Financial Advisor Long Eaton

Long Eaton Independent Financial Advice & Investment

Financial Advisor Long Eaton Derbyshire (NG10): It can be a daunting experience trying to locate a first-rate financial advisor advisor in Long Eaton, in particular if it is the very first time that you're in search of financial advice. Whether it's mortgage, investment, pensions or even insurance advice that you're after, there's one common rule for all qualified financial advisors; they must all abide by Financial Conduct Authority regulations. This comes with some guarantees, thus after taking advice from a FCA registered financial advisor in Long Eaton, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go awry.

Free Long Eaton Financial Advisor Quotes

A good starting point in choosing a financial advisor in Long Eaton may be neighbours and friends, but bear in mind that the type of advice you are searching for could be somewhat different to theirs. Every financial advisor is not suitable for everybody, and any advice they provide needs to be adapted to your particular circumstances. Choosing a financial advisor is a big decision and it is a good idea to talk to at least three different companies in order to check out the various options they offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Long Eaton Derbyshire (NG10)

When it comes to picking a financial advisor in Long Eaton, there are two principal types; restricted advisors and independent financial advisors. Offering a wider range of options, an IFA won't be limited to a single provider's products and services. Independent financial advice should be provided in an impartial way and should cover the entire spectrum of financial companies and products. This will enable you to pick from the widest range of products to suit your needs. If you go to a restricted financial advisor you will soon realise that they might be limited to products and services of a specific company, or as with a mortgage advisor, might only be concerned with one individual product.

The FCA demands that any financial advisor must tell you about their charges, before accepting you as a client. You could be charged a set fee, by the hour or maybe even a percentage of your investment, depending on services you're looking for. A free first consultation could be offered, so you can discuss your aims and situation to determine whether the advisor is a good fit. In some bigger Long Eaton companies, you might find that your account is being looked after by a team as opposed to an individual advisor.

Financial Advisors Long Eaton UK (0115)

Before any actual advice is given you will need to fill out a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your financial situation and objectives. To provide information on the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial arena, you will also be given an Initial Disclosure Document, or Key Facts Document. This document will also lay down your own rights and the options you can take if you are not happy with the service, and need to complain. It should outline exactly what you are signing up for, and any potential risks and benefits that exist if you opt to accept the offered advice, and it has to be laid out in plain language. You'll find the amount of cooling-off period in the Key Facts Document. This makes it possible for you to cancel your contract within a specific time period, and if any penalties are incurred.

You need to check the qualifications and experience of the financial advisor when you first speak to them. Asking such questions shouldn't be a cause for embarrassment, because after all you're entrusting them with your long-term financial wellbeing. All financial advisors in Long Eaton must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, don't stress if your specific financial advisor's name doesn't show up on there; you will probably find the firm name, and this means that the legislation covers all of their personnel. If these cannot be provided the person may still offer financial guidance rather than advice. In terms of finance guidance differs to advice and isn't regulated in the same way. Therefore there is no recourse for either party if errors arise.

Financial Advisor Quotes in Long Eaton Derbyshire

You will be asked the amount of risk you're willing to accept, if you are seeking advice on investing money. Better rewards could be possible with high risk investments, however you could also lose all or some of your cash. Good quality investment and financial advice should take into account your savings goals, i.e. long or short term investments, how rapidly you need access to your money and how much you wish to invest. One question you should ask yourself, which is usually neglected, is how much you can actually afford to lose. This might affect the products and services that could be offered for your consideration, and is called your 'capacity for loss'.

Financial Advice Near Long Eaton Derbyshire

If you already have any existing mortgage loans, savings accounts, investments or regular payments, you need to let your financial advisor know about these. To ensure that you receive the most suitable advice for you, they need to have a full and clear picture of your finances. Spreading the risk load across different products through the diversification of your investments and savings, is something that good quality financial advice should embrace. An experienced financial advisor in Long Eaton will be aware of the best areas to consider, which match your financial situation and your goals.

Your financial advisor will try to communicate in the clearest possible way, while opening up the complex world of finance. You should be able to come to an informed and educated decision after you have learned about the various products and services which match your needs. If the environment is at the forefront of your mind, you could even ask that ethical savings and investments take top priority. You can then avoid investments that firms meet your standards, but instead lend your support to those businesses and firms that match your concerns, for example renewable energy or zero carbon.

It isn't that easy to work closely with a financial advisor in Long Eaton without this affecting your work and other commitments. To allow you to get advice at times that suit you, one-on-one meetings can be augmented with video conferencing and phone calls. Remote and home working is now so common, and a competent financial advice company in Long Eaton will have strict measures in force to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor.


