Financial Advisor Rothwell

Rothwell Independent Financial Advice & Investment

Financial Advisor Rothwell West Yorkshire (NN14): If you're in search of financial advice for the very first time, trying to locate a decent financial advisor advisor in Rothwell can be an intimidating experience. Whether you are looking for mortgage, pension, investments or even insurance guidance, all professional financial advisors have one thing in common; they all have to follow the regulations set by the FCA (Financial Conduct Authority). The advantage of this is that should a financial advisor who is FCA approved give you poor advice, and anything goes wrong, you have guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Rothwell Financial Advisor Quotes

A decent starting place in choosing a financial advisor in Rothwell can be friends and neighbours, but keep in mind that the type of advice you're searching for might be somewhat different to theirs. Not every financial advisor is suitable for everyone, and any advice they provide needs to be tailored to your specific circumstances. Picking the right financial advisor is crucial and it is a good idea to speak with at least 3 different companies so as to explore the options they offer, and to find one that you can trust and feel comfortable with.

Financial Advisor Rothwell West Yorkshire (NN14)

There are 2 main kinds of financial advisor in Rothwell; independent financial advisors (IFA) and restricted advisors. An IFA should not be confined to the products and services of a single company. Covering the whole gamut of financial companies and products, independent financial advice must be given in an unbiased and impartial way to clients. Using an independent financial advisor should allow you to choose from the broadest possible array of products. A restricted financial advisor might be tied to products and services from a single firm, or might even focus on just one product, as in the case of a mortgage advisor.

Before any Rothwell financial advisor takes you on as a client, they are required by the Financial Conduct Authority to be transparent about their charges. Although it can vary contingent on the kind of service you are interested in, there may be a set fee, an hourly rate, or you might even be charged a specific percentage of what you are investing. To enable you to discuss your objectives and find out if the advisor is the proper choice for your circumstances, you could be offered the chance of a free initial consultation. Your account might be managed by a team rather than a single advisor, if you choose to go with one of the bigger firms in Rothwell.

Financial Advisors Rothwell UK (0113)

Before any advice is handed out you'll have to complete a confidential disclosure form, called a "Fact Find" document, which tells the advising company about your aims and financial situation. To provide details of the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial market, you'll also be given an Initial Disclosure Document, or Key Facts Document. If you aren't satisfied with the service, and wish to submit a complaint, this document should also lay down your own legal rights and the possible options you can take. It has to be written in plain language and detail what you're committing yourself to, and any potential benefits and risks that exist if you elect to take the advice offered. The cooling-off period should also be fully explained in this document. This enables you to change your mind within a specific time period, and cancel your contract with the financial advisor.

The very first time you're talking to your financial advisor you need to check what qualifications and experience they've got. You should not be self-conscious about asking such questions, after all you are just about to entrust your long-term financial wellbeing to their expertise. A Level 4 qualification in financial advice is the minimum qualification for any Rothwell financial advisor, and they must also be able to present you with an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't panic if your advisor's name does not show up on there; you will probably locate the company name, and this means that the regulations covers all of their employees. If these cannot be provided the individual can still offer financial guidance as opposed to advice. In terms of finance guidance is different to advice and isn't regulated in the same way. Therefore there is no recourse for the client if errors are made.

Financial Advisor Quotes in Rothwell West Yorkshire

If it's investing money that you are interested in, the advisor will ask you about the level of risk you are willing and able to take with your hard-earned money. Substantial rewards could be possible with high risk investments, but you could also lose all or some of your cash. Your savings objectives must be considered if decent investment and financial advice is to be given, i.e. how rapidly you need to access your money, how much you have to invest and short or long term investments. One question you should ask of yourself, which is usually neglected, is how much you can afford to lose. This may well influence the products and services that could be offered for your consideration, and is known as your 'capacity for loss'.

