Financial Advisor Bournemouth

Bournemouth Independent Financial Advice & Investment

Financial Advisor Bournemouth Dorset (BH1): If you are in search of financial advice for the very first time, trying to find a first-rate financial advisor advisor in Bournemouth can be a daunting experience. Whether you are looking for pension, mortgage, investment or even insurance guidance, all qualified financial advisors have one thing in common; they all have to observe the regulations laid down by the Financial Conduct Authority. Any advice given by a FCA authorised financial advisor in Bournemouth comes with certain guarantees that if anything should go awry, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Bournemouth Financial Advisor Quotes

Friends and family recommendations can be a good starting point in picking a financial advisor in Bournemouth, but bear in mind that their circumstances might be different to the type of advice you're looking for. Financial advice should be individually tailored to your particular situation, and you'll discover that certain financial advisors may not be appropriate for your requirements. It is wise to speak with at least three different firms when you are considering a financial advisor, since this is a big decision, and you need to find one that you feel comfortable with and can trust, and check out the various options they offer.

Financial Advisor Bournemouth Dorset (BH1)

There are two main types of financial advisor in Bournemouth; independent financial advisors and restricted advisors. Offering a broader range of options, an IFA should not be confined to the products and services of a single provider. Independent financial advice must cover the entire gamut of financial companies and products, and should be offered in an impartial way. If you opt to use an independent financial advisor, you'll be able to pick from the widest possible array of services, so as to find the perfect solution for you. A restricted advisor might be tied to products and services from a specific firm, or might even concentrate on one particular product, as you might find with a mortgage advisor.

Before accepting you as a client, any financial advisor must be fully transparent with you about their charges, as required by the FCA. Based on the kind of services you're looking for, you could be charged a set fee, by the hour or possibly even a specific percentage of your investment. To allow you to discuss your goals and find out if the advisor is a right fit for you and your circumstances, a free preliminary consultation may be offered. Your account could be managed by a team rather than one individual advisor, if you opt to use one of the bigger Bournemouth companies.

Financial Advisors Bournemouth UK (01202)

To outline your goals and financial situation to the advising firm, you will be asked to fill in a "Fact Find" document, which is a confidential disclosure form. A Key Facts or Initial Disclosure Document will also be handed to you, to provide details of the financial advisors themselves, explaining their range of permissions in the financial arena and their status to offer restricted or independent advice. Your legal rights will also be spelled out in this document, in addition to your options if you want to make a complaint because you aren't happy with the service you are given. It must be written in plain English and outline what you are signing up for, and any possible benefits and risks that exist if you decide to go along with the advice offered. You'll find the level of cooling-off period in this document. Within a specific period of time, this permits you to cancel your agreement.

When talking with the financial advisor the very first time ensure that you check their experience and qualifications. After all you are just about to entrust your financial future to their expertise, so you must not be self-conscious about asking these questions. A Level 4 qualification in financial advice is the minimum required qualification for any financial advisor in Bournemouth, and they also have to be able to show an annual Statement of Professional Standing. If the advisor's name does not show up on the Financial Services Register, don't panic, the firm the advisor works for will almost certainly be on the register and their advisors will be covered by the regulations. If these can't be provided the individual can still offer financial guidance instead of advice. In terms of finance guidance differs to advice and isn't regulated. Therefore there's no recourse for the client if financial errors are made.

Financial Advisor Quotes in Bournemouth Dorset

If it's investing money that you are interested in, the advisor will enquire about the level of risk you might be willing and able to accept with your hard-earned money. Substantial rewards might be possible with higher risk investments, but you stand a greater chance of losing all or some of your capital. In order to get the very best investment and financial advice, your savings goals will need to be given careful consideration, i.e. how rapidly you need to access your funds, long or short term investments and how much you have to invest. The one question that you should ask yourself, which is often ignored, is just how much you can afford to lose. Generally referred to as your 'capacity for loss', this will very likely have an effect on products and services that you're offered.

Financial Advice Near Bournemouth Dorset

If you already have any current regular outgoing payments, mortgage loans, investments or savings, you must tell your financial advisor about these. To ensure that you receive the most appropriate advice for you, they need to have a full and clear picture of your finances. Diversifying your investments and savings by spreading the risk load across different products, is a crucial part of sound financial advice. So as to reflect your goals and financial circumstances, a certified financial advisor in Bournemouth will have the knowledge of the best areas to consider.

A financial advisor will unmask the multifaceted world of finance, and try to speak in as plain a speech as possible. This will allow you to compare products and services that match your needs, and come to an informed decision. You could ask your financial advisor only to choose ethical savings and investments. You can then keep away from businesses that investments meet your standards, but instead lend your support to those businesses and firms that address your concerns, for example zero carbon or renewable energy.

Establishing a close working relationship with your financial advisor in Bournemouth could create problems with your work life and other commitments. To enable you to seek advice at times that suit you, one-on-one meetings can be supplemented with telephone calls and video conferencing. Even if you hardly ever have an in-person meeting with your advisor, any experienced financial advice firm in Bournemouth will have strict measures in force to keep your details secure and confidential, because working from home and remote working is now a large part of our society.


