Financial Advisor Keighley

Keighley Independent Financial Advice & Investment

Financial Advisor Keighley West Yorkshire (BD20): It can be a challenging experience trying to locate a good financial advisor advisor in Keighley, particularly if it's the very first time that you're needing financial advice. Nevertheless, all financial advisors are bound by one simple rule; they must all follow the regulations set by the Financial Conduct Authority, regardless of whether you are searching for mortgage, pension, investment or even insurance guidance. This comes with various guarantees, therefore after getting advice from a FCA certified financial advisor in Keighley, you can seek recompense from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go wrong.

Free Keighley Financial Advisor Quotes

A good starting point in choosing a financial advisor in Keighley could be friends and relatives, but remember that the sort of advice you are searching for may be significantly different to theirs. Not every financial advisor is suitable for everyone, and their advice should be adapted to your particular circumstances. Picking the right financial advisor is vital and it is wise to talk with at least 3 different firms so as to explore the various options they offer, and to find one you feel comfortable with and can trust.

Financial Advisor Keighley West Yorkshire (BD20)

There are two main kinds of financial advisor in Keighley; independent financial advisors (IFA) and restricted advisors. Offering a wide range of options, an IFA won't be confined to a single company's products or services. Independent financial advice must cover the whole gamut of financial products and companies, and should be offered in an impartial way. If you decide to use an IFA, you will be able to pick from the broadest possible array of products, in order to find the perfect solution for your needs. If you use a restricted financial advisor you will find that they might be restricted to services and products of a single provider, or as with a mortgage advisor, will only be involved with one product.

The Financial Conduct Authority demands that any financial advisor in Keighley must be fully transparent with you about their charges, before taking you on as a client. You might be charged a set fee, by the hour or maybe even a specific percentage of your investment value, in accordance with product you're interested in. A free preliminary consultation may be offered, so that you can discuss your aims and situation to see if the advisor is the right fit. If you go with one of the larger Keighley firms, your account might be looked after by a team of advisors rather than just one individual.

Financial Advisors Keighley UK (01535)

Before any advice is handed out you'll be required to fill in a confidential disclosure form, known as a "Fact Find" document, which tells the advising firm about your objectives and financial situation. You'll also be handed a Key Facts Document, or Initial Disclosure Document, which provides you with information regarding the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial market. Your legal rights will also be laid out in this document, together with the options you can take if you wish to submit a complaint because you aren't happy with the service provided. It has to be easy to understand, written in plain English, and describe exactly what you're signing up for, together with the risks and benefits of going along with the advice. The allowed cooling-off period should also be spelled out in this Key Facts Document. This allows you to have a change of heart within a certain period of time, and cancel the contract with your financial advisor.

The first time you are talking to the financial advisor you'll want to check what qualifications and experience they've got. You shouldn't be embarrassed about asking such questions, after all you are just about to entrust your financial future to their expertise. All financial advisors in Keighley must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. If the advisor's name doesn't appear on the Financial Services Register, you shouldn't freak out, the company the advisor works for should be found on the register and their advisors will be covered by the regulations. The individual may still offer financial guidance instead of advice, if these cannot be provided. Guidance is somewhat different to advice as it is not regulated, and if mistakes occur there may be no recourse to either party.

Financial Advisor Quotes in Keighley West Yorkshire

If you're seeking advice on investing money you'll be asked the amount of risk you are comfortable with. Most investments carry some element of risk, but higher risk investments could offer larger rewards, but also more chance of losing your funds. In order to get the most effective financial and investment advice, your savings aims must be considered, i.e. short or long term investments, how much cash you want to invest and how rapidly you need access to your funds. The one question that you should ask yourself, which is usually neglected, is how much money you can afford to lose. This is generally referred to as your capacity for loss and could affect the products and services that are offered to you.

Financial Advice Near Keighley West Yorkshire

You should let your financial advisor know about your current regular outgoing payments, investments, personal savings or mortgage loans. This will provide a clear and full picture of your financial circumstances, without which the advice you are given will most likely not be the most appropriate for you. Spreading the risk across a number of different products by diversifying your investments and savings, is something that sound financial advice should embrace. In order to mirror your goals and financial circumstances, a seasoned financial advisor in Keighley will have the knowledge of the best products to consider.

Your financial advisor will try to communicate in as much plain speech as possible, to throw open the complex world of finance. This will permit you to compare services and products which match your needs, and come to an informed decision. If you're mind is firmly on the environment, you could perhaps ask your advisor to stick to ethical investments and savings. You can then avoid corporations that investments meet your standards, and instead support those organisations and companies that match your concerns, for example zero carbon or renewable energy.