Financial Advice Near Rothwell West Yorkshire

If you already have any current investments, mortgage loans, savings or regular payments, you should tell your financial advisor about these. This will provide a full and clear picture of your financial circumstances, without which the advice given might not be the most appropriate for you. Spreading the risk across a number of different products by diversifying your savings and investments, is something that good quality financial advice should embrace. Having a knowledge of the best areas to consider, a certified financial advisor will favour products that match your goals and financial situation.

Communicating in the clearest possible way, your financial advisor will unveil the multifaceted world of investment and finance. After learning about the various services and products that meet your needs, you should be able to make an informed and intelligent decision. If environmental issues are at the forefront of your mind, you could maybe ask that ethical investment and savings schemes take top priority. This allows you to lend support to firms and organisations that match your concerns, i.e. zero carbon or green energy, or perhaps staying away from corporations that don't meet your criteria.

Working together with a financial advisor in Rothwell can be difficult to manage around work and other commitments. This can be alleviated by supplementing face-to-face appointments with video conferencing and phone calls, thus enabling you to get the advice you need at a convenient time. Even if you hardly ever have a face-to-face meeting with your advisor, any professional financial advice provider in Rothwell will have stringent measures in force to ensure your details are kept secure and confidential, because home and remote working is now so common.


You need to bear in mind that the financial sector can be a volatile one, and investment values can just as easily fall as well as rise. If it happens that your investment isn't making as much money as you hoped for, it can be an extremely disheartening and stressful time. Regrettably, a downward spiraling of your investment is not seen as a cause for complaint, except if it is due to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Rothwell (NN14)

The company's complaints procedure should be the place to start with any disputes, and the Key Facts Document will discuss this. If the issue is unresolved within the timeframe set by the regulating authority, and the advisor is registered with the Financial Conduct Authority, you can contact the Financial Ombudsman.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is justified, a decision will be made on how to financially compensate the customer. The advisor and their company must abide by any decision that's made, which becomes legally binding once the client has agreed to it. Any hassle, annoyance, inconvenience and distress caused to the client during the situation, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Rothwell UK

Financial advice can be provided in Rothwell and also nearby in: Belle Isle, Woodlesford, Robin Hood, Swillington, Carlton, Oulton, Morley, Leeds, Lofthouse, Halton, Methley, Wakefield, Choley Hill, Stanley, Thorpe on the Hill, together with these postcodes LS26 0HN, LS26 0EX, LS26 0HZ, LS26 0BR, LS26 0NJ, LS26 0JX, LS26 0JG, LS26 0NE, LS26 0AY, LS26 0BN. Locally based Rothwell financial advisors will most likely have the telephone code 0113 and the postcode NN14. Click on the "enquiry" banner to get information on financial advisors in your area.

Rothwell Financial Advice Services

Financial Advice Tasks Rothwell

There is a variety of services that can be provided by your local Rothwell financial advisor including ISA's, investment advice, tax planning Rothwell, divorce planning, independent financial advice in Rothwell, annuity purchase, inheritance tax planning, annuities, personal financial planning in Rothwell, business financial planning in Rothwell, general financial planning, investment bonds in Rothwell, portfolio management, offshore investment advice in Rothwell, long term care fee planning, mortgage financial planning, mutual funds, cash flow modelling, pension transfer advice, pension reviews in Rothwell, trusts in Rothwell, bridging finance, financial advice services, will writing services Rothwell, wealth management & investments in Rothwell, and more.

West Yorkshire Financial Advice Enquiries

Financial Advice Enquiries West Yorkshire

The latest West Yorkshire financial advice enquiries: Joseph Blythe from Netherthong, West Yorkshire recently enquired about financial planning. Destiny and Olivier Walker from Boston Spa recently asked for information on financial planning. Esme Hastings and Darren Hastings from Rothwell recently enquired about life assurance. Iona Laing and Mathew Laing from Middlestown, West Yorkshire recently asked for information on life assurance. Orion Horner and Karolina Horner from Cross Roads, West Yorkshire recently enquired about investment bonds. Kieran and Amara Blythe from Emley, West Yorkshire recently asked for information on equity release. Andy Crocker and Amy Crocker from Lightcliffe, West Yorkshire recently asked for information on financial planning. Julian Exley and Ellie-May Exley from Harewood recently asked for information on life assurance.

