Financial Advisor Swanscombe

Swanscombe Independent Financial Advice & Investment

Financial Advisor Swanscombe Kent (DA10): It can be a challenging experience trying to locate a first-rate independent financial advisor in Swanscombe, particularly if it is the very first time that you are in search of financial advice. Nevertheless, all financial advisors have one thing in common; they all have to stick to the regulations laid down by the FCA (Financial Conduct Authority), whether you're after mortgage, pension, investments or even insurance advice. The good thing about this is that if a financial advisor who is FCA certified gives you poor quality advice, and anything goes wrong, you have guarantees, and are able to contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.

Free Swanscombe Financial Advisor Quotes

A good starting place in choosing a financial advisor in Swanscombe can be neighbours and friends, but bear in mind that the type of advice you're searching for may be different to theirs. Any advice they provide needs to be personalised to your particular circumstances, and not every financial advisor is suitable for everyone. It is a good idea to talk to at least 3 different companies when you are choosing a financial advisor, because this is an important decision, and you'll be looking to find one that you can trust and feel at ease with, and at the same time investigate the various options they can provide.

Financial Advisor Swanscombe Kent (DA10)

Restricted advisors and independent financial advisors, are the two main kinds of financial advisor in Swanscombe. Offering a broader range of options, an independent financial advisor should not be confined to a single provider's products or services. Encompassing the whole gamut of financial products and companies, independent financial advice must be given in an impartial and unbiased way to customers. This enables you to pick from the broadest range of services to suit your needs. If you go to a restricted advisor you will discover that they might be restricted to services and products of a specific firm, or as with a mortgage advisor, might only be involved with one solitary product.

Before any Swanscombe financial advisor takes you on as a client, they are required by the Financial Conduct Authority to be transparent about their charges. You may be charged a set fee, by the hour or maybe even a specific percentage of your investment, determined by services you're interested in. To discuss your goals and see if the advisor is the correct fit for you and your situation, you could be offered the possibility of a free preliminary consultation. In some bigger Swanscombe companies, you could find that your account is handled by a team as opposed to an individual advisor.

Financial Advisors Swanscombe UK (01322)

To describe your objectives and financial situation to the advising firm, you'll be required to fill in a "Fact Find" form, which is a confidential disclosure document. To provide details about the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial arena, you will also be given a Key Facts Document, or Initial Disclosure Document. If you aren't satisfied with the service provided, and wish to complain, this document should also set down your own rights and the options you can take. It should describe exactly what you're signing up for, and any possible risks and benefits should you opt to accept the advice offered, and it has to be written in plain English. The Key Facts Document must also inform you about the cooling-off period. Within a specific period of time, this enables you to cancel the agreement.

You'll want to check the qualifications and experience of the financial advisor when you first speak to them. You should not be self-conscious about asking these questions, after all you're just about to entrust your financial future to their expertise. All financial advisors in Swanscombe must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. You shouldn't freak out if your particular advisor's name doesn't appear on the Financial Services Register, providing the firm is listed on the register, their personnel are covered by the legislation. The person can still offer financial guidance instead of advice, if these cannot be provided. Guidance differs to advice as it's not regulated in the same way, and if financial blunders are made there will probably be no recourse to either party.

Financial Advisor Quotes in Swanscombe Kent

You will be asked the level of risk you are willing and able to take on, if you are seeking advice on investing money. Better rewards may be possible with higher risk investments, but you stand a greater chance of losing some or all of your cash. In order to get the most effective investment and financial advice, your savings objectives will have to be considered, i.e. long or short term investments, how rapidly you need to access your money and how much you have to invest. "How much money can you truly afford to lose?" Is the one question that you should really be asking yourself. This is generally referred to as your capacity for loss and may influence the services and products that may be offered to you.

