Financial Advisor Swindon

Swindon Independent Financial Advice & Investment

Financial Advisor Swindon Wiltshire (SN1): If you are seeking financial advice for the very first time, trying to locate a first-rate financial advisor advisor in the Swindon area can be a daunting experience. However, all qualified financial advisors have one thing in common; they all have to conform to the regulations set by the Financial Conduct Authority (FCA), whether you are looking for mortgage, pensions, investment or even insurance advice. This comes with some guarantees, therefore after getting advice from a FCA authorised financial advisor in Swindon, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if something should go awry.

Free Swindon Financial Advisor Quotes

Friends and relatives recommendations can be a good starting point in selecting a financial advisor in Swindon, but keep in mind that their needs may be different to the kind of advice you are looking for. Not every financial advisor is suitable for everyone, and their advice should be tailored to your particular situation. To check out the various options they can provide and find a financial advisor you can trust and feel comfortable with, it pays to speak to at least 3 different firms, because after all choosing a financial advisor is a major decision.

Financial Advisor Swindon Wiltshire (SN1)

Restricted advisors and independent financial advisors, are the two main kinds of financial advisor in Swindon. An independent financial advisor should not be limited to the services and products of a single provider. Encompassing the full gamut of financial products and companies, independent financial advice should be given in an honest and unbiased way to clients. If you elect to use an IFA, you'll be able to choose from the broadest possible range of products, so as to find the ideal solution for you. If you go to a restricted financial advisor you'll soon realise that they could be restricted to services and products of a single company, or as with a mortgage advisor, will only be concerned with one solitary product.

Before any financial advisor takes you on as a client, they're required by the Financial Conduct Authority to tell you about their charges. You might be charged a set fee, by the hour or even a proportion of your investment, determined by type of service you are interested in. You will sometimes be offered the chance of a free preliminary consultation to enable you to discuss your aims and determine whether the advisor is a good fit for you and your circumstances. In some of the larger Swindon firms, you might find that your account is being managed by a team rather than an individual advisor.

Financial Advisors Swindon UK (01793)

To summarise your ambitions and financial situation to the advising company, you'll be required to fill in a "Fact Find" document, which is a confidential disclosure form. To provide details about the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial market, you'll also be handed an Initial Disclosure Document, or Key Facts Document. Your rights should also be spelled out in this document, in addition to your options if you need to complain because you are not satisfied with the service provided. It should be easy to understand, written in plain language, and outline precisely what you are committing yourself to, together with the benefits and risks of going along with the advice. The Key Facts Document must also inform you of the cooling-off period. This makes it possible for you to cancel your agreement within a certain number of days, and if any penalty charges have to be paid.

You need to check the qualifications and experience of your financial advisor the first time you talk to them. You needn't be embarrassed about asking such questions, after all you're about to entrust your financial future to their skill. Every financial advisor in Swindon must be able to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. You shouldn't panic if your particular financial advisor's name does not appear on the Financial Services Register, providing the company is listed on the register, their advisors are covered by the regulations. If these cannot be provided the individual may still offer financial guidance rather than advice. In financial terms guidance differs to advice and is not regulated. Therefore there is no recourse for either party if errors arise.

Financial Advisor Quotes in Swindon Wiltshire

You will be asked about the level of risk you're ready to accept, if you are seeking advice on investments. Higher rewards may be possible with high risk investments, however you could also lose some or all of your money. Your savings objectives must be taken into account if good quality investment and financial advice is to be given, i.e. how quickly you need to access your funds, how much money you want to invest and short or long term investments. The one question that you should ask of yourself, which is normally overlooked, is just how much money you can afford to lose. This is sometimes referred to as your 'capacity for loss' and could affect the services and products that are offered to you.

Financial Advice Near Swindon Wiltshire

You need to tell your financial advisor about your current mortgages, savings, investments or regular outgoing payments. This gives a full and clear picture of your current financial circumstances, and without this the advice you get might not be the best for you. The diversification of your savings and investments by spreading the risk load across a number of different products, is an important part of reliable financial advice. Having a knowledge of the best areas to consider, a competent financial advisor will favour products that most closely match your financial circumstances and goals.

A financial advisor will throw open the complex world of finance, and try to converse in the clearest possible way. This will allow you to compare services and products which match your needs, and make an informed decision. You can maybe ask your financial advisor only to choose ethical investment and savings schemes. This does not just give you investment possibilities, but also allows you to support green energy or zero carbon projects, and keep clear of businesses that do not share the same values as you do.

It is not always easy to have a close working relationship with a financial advisor in Swindon without this affecting your work day and other responsibilities. One-on-one meetings can be augmented with video conferencing and phone calls to enable you to get advice at a time to suit you. Any experienced financial advice provider in Swindon will have stringent measures in place to ensure your details are kept confidential and secure, even if you never have a face-to-face meeting with your advisor, because home and remote working is now so common.


