Financial Advisor Maidenhead

Maidenhead Independent Financial Advice & Investment

Financial Advisor Maidenhead Berkshire (SL6): If you're seeking financial advice for the first time, trying to locate a reliable financial advisor advisor in the Maidenhead area can be a challenging experience. Whether you are looking for pensions, investments, mortgage or even insurance guidance, all qualified financial advisors have one thing in common; they all have to follow the regulations of the Financial Conduct Authority (FCA). This comes with some guarantees, so after taking advice from a FCA approved financial advisor in Maidenhead, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman, if something should go wrong.

Free Maidenhead Financial Advisor Quotes

A decent starting point in choosing a financial advisor in Maidenhead may be friends and relations, but bear in mind that the type of advice you're looking for could be different to theirs. Their advice needs to be adapted to your unique circumstances, and every financial advisor isn't suitable for everybody. To investigate the various options that they can provide and find a financial advisor you feel comfortable with and can trust, it pays to chat to at least three different firms, because choosing a financial advisor is an important decision.

Financial Advisor Maidenhead Berkshire (SL6)

Independent financial advisors (IFA) and restricted advisors, are the two main types of financial advisor in Maidenhead. An independent financial advisor won't be restricted to the services or products of a single provider. Encompassing the full spectrum of financial companies and products, independent financial advice must be given in an unbiased and impartial way to clientele. Consulting an independent financial advisor should allow you to select from the broadest possible array of products. If you use a restricted advisor you'll find that they may be limited to products and services of a single firm, or as with a mortgage advisor, may only be concerned with one product.

Before any financial advisor in Maidenhead takes you on as a client, they're required by the Financial Conduct Authority to fully discuss their charges with you. You might be charged a set fee, by the hour or even a proportion of your investment value, subject to services you require. You might be offered a free initial consultation to enable you to discuss your goals and see if the advisor is suitable for you and your circumstances. In some larger Maidenhead companies, you may find that your account is managed by a team rather than an individual advisor.

Financial Advisors Maidenhead UK (01628)

You will be required to fill out a "Fact Find" form, which is a confidential disclosure document relating your ambitions and financial situation to the advising company. An Initial Disclosure Document, or Key Facts Document will also be handed to you, to provide information regarding the financial advisors themselves, detailing the scope of their permissions in the financial sector and their status to offer restricted or independent advice. Your legal rights will also be set out in this document, along with the options you can take if you need to complain because you're not satisfied with the service you are given. It should describe exactly what you're committing yourself to, and any possible benefits and risks if you choose to accept the advice offered, and it should be laid out in plain English. The Key Facts Document must also inform you of the level of cooling-off period. This enables you to cancel your agreement within a certain time period, and if any penalty charges are incurred.

You need to check what experience and qualifications the financial advisor has the first time you speak with them. Asking these questions should never cause you any embarrassment, because you are entrusting them with your financial wellbeing. A Level 4 qualification is the minimum required certification for any financial advisor in Maidenhead, and they also have to be able to present you with an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to freak out if your specific financial advisor's name does not show up on there; you should be able to find the firm name, and this means that the legislation covers all of their personnel. If these can't be provided the individual may still offer financial guidance rather than financial advice. In financial terms guidance is somewhat different to advice and isn't regulated. Therefore there isn't any recourse for either party if errors occur.

Financial Advisor Quotes in Maidenhead Berkshire

If it is investments that you're interested in, your advisor will need to know the level of risk you are ready and able to take on with your hard-earned cash. Many investments carry some element of risk, but higher risk investments could offer bigger rewards, and also more chance of losing some or all of your money. Your savings objectives should be taken into account if good quality financial and investment advice is to be given, i.e. how much you have to invest, short or long term investments and how quickly you need to access your funds. One question you should ask yourself, which is often neglected, is just how much money you can afford to lose. This could influence the products and services that you're offered, and is generally known as your 'capacity for loss'.

Financial Advice Near Maidenhead Berkshire

Right from the start, it's crucial that you let your financial advisor know about any existing mortgages, investments, savings accounts or regular outgoing payments that you have. They'll need these details, so that they can get a clear picture of your financial circumstances and give the correct advice for you. Good quality financial advice should allow for diversifying your savings and investments by spreading the risk load across a range of different products. A qualified financial advisor in Maidenhead will understand the best areas to consider, which match your goals and your financial situation.

Your financial advisor will attempt to communicate in as much plain speech as possible, while unmasking the complex world of finance. After learning about the products and services which meet your needs, you should be in a position to make an informed and educated decision. If you're mind is firmly on the environment, you can perhaps ask your financial advisor to stick to ethical savings and investment schemes. This will allow you to support companies and enterprises which match your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from businesses that don't meet your requirements.

Working alongside a financial advisor in Maidenhead can be tricky to manage around your work life and other obligations. To allow you to get advice at a time to suit you, one-on-one meetings can be complemented with video conferencing and telephone calls. Home and remote working is now a large part of our society, and a professional financial advice firm in Maidenhead will have rigorous measures in force to keep your details secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor.