Financial Advice Near Swanscombe Kent

If you already have any existing regular outgoing payments, investments, personal savings or mortgage loans, you'll want to tell your financial advisor about these. To make certain that you get the most appropriate advice for you, they need to have a clear and full picture of your finances. Good quality financial advice should include diversifying your investments and savings by spreading the risk across various products. So as to mirror your financial situation and goals, a seasoned financial advisor in Swanscombe will be aware of the best products to consider.

Communicating in the plainest speech possible, your financial advisor will open up the complex world of finance and investment. This will help you to compare products and services that meet your needs, and come to an informed decision. If the environment is at the forefront of your mind, you could maybe ask that ethical investments and savings take top priority. You can then keep away from companies that businesses meet your standards, and instead lend your support to those firms and organisations that match your concerns, for example green energy or zero carbon.

Working closely with your financial advisor in Swanscombe can be challenging to fit in around your work day and other commitments. This can be alleviated by supplementing one-on-one meetings with video conferencing and phone calls, thus enabling you to get the advice you need at convenient times. Even if you never have a one-to-one meeting with your advisor, any experienced financial advice provider in Swanscombe will have rigorous measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now a large part of our society.

COMPLAINTS

Investments can be an unpredictable area, and values could fall as well as rise. If it just so happens that your investment fails to make as much money as you were hoping for, it can be an extremely frustrating and worrying time. Unfortunately, a downward spiral in your investment is not a recognised cause for complaint, unless of course it's owing to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Swanscombe (DA10)

The firm's official complaints procedure should be the starting position for any grievances, and the Key Facts Document should discuss this. If the issue remains unsolved within the time schedule laid down by the regulating body, and your financial advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will come to a decision after independently reviewing the cause for complaint. If the complaint is found to be justified, a decision is made on how to financially compensate the customer. Once the decision is accepted by the customer it becomes a legally binding decision that the advisor and their firm, must abide by. The Financial Ombudsman will also account for any inconvenience, hassle, annoyance and distress caused to the customer during the process, and set the level of compensation accordingly.

Book a Financial Advisor in Swanscombe UK

Financial advice can be provided in Swanscombe and also in: Luddesdown, Gravesend, Hartley, Perry Street, Singlewell, Cobham, Stone, Southfleet, Northfleet, Crayford, Istead Rise, Darenth, Greenhithe, Denton, Cliffe Woods, Bean, Higham, Shorne, Milton, and in these postcodes DA10 0AU, DA10 0LJ, DA10 0EU, DA10 0EG, DA10 0EL, DA10 0AP, DA10 0BT, DA9 9LR, DA10 0BD, DA10 0JQ. Locally based Swanscombe financial advisers will likely have the telephone dialling code 01322 and the postcode DA10.

Swanscombe Financial Advice Services

Financial Advice Tasks Swanscombe

There is a range of services that can be provided by your local Swanscombe financial advisor including personal financial planning, pension drawdowns, mortgage services in Swanscombe, life insurances in Swanscombe, long term care fee advice, mutual funds, business planning, offshore investment advice, investment planning in Swanscombe, general financial planning Swanscombe, stakeholder pensions Swanscombe, financial analyst services in Swanscombe, cash flow modelling in Swanscombe, will writing services in Swanscombe, annuities in Swanscombe, ethical investments, corporate bonds in Swanscombe, financial services, investment planning Swanscombe, investment planning, tax planning in Swanscombe, bridging finance, retirement advice, cashflow analysis in Swanscombe, pension advice, and more.

Skills and Knowledge Necessary for Financial Advisors

  • To have excellent IT skills.
  • To pay attention to detail and be thorough.
  • To have the ability to listen attentively
  • Good management skills for negotiating product rates.
  • Good verbal communication skills.
  • Effective skills in customer service for identifying customer needs.
  • A solid understanding and knowledge of economics and accounting relating to financial markets and products.
  • To be good at selling products and services.
  • An excellent level of mathematical knowledge for producing financial packages.
  • To have excellent time management skills.
  • To be able to network and build relationships with customers.