It can prove hard to manage work and other obligations around a close working relationship with your financial advisor in Keighley. Face-to-face meetings can be backed up with telephone and video conferencing to enable you to seek advice at a time to suit you. Home and remote working is now so common, and an experienced financial advice company in Keighley will have stringent measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your personal advisor.


Investments can go down as well as up, as the financial world can be unpredictable. If it happens that your investment fails to make as much money as you hoped for, it can be a very demoralising and stressful time. Your investment having a downward trend isn't a recognised grounds for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Keighley (BD20)

As detailed in the Key Facts Document, any disputes should begin with the firm's official complaints procedure. You can let the Financial Ombudsman know about the situation if it is unsolved within the time set out by the regulating authority, and the financial advisor is a member of the FCA.

The Financial Ombudsman will make a ruling after independently reviewing the cause for complaint. A decision will be made on how to financially compensate the customer, if the complaint is upheld. This will become a legally binding decision once it has been accepted by the customer, and the advisor and their company must comply with the decision. Any compensation fixed by the Financial Ombudsman will also account for any hassle, inconvenience, distress and annoyance caused to the client during the situation.

Book a Financial Advisor in Keighley UK

Financial advice can be provided in Keighley and also in nearby places like: East Morton, Utley, Leeds, Thwaites, West Morton, Thwaites Brow, Low Utley, Micklethwaite, Crossflats, Riddlesden, Harden, Braithwaite, Sandbeds, Damside, and in these postcodes BD20 6BQ, BD20 6LJ, BD20 6AJ, BD20 9XB, BD20 6JL, BD20 6HB, BD20 6JF, BD20 6BH, BD20 6AH, BD20 5WY. Locally based Keighley financial advisors will most likely have the postcode BD20 and the telephone dialling code 01535. Simply click the "enquiry" banner to get specifics of financial advisors in your area.

Necessary Skills for a Financial Advisor

  • To have excellent IT skills.
  • To be able to network and establish solid relationships with clients.
  • To have active interpersonal and listening skills.
  • Effective business management skills for the negotiation of product prices.
  • To be good at selling financial services and products.
  • Good skills in customer service for determining customer requirements.
  • To be thorough and pay attention to detail.
  • An excellent understanding and knowledge of accounting and economics associated with financial products and markets.
  • To be goal driven.
  • Good skills in verbal communication.
  • A good level of math knowledge for building financial packages.

Keighley Financial Advice Services

Financial Advice Tasks Keighley

There is a wide range of services which are provided by your local Keighley financial advisor including life insurance, pension advice, equity release, tax advice in Keighley, pension consolidation advice, income protection advice, trustee investment services Keighley, corporate bonds, financial services, mortgage advice Keighley, bridging finance, life assurance, financial analyst services, pension plans Keighley, business financial planning, independent financial advice Keighley, trusts Keighley, offshore investments, wealth management & investments in Keighley, financial planning, investment advice Keighley, inheritance tax planning Keighley, ethical investments Keighley, long term care fee planning in Keighley, portfolio management, and more.


Financial Advisors Near Keighley

Also find: Thwaites financial advisors, Sandbeds financial advisors, Low Utley financial advisors, Braithwaite financial advisors, West Morton financial advisors, East Morton financial advisors, Crossflats financial advisors, Thwaites Brow financial advisors, Damside financial advisors, Leeds financial advisors, Riddlesden financial advisors, Harden financial advisors, Micklethwaite financial advisors, Utley financial advisors and more.

Keighley Financial Advice Services

Find a Financial Advisor in Keighley Here
Financial Advice Enquiries in Keighley West Yorkshire (01535)
  • Keighley Inheritance Advice
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Financial Advisors Around Keighley: Financial advice has recently been provided in the following Keighley streets - Belton Road, Silverdale Avenue, Beatrice Street, Towngate, Bocking, Apsley Street, Aire Valley Close, Boland Court, Birchwood Avenue, Broomhill Drive, Banklands Avenue, Castle Road, Alkincote Street, Chapel Street, Broomfield Street, Thornber Grove, Cliffe Terrace, Cornwall Avenue, The Old Joinery, Broomfield Place, Bogthorn, College Road, Thwaites Brow Road, Station View, Thomas Street, Tarn Court, Bank Lane, Cross Farm Court, Daisy Croft, as well as the following local Keighley postcodes: BD20 6BQ, BD20 6LJ, BD20 6AJ, BD20 9XB, BD20 6JL, BD20 6HB, BD20 6JF, BD20 6BH, BD20 6AH, BD20 5WY.

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To find out local info relating to Keighley, West Yorkshire take a look here

Independent financial advisor in BD20 area, telephone code 01535.

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