Financial Advisor Barnsley

Barnsley Independent Financial Advice & Investment

Financial Advisor Barnsley South Yorkshire (S70): Finding a good independent financial advisor in Barnsley can be a daunting experience, particularly if you are seeking financial advice for the very first time. Whether you're looking for pension, investment, mortgage or even insurance guidance, all financial advisors have one thing in common; they must all observe the regulations set by the Financial Conduct Authority. The advantage of this is that should a financial advisor who is FCA registered give you poor quality advice, and things go awry, you've got guarantees, and can go to the Financial Ombudsman or the Financial Services Compensation Scheme to get things put right.

Free Barnsley Financial Advisor Quotes

Recommendations from friends and relatives can be a good starting point in picking a financial advisor in Barnsley, but bear in mind that their circumstances could be different to the type of advice you're looking for. Any advice they offer should be adapted to your unique situation, and not every financial advisor is suitable for everyone. Choosing a financial advisor is a big decision and it pays to chat to at least 3 different firms so as to explore the various options they offer, and to find one you can trust and feel at ease with.

Financial Advisor Barnsley South Yorkshire (S70)

When it comes to picking a financial advisor in Barnsley, there are 2 principal types; restricted advisors and independent financial advisors. Offering a more extensive range of options, an independent financial advisor should not be limited to the products or services of just one provider. Independent financial advice should encompass the whole spectrum of financial companies and products, and must be given in an unbiased way. If you opt to use an IFA, you will be able to select from the broadest possible range of products, in order to find the ideal solution for you. A restricted advisor may be tied to services and products from a specific firm, or might even focus on a single product, as can be the case with a mortgage advisor.

The Financial Conduct Authority requires that any Barnsley financial advisor must discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or possibly even a proportion of your investment, based upon product you are looking for. You could be offered a free preliminary consultation to enable you to discuss your goals and find out if the advisor is the proper choice for you and your circumstances. If you go to one of the larger Barnsley firms, your account may be looked after by a team of advisors rather than a single individual.

Financial Advisors Barnsley UK (01226)

To describe your financial situation and desired goals to the advising company, you'll be asked to complete a "Fact Find" document, which is a confidential disclosure form. You'll also be handed an Initial Disclosure Document, or Key Facts Document, which provides you with details of the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial market. This document will also lay out your legal rights and the possible options you can take if you're not happy with the service, and would like to complain. It must be easy to understand, written in plain English, and describe precisely what you're signing up for, together with the benefits and risks of accepting the proffered advice. This document should also tell you about the allowed cooling-off period. Within a certain number of days, this enables you to cancel the agreement with your financial advisor.

When talking with the financial advisor the very first time ensure that you check their experience and qualifications. After all you are on the verge of entrusting your financial wellbeing to their expertise, so you should not be self-conscious about asking these questions. All Barnsley financial advisors must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, don't panic if your specific financial advisor's name does not show up on there; you ought to be able to find the company name, and that means the regulations covers all of their personnel. If they are unable to supply these accreditations, the individual can't offer advice but can offer financial guidance. Guidance is different to advice as it's not regulated, and if financial blunders occur there may be no recourse to either party.

Financial Advisor Quotes in Barnsley South Yorkshire

You will be asked the amount of risk you are ready to take, if you are seeking advice on investing money. High risk investments may offer bigger rewards, but all or some of your cash could be lost. Your savings goals must be carefully considered if decent financial and investment advice is to be given, i.e. how quickly you need to access your money, how much you wish to invest and long or short term investments. You must invariably ask yourself the one important question, how much can you afford to lose. This might affect the products and services that you are offered, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Barnsley South Yorkshire

From the outset, it is imperative that you let your financial advisor know about any existing mortgages, savings accounts, investments or regular payments that you have. To make certain that you receive the most suitable advice for you, they need to have a clear and full picture of your financial circumstances. Spreading the risk across various different products through the diversification of your investments and savings, is something that smart financial advice should embrace. Having an understanding of the best areas to consider, a seasoned financial advisor will concentrate on products that match your financial circumstances and goals.

Communicating in the clearest way possible, your financial advisor will lay bare the multifaceted world of finance and investment. You should be able to make an informed and educated decision once you have compared the various services and products which meet your needs. If environmental issues are important to you, you could ask that ethical savings and investments take top priority. You will then be able to stay clear of investments that companies meet your requirements, and instead lend your support to those organisations and companies that match your concerns, for instance renewable energy or zero carbon.

