Financial Advisor Sale

Sale Independent Financial Advice & Investment

Financial Advisor Sale Greater Manchester (M33): If you're seeking financial advice for the very first time, trying to find a decent financial advisor advisor in the Sale area can be a quite daunting experience. Whether you're looking for mortgage, pension, investment or even insurance guidance, all financial advisors have one thing in common; they all have to follow the regulations set by the Financial Conduct Authority. Any advice given by a FCA registered financial advisor in Sale comes with certain guarantees that should things go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Sale Financial Advisor Quotes

A good starting point in choosing a financial advisor in Sale may be relatives and friends, but bear in mind that the kind of advice you are looking for may be different to theirs. Financial advice should be individually tailored to your unique circumstances, and you will discover that certain financial advisors might not be appropriate for you. To explore the various options they are offering and find a financial advisor that you can trust and feel comfortable with, it pays to talk to at least three different firms, because after all picking a financial advisor is a big decision.

Financial Advisor Sale Greater Manchester (M33)

When you are looking to pick a financial advisor in Sale, there are essentially two principal types; restricted advisors and independent financial advisors (IFA). An independent financial advisor won't be limited to the services or products of just one provider. Encompassing the full gamut of financial products and companies, independent financial advice should be given in an unbiased and impartial way to clientele. Using an independent financial advisor should allow you to select from the widest possible array of services. If you use a restricted financial advisor you'll discover that they might be restricted to services and products of a single firm, or as in the case of a mortgage advisor, might only be focused on one individual product.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. Subject to the services you require, you could be charged by the hour, a set fee or even a proportion of your investment. You might be offered the chance of a free initial consultation to enable you to discuss your objectives and find out if the advisor is suitable for you and your situation. Your account may be looked after by a team rather than a single advisor, if you decide to go to one of the larger Sale firms.

Financial Advisors Sale UK (0161)

Before any actual advice is handed out you will have to fill out a confidential disclosure form, called a "Fact Find" document, which tells the advising firm about your desired goals and financial situation. A Key Facts Document, or Initial Disclosure Document will also be handed to you, to provide information regarding the financial advisors themselves, outlining their range of permissions in the financial market and their situation for offering restricted or independent advice. This document will also lay out your rights and your options if you are not satisfied with the service, and would like to complain. It should be easy to understand, written in layman's terms, and describe precisely what you're signing up for, along with the benefits and risks of taking the proffered advice. The level of cooling-off period should also be explained in this Key Facts Document. This enables you to change your mind within a certain time frame, and cancel the contract with your financial advisor.

When speaking with your financial advisor for the first time you need to check their experience and qualifications. Asking these questions should not cause you any embarrassment, because you're entrusting them with your long-term financial wellbeing. Every Sale financial advisor must present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. When you check the Financial Services Register, you should not freak out if your particular advisor's name does not appear on there; you will probably find the firm name, and that means the legislation covers all of their employees. The individual may still offer financial guidance as opposed to advice, if these can't be provided. Guidance isn't regulated in the way that financial advice is, which means that if mistakes arise the client won't have any recourse.

Financial Advisor Quotes in Sale Greater Manchester

You will be asked the level of risk you are willing to take, if you are seeking advice on investments. Most investments carry some element of risk, but high risk investments may offer larger rewards, and also more chance of losing your money. The best investment and financial advice should take you savings objectives into consideration, i.e. how quickly you need access to your money, how much you wish to invest and short or long term investments. One question you should ask of yourself, which is normally overlooked, is just how much money you can afford to lose. This is generally known as your 'capacity for loss' and may influence the products and services that are offered to you.

Financial Advice Near Sale Greater Manchester

Right from the start, it's vital that you let your financial advisor know about any regular outgoing payments, personal savings, investments or mortgages that you currently have. They'll need this information, so that they can get a clear picture of your financial circumstances and give the correct advice for your needs. Sound financial advice should include diversifying your investments and savings by spreading the risk across different products. In order to mirror your goals and financial circumstances, a competent financial advisor in Sale will have the knowledge of the best products to consider.

Your financial advisor will try to communicate in the clearest possible way, to reveal the multifaceted world of finance. You should be able to make an informed and considered decision when you have learned about the various services and products which match your needs. If the environment is important to you, you could perhaps ask that ethical savings and investment schemes take top priority. You will then be able to stay clear of investments that firms meet your criteria, but instead support those companies and organisations that match your concerns, for instance green energy or zero carbon.

Working alongside your financial advisor in Sale can be tricky to fit in around your work life and other commitments. One-on-one appointments can be augmented with telephone and video conferencing to allow you to seek advice at a time to suit you. An established financial advice company in Sale will have rigorous measures in force to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor, because remote and home working is now so common.


Investments can be a volatile area, and their values could fall as well as rise. If your investment fails to make as much money as you hoped for, it can be incredibly frustrating and worrying. Unfortunately, a downward spiral in your investment isn't seen as a cause for complaint, except if it's owing to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Sale (M33)

As indicated in the Key Facts Document, any grievances should begin with the company's official complaints procedure. If the matter is unsolved within the period laid down by the regulating body, and the advisor is registered with the FCA, you can get in touch with the Financial Ombudsman.

