Financial Advisor Clevedon

Clevedon Independent Financial Advice & Investment

Financial Advisor Clevedon Somerset (BS21): Locating a reliable financial advisor advisor in Clevedon can be a challenging experience, particularly if you're needing financial advice for the very first time. Nevertheless, all qualified financial advisors have one thing in common; they all have to conform to the regulations laid down by the Financial Conduct Authority, regardless of whether you are searching for investments, pension, mortgage or even insurance advice. The good thing about this is that if a financial advisor who is FCA registered gives you poor advice, and things go wrong, you have guarantees, and are able to get in touch with the Financial Ombudsman or the Financial Services Compensation Scheme to get it put right.

Free Clevedon Financial Advisor Quotes

A good starting place when picking a financial advisor in Clevedon may be friends and relations, but remember that the type of advice you are looking for might be different to theirs. Their advice needs to be tailored to your particular circumstances, and every financial advisor isn't suitable for everybody. Picking the right financial advisor is crucial and it is a good idea to chat to at least three different companies so as to investigate the various options they can offer, and to find one that you can trust and feel comfortable with.

Financial Advisor Clevedon Somerset (BS21)

Independent financial advisors (IFA) and restricted advisors, are the two principal kinds of financial advisor in Clevedon. The good thing about seeing an IFA is that they won't be limited to just one provider's services and products, and can offer a more extensive range of options. Independent financial advice must cover the entire spectrum of financial companies and products, and should be given in an unbiased way. Consulting an independent financial advisor should permit you to choose between the widest possible range of products. A restricted financial advisor might be tied to products and services from one particular provider, or might even focus on an individual product, as can be the case with a mortgage advisor.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be transparent about their charges. You could be charged a set fee, by the hour or maybe even a proportion of your investment value, based on kind of services you're looking for. A free first consultation may be offered, so that you can discuss your aims and circumstances to find out if the advisor is a good fit. Your account might be handled by a team rather than a single advisor, if you decide to use one of the larger firms in Clevedon.

Financial Advisors Clevedon UK (01275)

You'll be asked to fill in a "Fact Find" document, which is a confidential disclosure form relating your financial situation and goals to the advising company. An Initial Disclosure, or Key Facts Document will also be given to you, providing details of the financial advisors themselves, detailing their range of permissions in the financial arena and their situation for offering restricted or independent advice. Your own rights will also be spelled out in this document, in addition to the possible options you can take if you want to submit a complaint because you are not satisfied with the service provided. It should outline exactly what you are committing yourself to, and any possible benefits and risks should you elect to accept the offered advice, and it should be set down in plain language. The Key Facts Document should also inform you about the level of cooling-off period. Within a certain number of days, this permits you to cancel the contract with your financial advisor.

You should check the qualifications and experience of your financial advisor when you first speak to them. Asking these questions should not be a cause for embarrassment, because after all you are about to entrust them with your long-term financial wellbeing. All Clevedon financial advisors must hold at least a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. If the advisor's name doesn't appear on the Financial Services Register, you don't need to freak out, the company the advisor works for should be found on the register and their personnel are all covered by the legislation. If they are not able to provide these accreditations, the individual can't offer advice but is allowed to offer financial guidance. In terms of finance guidance differs to advice and is not regulated in the same way. Therefore there's no recourse for either party if errors are made.

Financial Advisor Quotes in Clevedon Somerset

You'll be asked about the level of risk you are willing to accept, if you are seeking advice on investing money. Higher risk investments may potentially offer larger rewards, but some or all of your capital could be lost. Good investment and financial advice should take you savings goals into consideration, i.e. how rapidly you need access to your money, how much you wish to invest and long or short term investments. "How much money can you truly afford to lose?" Is the one crucial question that you really need to ask yourself. This is referred to as your 'capacity for loss' and could influence the products and services that are offered to you.

Financial Advice Near Clevedon Somerset

If you already have any current investments, mortgage loans, regular payments or savings accounts, you'll want to tell your financial advisor about these. To ensure that you get the most suitable advice for you, they need a clear and full picture of your finances. Spreading the risk load across a number of different products through the diversification of your savings and investments, is something that good quality financial advice should embrace. Having an understanding of the best areas to consider, a qualified financial advisor will favour products that match your goals and financial circumstances.

Communicating in in the simplest terms possible, your financial advisor will throw open the multifaceted world of investment and finance. After learning about the services and products which meet your needs, you should be in a position to come to an informed and intelligent decision. You could perhaps ask your financial advisor to only specify ethical savings and investments. This does not just give you investment opportunities, but also allows you to lend your support to green energy or zero carbon projects, and stay clear of businesses that don't share the same values.

It is not that easy to have a close working relationship with a financial advisor in Clevedon without this affecting your work life and other responsibilities. This can be alleviated by supplementing one-on-one appointments with telephone calls and video conferencing, thus enabling you to seek the advice you need at times that are convenient. Even if you never have an in-person meeting with your personal advisor, any professional financial advice provider in Clevedon will have strict measures in place to ensure your details are kept confidential and secure, because remote and home working is now commonplace.


You must always keep in mind that the financial sector can be volatile, and the value of your investments can just as easily go down as well as up. If your investment fails to make as much money as you were hoping for, it can be quite stressful and disheartening. Unfortunately, a downward trend in your investment is not a recognised basis for complaint, unless it's because of misleading or incorrect information from your advisor.

