Financial Advisor Aylesbury

Aylesbury Independent Financial Advice & Investment

Financial Advisor Aylesbury Buckinghamshire (HP18 to HP21): If you're in search of financial advice for the first time, trying to locate a good financial advisor advisor in Aylesbury can be a quite daunting experience. Whether you're searching for investments, pensions, mortgage or even insurance guidance, all financial advisors are bound by one simple rule; they must all observe the regulations set by the Financial Conduct Authority. This comes with some guarantees, so after taking advice from a FCA approved financial advisor in Aylesbury, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if if things go wrong.

Free Aylesbury Financial Advisor Quotes

A good starting place in choosing a financial advisor in Aylesbury may be neighbours and friends, but keep in mind that the type of advice you're searching for could be different to theirs. Their advice needs to be tailored to your particular situation, and not every financial advisor is suitable for everyone. To check out the various options that they are offering and find a financial advisor that you can trust and feel comfortable with, it is wise to talk to at least 3 different firms, because selecting a financial advisor is an important decision.

Financial Advisor Aylesbury Buckinghamshire (HP18 to HP21)

There are two main types of financial advisor in Aylesbury; independent financial advisors (IFA) and restricted advisors. The benefit of seeing an IFA is that they won't be restricted to the products and services of just one provider, and can offer a wide range of options. Encompassing the full spectrum of financial products and companies, independent financial advice should be given in an honest and unbiased way to clientele. Consulting an IFA should allow you to choose from the widest possible range of services. If you use a restricted advisor you will discover that they may be restricted to products and services of a specific provider, or as in the case of a mortgage advisor, will only be concerned with one solitary product.

Before taking you on as a client, any Aylesbury financial advisor must tell you about their charges, as demanded by the FCA. Although it varies according to the kind of service you're looking for, there could be a set fee, an hourly rate, or you might even be charged a specific percentage of the money you're investing. You may be offered a free preliminary consultation to allow you to discuss your goals and determine whether the advisor is the correct fit for your circumstances. In some of the bigger Aylesbury firms, you might find that your account is managed by a team rather than an individual advisor.

Financial Advisors Aylesbury UK (01296)

To describe your goals and financial situation to the advising firm, you will be asked to fill out a "Fact Find" document, which is a confidential disclosure form. You'll also be given a Key Facts or Initial Disclosure Document, which gives you information regarding the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial sector. This document will also set down your rights and the possible options you can take if you aren't happy with the service provided, and would like to complain. It must be typed out in plain English and describe what you are signing up for, and any potential risks and benefits should you decide to take the offered advice. You will find the level of cooling-off period in the Key Facts Document. This enables you to have a change of heart within a specific number of days, and cancel your contract with the financial advisor.

When talking to the financial advisor for the first time you'll want to check their experience and qualifications. Asking such questions shouldn't cause you any embarrassment, because after all you're about to entrust them with your financial wellbeing. Every Aylesbury financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, you shouldn't panic, the company the individual works for should be found on the register and their employees will be covered by the regulations. The person may still offer financial guidance rather than advice, if these cannot be presented. Guidance is somewhat different to advice as it is not regulated, and if errors are made there may be no recourse to the client.

Financial Advisor Quotes in Aylesbury Buckinghamshire

You'll be asked the amount of risk you are willing and able to accept, if you are seeking advice on investing money. Most investments carry some degree of risk, but higher risk investments could potentially offer bigger rewards, and also more likelihood of losing some or all of your funds. In order to get the most beneficial investment and financial advice, your savings objectives will need to be carefully considered, i.e. how much cash you want to invest, long or short term investments and how quickly you need access to your funds. One question you should ask of yourself, which is normally neglected, is just how much money you can afford to lose. This is generally referred to as your 'capacity for loss' and could affect the services and products that may be offered to you.

