Financial Advisor Walton-on-Thames

Walton-on-Thames Independent Financial Advice & Investment

Financial Advisor Walton-on-Thames Surrey (KT12): If you are in search of financial advice for the first time, trying to locate a first-rate financial advisor advisor in the Walton-on-Thames area can be an intimidating experience. However, all financial advisors have one thing in common; they all have to adhere to the regulations laid down by the Financial Conduct Authority (FCA), whether you're searching for mortgage, pensions, investments or even insurance advice. This comes with various guarantees, thus after getting advice from a FCA certified financial advisor in Walton-on-Thames, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if anything goes awry.

Free Walton-on-Thames Financial Advisor Quotes

A decent starting place when picking a financial advisor in Walton-on-Thames could be friends and relations, but keep in mind that the type of advice you are looking for may be significantly different to theirs. Any advice they offer needs to be personalised to your unique situation, and every financial advisor isn't suitable for everybody. It pays to chat to at least three different firms when you're considering a financial advisor, since this is an important decision, and you need to find one that you can trust and feel at ease with, and also check out the options they can provide.

Financial Advisor Walton-on-Thames Surrey (KT12)

When it comes to picking a financial advisor in Walton-on-Thames, there are essentially two main types; restricted advisors and independent financial advisors (IFA). The advantage of using an independent financial advisor is that they won't be restricted to the services or products of a single company, and can offer a wider range of options. Independent financial advice should be given in a frank and impartial way and should cover the entire gamut of financial products and companies. If you choose to use an IFA, you will be able to select from the widest possible range of services, so as to find the ideal solution for your needs. A restricted advisor may be concerned with a single product, such as a mortgage advisor, or be limited to products and services from a specific firm.

The Financial Conduct Authority demands that any financial advisor must be fully transparent with you about their charges, before taking you on as a client. You may be charged by the hour, a set fee or perhaps even a specific percentage of your investment value, contingent on type of product you are interested in. To discuss your aims and determine whether the advisor is a good fit for your circumstances, a free initial consultation may be offered. In some larger Walton-on-Thames companies, you may find that your account is being managed by a team as opposed to an individual.

Financial Advisors Walton-on-Thames UK (01932)

Before any actual advice is given you will have to complete a confidential disclosure document, called a "Fact Find" form, which informs the advising company about your aims and financial situation. To provide information about the financial advisor, their status to offer independent or restricted advice and their scope of permissions in the financial sector, you will also be given an Initial Disclosure Document, or Key Facts Document. This document will also lay out your own legal rights and your options if you aren't satisfied with the service, and want to submit a complaint. It should be typed out in plain English and describe what you are committing yourself to, and any possible benefits and risks should you decide to take the offered advice. The level of cooling-off period should also be explained in this Key Facts Document. This allows you to change your mind within a certain number of days, and cancel the agreement with your financial advisor.

When talking with your financial advisor initially ensure that you check their qualifications and experience. Asking these questions should not be a cause for embarrassment, because after all you're entrusting them with your financial wellbeing. Every financial advisor in Walton-on-Thames must present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, you should not stress if your particular advisor's name does not show up on there; you should be able to locate the firm name, and that means the regulations covers all of their staff. The individual may still offer financial guidance rather than advice, if these cannot be provided. Guidance isn't subject to regulations in the way that financial advice is, meaning that if mistakes arise neither party will have any recourse.

Financial Advisor Quotes in Walton-on-Thames Surrey

If it is investments that you're interested in, the advisor will ask you about the amount of risk you might be willing to accept with your hard-earned money. High risk investments may offer larger rewards, however some or all of your money could be lost. The best investment and financial advice should take you savings objectives into consideration, i.e. short or long term investments, how much you have to invest and how quickly you need access to your money. "How much can you afford to lose?" Is the one crucial question that you really need to ask yourself. This could affect the products and services that could be offered for your consideration, and is commonly called your 'capacity for loss'.

Financial Advice Near Walton-on-Thames Surrey

You will need to let your financial advisor know about your current mortgage loans, regular outgoing payments, savings or investments. They will need these details, so that they can get a picture of your financial circumstances and give the correct advice for you. Spreading the risk across a range of different products through the diversification of your investments and savings, is something that good financial advice should allow for. Having an understanding of the best areas to consider, an experienced financial advisor will favour products that most closely fit in with your financial circumstances and goals.

A financial advisor will throw open the multifaceted world of finance, and communicate in the clearest possible way. You should be able to come to an informed decision once you have learned about the various services and products which meet your needs. If environmental issues are important to you, you could perhaps ask that ethical investments and savings take top priority. You will then be able to stay clear of companies that investments meet your criteria, and instead lend your support to those firms and businesses that address your concerns, for instance renewable energy or zero carbon.

It's not always easy to have a close working relationship with a financial advisor in Walton-on-Thames without this impacting on your work day and other responsibilities. To allow you to seek advice at a time to suit you, one-on-one meetings can be supplemented with video conferencing and telephone calls. Any competent financial advice firm in Walton-on-Thames will have strict measures in force to ensure your details are kept confidential and secure, even if you rarely have an in-person meeting with your advisor, because remote and home working is now so common.


