Financial Advisor Dawlish

Dawlish Independent Financial Advice & Investment

Financial Advisor Dawlish Devon (EX7): It can be a daunting experience trying to find a reliable financial advisor advisor in Dawlish, especially if it's the first time that you're needing financial advice. Whether it is pensions, investments, mortgage or even insurance advice that you're searching for, there is one common rule for all financial advisors; they all have to follow Financial Conduct Authority (FCA) regulations. Any advice given from a FCA approved financial advisor in Dawlish comes with certain guarantees that should anything go wrong, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Dawlish Financial Advisor Quotes

When picking a financial advisor in Dawlish, a decent place to begin could be family and friends, however you must bear in mind that your situation might not be the same as theirs, and you might be in need of a different type of advice. Every financial advisor is not suitable for everyone, and any advice they provide should be adapted to your unique situation. Selecting a financial advisor is an important decision and it pays to talk with at least three different firms in order to investigate the various options they can provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Dawlish Devon (EX7)

When it comes to picking a financial advisor in Dawlish, there are essentially 2 main types; restricted advisors and independent financial advisors (IFA). An IFA won't be limited to just one provider's services and products. Independent financial advice must be provided in a frank and unbiased way and across the whole spectrum of financial companies and products. This will permit you to select from the broadest range of services to match your needs. A restricted financial advisor might be focused on a single product, as with a mortgage advisor, or be limited to services and products from a specific company.

Before accepting you as a client, any Dawlish financial advisor must be fully transparent with you about their charges, as demanded by the Financial Conduct Authority. Although it can vary based on the type of service or product you're looking for, there could be an hourly rate, a set fee, or you may even be charged a specific percentage of the money you're investing. You could be offered the chance of a free first consultation to enable you to discuss your goals and find out if the advisor is the correct fit for your circumstances. If you go with one of the larger Dawlish companies, your account might be managed by a team of advisors rather than one individual.

Financial Advisors Dawlish UK (01626)

You'll be required to fill out a "Fact Find" form, which is a confidential disclosure document relating your financial situation and targets to the advising company. An Initial Disclosure, or Key Facts Document will also be handed to you, to provide information on the financial advisors themselves, explaining the extent of their permissions in the financial market and their situation for offering independent or restricted advice. This document will also lay down your rights and the possible options you can take if you're not satisfied with the service, and would like to complain. It should describe precisely what you're committing yourself to, and any possible risks and benefits that exist if you elect to accept the advice offered, and it should be set down in clear language. The allowed cooling-off period should also be fully explained in this Key Facts Document. Within a certain period of time, this permits you to cancel your agreement with the financial advisor.

When talking to your financial advisor the very first time you need to check their experience and qualifications. After all you're about to entrust your financial future to their expertise, so you shouldn't be self-conscious about asking these questions. All financial advisors in Dawlish must as a minimum hold a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. You shouldn't worry if your particular financial advisor's name doesn't show up on the Financial Services Register, providing the firm is on the register, their employees are covered by the legislation. If they are unable to supply this evidence, the person cannot offer advice but only financial guidance. Guidance is somewhat different to advice as it's not regulated, and if financial blunders occur there will likely be no recourse to the client.

Financial Advisor Quotes in Dawlish Devon

If you're seeking advice on investing money you'll be asked the amount of risk you are willing to take. Better rewards may be possible with high risk investments, but you could also lose all or some of your money. In order to get the most effective investment and financial advice, your savings goals will have to be taken into account, i.e. how quickly you need to access your funds, long or short term investments and how much cash you want to invest. The one question that you should ask of yourself, which is often neglected, is how much you can really afford to lose. This might influence the services and products that could be offered for your consideration, and is generally known as your capacity for loss.