It is not that easy to work closely with a financial advisor in Barnsley without this affecting your work day and other responsibilities. To allow you to seek advice at times that suit you, face-to-face meetings can be backed up with phone calls and video conferencing. Even if you hardly ever have an in-person meeting with your advisor, any competent financial advice provider in Barnsley will have strict measures in place to keep your details secure and confidential, because working from home and remote working is now so common.


Investments can be an unpredictable area, and their values could fall as well as rise. If your investment fails to make the amount of money you were hoping for, it can be quite worrying and frustrating. However, except if it's owing to wrong or misleading information from your financial advisor, a downward trend in your investment is not seen as a grounds for complaint.

Independent Financial Advisor Near Barnsley (S70)

Any grievances should start out with the company's official complaints procedure as laid out in the Key Facts Document. If your advisor is a member of the FCA, you can let the Financial Ombudsman know about the issue if it remains unresolved within the period set by the regulating authority.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to financially compensate the client, if the complaint is justified. The advisor and their firm must abide by any ruling that's made by the Ombudsman, which becomes legally binding once the client has accepted it. The Ombudsman will also take into consideration any distress, inconvenience, hassle and upset caused to the customer during the dispute, and set the level of compensation proportionately.

Book a Financial Advisor in Barnsley UK

Financial advice can be provided in Barnsley and also in nearby places like: Royston, Hoyle Mill, Thurgoland, Dodworth, Monk Bretton, Grimethorpe, Darfield, Worsbrough, Penistone, Darton, Kendray, Birdsall, Smithley, Silkstone Common, Smithies, Gawber, as well as in these postcodes S70 1XU, S70 1BD, S70 1XH, S70 1YG, S70 1HS, S70 1QP, S70 1RQ, S70 1SH, S70 1UJ, S70 1NJ. Local Barnsley financial advisers will most likely have the dialling code 01226 and the postcode S70. Verifying this should confirm that you are accessing local financial advisers. Barnsley home and business owners are able to benefit from these and lots of other finance related services. Simply click on the "enquiry" form or banner to get details about financial advisors in your location.

South Yorkshire Financial Advice Enquiries

South Yorkshire Financial Advice Enquiries

Recent South Yorkshire financial advice enquiries: Iman Hogg in Harlington asked the question "are there any good financial advisors near me?". Aron and Tessa Baron in Armthorpe, South Yorkshire recently asked for information on mortgages. Donnie Baldwin from Braithwell recently asked about family income benefit. Ciara and Hayden Mason from Finningley recently asked for information on financial planning. Lily-Mae Thorne in Silkstone recently asked about investment advice. Mr and Mrs Eaton in Tickhill recently asked for information on mortgages. Amayah and Atticus Furlong in Branton recently asked about investment bonds. Zachariah Wheeler was looking for a financial advisor near Shelfield. All these local residents did a search for "financial advisor South Yorkshire" and discovered this web page on Google or another search engine.

Barnsley Financial Advice Services

Financial Advice Tasks Barnsley

There are a number of different services that can be provided by your local Barnsley financial advisor including multi-asset portfolios, mutual funds, divorce financial planning in Barnsley, familt controlled trusts Barnsley, pension reviews, trustee investment services Barnsley, savings advice Barnsley, personal pensions advice in Barnsley, portfolio management, saving for children Barnsley, life insurance advice, financial services in Barnsley, family income benefit Barnsley, life assurance in Barnsley, financial planning, will writing services, pension planning in Barnsley, corporate financial planning, independent financial advice, cashflow planning Barnsley, business protection, long term care fee planning, bridging finance, mortgage advice Barnsley, wealth management & investments, personal protection, investing an inheritance, investment plans, tax planning, unit trusts, and more. These are just a handful of the activities that can be performed by a financial advisor. Barnsley professionals will let you know their entire range of financial services.

Financial Advisors South Yorkshire

Services 01226 Advisers Advisors Financial Advisor Advice Financial Investment Financial Advice S70 South Yorkshire Advisor Barnsley

In the South Yorkshire area you will likewise find: Thorne investment advice, Auckley financial advisors, Cudworth investment advice, Elsecar investment advisors, Brampton Bierlow financial advisors, Brampton Bierlow investment advisors, Kirk Sandall independent financial advisors, Cantley investment advisors, Adwick le Street independent financial advisors, New Rossington financial advisers, Stocksbridge financial advice, Great Houghton independent financial advisors, Wickersley financial advice, Mexborough financial advice, West Melton pension advice, Wadworth investment advisors, Stocksbridge pension advice, Elsecar pension advice, Wales independent financial advisors, Goldthorpe independent financial advisors, Barnby Dun investment advisors, Hoylandswaine financial advice, Beighton pension advice, Greasbrough financial advice, Bolton Upon Dearne financial advisor, Kirk Sandall investment advice, Blaxton pension advice, Catcliffe independent financial advisors, Cudworth independent financial advisors, Thrybergh pension advice.

