Financial Advisor Barnsley

Barnsley Independent Financial Advice & Investment

Financial Advisor Barnsley South Yorkshire (S70): It can be a daunting experience trying to find a first-rate financial advisor advisor in Barnsley, particularly if it is the very first time that you're in search of financial advice. Whether you are searching for investment, pension, mortgage or even insurance guidance, all qualified financial advisors have one thing in common; they must all conform to the regulations set by the Financial Conduct Authority. This comes with some guarantees, therefore after taking advice from a FCA authorised financial advisor in Barnsley, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if if things go wrong.

Free Barnsley Financial Advisor Quotes

A good starting place when choosing a financial advisor in Barnsley may be friends and relatives, but bear in mind that the kind of advice you're looking for might be significantly different to theirs. Any advice they offer should be adapted to your specific circumstances, and every financial advisor is not suitable for everybody. To check out the options that they're offering and find a financial advisor you feel comfortable with and can trust, it pays to talk with at least 3 different firms, because selecting a financial advisor is an important decision.

Financial Advisor Barnsley South Yorkshire (S70)

Independent financial advisors and restricted advisors, are the two main kinds of financial advisor in Barnsley. Offering a broader range of options, an IFA will not be restricted to just one company's services and products. Independent financial advice must be provided in an impartial and unbiased way and should cover the whole gamut of financial companies and products. Using an IFA should allow you to select from the broadest possible range of services. A restricted advisor may be concerned with a single product, such as a mortgage advisor, or be restricted to services and products from a single firm.

Before accepting you as a client, any Barnsley financial advisor must be transparent about their charges, as demanded by the FCA. Although it varies in accordance with the type of service or product you're looking for, there may be an hourly rate, a set fee, or you may even be charged a specific percentage of what you're investing. A free first consultation might be offered, so you can discuss your aims and situation to see if the advisor is the best fit. Your account may be handled by a team rather than a single advisor, if you opt to go with one of the larger Barnsley companies.

Financial Advisors Barnsley UK (01226)

You'll have to fill out a "Fact Find" document, which is a confidential disclosure form relating your financial situation and objectives to the advising firm. An Initial Disclosure, or Key Facts Document will also be given to you, to provide information regarding the financial advisors themselves, explaining their range of permissions in the financial arena and their situation for offering independent or restricted advice. Your own legal rights will also be set out in this document, along with the possible options you can take if you wish to complain because you aren't satisfied with the service provided. It must be written in plain language and outline what you're signing up for, and any potential benefits and risks that exist if you opt to go along with the advice offered. The cooling-off period should also be fully explained in this document. Within a specific time frame, this permits you to cancel the contract.

Ensure that you check the qualifications and experience of the financial advisor when you first speak to them. After all you're on the verge of entrusting your financial future to their skill, so you shouldn't be self-conscious about asking such questions. A Level 4 qualification in financial advice is the minimum qualification for any Barnsley financial advisor, and they must also be able to present an annual Statement of Professional Standing. When checking the Financial Services Register, you should not freak out if your financial advisor's name doesn't appear on there; you will probably locate the company name, and this means that the regulations covers all of their personnel. The person can still offer financial guidance as opposed to advice, if these cannot be provided. Guidance isn't regulated in the way that financial advice is, which means that if mistakes are made the client won't have any recourse.

Financial Advisor Quotes in Barnsley South Yorkshire

You'll be asked about the amount of risk you are ready to take on, if you are seeking advice on investments. Most investments carry some degree of risk, but higher risk investments could offer substantial rewards, but also more likelihood of losing your funds. Your savings aims should be considered if good financial and investment advice is to be given, i.e. how quickly you need to access your funds, how much cash you want to invest and short or long term investments. You must invariably ask yourself the one crucial question, how much money can you afford to lose. This is referred to as your 'capacity for loss' and may influence the products and services that may be offered for your consideration.

Financial Advice Near Barnsley South Yorkshire

You need to tell your financial advisor about any existing regular outgoing payments, investments, savings or mortgages. They'll need this information, so they can get a picture of your financial situation and give the appropriate advice for you. Good financial advice should allow for diversifying your savings and investments by spreading the risk load across a number of different products. A competent financial advisor in Barnsley will be aware of the best products to consider, which match your financial situation and your goals.

