Financial Advisor Fulwood

Fulwood Independent Financial Advice & Investment

Financial Advisor Fulwood Lancashire (PR2): Finding a good independent financial advisor in the Fulwood area can be a challenging experience, in particular if you're seeking financial advice for the first time. Nevertheless, all qualified financial advisors are bound by one common rule; they all have to adhere to the regulations of the Financial Conduct Authority (FCA), whether you are after mortgage, pension, investment or even insurance guidance. This comes with some guarantees, thus after getting advice from a FCA registered financial advisor in Fulwood, you can seek reparation from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go awry.

Free Fulwood Financial Advisor Quotes

A decent starting point when picking a financial advisor in Fulwood could be family and friends, but bear in mind that the sort of advice you are searching for may be different to theirs. Every financial advisor is not suitable for everybody, and their advice should be tailored to your particular situation. Selecting a financial advisor is a big decision and it is wise to talk with at least 3 different firms so as to explore the various options they can provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Fulwood Lancashire (PR2)

When it comes to picking a financial advisor in Fulwood, there are two main types; restricted advisors and independent financial advisors (IFA). The good thing about seeing an independent financial advisor is that they won't be limited to a single company's services and products, and can offer a wider range of options. Covering the whole gamut of financial companies and products, independent financial advice must be offered in an unbiased and impartial way to clients. Consulting an independent financial advisor should allow you to choose between the widest possible array of products. A restricted financial advisor might be limited to services and products from a single provider, or might even concentrate on one particular product, as can be the case with a mortgage advisor.

Before any financial advisor in Fulwood takes you on as a client, they are required by the Financial Conduct Authority to discuss their charges with you. Although it varies contingent on the type of product or service you're looking for, there could be an hourly rate, a set fee, or you may even be charged a slice of what you are investing. To discuss your objectives and see if the advisor is a good fit for your circumstances, a free initial consultation may be offered. In some bigger Fulwood firms, you may find that your account is managed by a team as opposed to an individual advisor.

Financial Advisors Fulwood UK (01772)

Before any financial advice is given you will have to fill in a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your financial situation and aims. An Initial Disclosure, or Key Facts Document will also be handed to you, providing information about the financial advisors themselves, outlining the scope of their permissions in the financial market and their situation for offering restricted or independent advice. Your own legal rights should also be set out in this document, in addition to your options if you want to make a complaint because you aren't happy with the service provided. It must be easy to understand, written in plain English, and explain precisely what you are committing yourself to, together with the benefits and risks of going along with the advice. The level of cooling-off period should also be fully explained in this document. Within a certain time frame, this permits you to cancel your contract.

When talking to your financial advisor initially you need to check their qualifications and experience. Asking these questions shouldn't cause you any embarrassment, because after all you're entrusting them with your financial wellbeing. All financial advisors in Fulwood must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. If the advisor's name doesn't appear on the Financial Services Register, you shouldn't stress, the firm the person works for will almost certainly be on the register and their advisors will be covered by the regulations. If these cannot be provided the individual may still offer financial guidance as opposed to financial advice. Guidance differs to advice as it isn't regulated in the same way, and if financial blunders occur there will likely be no recourse to the client.

Financial Advisor Quotes in Fulwood Lancashire

If you are needing advice on investing money you will be asked about the amount of risk you're ready and able to take. Bigger rewards might be possible with higher risk investments, but you could also lose all or some of your funds. Good financial and investment advice should take into account your savings goals, i.e. how rapidly you need to access your money, how much you have to invest and short or long term investments. The one question that you should ask of yourself, which is often neglected, is how much you can really afford to lose. Known as your 'capacity for loss', this will most likely influence the services and products that you're offered.

Financial Advice Near Fulwood Lancashire

If you have already got any current regular outgoings, mortgages, savings or investments, you have to tell your financial advisor about these. They'll need this information, so they can get a clear picture of your financial situation and give the appropriate advice for your needs. The diversification of your investments and savings by spreading the risk across a range of different products, is a vital part of good quality financial advice. With a knowledge of the best areas to consider, an experienced financial advisor will favour products that fit in with your goals and financial circumstances.

A financial advisor will unmask the complex world of finance, and communicate in as much plain speech as possible. After learning about the services and products which match your needs, you should be able to come to an informed and deliberative decision. If environmental issues are at the forefront of your mind, you could maybe ask that ethical investments and savings take precedence. This allows you to give your support to companies and businesses which address your concerns, i.e. renewable energy or zero carbon, or perhaps avoiding corporations that do not meet your requirements.

Having a close working relationship with your financial advisor in Fulwood could create problems with work and other obligations. Face-to-face meetings can be complemented with phone calls and video conferencing to enable you to get advice at times that suit you. Remote and home working is now a large part of our society, and an established financial advice firm in Fulwood will have rigorous measures in place to keep your details confidential and secure, even if you hardly ever have an in-person meeting with your advisor.


Investments can easily go down as well as up, because the financial sector can be a volatile one. If it just so happens that your investment is not making as much money as you hoped for, it can be a frustrating and stressful time. A downward spiraling of your investment isn't a recognised cause for complaint, unless your financial advisor has given you incorrect or misleading information.