Skills Required by Financial Advisors

  • To be able to network and build relationships with customers.
  • Good business management skills for the negotiation of product prices.
  • A good level of math knowledge for building financial strategies.
  • To be thorough and pay attention to detail.
  • A thorough understanding of economics and accounting relating to financial products and markets.
  • To be good at promoting financial products and services.
  • Good customer service skills for establishing client requirements.
  • To have good time management skills.
  • Good verbal communication skills.
  • To have the ability to listen attentively
  • To have excellent IT skills.

Financial Advisors Near Barnsley

Also find: Silkstone Common financial advisors, Darfield financial advisors, Smithies financial advisors, Royston financial advisors, Smithley financial advisors, Dodworth financial advisors, Thurgoland financial advisors, Birdsall financial advisors, Gawber financial advisors, Grimethorpe financial advisors, Darton financial advisors, Hoyle Mill financial advisors, Worsbrough financial advisors, Kendray financial advisors, Monk Bretton financial advisors, Penistone financial advisors and more. All of these towns and villages are catered for by local financial advisers. Barnsley residents can get financial advice price quotes by going here.

Barnsley Financial Advice Services

Find a Financial Advisor in Barnsley Here
Financial Advice Enquiries in Barnsley South Yorkshire (01226)
  • Barnsley Pension Advice
  • Barnsley Corporate Financial Advice
  • Barnsley Cashflow Analysis
  • Barnsley Wealth Management
  • Barnsley Trustee Investments
  • Barnsley Investment Advice
  • Barnsley Estate Planning
  • Barnsley Mortgage Advice
  • Barnsley Cheap Financial Advice
  • Barnsley Financial Services
  • Barnsley Life Insurance Advice
  • Barnsley Retirement Planning
  • Barnsley Tax Advice
  • Barnsley Financial Advice Quotes

Financial Advisors Around Barnsley: Financial advice has recently been provided in the following Barnsley areas and roads - Bala Street, Tipsey Court, Darton Road, Ashford Court, Simons Way, Dovecliffe Road, Dartree Walk, Birkdale Close, Tanyard, Allotts Court, Stainley Close, Braithwaite Street, Black Horse Drive, April Close, St Johns Villas, The Croft, Chilwell Mews, Cliff Terrace, Birk Avenue, Cawthorne Road, Shroggs Head Close, Coronation Avenue, Amalfi Close, Barton Avenue, Cliffe Road, Arnold Avenue, Bellwood Crescent, Timothy Wood Avenue, South View, as well as these local Barnsley postcodes: S70 1XU, S70 1BD, S70 1XH, S70 1YG, S70 1HS, S70 1QP, S70 1RQ, S70 1SH, S70 1UJ, S70 1NJ. Folks in these local areas recently needed help from a financial advisor. Barnsley residents received professional and competent financial services on each occasion.

More Barnsley Services: Not surprisingly, when you are looking at your finances in Barnsley, South Yorkshire, you'll probably need all sorts of different services and as well as a financial advisor in Barnsley, South Yorkshire, you might also need property law & conveyancing in Barnsley, payroll services in Barnsley, debt recovery & collection in Barnsley, contracts lawyers in Barnsley, banruptcy lawyers in Barnsley, solicitors in Barnsley, mortgage brokers in Barnsley, estate planning in Barnsley, mortgage advice in Barnsley, tax preparation in Barnsley, investment advisors in Barnsley, bookkeeping in Barnsley, accounting in Barnsley, business consulting in Barnsley, business financial planning in Barnsley, wills & probate in Barnsley, family lawyers in Barnsley, and other different Barnsley experts.

Financial Advisor Jobs Barnsley: Browse financial advisor jobs near Barnsley by going here: General Financial Advisor Jobs

If you want local information relating to Barnsley, South Yorkshire take a look here

Independent financial advisor in S70 area, 01226.

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(This financial advisor Barnsley information was updated on 01-09-2022)