Financial Advisor Loughborough

Loughborough Independent Financial Advice & Investment

Financial Advisor Loughborough Leicestershire (LE11): It can be a daunting experience trying to find a good independent financial advisor in the Loughborough area, in particular if it's the first time that you are in search of financial advice. However, all qualified financial advisors have one thing in common; they all have to conform to the regulations laid down by the Financial Conduct Authority, regardless of whether you're searching for pension, mortgage, investment or even insurance advice. Any advice given by a FCA certified financial advisor in Loughborough comes with certain guarantees that should things go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Loughborough Financial Advisor Quotes

Friends and family recommendations can be a good starting point in choosing a financial advisor in Loughborough, but remember that their circumstances could be different to the kind of advice you're looking for. Not every financial advisor is suitable for everyone, and any advice they provide needs to be personalised to your specific circumstances. Picking a financial advisor is a major decision and it is a good idea to speak to at least 3 different companies so as to check out the options they offer, and to find one you can trust and feel comfortable with.

Financial Advisor Loughborough Leicestershire (LE11)

Independent financial advisors and restricted advisors, are the 2 main kinds of financial advisor in Loughborough. Offering a more extensive range of options, an IFA won't be restricted to just one provider's products or services. Independent financial advice should be given in an unbiased way and should cover the full gamut of financial products and companies. Using an independent financial advisor should allow you to pick from the broadest possible array of services. A restricted advisor may be focused on a single product, as with a mortgage advisor, or be restricted to services and products from a particular company.

Before any financial advisor in Loughborough takes you on as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Determined by the kind of services you are looking for, you could be charged by the hour, a set fee or possibly even a specific percentage of your investment. To discuss your aims and determine whether the advisor is a right fit for you and your circumstances, a free initial consultation could be offered. Your account might be looked after by a team as opposed to a single advisor, if you choose to go to one of the bigger Loughborough firms.

Financial Advisors Loughborough UK (01509)

Before any actual advice is handed out you will need to fill out a confidential disclosure form, known as a "Fact Find" document, which informs the advising company about your desired goals and financial situation. An Initial Disclosure Document, or Key Facts Document will also be given to you, to provide details of the financial advisors themselves, outlining the extent of their permissions in the financial market and their status to offer independent or restricted advice. Your own legal rights should also be set out in this document, along with your options if you want to complain because you're not happy with the service you're given. It must be written in plain language and describe what you are signing up for, and any potential benefits and risks if you decide to accept the offered advice. The level of cooling-off period should also be spelled out in this document. This allows you to cancel the agreement within a certain period of time, and if any penalty charges have to be paid.

Make sure you check the experience and qualifications of the financial advisor the first time you speak to them. You needn't be self-conscious about asking such questions, after all you're just about to entrust your long-term financial wellbeing to their skill. A Level 4 qualification in financial advice is the minimum certification for any Loughborough financial advisor, and they also have to be able to present you with an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, you don't need to freak out, the company the individual works for will almost certainly be on the register and their employees are all covered by the regulations. The person can still offer financial guidance instead of advice, if these can't be provided. Guidance is not regulated in the way that financial advice is, meaning that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Loughborough Leicestershire

If it is investments that you are interested in, the advisor will want to know the level of risk you are ready to take on with your hard-earned money. Substantial rewards may be possible with higher risk investments, however you could also lose all or some of your capital. Your savings aims will need to be considered if the best investment and financial advice is to be given, i.e. how quickly you need access to your money, short or long term investments and how much you wish to invest. The one question that you should ask yourself, which is frequently ignored, is how much you can afford to lose. Referred to as your 'capacity for loss', this will quite likely have an effect on services and products that you are offered.

Financial Advice Near Loughborough Leicestershire

If you have already got any current investments, mortgages, regular payments or savings accounts, you have to let your financial advisor know about these. They'll need these details, so that they can get a picture of your financial circumstances and give the best advice for your needs. Spreading the risk load across a number of different products by diversifying your investments and savings, is something that sound financial advice should encompass. So as to mirror your financial circumstances and your goals, an experienced financial advisor in Loughborough will be aware of the best products to consider.

Communicating in the clearest way possible, your financial advisor will open up the multifaceted world of investment and finance. You should be able to come to an informed and educated decision after you have learned about the various products and services which meet your needs. If the environment is important to you, you could perhaps ask that ethical savings and investments take top priority. You will then be able to keep clear of companies that companies meet your requirements, and instead support those companies and businesses that match your concerns, for example renewable energy or zero carbon.

Establishing a close working relationship with your financial advisor in Loughborough could cause problems with work and other responsibilities. To enable you to seek advice at a time to suit you, face-to-face meetings can be augmented with telephone and video conferencing. Home and remote working is now a large part of our society, and an experienced financial advice firm in Loughborough will have rigorous measures in force to keep your details confidential and secure, even if you rarely have a one-to-one meeting with your personal advisor.


Investments can go down as well as up, because the financial world can be a volatile one. If your investment fails to make as much money as you were hoping for, it can be extremely demoralising and stressful. A downward spiral in your investment is not seen as a grounds for complaint, unless your financial advisor has given you incorrect or misleading information.

