Financial Advisor Clevedon

Clevedon Independent Financial Advice & Investment

Financial Advisor Clevedon Somerset (BS21): If you're seeking financial advice for the first time, trying to find a decent independent financial advisor in Clevedon can be a daunting experience. Whether you're looking for pensions, investments, mortgage or even insurance guidance, all qualified financial advisors have one thing in common; they must all follow the regulations laid down by the Financial Conduct Authority (FCA). Any advice given through a FCA certified financial advisor in Clevedon comes with certain guarantees that should things go awry, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Clevedon Financial Advisor Quotes

When picking a financial advisor in Clevedon, a decent place to begin could be friends and relatives, but you must keep in mind that your circumstances might not be in line with theirs, and you might need a different sort of advice. Any advice they offer needs to be tailored to your specific circumstances, and every financial advisor isn't suitable for everyone. It pays to chat to at least three different firms when you're picking a financial advisor, because this is a big decision, and you'll be looking to find one that you feel comfortable with and can trust, and at the same time investigate the options they offer.

Financial Advisor Clevedon Somerset (BS21)

Independent financial advisors (IFA) and restricted advisors, are the two principal types of financial advisor in Clevedon. Offering a wider range of options, an independent financial advisor won't be confined to just one company's products or services. Independent financial advice should cover the full spectrum of financial products and companies, and must be offered in an impartial way. This will allow you to pick from the widest possible range of products to meet your needs. A restricted advisor might be tied to services and products from a single provider, or might even concentrate on a specific product, as can happen with a mortgage advisor.

Before accepting you as a client, any financial advisor in Clevedon must discuss their charges with you, as set out by the Financial Conduct Authority. Although it can vary contingent on the type of product you require, there could be an hourly rate, a set fee, or you might even be charged a percentage of what you are investing. A free first consultation might be offered, so you can discuss your goals and situation to determine whether the advisor is the right fit. If you go with one of the bigger Clevedon companies, your account might be managed by a team of advisors rather than one individual.

Financial Advisors Clevedon UK (01275)

To summarise your financial situation and targets to the advising firm, you'll have to fill in a "Fact Find" document, which is a confidential disclosure form. To provide details of the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial arena, you'll also be handed an Initial Disclosure, or Key Facts Document. If you aren't happy with the service provided, and wish to make a complaint, this document will also set down your own rights and the options you can take. It has to be simple to understand, written in plain language, and describe precisely what you are committing yourself to, together with the risks and benefits of taking the proffered advice. The level of cooling-off period should also be fully explained in this document. Within a certain time frame, this permits you to cancel the contract.

When speaking to your financial advisor for the first time you'll want to check their experience and qualifications. You should not be self-conscious about asking these questions, after all you are about to entrust your long-term financial wellbeing to their skill. A Level 4 qualification is the minimum qualification for any financial advisor in Clevedon, and they also have to be able to show an annual Statement of Professional Standing. When you check the Financial Services Register, you don't need to freak out if your financial advisor's name does not show up on there; you will probably locate the firm name, and this means that the regulations covers all of their personnel. The individual may still offer financial guidance rather than advice, if these can't be provided. In terms of finance guidance differs to advice and is not regulated in the same way. Therefore there is no recourse for the client if financial blunders occur.

Financial Advisor Quotes in Clevedon Somerset

You will be asked the level of risk you're willing to take, if you are seeking advice on investments. Many investments carry some element of risk, but higher risk investments may offer larger rewards, and also more likelihood of losing some or all of your capital. In order to get the most beneficial financial and investment advice, your savings aims will need to be carefully considered, i.e. short or long term investments, how much you have to invest and how rapidly you need access to your funds. The one question that you should ask of yourself, which is normally ignored, is just how much money you can afford to lose. This could affect the products and services that you are offered, and is generally known as your 'capacity for loss'.

Financial Advice Near Clevedon Somerset

If you've already got any existing personal savings, investments, mortgage loans or regular payments, you have to tell your financial advisor about these. They will need these details, so that they can get a clear picture of your finances and give the correct advice for you. Diversifying your investments and savings by spreading the risk load across a range of different products, is a crucial part of good quality financial advice. Having an understanding of the best areas to consider, a seasoned financial advisor will favour products that match your goals and financial circumstances.

A financial advisor will unveil the complex world of finance, and converse in as plain a speech as possible. You should be able to make an informed and considered decision once you have compared the various services and products that meet your needs. If environmental issues are at the forefront of your mind, you could even ask that ethical investments and savings take precedence. This does not just give you investment possibilities, but also enables you to lend your support to zero carbon or renewable energy projects, and keep clear of companies and businesses that don't share the same values.

It isn't always easy to have a close working relationship with a financial advisor in Clevedon without this impacting your work and other responsibilities. This can be alleviated by supplementing face-to-face appointments with telephone and video conferencing, thus enabling you to get the guidance you need at a convenient time. Working from home and remote working is now commonplace, and an established financial advice company in Clevedon will have rigorous measures in force to keep your details secure and confidential, even if you rarely have a one-to-one meeting with your advisor.


You need to understand that the financial world is an unpredictable sector, and the value of your investments can just as easily go down as well as up. If it just so happens that your investment fails to make the amount of money you were hoping for, it can be a disheartening and worrying time. A downward spiral in your investment isn't seen as a basis for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Clevedon (BS21)

The company's complaints procedure should be the place to start with any grievances, and the Key Facts Document will clarify this. You can inform the Financial Ombudsman of the issue if it is unresolved within the time-frame set by the regulating authority, and your financial advisor is a member of the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. If the complaint is justified, a decision is made on how to rectify or financially compensate the client. The advisor and their company must abide by any ruling that is made, which becomes legally binding once the customer has accepted it. Any compensation set by the Financial Ombudsman will also take into consideration any distress, upset, trouble and inconvenience caused to the client during the process.