Financial Advice Near Aylesbury Buckinghamshire

From the outset, it's important to tell your financial advisor about any existing mortgage loans, investments, personal savings or regular outgoing payments that you currently have. They will need this information, so that they can get a clear picture of your financial situation and give the appropriate advice for you. Spreading the risk across various different products by diversifying your investments and savings, is something that smart financial advice should encompass. So as to match your financial situation and your goals, a professional financial advisor in Aylesbury will be aware of the best products to consider.

A financial advisor will unmask the complex world of finance, and converse in as much plain speech as possible. After comparing the various products and services which match your needs, you should be in a position to make an informed and calculated decision. If you're mind is firmly on the environment, you can even ask your advisor to stick to ethical investment and savings schemes. This will allow you to lend support to firms and enterprises which address your concerns, i.e. renewable energy or zero carbon, or perhaps avoiding firms that don't meet your criteria.

It's not that easy to have a close working relationship with a financial advisor in Aylesbury without this impacting on your work life and other obligations. This can be reduced by augmenting face-to-face meetings with telephone and video conferencing, therefore enabling you to seek the advice you need at times that are convenient. Home and remote working is now a large part of our society, and an experienced financial advice company in Aylesbury will have rigorous measures in force to keep your details secure and confidential, even if you rarely have a one-on-one meeting with your personal advisor.


Investments can just as easily go down as well as up, because the financial sector can be unpredictable. If your investment is not making the amount of money you were hoping for, it can be very worrying and demoralising. However, unless it's down to misleading or wrong information from your financial advisor, a downward spiral in your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Aylesbury (HP18 to HP21)

Any disputes should start with the firm's official complaints procedure as outlined in the Key Facts Document. If the problem is unsolved within the period stipulated by the regulating authority, and your financial advisor is a member of the Financial Conduct Authority, you can contact the Financial Ombudsman.

After independently reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to rectify the situation or financially compensate the client, if the complaint is justified. On acceptance by the customer, the ruling becomes a legally binding one, and the advisor and their firm must comply with it. Any compensation as set out by the Financial Ombudsman will also take into account any inconvenience, annoyance, hassle and distress caused to the customer during the process.

Book a Financial Advisor in Aylesbury UK

Financial advice can be provided in Aylesbury and also in nearby places like: Wing, Fleet Marston, Southcourt, Quarrendon, Hardwick, Halton, Aston Clinton, Weedon, Wendover, Stoke Mandeville, Waddesdon, Dinton, Ellesborough, Marsworth, Longwick, Whitchurch, Weston Turville, Wingrave, Fairford Leys, Bierton, Aston Abbotts, Haddenham, Stone, Bedgrove, and in these postcodes HP20 1QH, HP21 9QU, HP21 7HU, HP21 8LT, HP19 7AG, HP21 9AG, HP21 9TZ, HP20 1PB, HP21 8HW, HP21 9JW. Local Aylesbury financial advisers will probably have the postcode HP18 to HP21 and the phone code 01296.

Regular Tasks for a Financial Advisor

  • Financial advisors negotiate with providers of financial products.
  • Financial advisors speak to customers regarding their plans and finances.
  • Financial advisors keep fully up to date with new products and regulation changes.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors research financial products and explain them simply and clearly to their clients.
  • Financial advisors provide education, counselling and consultation with regards to finances and investments.
  • Financial advisors maintain detailed records of transactions and customers.
  • Financial advisors meet sales and performance targets.
  • Financial advisors work with colleagues to gather statistics, trends and market information.
  • Financial advisors update customers concerning their investments.

Aylesbury Financial Advice Services

Financial Advice Tasks Aylesbury

There is a variety of services that can be provided by your local Aylesbury financial advisor including investment advice Aylesbury, independent financial advice, equity release advice, trustee investment services, cheap financial advice, corporate bonds in Aylesbury, family income benefit Aylesbury, bridging finance, ISA's Aylesbury, cash flow modelling, financial planning, tax planning, general financial planning, mortgage financial planning Aylesbury, annuity purchase, trusts, financial analyst services, mutual funds, divorce financial planning in Aylesbury, pension planning, financial services in Aylesbury, ethical investment advice Aylesbury, pension reviews, income protection advice, retirement planning Aylesbury, and lots more.