A financial advisor will unmask the complex world of finance, and speak in as much plain speech as possible. After comparing the products and services that meet your needs, you should be in a position to come to an informed and deliberative decision. If you are mind is firmly on the environment, you could ask your advisor to stick to ethical savings and investments. You will then be able to stay away from investments that firms meet your criteria, and instead support those companies and businesses that address your concerns, for example renewable energy or zero carbon.

It is not that easy to work closely with a financial advisor in Barnsley without this impacting on your work and other responsibilities. Face-to-face appointments can be augmented with telephone and video conferencing to allow you to seek advice at a time to suit you. Even if you rarely have a one-on-one meeting with your advisor, an experienced financial advice provider in Barnsley will have rigorous measures in place to ensure your details are kept confidential and secure, because remote and home working is now a large part of our society.


You must remember that the financial world is an unpredictable sector, and investment values can just as easily drop as well as rise. If your investment isn't making the amount of money you were hoping for, it can be extremely stressful and frustrating. A downward trend in your investment is not seen as a grounds for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Barnsley (S70)

As described in the Key Facts Document, any grievances should start out with the company's complaints procedure. If the issue remains unsolved within the time schedule set out by the regulating authority, and the advisor is registered with the Financial Conduct Authority, you can notify the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If the complaint is found to be justified, a decision is made on how to financially compensate the customer. This will become a legally binding decision as soon as it has been agreed on by the customer, and the financial advisor and their firm must comply with the decision. Any distress, inconvenience, annoyance and hassle caused to the customer during the process, will be taken into account when the Financial Ombudsman fixes the level of compensation.

Book a Financial Advisor in Barnsley UK

Financial advice can be provided in Barnsley and also in nearby places like: Darfield, Darton, Silkstone Common, Smithley, Hoyle Mill, Kendray, Royston, Worsbrough, Gawber, Penistone, Grimethorpe, Thurgoland, Smithies, Dodworth, Monk Bretton, Birdsall, as well as in these postcodes S70 1BB, S70 1XP, S70 1RU, S70 1BL, S70 1SZ, S70 1UX, S70 1YD, S70 1SQ, S70 1YL, S70 1JS. Local Barnsley financial advisers will most likely have the telephone dialling code 01226 and the postcode S70.

Barnsley Financial Advice Services

Financial Advice Tasks Barnsley

There are a whole host of services that can be provided by your local Barnsley financial advisor including wealth management & investments Barnsley, annuities Barnsley, corporate bonds in Barnsley, offshore investments, mortgage financial planning, tax financial planning, income protection advice, pension consolidation, pension planning, independent financial advice Barnsley, investment bonds Barnsley, business planning, inheritance tax planning, cashflow analysis, investment planning, mutual funds in Barnsley, pension planning Barnsley, trusts, trustee investment services, life assurance, investment planning in Barnsley, family income benefit, financial advice services, long term care fee advice in Barnsley, ISA's, and lots more.

Essential Skills for Financial Advisors

  • Outstanding skills in verbal communication.
  • An outstanding understanding and knowledge of economics and accounting with regard to financial products and markets.
  • The ability to promote products and services.
  • To be thorough and pay attention to detail.
  • Active listening and interpersonal skills.
  • To have excellent time management skills.
  • Effective business management skills for negotiating product prices.
  • An excellent level of numeracy for creating financial strategies.
  • To be able to network and build solid relationships with clients.
  • To be able to competently use a computer and the primary software programs.
  • Effective customer service skills for determining client requirements.

South Yorkshire Financial Advisors

Advice S70 Investment Financial Advice Advisor Advisors South Yorkshire 01226 Financial Advisers Services Financial Advisor Barnsley

In the South Yorkshire area you'll also locate: Thorne financial advisors, Harlington investment advice, Elsecar financial advisors, Wharncliffe Side financial advisors, Whiston investment advice, Hellaby financial advice, Bolton Upon Dearne investment advisors, Grimethorpe investment advisors, Carcroft investment advisors, Edlington investment advisors, Swinton financial advisors, Askern financial advisors, Kilnhurst investment advisors, Thorne investment advisors, Grimethorpe financial advice, Conisbrough financial advisors, Skellow financial advice, Barnburgh investment advisors, Stairfoot investment advisors, Barnby Dun investment advisors, Brodsworth investment advice, West Melton investment advisors, Cusworth financial advice, Todwick financial advisors, Adwick le Street investment advisors, Toll Bar investment advice, Anston financial advice, Skellow financial advisors.