Investments can be an unpredictable area, and values can fall as well as rise. It can be quite worrying and demoralising if your investment isn't making the amount of money you hoped for. A downward trend in your investment isn't a recognised grounds for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Bournemouth (BH1)

Any complaints should start out with the company's official complaints procedure as indicated in the Key Facts Document. If your financial advisor is a member of the FCA, you can let the Financial Ombudsman know about the problem if it is unresolved within the time-frame laid down by the regulating authority.

After reviewing the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is found to be justified, a decision will be made on how to rectify or financially compensate the client. The advisor and their firm must comply with any ruling that's made, which becomes a legally binding decision once the client has agreed to it. Any compensation laid down by the Ombudsman will also account for any inconvenience, upset, trouble and distress caused to the client during the process.

Book a Financial Advisor in Bournemouth UK

Financial advice can be provided in Bournemouth and also in nearby places like: Canford Cliffs, Queens Park, Northbourne, Broadstone, Boscombe, Kinson, Canford Magna, Westbourne, Hampreston, Branksome Park, Southbourne, Winton, Christchurch, Parkstone, Hurn, Moordown, and in these postcodes BH1 2LD, BH1 2LY, BH1 1JJ, BH1 1HS, BH1 1PA, BH1 2NP, BH1 1AA, BH1 1JD, BH1 1JL, BH1 1JP. Local Bournemouth financial advisors will likely have the phone code 01202 and the postcode BH1.

Bournemouth Financial Advice Services

Financial Advice Tasks Bournemouth

There is a variety of services which are provided by your local Bournemouth financial advisor including annuity purchases Bournemouth, unit trusts, financial analyst services, ethical investments in Bournemouth, pension reviews Bournemouth, cash flow modelling, independent financial advice, inheritance tax planning Bournemouth, will writing services in Bournemouth, pension planning, mortgage advice in Bournemouth, pension planning in Bournemouth, long term care fee advice, pension drawdowns, stakeholder pension advice, corporate financial planning in Bournemouth, pension transfers in Bournemouth, mutual funds in Bournemouth, cashflow analysis, portfolio management, investment planning, general financial planning in Bournemouth, financial advice services, income protection advice, retirement planning Bournemouth, and lots more.

Necessary Skills to be a Financial Advisor

  • A thorough understanding of accounting and economics with regard to financial products and markets.
  • To have good time management skills.
  • To have attentive interpersonal and listening skills.
  • To be good at promoting financial services and products.
  • To have the ability to network and build solid relationships with clients.
  • To have good IT skills.
  • To pay attention to detail and be thorough.
  • Excellent management skills for negotiating product prices.
  • An excellent level of numeracy for creating financial packages.
  • Outstanding skills in verbal communication.
  • Good skills in customer service for establishing customer requirements.

Financial Advisors Near Bournemouth

Also find: Canford Cliffs financial advisors, Northbourne financial advisors, Hampreston financial advisors, Broadstone financial advisors, Parkstone financial advisors, Winton financial advisors, Southbourne financial advisors, Hurn financial advisors, Canford Magna financial advisors, Queens Park financial advisors, Kinson financial advisors, Christchurch financial advisors, Moordown financial advisors, Boscombe financial advisors, Branksome Park financial advisors, Westbourne financial advisors and more.

Bournemouth Financial Advice Services

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Financial Advice Enquiries in Bournemouth Dorset (01202)
  • Bournemouth Trustee Investments
  • Bournemouth Tax Advice
  • Bournemouth Financial Advice
  • Bournemouth Cashflow Analysis
  • Bournemouth Life Insurance Advice
  • Bournemouth Pension Advice
  • Bournemouth Cheap Financial Advice
  • Bournemouth Mortgage Advice
  • Bournemouth Corporate Financial Advice
  • Bournemouth Financial Services
  • Bournemouth Wealth Management
  • Bournemouth Financial Advice Quotations
  • Bournemouth Investment Advice
  • Bournemouth Estate Planning

Financial Advisors Around Bournemouth: Financial advisors were recently requested by people living in Talbot Rise, Axford Close, Brook Close, Brockenhurst Road, Carbery Lane, Cassel Avenue, Dunkeld Road, Borthwick Road, Tedder Road, Chine Crescent, Argyll Road, School Lane, Countess Gardens, Alumdale Road, Copythorne Close, Donoughmore Road, Silchester Close, Coleman Road, Shirley Road, Somerset Road, The Quadrant Centre, Bascott Close, St James's Square, Cowper Road, Darracott Road, Durley Chine Road, Sandy Mead Road, The Broadway, Sandy Lane, Suffolk Road South and these Bournemouth postcodes: BH1 2LD, BH1 2LY, BH1 1JJ, BH1 1HS, BH1 1PA, BH1 2NP, BH1 1AA, BH1 1JD, BH1 1JL, BH1 1JP.

Financial Advisor Jobs Bournemouth: Browse financial advisor jobs in Bournemouth here: General Financial Advisor Jobs

To find local Bournemouth information take a look here

Independent financial advisor in BH1 area, phone code 01202.

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