Essential Skills for a Financial Advisor

  • To pay attention to detail and be thorough.
  • To have good time management skills.
  • A good level of numeracy for producing financial plans.
  • A thorough understanding of accounting and economics with regard to financial products and markets.
  • To be able to network and establish solid relationships with clients.
  • To be able to competently use a computer and the principal software packages.
  • To be good at promoting financial products and services.
  • Good customer service skills for identifying client requirements and needs.
  • To have attentive interpersonal and listening skills.
  • Good verbal communication skills.
  • Good business management skills for negotiating product rates.

Financial Advisors Near Aylesbury

Also find: Wing financial advisors, Hardwick financial advisors, Stoke Mandeville financial advisors, Ellesborough financial advisors, Halton financial advisors, Fleet Marston financial advisors, Quarrendon financial advisors, Haddenham financial advisors, Fairford Leys financial advisors, Aston Abbotts financial advisors, Aston Clinton financial advisors, Stone financial advisors, Waddesdon financial advisors, Longwick financial advisors, Weston Turville financial advisors, Marsworth financial advisors, Southcourt financial advisors, Whitchurch financial advisors, Bierton financial advisors, Bedgrove financial advisors, Wendover financial advisors, Dinton financial advisors, Weedon financial advisors, Wingrave financial advisors and more.

Aylesbury Financial Advice Services

Find a Financial Advisor in Aylesbury Here
Financial Advice Enquiries in Aylesbury Buckinghamshire (01296)
  • Aylesbury Tax Advice
  • Aylesbury Financial Services
  • Aylesbury Financial Advice Quotes
  • Aylesbury Cheap Financial Advice
  • Aylesbury Inheritance Advice
  • Aylesbury Mortgage Advice
  • Aylesbury Trustee Investments
  • Aylesbury Estate Planning
  • Aylesbury Pension Advice
  • Aylesbury Life Insurance Advice
  • Aylesbury Wealth Management
  • Aylesbury Investment Advice
  • Aylesbury Corporate Financial Planning
  • Aylesbury Cashflow Analysis

Financial Advisors Around Aylesbury: In Tibbys Lane, Coventon Road, Buckland Wharf, Shakespeare Way, Tram Hill, Dixon Close, Carr Close, Brook Close, Chesterfield Close, Shakespeare Orchard, Briars Close, Salters Lane, Slave Hill, Selkirk Avenue, Alderson Close, Canal Side, Anson Close, Ashley Row, Chiltern Avenue, Springfield Close, Cousins Drive, The Bush, Archer Drive, Chalgrove Walk, Denby Walk, Abbey Road, Brompton Close, Baker Street, Boot Lane, as well as the following local Aylesbury postcodes: HP20 1QH, HP21 9QU, HP21 7HU, HP21 8LT, HP19 7AG, HP21 9AG, HP21 9TZ, HP20 1PB, HP21 8HW, HP21 9JW, people have recently needed financial advice.

Aylesbury Buckinghamshire (Bucks): The attractive and historic market town of Aylesbury is situated in the Central area of England in the county of Buckinghamshire. Aylesbury is roughly 15 miles from High Wycombe and 20 miles from Milton Keynes, nearby towns and villages include Aston Abbotts, Haddenham, Quarrendon, Longwick, Bierton, Fleet Marston, Whitchurch and Hardwick. Aylesbury has a population of approximately 60,000, has the telephone dialling code 01296 and is in the postcode district HP17-HP21. Aylesbury is the county town of Bucks. (Tags: Aylesbury Bucks, Aylesbury UK, Aylesbury England, Aylesbury Buckinghamshire)

Independent financial advisor in HP18 to HP21 area, telephone code 01296.

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