South Yorkshire Financial Advice Enquiries

Financial Advice Enquiries South Yorkshire

Latest South Yorkshire financial advice enquiries: Elina and Edgar Waters from Worsbrough, South Yorkshire recently enquired about family income benefit. Mr and Mrs Sadiq from Oughtibridge, South Yorkshire recently asked for information on financial planning. Imaan Murrell from Thorpe Hesley recently asked for information on life assurance. Chace and Antonia Irvine from Thrybergh recently enquired about investment advice. Ernie and Marcie Riches from Thurcroft recently asked for information on life assurance. Taya and Josh Mcauley from Great Houghton, South Yorkshire recently enquired about mortgage advice. Ryder Schofield from Stairfoot recently asked for information on investment bonds. Mr and Mrs O dell from Conisbrough, South Yorkshire recently asked for information on offshore investments.


Financial Advisors Near Barnsley

Also find: Grimethorpe financial advisors, Darton financial advisors, Gawber financial advisors, Darfield financial advisors, Birdsall financial advisors, Smithley financial advisors, Dodworth financial advisors, Thurgoland financial advisors, Kendray financial advisors, Silkstone Common financial advisors, Penistone financial advisors, Worsbrough financial advisors, Hoyle Mill financial advisors, Monk Bretton financial advisors, Smithies financial advisors, Royston financial advisors and more.

Barnsley Financial Advice Services

Find a Financial Advisor in Barnsley Here
Financial Advice Enquiries in Barnsley South Yorkshire (01226)
  • Barnsley Life Insurance Advice
  • Barnsley Cashflow Analysis
  • Barnsley Corporate Financial Advice
  • Barnsley Trustee Investments
  • Barnsley Wealth Management
  • Barnsley Independent Financial Advice
  • Barnsley Estate Planning
  • Barnsley Investment Advice
  • Barnsley Cheap Financial Advice
  • Barnsley Retirement Planning
  • Barnsley Mortgage Advice
  • Barnsley Financial Advice Quotes
  • Barnsley Pension Advice
  • Barnsley Tax Advice

Financial Advisors Around Barnsley: In the previous twelve months financial advice was provided in the following Barnsley streets: Brampton Street, Cadwell Close, Churchfield Court, Berneslai Close, Barnby Furnace, Stainmore Close, Thornley Villas, Brier Lane, Cobcar Street, Coach House Lane, The Crescent, Avon Close, Churchfield Lane, Caldervale, Belvedere Close, Sennen Croft, Thomas Street, Braithwaite Street, Dove Road, Bar Avenue, Co-operative Cottages, Cobcar Lane, Salter Oak Croft, Ambleside Grove, Derwent Road, Beech House Road, St Edwards Avenue, Spring Lane, Blenheim Avenue, and in these South Yorkshire postcodes: S70 1BB, S70 1XP, S70 1RU, S70 1BL, S70 1SZ, S70 1UX, S70 1YD, S70 1SQ, S70 1YL, S70 1JS.

To read local Barnsley information take a look here

Barnsley Financial Advisor Jobs: Get financial adviser jobs near Barnsley by clicking here: Barnsley Financial Advisor Jobs

Independent financial advisor in S70 area, and dialling code 01226.

TOP - Financial Advisor Barnsley

Mortgage Advice Barnsley - Business Financial Advice Barnsley - Cheap Financial Advice Barnsley - Independent Financial Advisors Barnsley - Financial Advisor Barnsley - Personal Financial Advisors Barnsley - Financial Advisor Near Barnsley - Financial Advice Quotations Barnsley - Independent Financial Advice Barnsley


(This financial advisor Barnsley page was last updated on 06-05-2022)