Investment values can go down as well as up, and this is something that you have to bear in mind. If your investment is not making as much money as you were hoping for, it can be very frustrating and worrying. Sadly, your investment having a downward trend isn't seen as a grounds for complaint, unless it is owing to misleading or wrong information from your advisor.

Independent Financial Advisor Near Walton-on-Thames (KT12)

As laid out in the Key Facts Document, any disputes should commence with the company's complaints procedure. If the issue is unresolved within the timeframe stipulated by the regulating body, and the advisor is registered with the FCA, you can inform the Financial Ombudsman.

After independently reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. If it is established that the complaint is justified, a decision is made on how the customer can be financially compensated. This will become a legally binding decision once it has been agreed on by the client, and the advisor and their firm must comply with the ruling. Any compensation laid down by the Ombudsman will also take into consideration any upset, inconvenience, distress and trouble caused to the client during the situation.

Book a Financial Advisor in Walton-on-Thames UK

Financial advice can be provided in Walton-on-Thames and also in: Rydens, Hurst Park, Sunbury-on-Thames, Lower Halliford, Weybridge, Esher, Laleham, Ashley Park, West Molesey, Hampton, Brooklands, Molesey, Kempton Park, as well as in these postcodes KT12 1EX, KT12 1PU, KT12 1QD, KT12 1HF, KT12 1DW, KT12 1AL, KT12 1EQ, KT12 1HP, KT12 1SG, KT12 2AN. Locally based Walton-on-Thames financial advisors will probably have the telephone dialling code 01932 and the postcode KT12. Simply click on the "enquiry" banner to get specifics of financial advisors in your area.

Fundamental Skills for Financial Advisors

  • A solid understanding of accounting and economics associated with financial markets and products.
  • The ability to sell products and services.
  • Excellent skills in verbal communication.
  • To have excellent time management skills.
  • To be able to network and build solid relationships with clients.
  • Excellent business management skills for negotiating product rates.
  • To have the ability to listen attentively
  • Effective customer service skills for identifying customer needs and requirements.
  • A competent level of mathematical knowledge for building financial strategies.
  • To be thorough and pay attention to detail.
  • To have excellent IT skills.

Walton-on-Thames Financial Advice Services

Financial Advice Tasks Walton-on-Thames

There is a wide range of services which are provided by your local Walton-on-Thames financial advisor including general financial planning in Walton-on-Thames, cheap financial advice, long term care fee planning Walton-on-Thames, mutual funds, financial services, income protection, cashflow analysis, corporate bonds, personal financial planning in Walton-on-Thames, financial analyst services, financial planning, life assurance advice, annuity purchase, independent financial advice in Walton-on-Thames, pension drawdowns, corporate financial planning, equity release, inheritance tax planning, pension reviews, stakeholder pensions Walton-on-Thames, retirement advice Walton-on-Thames, family income benefit Walton-on-Thames, pension consolidation Walton-on-Thames, tax financial planning, ISA's, and lots more.


Financial Advisors Near Walton-on-Thames

Also find: Lower Green financial advisors, Kempton Park financial advisors, Laleham financial advisors, Rydens financial advisors, Upper Halliford financial advisors, Ashley Park financial advisors, Hurst Park financial advisors, Hampton financial advisors, Brooklands financial advisors, Oatlands Park financial advisors, Littleton financial advisors, Lower Halliford financial advisors and more. Those who are looking for financial advice, will discover that such services are available in just about all of these villages and towns. Residents in these areas can make enquiries about financial advice by clicking here.

Walton-on-Thames Financial Advice Services

Find a Financial Advisor in Walton-on-Thames Here
Financial Advice Enquiries in Walton-on-Thames Surrey (01932)
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More Walton-on-Thames Services: Undoubtedly, whenever you're looking at your finances in Walton-on-Thames, Surrey, you will probably be in need of all sorts of different services and as well as a financial advisor in Walton-on-Thames, Surrey, you may also need mortgage advice in Walton-on-Thames, accounting in Walton-on-Thames, tax preparation in Walton-on-Thames, payroll services in Walton-on-Thames, investment advisors in Walton-on-Thames, bookkeeping in Walton-on-Thames, debt recovery & collection in Walton-on-Thames, family lawyers in Walton-on-Thames, solicitors in Walton-on-Thames, property law & conveyancing in Walton-on-Thames, mortgage brokers in Walton-on-Thames, business financial planning in Walton-on-Thames, wills & probate in Walton-on-Thames, estate planning in Walton-on-Thames, business consulting in Walton-on-Thames, contracts lawyers in Walton-on-Thames, banruptcy lawyers in Walton-on-Thames, and other different Walton-on-Thames experts.

Financial Advisor Jobs Walton-on-Thames: Get financial adviser jobs in Walton-on-Thames by clicking here: Walton-on-Thames Financial Advisor Jobs

To find local Walton-on-Thames info take a look here

Independent financial advisor in KT12 area, 01932.

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(This financial advisor Walton-on-Thames information was last updated on 20-02-2024)