Independent Financial Advisor Near Loughborough (LE11)

The company's complaints procedure should be the best place to start with any grievances, and the Key Facts Document will discuss this. You can inform the Financial Ombudsman of the problem if it remains unsolved within the time-frame laid down by the regulating body, and your advisor is registered with the FCA.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it is found that the complaint is justifiable, a decision will be made on how the client can be compensated or the situation rectified. Once agreed on by the customer, the ruling becomes a legally binding one, and the financial advisor and their firm must abide by it. Any inconvenience, trouble, annoyance and distress caused to the customer during the process, will be taken into account when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Loughborough UK

Financial advice can be provided in Loughborough and also in: Hoton, Nanpanton, Quorn, Shepshed, Long Whatton, Shelthorpe, Thorpe Acre, Walton on the Wolds, Normanton on Soar, Hathern, Dishley, Burton on the Wolds, Woodhouse, Barrow upon Soar, and in these postcodes LE11 1JT, LE11 1LG, LE11 1LD, LE11 1NT, LE11 1LT, LE11 1BG, LE11 1RA, LE11 1GB, LE11 1LB, LE11 1GH. Locally based Loughborough financial advisors will probably have the dialling code 01509 and the postcode LE11. Simply click the "enquiry" form or banner to get info on financial advisors in your location.

Everyday Duties of a Financial Advisor

  • A financial advisor recommends the best-suited financial products to clients.
  • A financial advisor keeps up to date with new financial products and law changes.
  • A financial advisor maintains a record of potential clients and transactions.
  • A financial advisor provides education, counselling and consultation regarding investments and finances.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor makes deals with with financial product providers.
  • A financial advisor updates customers regarding their investments.
  • A financial advisor talks with customers regarding their plans and finances.
  • A financial advisor works in collaboration with colleagues to obtain trends, market information and statistics.
  • A financial advisor meets performance and sales targets.

Loughborough Financial Advice Services

Financial Advice Tasks Loughborough

There is a wide range of services that are provided by your local Loughborough financial advisor including pension consolidation Loughborough, offshore investment advice Loughborough, annuities, independent financial advice in Loughborough, business planning in Loughborough, cash flow modelling in Loughborough, pension advice Loughborough, personal financial planning, investment planning, retirement advice Loughborough, ISA's, tax advice, pension transfers in Loughborough, family income benefit, inheritance tax planning, will writing services, investment advice, annuity purchases, ethical investment advice, long term care fee advice Loughborough, life assurance advice, cheap financial advice, income protection advice, stakeholder pension advice, portfolio management in Loughborough, and lots more.


Financial Advisors Near Loughborough

Also find: Shelthorpe financial advisors, Dishley financial advisors, Barrow upon Soar financial advisors, Hathern financial advisors, Hoton financial advisors, Burton on the Wolds financial advisors, Long Whatton financial advisors, Woodhouse financial advisors, Walton on the Wolds financial advisors, Normanton on Soar financial advisors, Shepshed financial advisors, Nanpanton financial advisors, Thorpe Acre financial advisors, Quorn financial advisors and more.

Loughborough Financial Advice Services

Find a Financial Advisor in Loughborough Here
Financial Advice Enquiries in Loughborough Leicestershire (01509)
  • Loughborough Tax Advice
  • Loughborough Independent Financial Advice
  • Loughborough Life Insurance Advice
  • Loughborough Financial Services
  • Loughborough Inheritance Advice
  • Loughborough Wealth Management
  • Loughborough Retirement Planning
  • Loughborough Corporate Financial Planning
  • Loughborough Estate Planning
  • Loughborough Mortgage Advice
  • Loughborough Trustee Investments
  • Loughborough Investment Advice
  • Loughborough Financial Advice Quotations
  • Loughborough Cashflow Analysis

More Loughborough Services: Obviously, when you're looking at your finances in Loughborough, Leicestershire, you'll probably be in need of all sorts of different services and along with a financial advisor in Loughborough, Leicestershire, you might additionally need business consulting in Loughborough, mortgage advice in Loughborough, accountants in Loughborough, property law & conveyancing in Loughborough, payroll services in Loughborough, tax preparation in Loughborough, banruptcy lawyers in Loughborough, mortgage brokers in Loughborough, wills & probate in Loughborough, contracts lawyers in Loughborough, debt recovery & collection in Loughborough, estate planning in Loughborough, business financial planning in Loughborough, bookkeeping in Loughborough, family lawyers in Loughborough, investment advisors in Loughborough, solicitors in Loughborough, and other different Loughborough experts.

Financial Advisors Around Loughborough: Financial advisors were recently required by people living in The Rookery, Devonshire Lane, Chichester Close, Sandringham Rise, Brookside, Dovecote Street, Ash Close, Staveley Court, Swithland Close, Bulrush Close, The Romans, Turner Avenue, Thomas Street, Castle Hill, Cricket Lane, Dawsons Road, Deans Lane, Dickens Close, Arundel Close, Butt Hole Lane, Shepshed Road, Silver Birches, Springfield Road, The Parade, Caloe Close, Bull Ring, Arthur Street, Browns Lane, The Nook and these Loughborough postcodes: LE11 1JT, LE11 1LG, LE11 1LD, LE11 1NT, LE11 1LT, LE11 1BG, LE11 1RA, LE11 1GB, LE11 1LB, LE11 1GH.

For the best local information regarding Loughborough, Leicestershire take a look here

Financial Advisor Jobs Loughborough: View financial adviser jobs in Loughborough by going here: Loughborough Financial Advisor Jobs

Independent financial advisor in LE11 area, phone code 01509.

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