Financial Advice Near Dawlish Devon

If you already have any current savings accounts, regular payments, mortgage loans or investments, you need to let your financial advisor know about these. They will need to know this, so that they can get a picture of your finances and give the correct advice for your needs. Diversifying your investments and savings by spreading the risk across a range of different products, is a crucial part of reliable financial advice. So as to mirror your goals and financial circumstances, an experienced financial advisor in Dawlish will understand the best areas to consider.

A financial advisor will lay bare the multifaceted world of finance, and try to communicate in the clearest possible way. After learning about the various products and services which match your needs, you should be able to come to an informed and knowledgeable decision. If the environment is at the forefront of your mind, you could maybe ask that ethical investments and savings take top priority. This doesn't just give you investment opportunities, but also allows you to lend your support to zero carbon or green energy projects, and avoid businesses that do not share the same values that you do.

It could prove difficult to manage your work day and other obligations around working closely with a financial advisor in Dawlish. To enable you to get advice at times that suit you, face-to-face appointments can be complemented with telephone calls and video conferencing. A professional financial advice firm in Dawlish will have rigorous measures in place to keep your details confidential and secure, even if you hardly ever have a one-on-one meeting with your advisor, because home and remote working is now so common.


You need to understand that the financial world is a volatile sector, and investment values can just as easily fall as well as rise. It can be quite disheartening and worrying if your investment fails to make the amount of money you hoped for. A downward spiraling of your investment isn't a recognised grounds for complaint, unless your advisor has given you misleading or wrong information.

Independent Financial Advisor Near Dawlish (EX7)

Any grievances should start with the company's official complaints procedure as described in the Key Facts Document. If your advisor is a member of the FCA, you can let the Financial Ombudsman know about the matter if it is unresolved within the time schedule set by the regulating authority.

The Financial Ombudsman will look into the cause for complaint and come to a decision. A decision will be made on how to financially compensate the customer, if the complaint is upheld. The financial advisor and their firm must comply with any decision that's made, which becomes legally binding once the customer has agreed to it. Any compensation as set out by the Financial Ombudsman will also take into consideration any hassle, inconvenience, upset and distress caused to the customer during the process.

Book a Financial Advisor in Dawlish UK

Financial advice can be provided in Dawlish and also nearby in: Preston, Cofton, Kenton, Ashcombe, Trusham, Shutterton, Chudleigh Knighton, Mamhead, Dawlish Warren, Starcross, Holcombe, Cockwood, Bishopsteignton, Teignmouth, and in these postcodes EX7 9AW, EX7 0EY, EX7 0HD, EX7 0DD, EX7 0BJ, EX7 9BR, EX7 0LW, EX7 9BS, EX7 0GG, EX7 9BH. Locally based Dawlish financial advisors will probably have the telephone code 01626 and the postcode EX7. Checking this out will confirm that you access locally based financial advisers. Dawlish property owners are able to benefit from these and numerous other similar services.

Fundamental Skills for Financial Advisors

  • To pay attention to detail and be thorough.
  • The ability to sell services and products.
  • A good level of numeracy for creating financial packages.
  • To have the ability to network and build relationships with customers.
  • To be confident in using a computer and the primary software programs.
  • Excellent verbal communication skills.
  • Effective management skills for the negotiation of product prices.
  • A solid knowledge of accounting and economics relating to financial markets and products.
  • Excellent customer service skills for establishing customer needs.
  • To have excellent time management skills.
  • To have the ability to listen attentively

Dawlish Financial Advice Services

Financial Advice Tasks Dawlish

There is a wide range of services that are provided by your local Dawlish financial advisor including divorce planning, offshore investments, financial planning Dawlish, cheap financial advice Dawlish, savings advice in Dawlish, corporate bonds, business protection, death benefit advice in Dawlish, portfolio management, family income benefit, annuities Dawlish, wealth management & investments, business financial planning in Dawlish, pension planning, corporate financial planning in Dawlish, pension drawdowns Dawlish, critical illness cover Dawlish, pensions in divorce in Dawlish, equity release, inheritance tax planning, financial services, ethical investment advice, pension plans, personal financial planning in Dawlish, cash flow modelling, investment bonds in Dawlish, financial analyst services in Dawlish, long term care fee planning, ISA's, saving for children, and lots more. Listed are just a handful of the tasks that can be performed by a financial advisor. Dawlish professionals will be happy to inform you of their whole range of services.

