Financial Advisor Oxford

Oxford Independent Financial Advice & Investment

Financial Advisor Oxford Oxfordshire (OX1): Finding a good independent financial advisor in the Oxford area can be a daunting experience, in particular if you're needing financial advice for the first time. Whether you're looking for investment, mortgage, pensions or even insurance advice, all professional financial advisors are bound by one simple rule; they must all adhere to the regulations set by the FCA (Financial Conduct Authority). This comes with some guarantees, thus after taking advice from a FCA approved financial advisor in Oxford, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go wrong.

Free Oxford Financial Advisor Quotes

A decent starting place in choosing a financial advisor in Oxford could be family and friends, but bear in mind that the type of advice you're looking for could be different to theirs. Every financial advisor is not suitable for everybody, and any advice they provide needs to be adapted to your unique situation. It is wise to talk with at least three different companies when you are selecting a financial advisor, since this is a major decision, and you need to find one that you feel comfortable with and can trust, and also check out the various options they can provide.

Financial Advisor Oxford Oxfordshire (OX1)

When it comes to picking a financial advisor in Oxford, there are essentially 2 principal types; independent financial advisors and restricted advisors. An IFA will not be confined to a single company's products and services. Independent financial advice must cover the whole gamut of financial companies and products, and must be offered in an impartial way. This will allow you to pick from the widest possible range of services to meet your needs. A restricted advisor might be tied to services and products from a single provider, or might even focus on a specific product, as in the case of a mortgage advisor.

The FCA requires that any financial advisor must discuss their charges with you, before accepting you as a client. In accordance with the type of product you're looking for, you could be charged a set fee, by the hour or possibly even a slice of your investment. To allow you to discuss your objectives and see if the advisor is the proper choice for your situation, you could be offered a free preliminary consultation. In some bigger Oxford firms, you could find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Oxford UK (01865)

You'll be asked to fill out a "Fact Find" document, which is a confidential disclosure form relating your financial situation and aims to the advising firm. You'll also be handed an Initial Disclosure Document, or Key Facts Document, which provides details about the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial sector. Your own rights should also be set out in this document, in addition to the possible options you can take if you want to complain because you are not happy with the service provided. It must be typed out in plain language and describe what you are signing up for, and any potential risks and benefits that exist if you opt to accept the advice offered. The Key Facts Document must also tell you about the allowed cooling-off period. This enables you to cancel the contract with your financial advisor within a certain period of time, and whenever any penalties are incurred.

When speaking with the financial advisor for the first time ensure that you check their qualifications and experience. After all you are on the verge of entrusting your financial wellbeing to their expertise, so you should never be embarrassed about asking these questions. All Oxford financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. When checking the Financial Services Register, don't stress if your specific financial advisor's name doesn't show up on there; you will probably locate the company name, and that means the legislation covers all of their staff. If these can't be presented the person may still offer financial guidance rather than advice. Guidance is somewhat different to advice as it isn't regulated in the same way, and if financial mistakes occur there will likely be no recourse to the client.

Financial Advisor Quotes in Oxford Oxfordshire

If you're looking for advice on investments you'll be asked about the amount of risk you're comfortable with. High risk investments may potentially offer better rewards, however some or all of your funds could be lost. In order to get the most beneficial financial and investment advice, your savings aims will have to be taken into account, i.e. long or short term investments, how much you have to invest and how quickly you need to access your funds. You must invariably ask yourself the one vital question, how much money can you truly afford to lose. Generally referred to as your capacity for loss, this will very likely have an effect on products and services that you are offered.

Financial Advice Near Oxford Oxfordshire

You should let your financial advisor know about your current mortgages, investments, personal savings or regular payments. To make certain that you get the best advice for you, they need to have a full and clear picture of your finances. Good financial advice should include diversifying your savings and investments by spreading the risk load across a range of different products. With an understanding of the best areas to consider, a qualified financial advisor will focus attention on products that most closely match your financial circumstances and goals.

Communicating in the clearest possible way, your financial advisor will open up the multifaceted world of investment and finance. This will permit you to compare services and products which meet your needs, and come to an informed decision. If you're environmentally minded, you could ask your financial advisor to stick to ethical savings and investments. You can then keep away from businesses that firms meet your requirements, and instead lend your support to those organisations and firms that address your concerns, for instance renewable energy or zero carbon.

It isn't always easy to work closely with a financial advisor in Oxford without this affecting your work day and other responsibilities. One-on-one meetings can be supplemented with phone calls and video conferencing to enable you to seek advice at a time to suit you. A competent financial advice company in Oxford will have stringent measures in force to keep your details secure and confidential, even if you rarely have a one-to-one meeting with your personal advisor, because remote and home working is no longer unusual.


The value of your investments can fall as well as rise, and this is something that you must always remember. If it happens that your investment fails to make the amount of money you were hoping for, it can be a very stressful and frustrating time. Your investment having a downward trend isn't a recognised basis for complaint, unless your advisor has given you misleading or wrong information.