Kent Financial Advisors

Kent Investment 01322 Swanscombe Financial Advisor Financial Advisers Advisors Financial Advice Advice Services DA10 Advisor

In the Kent area you'll likewise find: Pluckley financial advisors, Hinxhill investment advisors, Chart Sutton investment advice, Kemsing investment advisors, Hartley financial advice, Ulcombe financial advisors, Aylesford financial advisors, Kingsnorth investment advice, Lydd investment advice, Sturry investment advisors, West Malling investment advice, Singleton financial advice, New Ash Green investment advice, Kingsdown financial advice, Horsmonden financial advisors, Iwade investment advice, Sissinghurst financial advice, Loose investment advisors, Wilmington investment advice, Longfield financial advisors, Shepherdswell investment advisors, Shorne Ridgeway financial advice, Barham financial advisors, Bethersden investment advice, Broomfield investment advice, Littlebourne investment advice, Hildenborough investment advice, Brabourne financial advisors, Aylesford investment advisors.

SWANSCOMBE FINANCIAL ADVISOR QUOTES

Financial Advisors Near Swanscombe

Also find: Milton financial advisors, Istead Rise financial advisors, Perry Street financial advisors, Shorne financial advisors, Hartley financial advisors, Bean financial advisors, Cobham financial advisors, Higham financial advisors, Greenhithe financial advisors, Luddesdown financial advisors, Singlewell financial advisors, Gravesend financial advisors, Stone financial advisors, Southfleet financial advisors, Northfleet financial advisors, Darenth financial advisors, Cliffe Woods financial advisors, Denton financial advisors, Crayford financial advisors and more.

Swanscombe Financial Advice Services

Find a Financial Advisor in Swanscombe Here
Financial Advice Enquiries in Swanscombe Kent (01322)
  • Swanscombe Life Insurance Advice
  • Swanscombe Financial Services
  • Swanscombe Wealth Management
  • Swanscombe Trustee Investments
  • Swanscombe Cheap Financial Advice
  • Swanscombe Inheritance Advice
  • Swanscombe Cashflow Analysis
  • Swanscombe Financial Advice
  • Swanscombe Investment Advice
  • Swanscombe Retirement Advice
  • Swanscombe Corporate Financial Planning
  • Swanscombe Estate Planning
  • Swanscombe Pension Advice
  • Swanscombe Financial Advice Quotes

More Swanscombe Services: Undoubtedly, whenever you happen to be looking at your finances in Swanscombe, Kent, you are likely to need all kinds of different services and as well as a financial advisor in Swanscombe, Kent, you could also need banruptcy lawyers in Swanscombe, wills in Swanscombe, payroll services in Swanscombe, accountants in Swanscombe, investment advisors in Swanscombe, contracts lawyers in Swanscombe, solicitors in Swanscombe, business consulting in Swanscombe, mortgage brokers in Swanscombe, tax preparation in Swanscombe, family lawyers in Swanscombe, bookkeepers in Swanscombe, mortgage advice in Swanscombe, business financial planning in Swanscombe, debt recovery & collection in Swanscombe, property law & conveyancing in Swanscombe, estate planning in Swanscombe, and other different Swanscombe experts.

Financial Advisors Around Swanscombe: In the previous twelve months financial advice was provided in the following Swanscombe streets: St Paul's Close, Johnsons Way, Monks Well, Church Road, Duncannon Place, Bevans Close, Wright Close, Park Cliff Road, Hatton Mews, Alexander Road, Leonard Avenue, Craylands Square, Gunn Road, Abbey Road, Broad Road, St. Clements Road, Lewis Road, Park Terrace, Wallace Gardens, Stanhope Road, Quay Lane, High Street, Crest View, Steele Avenue, Durrant Way, Keppel Close, Alma Road, Portland Place, and in these Kent postcodes: DA10 0AU, DA10 0LJ, DA10 0EU, DA10 0EG, DA10 0EL, DA10 0AP, DA10 0BT, DA9 9LR, DA10 0BD, DA10 0JQ.

To obtain local information on Swanscombe, Kent click here

Independent financial advisor in DA10 area, and dialling code 01322.

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