You must understand that the financial sector can be unpredictable, and the value of your investments could just as easily go down as well as up. If it happens that your investment is not making the amount of money you were hoping for, it can be a demoralising and stressful time. Your investment having a downward trend isn't a recognised cause for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Maidenhead (SL6)

Any complaints should start with the company's complaints procedure as outlined in the Key Facts Document. If the financial advisor is registered with the FCA, you can inform the Financial Ombudsman of the issue if it is unresolved within the time schedule laid down by the regulating authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is justified, a decision is made on how to financially compensate the client. Once the decision has been accepted by the customer it becomes a legally binding decision that the advisor and their company, must abide by. Any distress, inconvenience, hassle and upset caused to the client during the dispute, will be taken into account when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Maidenhead UK

Financial advice can be provided in Maidenhead and also in nearby places like: White Waltham, Touchen-End, Lent Rise, Furze Platt, Cockpole Green, North Town, Taplow, Holyport, Woolley Green, Dorney Reach, Burchett's Green, Knowl Hill, Ruscombe, Cookham, Waltham St Lawrence, Burnham, Courtlands, Bray Wick, Hitcham, Littlefield Green, Twyford, Pinkneys Green, Littlewick Green, Wargrave, Bisham, Warren Row, Bray, and in these postcodes SL6 1JS, SL6 1RL, SL6 1EF, SL6 1LB, SL6 1HF, SL6 1DH, SL6 0XF, SL6 1AN, SL6 1PZ, SL6 1BA. Locally based Maidenhead financial advisors will most likely have the phone code 01628 and the postcode SL6. Checking this out should make sure that you access local financial advisers. Maidenhead householders are able to utilise these and countless other similar services. Click the "enquiry" banner or form to get specifics of financial advisors in your location.

A Financial Advisor's Daily Tasks

  • Financial advisors make advantageous deals with with providers of financial products.
  • Financial advisors research financial products and explain them clearly and simply to their customers.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors keep abreast of new financial products and legislation changes.
  • Financial advisors provide consultation, education and counselling regarding finances and investments.
  • Financial advisors work together with associates to obtain trends, market information and statistics.
  • Financial advisors update customers concerning their investments.
  • Financial advisors keep detailed records of potential transactions and clients.
  • Financial advisors talk to customers regarding their plans and finances.
  • Financial advisors produce in-depth financial reports.

Skills and Knowledge Needed by Financial Advisors

  • A good level of math knowledge for producing financial packages.
  • To be good at promoting financial products and services.
  • To pay attention to detail and be thorough.
  • Excellent management skills for negotiating product prices.
  • To be able to network and build relationships with customers.
  • To have good time management skills.
  • Good skills in customer service for determining customer requirements.
  • Outstanding skills in verbal communication.
  • Active interpersonal and listening skills.
  • A good understanding and knowledge of economics and accounting relating to financial markets and products.
  • To have the ability to use a computer and the primary software programs.

Maidenhead Financial Advice Services

Financial Advice Tasks Maidenhead

There is a range of services which can be provided by your local Maidenhead financial advisor including financial planning, general financial planning, business protection, will writing services, familt controlled trusts, corporate financial planning, cash flow modelling, financial advice services in Maidenhead, cheap financial advice, personal pensions advice, mutual funds, business financial planning, critical illness cover, personal protection Maidenhead, family income benefit, pension transfer advice Maidenhead, pension advice, savings advice, corporate bonds in Maidenhead, money planning Maidenhead, investment planning Maidenhead, financial analyst services Maidenhead, trusts Maidenhead, pension reviews in Maidenhead, life insurance advice, bridging finance Maidenhead, trustee investment services, investment consolidation Maidenhead, inheritance tax planning Maidenhead, multi-asset portfolios, and lots more. Listed are just a few of the activities that can be conducted by a financial advisor. Maidenhead professionals will be delighted to keep you abreast of their whole range of financial services.


Financial Advisors Near Maidenhead

Also find: Pinkneys Green financial advisors, Lent Rise financial advisors, Woolley Green financial advisors, Dorney Reach financial advisors, Courtlands financial advisors, Ruscombe financial advisors, Cockpole Green financial advisors, North Town financial advisors, Littlefield Green financial advisors, Wargrave financial advisors, Knowl Hill financial advisors, Hitcham financial advisors, Taplow financial advisors, Bray Wick financial advisors, Burchett's Green financial advisors, Furze Platt financial advisors, Littlewick Green financial advisors, Bray financial advisors, Bisham financial advisors, Touchen-End financial advisors, Holyport financial advisors, Warren Row financial advisors and more. People who are looking for financial advice, will discover that these services are available in all these localities. Business and home owners in the region can make enquiries about financial advice by clicking here.

Maidenhead Financial Advice Services

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Financial Advice Enquiries in Maidenhead Berkshire (01628)
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More Maidenhead Services: Obviously, whenever you're looking at your finances in Maidenhead, Berkshire, you are likely to be in need of all sorts of different services and along with a financial advisor in Maidenhead, Berkshire, you may additionally need business financial planning in Maidenhead, tax preparation in Maidenhead, wills in Maidenhead, business consulting in Maidenhead, family lawyers in Maidenhead, mortgage advice in Maidenhead, investment advisors in Maidenhead, solicitors in Maidenhead, property law & conveyancing in Maidenhead, contracts lawyers in Maidenhead, accountants in Maidenhead, bookkeepers in Maidenhead, estate planning in Maidenhead, payroll services in Maidenhead, banruptcy lawyers in Maidenhead, mortgage brokers in Maidenhead, debt recovery & collection in Maidenhead, and other different Maidenhead experts.

If you're interested in local information on Maidenhead, Berkshire look here

Financial Advisor Jobs Maidenhead: View financial advisor jobs near Maidenhead by clicking here: General Financial Advisor Jobs

Independent financial advisor in SL6 area, phone code 01628.

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(This financial advisor Maidenhead article was last updated on 20-02-2024)