After independently reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. If it is established that the complaint is justified, a decision is made on how the client can be compensated or the situation rectified. Once the decision has been accepted by the client it becomes a legally binding decision which the financial advisor and their firm, must comply with. Any distress, inconvenience, hassle and upset caused to the customer during the process, will be considered when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Sale UK

Financial advice can be provided in Sale and also nearby in: Withington, Timperley, Wythenshawe, Ashton upon Mersey, Northenden, Didsbury, Barlow Moor, Brooklands, Flixton, Chorlton-cum-Hardy, Urmston, Broadheath, Woodhouses, West Timperley, as well as in these postcodes M33 2EZ, M33 0EG, M33 2AU, M33 2BE, M33 2DX, M33 2EH, M33 2BY, M33 2ER, M23, M23 9EZ. Local Sale financial advisors will probably have the telephone code 0161 and the postcode M33. Checking this will ensure you are accessing locally based financial advisers. Sale homeowners are able to utilise these and various other related services.

Skills and Knowledge Needed by Financial Advisors

  • To pay attention to detail and be thorough.
  • Effective customer service skills for finding out customer needs and requirements.
  • A competent level of mathematical knowledge for building financial plans.
  • To have a goal driven mindset.
  • The ability to promote financial products and services.
  • Excellent business management skills for the negotiation of product fees.
  • An excellent understanding of economics and accounting with regard to financial markets and products.
  • Excellent skills in verbal communication.
  • To have active listening and interpersonal skills.
  • To have excellent IT skills.
  • To be able to network and build relationships with customers.

Sale Financial Advice Services

Financial Advice Tasks Sale

There are a wide range of services which are provided by your local Sale financial advisor including bridging finance, annuities, investment plans, offshore investment advice in Sale, personal protection Sale, savings advice Sale, life assurance, income protection advice, multi-asset portfolios in Sale, investment consolidation, pension transfers Sale, cheap financial advice, ethical investments, financial analyst services, pension consolidation advice, investment bonds Sale, equity release advice, business protection in Sale, life insurances Sale, pension reviews, divorce financial planning in Sale, family income benefit, wealth management & investments in Sale, retirement planning, tax financial planning, annuity purchase, general financial planning, pension plans, independent financial advice, corporate financial planning in Sale, and more. These are just a few of the duties that can be accomplished by a financial advisor. Sale professionals will be happy to inform you of their whole range of financial services.

A Financial Advisor's Daily Duties

  • A financial advisor recommends the financial products that are best-suited to clients.
  • A financial advisor updates customers about their investments.
  • A financial advisor works in conjuction with associates to obtain market information, statistics and trends.
  • A financial advisor talks to clients about their finances and plans.
  • A financial advisor provides consultation, counselling and education with regards to finances and investments.
  • A financial advisor meets targets for sales and performance.
  • A financial advisor produces detailed financial reports.
  • A financial advisor negotiates with financial product providers.
  • A financial advisor keeps fully abreast of new financial products and legislation changes.
  • A financial advisor keeps a record of transactions and clients.

Financial Advisors Near Sale

Also find: Woodhouses financial advisors, Northenden financial advisors, Broadheath financial advisors, Chorlton-cum-Hardy financial advisors, Brooklands financial advisors, Wythenshawe financial advisors, Barlow Moor financial advisors, Flixton financial advisors, Ashton upon Mersey financial advisors, West Timperley financial advisors, Timperley financial advisors, Didsbury financial advisors, Withington financial advisors and more. Anyone who is hunting for financial advice, will discover that these types of services are readily available in most of these villages and towns. People in these places can make enquiries about financial advice by clicking here.

Sale Financial Advice Services

Find a Financial Advisor in Sale Here
Financial Advice Enquiries in Sale Greater Manchester (0161)
  • Sale Trustee Investments
  • Sale Independent Financial Advice
  • Sale Financial Services
  • Sale Inheritance Advice
  • Sale Wealth Management
  • Sale Cheap Financial Advice
  • Sale Retirement Planning
  • Sale Corporate Financial Planning
  • Sale Investment Advice
  • Sale Mortgage Advice
  • Sale Estate Planning
  • Sale Pension Advice
  • Sale Financial Advice Quotes
  • Sale Cashflow Analysis

More Sale Services: Naturally, whenever you happen to be looking at your finances in Sale, Greater Manchester, you'll likely be in need of all types of different services and apart from a financial advisor in Sale, Greater Manchester, you could also need tax preparation in Sale, solicitors in Sale, business financial planning in Sale, family lawyers in Sale, bookkeepers in Sale, business consulting in Sale, investment advisors in Sale, estate planning in Sale, banruptcy lawyers in Sale, contracts lawyers in Sale, debt recovery & collection in Sale, will writing in Sale, property law & conveyancing in Sale, accounting in Sale, mortgage brokers in Sale, payroll services in Sale, mortgage advice in Sale, and other different Sale experts.

If you want local info about Sale, Greater Manchester take a look here

Independent financial advisor in M33 area, (dialling code 0161).

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(This financial advisor Sale article was updated on 20-02-2024)