You must remember that the financial world is a volatile sector, and the value of your investments can just as easily go down as well as up. If your investment isn't making the amount of money you were hoping for, it can be incredibly worrying and frustrating. A downward spiraling of your investment is not seen as a grounds for complaint, unless your financial advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Swindon (SN1)

The company's official complaints procedure should be the place to start with any disputes, and the Key Facts Document should discuss this. If the financial advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unsolved within the time-frame set out by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision will be made on how to rectify or financially compensate the customer, if the complaint is justified. Once agreed on by the client, the ruling will become a legally binding one, and the financial advisor and their company must comply with it. Any compensation laid down by the Ombudsman will also take into consideration any distress, annoyance, inconvenience and trouble caused to the client during the process.

Book a Financial Advisor in Swindon UK

Financial advice can be provided in Swindon and also in nearby places like: Walcot, Westlea, Broome Manor, South Leaze, Stratton, West Leaze, Kembrey Park, Chiseldon, Dorcan, Salisbury, Purton, Cheney Manor, Brinkworth, Toothill, Cricklade, Haydon Wick, Bridgemead, and in these postcodes SN1 2DU, SN1 2EE, SN1 1QS, SN1 2AB, SN1 1FE, SN1 1LW, SN1 1YE, SN1 1JL, SN1 1DG, SN1 1JS. Local Swindon financial advisors will probably have the postcode SN1 and the dialling code 01793. Checking this out should ensure you access locally based financial advisers. Swindon homeowners will be able to benefit from these and various other related services.

Everyday Duties of a Financial Advisor

  • Working in conjuction with associates to obtain statistics, trends and market information.
  • Making deals with with financial product providers.
  • Producing in-depth financial reports.
  • Talking with clients regarding their plans and finances.
  • Researching financial products and explaining them simply and clearly to customers.
  • Updating customers concerning their investments.
  • Keeping a record of clients and transactions.
  • Meeting sales and performance targets.
  • Providing consultation, counselling and education regarding finances and investments.
  • Keeping up to date with new products and regulation changes.

Swindon Financial Advice Services

Financial Advice Tasks Swindon

There is a wide range of services which are provided by your local Swindon financial advisor including money planning, cash flow modelling, death benefit advice, equity release advice, ISA's, family income benefit, mortgage advice, inheritance tax planning, portfolio management, unit trusts, financial planning Swindon, personal protection, pension drawdowns, financial analyst services, income protection advice Swindon, ethical investment advice, trusts, trustee investment services, corporate financial planning, saving for children, life insurance, investment reviews, annuities in Swindon, general financial planning, offshore investment advice Swindon, cashflow planning, corporate bonds, critical illness cover, will writing services, personal pensions advice Swindon, and lots more. These are just some of the tasks that can be undertaken by a financial advisor. Swindon professionals will keep you informed about their whole range of services.

Skills and Knowledge Required by a Financial Advisor

  • Effective business management skills for negotiating product rates.
  • To have active interpersonal and listening skills.
  • The ability to promote financial services and products.
  • A solid knowledge and understanding of economics and accounting relating to financial products and markets.
  • A competent level of numeracy for developing financial packages.
  • To pay attention to detail and be thorough.
  • To have the ability to network and build solid relationships with clients.
  • To have excellent IT skills.
  • To be organised and self-motivated.
  • Outstanding skills in verbal communication.
  • Excellent skills in customer service for establishing customer requirements.

Financial Advisors Near Swindon

Also find: Haydon Wick financial advisors, Kembrey Park financial advisors, Brinkworth financial advisors, Broome Manor financial advisors, Dorcan financial advisors, Westlea financial advisors, Chiseldon financial advisors, Stratton financial advisors, Walcot financial advisors, Toothill financial advisors, West Leaze financial advisors, South Leaze financial advisors, Bridgemead financial advisors, Cheney Manor financial advisors and more. Pretty much all of these areas are catered for by financial advisors. Property owners in these localities can make enquiries about financial advice by clicking here.

Swindon Financial Advice Services

Find a Financial Advisor in Swindon Here
Financial Advice Enquiries in Swindon Wiltshire (01793)
  • Swindon Corporate Financial Advice
  • Swindon Mortgage Advice
  • Swindon Cheap Financial Advice
  • Swindon Life Insurance Advice
  • Swindon Financial Advice Quotations
  • Swindon Investment Advice
  • Swindon Estate Planning
  • Swindon Retirement Advice
  • Swindon Tax Advice
  • Swindon Independent Financial Advice
  • Swindon Financial Services
  • Swindon Trustee Investments
  • Swindon Inheritance Advice
  • Swindon Pension Advice

More Swindon Services: Undoubtedly, when you are looking at your finances in Swindon, Wiltshire, you will probably be in need of all sorts of different services and along with a financial advisor in Swindon, Wiltshire, you may also need estate planning in Swindon, business consulting in Swindon, property law & conveyancing in Swindon, mortgage advice in Swindon, wills in Swindon, mortgage brokers in Swindon, solicitors in Swindon, business financial planning in Swindon, contracts lawyers in Swindon, accountants in Swindon, debt recovery & collection in Swindon, bookkeepers in Swindon, banruptcy lawyers in Swindon, tax preparation in Swindon, payroll services in Swindon, investment advisors in Swindon, family lawyers in Swindon, and other different Swindon experts.

To find local info on Swindon, Wiltshire take a look here

Independent financial advisor in SN1 area, telephone code 01793.

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(This financial advisor Swindon content was last updated on 20-02-2024)