Book a Financial Advisor in Clevedon UK

Financial advice can be provided in Clevedon and also in: Portishead, Hewish, Walton-in-Gordano, Redhill, Walton Park, Kenn, Tickenham, Nailsea, Lower Claverham, Wrington, Claverham, Kingston Seymour, Weston-super-Mare, Cleeve, and in these postcodes BS21 5DD, BS21 6AN, BS21 6AY, BS21 5EZ, BS21 5HZ, BS21 6BD, BS21 5BH, BS20 8PZ, BS21 5ED, BS21 6BH. Locally based Clevedon financial advisors will most likely have the dialling code 01275 and the postcode BS21. Verifying this can guarantee that you're accessing local financial advisers. Clevedon home and business owners can utilise these and various other similar services. Simply click on the "enquiry" banner to get info on financial advisors in your location.

Clevedon Financial Advice Services

Financial Advice Tasks Clevedon

There is a range of services that are provided by your local Clevedon financial advisor including retirement planning, pension advice, cheap financial advice, trustee investment services, cashflow analysis, unit trusts, savings advice, corporate bonds, pension consolidation, financial services Clevedon, investment consolidation, business protection, annuities, multi-asset portfolios in Clevedon, pensions in divorce Clevedon, financial analyst services Clevedon, familt controlled trusts, portfolio management, personal financial planning, personal protection Clevedon, long term care fee advice, life insurance, pension drawdowns, wealth management & investments, stakeholder pension advice, investment planning Clevedon, trusts, financial planning, personal pensions, equity release advice in Clevedon, and more. These are just some of the activities that can be carried out by a financial advisor. Clevedon professionals will be happy to tell you about their whole range of services.

Day to Day Tasks for a Financial Advisor

  • A financial advisor speaks with clients about their plans and finances.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor researches financial products and explains them clearly and simply to customers.
  • A financial advisor maintains detailed records of customers and transactions.
  • A financial advisor works together with colleagues to gather trends, statistics and market information.
  • A financial advisor updates customers regarding their investments.
  • A financial advisor meets targets for performance and sales.
  • A financial advisor makes deals with with financial product providers.
  • A financial advisor provides education, consultation and counselling regarding finances and investments.
  • A financial advisor keeps fully abreast of new financial products and legislation changes.

Financial Advisors Near Clevedon

Also find: Redhill financial advisers, Walton-in-Gordano financial advisers, Portishead financial advisers, Claverham financial advisers, Walton Park financial advisers, Hewish financial advisers, Weston-super-Mare financial advisers, Kenn financial advisers, Tickenham financial advisers, Nailsea financial advisers, Cleeve financial advisers, Wrington financial advisers, Kingston Seymour financial advisers, Lower Claverham financial advisors and more. All of these towns and villages are catered for by local financial advisers. Clevedon residents can get financial advice quotes by clicking here.

Clevedon Financial Advice Services

Find a Financial Advisor in Clevedon Here
Financial Advice Enquiries in Clevedon Somerset (01275)
  • Clevedon Financial Services
  • Clevedon Independent Financial Advice
  • Clevedon Inheritance Advice
  • Clevedon Cheap Financial Advice
  • Clevedon Wealth Management
  • Clevedon Financial Advice Quotations
  • Clevedon Trustee Investments
  • Clevedon Retirement Planning
  • Clevedon Tax Advice
  • Clevedon Pension Advice
  • Clevedon Life Insurance Advice
  • Clevedon Cashflow Analysis
  • Clevedon Investment Advice
  • Clevedon Estate Planning

Financial Advisors Around Clevedon: Some Clevedon roads and areas where financial advice has recently been given - Davis Lane, Sunnyside Crescent, Coleridge Vale Road West, Clover Close, Cadbury Camp Lane, Clevedon Road, Castlewood Close, The Leys, Birch Avenue, Cherry Avenue, Tiverton Road, Alexandra Road, Castle Road, Blackthorn Square, Clevedon Lane, Chipping Cross, Streamside, All Saints Lane, Tone Road, Conygar Close, Coxway, Cadbury Camp Lane West, Thackeray Road, as well as these Clevedon area postcodes: BS21 5DD, BS21 6AN, BS21 6AY, BS21 5EZ, BS21 5HZ, BS21 6BD, BS21 5BH, BS20 8PZ, BS21 5ED, BS21 6BH. People residing in these local areas recently requested the help of a financial advisor. Clevedon residents benefited from competent and top quality financial services on each occasion.

More Clevedon Services: Of course, whenever you are looking at your finances in Clevedon, Somerset, you'll probably be in need of all types of different services and apart from a financial advisor in Clevedon, Somerset, you may additionally need investment advisors in Clevedon, estate planning in Clevedon, debt recovery & collection in Clevedon, mortgage advice in Clevedon, bookkeeping in Clevedon, mortgage brokers in Clevedon, family lawyers in Clevedon, accountants in Clevedon, payroll services in Clevedon, contracts lawyers in Clevedon, property law & conveyancing in Clevedon, business financial planning in Clevedon, tax preparation in Clevedon, solicitors in Clevedon, wills & probate in Clevedon, banruptcy lawyers in Clevedon, business consulting in Clevedon, and other different Clevedon experts.

Clevedon Financial Advisor Jobs: Find financial advisor jobs near Clevedon by clicking here: Clevedon Financial Advisor Jobs

If you want local Clevedon info go here

Independent financial advisor in BS21 area, phone code 01275.

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(This financial advisor Clevedon page was checked and updated on 06-05-2022)