Investments can go down as easily as they can go up, because the financial sector can be a volatile one. If it happens that your investment isn't making the amount of money you were hoping for, it can be an extremely worrying and disheartening time. A downward trend in your investment isn't seen as a cause for complaint, unless your advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Long Eaton (NG10)

As detailed in the Key Facts Document, any grievances should start out with the company's complaints procedure. If your financial advisor is a member of the FCA, you can let the Financial Ombudsman know about the problem if it remains unresolved within the time period set out by the regulating authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is upheld, a decision is made on how to rectify or financially compensate the customer. This will become a legally binding decision as soon as it has been agreed on by the client, and the financial advisor and their firm must abide by the decision. The Ombudsman will also take into consideration any hassle, inconvenience, upset and distress caused to the customer during the process, and establish the level of compensation proportionately.

Book a Financial Advisor in Long Eaton UK

Financial advice can be provided in Long Eaton and also nearby in: Stapleford, Risley, Beeston, Clifton, Chilwell, Sawley, Stanton by Dale, Breaston, Shardlow, Attenborough, Sandiacre, Draycott, Gotham, Church Wilne, Toton, Bramcote, Barton in Farbis, Dale Abbey, together with these postcodes NG10 1EP, NG10 1JW, NG10 1DD, NG10 1AP, NG10 1FD, NG10 1EE, NG10 1NR, NG10 1GQ, NG10 1DB, DE72 3BG. Locally based Long Eaton financial advisors will most likely have the phone code 0115 and the postcode NG10. Simply click on the "enquiry" banner or form to get details about financial advisors in your location.

The Skills and Knowledge Needed to be Financial Advisors

  • To be able to competently use a computer and the key software applications.
  • To pay attention to detail and be thorough.
  • Active listening and interpersonal skills.
  • Excellent skills in verbal communication.
  • Excellent customer service skills for identifying client needs.
  • Good management skills for the negotiation of product fees.
  • A good understanding and knowledge of accounting and economics associated with financial products and markets.
  • An outstanding level of mathematical knowledge for creating financial plans.
  • To have the ability to network and establish solid relationships with clients.
  • To be organised and self-motivated.
  • To be good at selling services and products.

Long Eaton Financial Advice Services

Financial Advice Tasks Long Eaton

There are a wide array of services which are provided by your local Long Eaton financial advisor including tax advice, pension consolidation advice, will writing services in Long Eaton, family income benefit Long Eaton, annuities, investment planning, corporate bonds, offshore investments Long Eaton, corporate financial planning in Long Eaton, investment planning in Long Eaton, annuity purchase, mutual funds Long Eaton, unit trusts in Long Eaton, divorce planning in Long Eaton, general financial planning in Long Eaton, income protection, cashflow analysis, business planning, investment bonds Long Eaton, pension transfer advice Long Eaton, life assurance advice in Long Eaton, personal financial planning in Long Eaton, long term care fee advice, portfolio management, trustee investment services, and lots more.

A Financial Advisor's Daily Duties

  • Making advantageous deals with with financial product providers.
  • Producing comprehensive financial reports.
  • Providing consultation, counselling and education with regards to investments and finances.
  • Working in collaboration with associates to obtain market information, statistics and trends.
  • Keeping detailed records of clients and transactions.
  • Updating customers about their investments.
  • Researching financial products and explaining them clearly and simply to customers.
  • Speaking with clients regarding their finances and plans.
  • Meeting sales and performance targets.
  • Keeping up to date with new products and legislation changes.

Financial Advisors Near Long Eaton

Also find: Shardlow financial advisors, Bramcote financial advisors, Sandiacre financial advisors, Church Wilne financial advisors, Dale Abbey financial advisors, Risley financial advisors, Stapleford financial advisors, Toton financial advisors, Sawley financial advisors, Chilwell financial advisors, Beeston financial advisors, Gotham financial advisors, Draycott financial advisors, Attenborough financial advisors, Barton in Farbis financial advisors, Stanton by Dale financial advisors, Breaston financial advisors, Clifton financial advisors and more.

Long Eaton Financial Advice Services

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Financial Advice Enquiries in Long Eaton Derbyshire (0115)
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Financial Advisors Around Long Eaton: In Wyvern Avenue, Maldon Close, Acton Grove, Acton Street, Leicester Street, Milton Street, Co-operative Street, Victory Close, Rush Leys, Oakley's Road West, Sidney Street, Trafalgar Road, Tamworth Road, Acton Close, Fair Lea Close, Nelson Street, Cobden Street, Holland Meadow, Brook Close, Bakewell Road, Fosbrooke Drive, Kirkewhite Avenue, Neale Street, Ludford Close, Stamford Close, Edge Hill Court, Gladstone Street, as well as these Long Eaton area postcodes: NG10 1EP, NG10 1JW, NG10 1DD, NG10 1AP, NG10 1FD, NG10 1EE, NG10 1NR, NG10 1GQ, NG10 1DB, DE72 3BG, people have recently needed financial advice.

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To read local Long Eaton information go here

Independent financial advisor in NG10 area, phone code 0115.

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