Financial Advisors Devon

Financial Investment Advisor Devon Financial Advice Dawlish Advisers EX7 Advisors Financial Advisor Services Advice 01626

In Devon you will additionally find: Kilmington financial advice, Chulmleigh independent financial advisors, Loddiswell financial advisors, Ilfracombe investment advisors, Witheridge financial advisors, Topsham investment advice, Cornwood pension advice, Yelverton pension advice, Bickleigh investment advisors, Ivybridge financial advisers, Lamerton financial advisors, Ogwell investment advisors, Plymstock investment advisors, Thurlestone independent financial advisors, Stokenham pension advice, Starcross investment advisors, Crediton investment advisors, Stokenham financial advisors, Lympstone investment advisors, Kingswear independent financial advisors, Colyton investment advice, Heanton Punchardon financial advisors, Kilmington investment advisors, Dousland independent financial advisors, Dolton financial advisor, Buckfastleigh financial advice, Honiton financial advisors, Newton Ferrers financial advice, Sparkwell investment advice, Sidmouth financial advisors.

Regular Duties of a Financial Advisor

  • Meeting targets for performance and sales.
  • Working together with colleagues to gather market information, statistics and trends.
  • Maintaining a record of potential clients and transactions.
  • Talking with customers regarding their plans and finances.
  • Producing financial reports.
  • Researching financial products and explaining them clearly and simply to clients.
  • Providing counselling, education and consultation with regards to investments and finances.
  • Keeping fully up to date with new products and regulation changes.
  • Negotiating with financial product providers.
  • Updating clients concerning their investments.

Financial Advisors Near Dawlish

Also find: Teignmouth financial advisors, Dawlish Warren financial advisors, Preston financial advisors, Trusham financial advisors, Kenton financial advisors, Cockwood financial advisors, Mamhead financial advisors, Chudleigh Knighton financial advisors, Cofton financial advisors, Bishopsteignton financial advisors, Starcross financial advisors, Shutterton financial advisors, Ashcombe financial advisors, Holcombe financial advisors and more. Most of these villages and towns are catered for by local financial advisers. Dawlish residents can get price quotes by clicking here.

Dawlish Financial Advice Services

Find a Financial Advisor in Dawlish Here
Financial Advice Enquiries in Dawlish Devon (01626)
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Financial Advisors Around Dawlish: In Little Week Gardens, West Cliff, John Nash Drive, Lower Drive, Rosyl Avenue, Fordens Lane, Carhaix Way, High Street, Hospital Hill, Elm Grove Road, Hatcher Street, South Downs Road, Hensford Road, Aller Hill, Palm Court, Mount Pleasant Road, Stanmore Rise, Coryton Close, Holcombe Drive, Kenbury Crescent, Church Road, Plantation Terrace, Cousens Close, Alta Vista Close, Fairlea Close, Empsons Close, The Strand, Summerhayes, Marston Close, as well as these local Dawlish postcodes: EX7 9AW, EX7 0EY, EX7 0HD, EX7 0DD, EX7 0BJ, EX7 9BR, EX7 0LW, EX7 9BS, EX7 0GG, EX7 9BH, folks have recently needed financial and investment advice. People residing in these local areas recently needed the help of a financial advisor. Dawlish residents enjoyed the benefits of trusted and competent financial services on every occasion.

Financial Advisor Jobs Dawlish: Browse financial advisor jobs in Dawlish by going here: Financial Advisor Jobs Dawlish

To get local Dawlish info take a look here

Independent financial advisor in EX7 area, telephone code 01626.

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(This financial advisor Dawlish article was revised and updated on 01-09-2022)