The Daily Duties for a Financial Advisor

  • Keeping a record of clients and transactions.
  • Working in collaboration with peers to collect trends, market information and statistics.
  • Providing consultation, counselling and education regarding finances and investments.
  • Recommending the best-suited financial products to clients.
  • Speaking with clients regarding their plans and finances.
  • Keeping fully up to date with new financial products and regulation changes.
  • Meeting performance and sales targets.
  • Negotiating with financial product providers.
  • Producing detailed financial reports.
  • Continually updating customers about their investments.

Financial Advisors Near Rothwell

Also find: Robin Hood financial advisors, Belle Isle financial advisors, Wakefield financial advisors, Stanley financial advisors, Thorpe on the Hill financial advisors, Choley Hill financial advisors, Lofthouse financial advisors, Leeds financial advisors, Woodlesford financial advisors, Halton financial advisors, Swillington financial advisors, Morley financial advisors, Carlton financial advisors, Methley financial advisors, Oulton financial advisors and more.

Rothwell Financial Advice Services

Find a Financial Advisor in Rothwell Here
Financial Advice Enquiries in Rothwell West Yorkshire (0113)
  • Rothwell Wealth Management
  • Rothwell Mortgage Advice
  • Rothwell Investment Advice
  • Rothwell Financial Advice Quotations
  • Rothwell Estate Planning
  • Rothwell Trustee Investments
  • Rothwell Financial Services
  • Rothwell Cashflow Analysis
  • Rothwell Retirement Planning
  • Rothwell Financial Advice
  • Rothwell Life Insurance Advice
  • Rothwell Corporate Financial Planning
  • Rothwell Cheap Financial Advice
  • Rothwell Inheritance Advice

Financial Advisors Around Rothwell: In Rona Croft, Leadwell Lane, Home Lea Drive, Juniper Avenue, Fernlea, New Windsor Drive, Ashleigh Gardens, Ouzlewell Green, White Street, Seventh Avenue, St George's Avenue, All Saint's Road, Wood Crescent, Manor Road, Hopefield View, Mowbray Chase, Back Haigh Street, Queensway, Oakwood Drive, Knightscroft Avenue, Thorne Grove, St John's Street, Islay Close, Oulton Drive, Farrer Lane, Robin's Grove, Yew Tree Drive, Ogilby Mews, Parkways Court, as well as these Rothwell area postcodes: LS26 0HN, LS26 0EX, LS26 0HZ, LS26 0BR, LS26 0NJ, LS26 0JX, LS26 0JG, LS26 0NE, LS26 0AY, LS26 0BN, folks have just recently needed financial and investment advice.

More Rothwell Services: Needless to say, when you happen to be looking at your finances in Rothwell, West Yorkshire, you'll probably need all types of different services and together with a financial advisor in Rothwell, West Yorkshire, you could additionally need family lawyers in Rothwell, bookkeeping in Rothwell, property law & conveyancing in Rothwell, wills & probate in Rothwell, tax preparation in Rothwell, banruptcy lawyers in Rothwell, business financial planning in Rothwell, debt recovery & collection in Rothwell, mortgage brokers in Rothwell, solicitors in Rothwell, payroll services in Rothwell, accountants in Rothwell, investment advisors in Rothwell, estate planning in Rothwell, contracts lawyers in Rothwell, mortgage advice in Rothwell, business consulting in Rothwell, and other different Rothwell experts.

To obtain local Rothwell info take a look here

Independent financial advisor in NN14 area, phone code 0113.

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(This financial advisor Rothwell article was edited and updated on 06-05-2022)