Independent Financial Advisor Near Clevedon (BS21)

As indicated in the Key Facts Document, any complaints should commence with the company's official complaints procedure. You can let the Financial Ombudsman know about the issue if it is unsolved within the time-frame set by the regulating body, and your advisor is a member of the Financial Conduct Authority.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If it is found that the complaint is justified, a decision is made on how the client can be compensated. On acceptance by the client, the ruling will become legally binding, and the advisor and their company must comply with it. The Financial Ombudsman will also account for any annoyance, distress, trouble and inconvenience caused to the customer during the situation, and establish the level of compensation accordingly.

Book a Financial Advisor in Clevedon UK

Financial advice can be provided in Clevedon and also in nearby places like: Kenn, Lower Claverham, Walton-in-Gordano, Nailsea, Portishead, Wrington, Kingston Seymour, Claverham, Redhill, Hewish, Walton Park, Cleeve, Tickenham, Weston-super-Mare, as well as in these postcodes BS21 6EL, BS20 8NB, BS21 5HJ, BS21 5BA, BS21 5DZ, BS21 6AU, BS21 5DE, BS21 5DF, BS21 5HF, BS21 5EG. Local Clevedon financial advisors will likely have the postcode BS21 and the telephone code 01275.

Somerset Financial Advice Enquiries

Somerset Financial Advice Enquiries

Latest Somerset financial advice enquiries: Cassie Mcguire from Radstock, Somerset recently enquired about life assurance. Vivaan Hayward from Norton Fitzwarren recently asked for information on life assurance. Jovan and Daisy-Mae Waterson from Paulton recently enquired about family income benefit. Lorena and Callum Everton from Tickenham recently asked for information on equity release. Ted Mustafa and Betsy Mustafa from Martock recently asked for information on equity release. Richard Cumming from Misterton, Somerset recently asked for information on investment bonds. Ottilie and Sammy Cavanagh from Saltford, Somerset recently enquired about offshore investments. Tomos Maher from Huntspill, Somerset recently asked for information on offshore investments.

Clevedon Financial Advice Services

Financial Advice Tasks Clevedon

There are a number of different services that are provided by your local Clevedon financial advisor including annuity purchases, inheritance tax planning, investment advice in Clevedon, mutual funds in Clevedon, trustee investment services, income protection, corporate financial planning, bridging finance, investment plans in Clevedon, financial planning, trusts, portfolio management, tax financial planning, wealth management & investments, annuities in Clevedon, pension reviews Clevedon, equity release advice Clevedon, life insurances, cheap financial advice, financial analyst services, unit trusts, family income benefit in Clevedon, pension plans, long term care fee planning, retirement plans, and lots more.

Financial Advisors Somerset

Advice Financial Advisor Advisors Somerset 01275 Financial Advisers BS21 Advisor Financial Advice Clevedon Services Investment

In the Somerset area you'll additionally find: Templecombe investment advice, Banwell investment advisors, Nailsea investment advisors, Ilminster financial advisors, Street financial advice, Stogursey financial advisors, Rodney Stoke financial advice, High Littleton financial advice, Langport investment advisors, Castle Cary financial advisors, Westonzoyland financial advice, South Horrington financial advice, Shepton Mallet investment advisors, Puriton investment advice, Combe St Nicholas investment advice, Long Ashton investment advice, South Horrington financial advisors, Tatworth financial advisors, Temple Cloud financial advice, Paulton investment advisors, West Buckland investment advice, Stoke St Michael financial advisors, St Georges financial advisors, Nether Stowey investment advice, Ashcott financial advisors, St Georges investment advisors, Temple Cloud financial advisors, Chew Stoke investment advice, Lympsham financial advisors, Ansford financial advisors.


Financial Advisors Near Clevedon

Also find: Cleeve financial advisors, Nailsea financial advisors, Kingston Seymour financial advisors, Walton-in-Gordano financial advisors, Claverham financial advisors, Kenn financial advisors, Redhill financial advisors, Wrington financial advisors, Weston-super-Mare financial advisors, Walton Park financial advisors, Hewish financial advisors, Lower Claverham financial advisors, Tickenham financial advisors, Portishead financial advisors and more.

Clevedon Financial Advice Services

Find a Financial Advisor in Clevedon Here
Financial Advice Enquiries in Clevedon Somerset (01275)
  • Clevedon Estate Planning
  • Clevedon Inheritance Advice
  • Clevedon Life Insurance Advice
  • Clevedon Wealth Management
  • Clevedon Trustee Investments
  • Clevedon Independent Financial Advice
  • Clevedon Financial Advice Quotes
  • Clevedon Cheap Financial Advice
  • Clevedon Corporate Financial Planning
  • Clevedon Mortgage Advice
  • Clevedon Investment Advice
  • Clevedon Pension Advice
  • Clevedon Tax Advice
  • Clevedon Financial Services

Financial Advisors Around Clevedon: Folks who live in the following streets and roads have just recently inquired about financial advice - Dawes Close, Bradford Close, Summerhouse, Sandford Close, Byfields, Strode Road, Tweed Road, Argyle Road, Coity Place, Careys Close, The Chaffins, The Avenue, Station Road, Cherryhay, Streamside, Turner Way, Back Lane, Sunnyside Crescent, Sunnyvale, Cadbury Camp Lane West, The Hyde, The Ripple, Cherry Avenue, Clevedon Lane, Seavale Road, Corner Croft, as well as these local Clevedon postcodes: BS21 6EL, BS20 8NB, BS21 5HJ, BS21 5BA, BS21 5DZ, BS21 6AU, BS21 5DE, BS21 5DF, BS21 5HF, BS21 5EG.

Clevedon Financial Advisor Jobs: View financial adviser jobs near Clevedon by going here: General Financial Advisor Jobs

To read local Clevedon information go here

Independent financial advisor in BS21 area, 01275.

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