Independent Financial Advisor Near Fulwood (PR2)

The company's official complaints procedure should be the place to start with any grievances, and the Key Facts Document will explain this. If the matter is unsolved within the timeframe set out by the regulating authority, and the financial advisor is registered with the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision will be made on how to financially compensate the client, if the complaint is upheld. The financial advisor and their company must abide by any ruling that's made by the Ombudsman, which becomes a legally binding decision once the customer has accepted it. Any upset, trouble, inconvenience and distress caused to the client during the dispute, will be accounted for when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Fulwood UK

Financial advice can be provided in Fulwood and also in nearby places like: Newton with Scales, Ribbleton, Ingol, Cottam, Penwortham, Ashton-on-Ribble, Barton, Whittingham, Newsham, Broughton, Preston, Balderstone, Catforth, Samlesbury, Grimsargh, Clifton, as well as in these postcodes PR11 2BS, PR2 3DH, PR2 3FY, PR11 2BD, PR2 3HD, PR2 3DD, PR2 3LX, PR2 3AF, PR2 3ES, PR2 3NA. Locally based Fulwood financial advisors will likely have the phone code 01772 and the postcode PR2.

Lancashire Financial Advice Enquiries

Financial Advice Enquiries Lancashire

Recent Lancashire financial advice enquiries: Mr and Mrs Fenton from Wiswell, Lancashire recently enquired about getting financial advice. Edwin Watson and Elsie-Rose Watson from Livesey, Lancashire recently asked for information on financial planning. Violet Dunne and Jesse Dunne from Wilpshire, Lancashire recently enquired about life assurance. Mr and Mrs Betts from Waddington recently asked for information on life assurance. Cadi and Matei Banks from Scarisbrick recently asked for information on pensions. Mya Daniels and Damien Daniels from Bickerstaffe, Lancashire recently enquired about equity release. Juan Clarkson and Emmy Clarkson from Charnock Richard recently asked for information on equity release. Lydia Fairbairn from Wrightington, Lancashire recently enquired about financial planning.

Fulwood Financial Advice Services

Financial Advice Tasks Fulwood

There are a number of different services that can be provided by your local Fulwood financial advisor including offshore investments, investment plans, unit trusts, pension drawdowns, cashflow analysis in Fulwood, cheap financial advice in Fulwood, retirement advice, annuity purchases Fulwood, family income benefit in Fulwood, investment advice, pension plans in Fulwood, personal financial planning, ethical investment advice, pension consolidation in Fulwood, divorce planning in Fulwood, inheritance tax planning, long term care fee planning, pension reviews, financial advice services, ISA's in Fulwood, trusts, pension advice, cash flow modelling in Fulwood, mortgage services Fulwood, pension transfers, and more.

A Financial Advisor's Everyday Duties

  • Working with associates to collect trends, statistics and market information.
  • Meeting targets for performance and sales.
  • Producing detailed financial reports.
  • Recommending the financial products that are best-suited to clients.
  • Keeping up to date with regulation changes and new products.
  • Collaborating with financial product providers.
  • Keeping a record of transactions and customers.
  • Chatting with customers regarding their plans and finances.
  • Providing counselling, consultation and education with regards to finances and investments.
  • Constantly updating customers regarding their investments.

Financial Advisors Near Fulwood

Also find: Preston financial advisors, Cottam financial advisors, Ingol financial advisors, Catforth financial advisors, Grimsargh financial advisors, Penwortham financial advisors, Newton with Scales financial advisors, Newsham financial advisors, Whittingham financial advisors, Ribbleton financial advisors, Balderstone financial advisors, Broughton financial advisors, Barton financial advisors, Clifton financial advisors, Ashton-on-Ribble financial advisors, Samlesbury financial advisors and more.

Fulwood Financial Advice Services

Find a Financial Advisor in Fulwood Here
Financial Advice Enquiries in Fulwood Lancashire (01772)
  • Fulwood Investment Advice
  • Fulwood Mortgage Advice
  • Fulwood Corporate Financial Advice
  • Fulwood Financial Advice Quotations
  • Fulwood Wealth Management
  • Fulwood Pension Advice
  • Fulwood Tax Advice
  • Fulwood Financial Services
  • Fulwood Inheritance Advice
  • Fulwood Independent Financial Advice
  • Fulwood Cashflow Analysis
  • Fulwood Cheap Financial Advice
  • Fulwood Retirement Planning
  • Fulwood Trustee Investments

Financial Advisors Around Fulwood: Some Fulwood roads and streets where financial advice has recently been given - Fulwood Hall Lane, Filberts Close, Springsands Close, Linksfield, Scotts Wood, Marina Drive, Oxford Road, Eton Park, Brook Street North, Links Gate, Lightfoot Lane, Lorraine Avenue, The Fieldings, Haighton Drive, Conway Drive, Sherwood Way, Rowberrow Close, Regent Grove, The Chines, Laurel Bank Avenue, Regent Drive, Buttermere Close, Beacon Avenue, Pittman Way, Lower Bank Road, Marlborough Drive, Langport Close, Laburnum Drive, Longley Close, as well as the following local Fulwood postcodes: PR11 2BS, PR2 3DH, PR2 3FY, PR11 2BD, PR2 3HD, PR2 3DD, PR2 3LX, PR2 3AF, PR2 3ES, PR2 3NA.

For the best local information relating to Fulwood, Lancashire look here

Independent financial advisor in PR2 area, 01772.

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