.

Having a close working relationship with your financial advisor in Newbury could cause issues with your work day and other responsibilities. One-on-one meetings can be augmented with video conferencing and telephone to enable you to seek advice at times that suit you. Working from home and remote working is now a large part of our society, and an established financial advice company in Newbury will have rigorous measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor.


Investment values could go down as well as up, and this is a factor that you must keep in mind. If it just so happens that your investment fails to make the amount of money you were hoping for, it can be a disheartening and worrying time. Sadly, a downward trend in your investment is not a recognised cause for complaint, unless it is because of misleading or wrong information from your advisor.

Independent Financial Advisor Near Newbury (RG14)

The company's official complaints procedure should be the starting place for any grievances, and the Key Facts Document will explain this. If the financial advisor is a member of the Financial Conduct Authority, you can tell the Financial Ombudsman about the matter if it is unsolved within the time schedule set by the regulating authority.

The Financial Ombudsman will make a ruling after independently reviewing the cause of the complaint. A decision will be made on how to financially compensate the customer, if the complaint is upheld. This will become a legally binding decision once it has been agreed on by the client, and the advisor and their firm must abide by the ruling. Any trouble, upset, distress and inconvenience caused to the customer during the dispute, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Newbury UK

Financial advice can be provided in Newbury and also nearby in: Westbrook, Wash Common, Greenham, Stockcross, Halfway, Winterbourne, Speen, Chieveley, Hoe Benham, Wash Water, Snelsmore Common, Bucklebury, Newtown, Marsh Benham, Upper Bucklebury, Cold Ash, Inkpen, Benham Hill, Boxford, Adbury, Enborne, Hunts Green, Curridge, Shaw, Thatcham, Newtown Common, Donnington, Woolton Hill, Bagnor, Crockham Heath, Ashmore Green, Woodspeen, Highclere, together with these postcodes RG14 1HH, RG14 1TT, RG14 1HA, RG14 1NU, RG14 1EX, RG14 1JH, RG14 1TB, RG14 1DY, RG14 1LE, RG14 1BW. Locally based Newbury financial advisors will most likely have the dialling code 01635 and the postcode RG14.

Financial Advice Enquiries Berkshire

Berkshire Financial Advice Enquiries

Recent Berkshire financial advice enquiries: Tomas Gooding from Sulhamstead, Berkshire recently enquired about life assurance. Mario Harris and Macie Harris from Ashmore Green recently enquired about equity release. Sami and Cali Bond from Sunninghill recently asked for information on life assurance. Klara Kirk and Leland Kirk from Purley on Thames recently enquired about equity release. Dean Bond from Cranbourne, Berkshire recently enquired about investment bonds. Tomasz and Enid Keane from Aldermaston, Berkshire recently asked for information on pensions. Elisabeth Swift from Cheapside recently asked for information on family income benefit. Mr and Mrs Burge from Earley recently asked for information on pensions.

Newbury Financial Advice Services

Financial Advice Tasks Newbury

There are a whole host of services which are provided by your local Newbury financial advisor including will writing services Newbury, pension advice, investment advice, mutual funds Newbury, equity release advice, tax advice Newbury, investment planning in Newbury, long term care fee advice in Newbury, investment planning, corporate bonds, trustee investment services, pension consolidation advice, investment bonds Newbury, business financial planning, financial services, bridging finance, cashflow analysis Newbury, financial planning, divorce planning, life assurance advice in Newbury, financial analyst services, pension drawdowns, cheap financial advice, annuities, corporate financial planning, and more.


Financial Advisors Near Newbury

Also find: Chieveley financial advisors, Woodspeen financial advisors, Donnington financial advisors, Snelsmore Common financial advisors, Enborne financial advisors, Benham Hill financial advisors, Ashmore Green financial advisors, Bucklebury financial advisors, Newtown financial advisors, Curridge financial advisors, Greenham financial advisors, Hoe Benham financial advisors, Westbrook financial advisors, Highclere financial advisors, Woolton Hill financial advisors, Newtown Common financial advisors, Upper Bucklebury financial advisors, Shaw financial advisors, Marsh Benham financial advisors, Winterbourne financial advisors, Thatcham financial advisors, Wash Common financial advisors, Halfway financial advisors, Adbury financial advisors, Wash Water financial advisors, Boxford financial advisors, Speen financial advisors, Inkpen financial advisors, Stockcross financial advisors, Cold Ash financial advisors, Bagnor financial advisors, Crockham Heath financial advisors, Hunts Green financial advisors and more.

Newbury Financial Advice Services

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Financial Advice Enquiries in Newbury Berkshire (01635)
  • Newbury Estate Planning
  • Newbury Trustee Investments
  • Newbury Wealth Management
  • Newbury Corporate Financial Advice
  • Newbury Financial Services
  • Newbury Mortgage Advice
  • Newbury Cashflow Analysis
  • Newbury Independent Financial Advice
  • Newbury Investment Advice
  • Newbury Cheap Financial Advice
  • Newbury Inheritance Advice
  • Newbury Tax Advice
  • Newbury Pension Advice
  • Newbury Retirement Advice

More Newbury Services: Undoubtedly, whenever you happen to be looking at your finances in Newbury, Berkshire, you are likely to need all kinds of different services and along with a financial advisor in Newbury, Berkshire, you might also need debt recovery & collection in Newbury, mortgage brokers in Newbury, accountants in Newbury, bookkeepers in Newbury, tax preparation in Newbury, business consulting in Newbury, property law & conveyancing in Newbury, family lawyers in Newbury, estate planning in Newbury, investment advisors in Newbury, mortgage advice in Newbury, solicitors in Newbury, contracts lawyers in Newbury, wills & probate in Newbury, payroll services in Newbury, business financial planning in Newbury, banruptcy lawyers in Newbury, and other different Newbury experts.

Financial Advisors Around Newbury: Folks living in the following areas and roads have recently inquired about financial advice - Shaw Bridge, Cromwell Place, Battle Road, Tile Barn Row, Stuart Road, The Blossoms, Thomas Merriman Court, Coppice Road, Cedar Mount, De Montfort Road, Brimley Hill Court, Station Road, Council Houses, Austen Gardens, Coxeter Road, Twinwoods, St Swithins Close, Aintree Close, Shop Lane, Bruan Road, The Chase, Cheviot Close, Days Meadow, Adeys Close, St Richards Road, Spring Lane, Thorneley Road, Basingstoke Road, Arthur Road, Bunkers Hill, as well as the following local Newbury postcodes: RG14 1HH, RG14 1TT, RG14 1HA, RG14 1NU, RG14 1EX, RG14 1JH, RG14 1TB, RG14 1DY, RG14 1LE, RG14 1BW.

To get local information about Newbury, Berkshire click here

Independent financial advisor in RG14 area, telephone code 01635.

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