Independent Financial Advisor Near Oxford (OX1)

The company's complaints procedure should be the place to start with any disputes, and the Key Facts Document will explain this. If the issue is unsolved within the time stipulated by the regulating body, and your advisor is registered with the Financial Conduct Authority, you can contact the Financial Ombudsman.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is found to be justified, a decision will be made on how to financially compensate the client. This will become legally binding as soon as it has been agreed on by the customer, and the financial advisor and their company must comply with the decision. Any compensation as set out by the Financial Ombudsman will also account for any trouble, upset, distress and inconvenience caused to the client during the process.

Book a Financial Advisor in Oxford UK

Financial advice can be provided in Oxford and also in nearby places like: Risinghurst, Cowley, Littlemore, Cumnor, Chawley, Wolvercote, Sunningwell, Iffley, Headington, Barton, Eynsham, Wytham, Garsington, Summertown, Kennington, Sandford, Osney, Whitecross, Marston, together with these postcodes OX1 1NS, OX1 1JN, OX1 1JB, OX1 1HQ, OX1 1RA, OX1 1BP, OX1 1PE, OX1 1EP, OX1 1AS, OX1 1GD. Local Oxford financial advisors will probably have the telephone code 01865 and the postcode OX1.

Oxford Financial Advice Services

Financial Advice Tasks Oxford

There are a number of different services which are provided by your local Oxford financial advisor including offshore investments in Oxford, financial advice services, cheap financial advice Oxford, pension planning, independent financial advice Oxford, business financial planning in Oxford, corporate bonds in Oxford, pension transfer advice, cashflow analysis, tax financial planning, pension reviews, stakeholder pensions Oxford, investment bonds Oxford, will writing services, income protection, cash flow modelling, portfolio management Oxford, equity release Oxford, trustee investment services in Oxford, ISA's Oxford, life assurance, unit trusts, pension advice, wealth management & investments, divorce financial planning, and lots more.

Financial Advice Enquiries Oxfordshire

Financial Advice Enquiries Oxfordshire

Recent Oxfordshire financial advice enquiries: Emilee Rowland and Tom Rowland from Faringdon recently enquired about financial planning. Junior Moreno and Melody Moreno from Blewbury recently enquired about family income benefit. Leighton and Aairah Redmond from Aston Rowant recently enquired about offshore investments. Daisy-Mae and Ashton Reilly from Begbroke, Oxfordshire recently asked for information on pensions. Fynn Boyd from Clanfield, Oxfordshire recently enquired about investment advice. Indiana and Elspeth Kirby from Woodcote recently asked for information on offshore investments. Zoey and Noel Court from Chalgrove, Oxfordshire recently asked for information on financial planning. Brooke Lightfoot from Chipping Norton, Oxfordshire recently asked for information on financial planning.


Financial Advisors Near Oxford

Also find: Risinghurst financial advisors, Marston financial advisors, Wytham financial advisors, Summertown financial advisors, Cowley financial advisors, Barton financial advisors, Sunningwell financial advisors, Eynsham financial advisors, Wolvercote financial advisors, Cumnor financial advisors, Garsington financial advisors, Iffley financial advisors, Sandford financial advisors, Osney financial advisors, Headington financial advisors, Chawley financial advisors, Kennington financial advisors, Whitecross financial advisors, Littlemore financial advisors and more.

Oxford Financial Advice Services

Find a Financial Advisor in Oxford Here
Financial Advice Enquiries in Oxford Oxfordshire (01865)
  • Oxford Life Insurance Advice
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  • Oxford Mortgage Advice

More Oxford Services: Not surprisingly, when you're looking at your finances in Oxford, Oxfordshire, you'll likely need all types of different services and apart from a financial advisor in Oxford, Oxfordshire, you may also need accounting in Oxford, family lawyers in Oxford, estate planning in Oxford, property law & conveyancing in Oxford, business consulting in Oxford, solicitors in Oxford, contracts lawyers in Oxford, tax preparation in Oxford, mortgage brokers in Oxford, wills & probate in Oxford, business financial planning in Oxford, banruptcy lawyers in Oxford, debt recovery & collection in Oxford, payroll services in Oxford, investment advisors in Oxford, bookkeepers in Oxford, mortgage advice in Oxford, and other different Oxford experts.

Financial Advisors Around Oxford: People who live in the following streets and areas have just recently requested financial advice - The Old Green, Benson Place, Crabtree Road, Belbroughton Road, Cardwell Crescent, Batten Place, Boswell Road, Collinwood Close, Bhandari Close, Circus Street, The Cross, Cleaver Square, Cricket Road, Anne Greenwood Close, Bannister Close, Church Cowley Road, Alan Bullock Close, Deer Walk, Badger Lane, Stone Close, Beckley Road, Amory Close, Abbey Road, The Ridings, The Glebe, Bishops Wood, Bowness Avenue, David Walter Close, Tawney Street, The Link, as well as the following local Oxford postcodes: OX1 1NS, OX1 1JN, OX1 1JB, OX1 1HQ, OX1 1RA, OX1 1BP, OX1 1PE, OX1 1EP, OX1 1AS, OX1 1GD.

Financial Advisor Jobs Oxford: See financial adviser jobs near Oxford here: General Financial Advisor Jobs

To find local info about Oxford, Oxfordshire take a look here

More Oxfordshire Financial Advisors: More Oxfordshire financial advisors: Banbury, Carterton, Witney, Oxford, Didcot, Abingdon, Kidlington and Bicester.

Independent financial advisor in OX1 area, phone code 01865.

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