Financial Advisor Portchester

Portchester Independent Financial Advice & Investment

Financial Advisor Portchester Hampshire (PO16): If you are in search of financial advice for the first time, trying to find a good independent financial advisor in the Portchester area can be a challenging experience. Whether it is investment, mortgage, pensions or even insurance advice that you are after, there is one common rule for all qualified financial advisors; they all have to adhere to FCA (Financial Conduct Authority) regulations. This comes with various guarantees, thus after getting advice from a FCA authorised financial advisor in Portchester, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman, if if things go awry.

Free Portchester Financial Advisor Quotes

Family and friends recommendations can be a good starting point in choosing a financial advisor in Portchester, but keep in mind that their circumstances could be different to what you are looking for. Every financial advisor isn't suitable for everybody, and any advice they provide needs to be tailored to your specific situation. Selecting the right financial advisor is vital and it is wise to chat to at least three different companies in order to check out the various options they provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Portchester Hampshire (PO16)

When you're looking to pick a financial advisor in Portchester, there are two main types; restricted advisors and independent financial advisors. An independent financial advisor won't be confined to a single company's services or products. Independent financial advice must be provided in an unbiased way and across the entire gamut of financial companies and products. If you elect to use an independent financial advisor, you'll be able to select from the widest possible array of products, in order to find the perfect solution for you. A restricted financial advisor may be limited to services and products from a specific provider, or might even focus on an individual product, as you might find with a mortgage advisor.

The Financial Conduct Authority demands that any Portchester financial advisor must be transparent about their charges, before taking you on as a client. You might be charged a set fee, by the hour or even a specific percentage of your investment value, dependant upon type of service you require. A free first consultation might be offered, so you can discuss your goals and circumstances to see if the advisor is the right choice. If you go to one of the bigger Portchester firms, your account may be looked after by a team of advisors rather than one individual.

Financial Advisors Portchester UK (023/01329)

To summarise your aims and financial situation to the advising company, you will need to fill out a "Fact Find" document, which is a confidential disclosure form. A Key Facts or Initial Disclosure Document will also be handed to you, providing information about the financial advisors themselves, outlining the extent of their permissions in the financial sector and their situation for offering restricted or independent advice. This document should also make clear your own rights and the possible options you can take if you're not happy with the service provided, and would like to submit a complaint. It should outline exactly what you're signing up for, and any potential benefits and risks should you decide to accept the offered advice, and it has to be laid out in plain language. The level of cooling-off period should also be spelled out in this Key Facts Document. This enables you to cancel your agreement within a certain time period, and if any penalty charges are incurred.

When speaking with the financial advisor for the first time you should check their qualifications and experience. Asking these questions shouldn't be a cause for embarrassment, because you are entrusting them with your financial wellbeing. A Level 4 qualification is the minimum required certification for any Portchester financial advisor, and they also have to be able to provide you with an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, don't freak out, the firm the advisor works for should be found on the register and their advisors are all covered by the legislation. If they are unable to present this evidence, the individual cannot offer advice but can offer financial guidance. In terms of finance guidance is somewhat different to advice and isn't regulated in the same way. Therefore there is no recourse for the client if errors occur.

Financial Advisor Quotes in Portchester Hampshire

If it's investing money that you're interested in, the advisor will need to know the amount of risk you might be willing and able to accept with your hard-earned cash. Higher rewards could be possible with high risk investments, however you could also lose some or all of your cash. The best investment and financial advice will take into account your savings objectives, i.e. long or short term investments, how much you wish to invest and how rapidly you need access to your money. One question you should ask of yourself, which is usually overlooked, is how much money you can actually afford to lose. Generally known as your capacity for loss, this will very likely affect the services and products that you are offered.

Financial Advice Near Portchester Hampshire

If you've already got any existing investments, regular payments, savings or mortgage loans, you have to tell your financial advisor about these. They will need this information, so that they can get a clear picture of your financial circumstances and give the correct advice for your needs. The diversification of your investments and savings by spreading the risk load across different products, is a vital part of good quality financial advice. A qualified financial advisor in Portchester will be aware of the best areas to consider, which mirror your goals and your financial situation.

Your financial advisor will communicate in the clearest possible way, while throwing open the multifaceted world of finance. You should be in a position to make an informed and considered decision after you have learned about the various services and products that match your needs. You can even ask your advisor to only specify ethical investments and savings. You can then stay clear of firms that businesses meet your criteria, and instead support those companies and businesses that match your concerns, for instance zero carbon or green energy.

Working together with a financial advisor in Portchester can be difficult to fit in around work and other commitments. One-on-one appointments can be complemented with video conferencing and telephone to allow you to get advice at times that suit you. Working from home and remote working is now so common, and a professional financial advice company in Portchester will have rigorous measures in force to keep your details confidential and secure, even if you rarely have an in-person meeting with your advisor.


Investment values can drop as well as rise, and this is something that you must always remember. It can be extremely worrying and disheartening if your investment isn't making as much money as you were hoping for. However, except if it is down to misleading or incorrect information from your advisor a downward spiraling of your investment is not a recognised grounds for complaint.

Independent Financial Advisor Near Portchester (PO16)

Any complaints should commence with the company's complaints procedure as outlined in the Key Facts Document. If your advisor is a member of the FCA, you can tell the Financial Ombudsman about the issue if it is unsolved within the time stipulated by the regulating authority.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If the complaint is upheld, a decision will be made on how to rectify the situation or financially compensate the customer. Once agreed on by the customer, the ruling will become legally binding, and the financial advisor and their firm must comply with it. Any compensation as set out by the Ombudsman will also account for any trouble, distress, upset and inconvenience caused to the client during the dispute.

Book a Financial Advisor in Portchester UK

Financial advice can be provided in Portchester and also in nearby places like: Catisfield, Southwick, Portsmouth, Fratton, Lee-on-the-Solent, Drayton, Hardway, Funtley, Wymering, Port Solent, Widley, Wallington, Hilsea, Fareham, Farlington, Cosham, Purbrook, as well as in these postcodes PO16 8HW, PO16 8LR, PO16 8EB, PO16 8DS, PO16 8EX, PO16 0SD, PO16 8LT, PO16 8NY, PO16 8HQ, PO16 8DG. Locally based Portchester financial advisers will probably have the postcode PO16 and the dialling code 023/01329. Verifying this will guarantee that you access locally based financial advisers. Portchester property owners can utilise these and many other related services.

Daily Duties of a Financial Advisor

  • Thrashing out advantageous deals with with financial product providers.
  • Providing counselling, education and consultation regarding investments and finances.
  • Producing detailed financial reports.
  • Talking to clients regarding their finances and plans.
  • Working together with colleagues to gather trends, market information and statistics.
  • Recommending the financial products that are best-suited to customers.
  • Maintaining detailed records of potential customers and transactions.
  • Meeting targets for sales and performance.
  • Keeping fully abreast of new financial products and legislation changes.
  • Updating customers concerning their investments.

Portchester Financial Advice Services

Financial Advice Tasks Portchester

There is a wide range of services that are provided by your local Portchester financial advisor including financial analyst services in Portchester, ISA's in Portchester, financial advice services in Portchester, will writing services, long term care fee planning Portchester, general financial planning in Portchester, retirement plans, investment consolidation advice, corporate financial planning Portchester, equity release, divorce financial planning, annuity purchase, pension transfers, savings advice in Portchester, bridging finance in Portchester, saving for children, unit trusts, critical illness cover, personal pensions, corporate bonds, life assurance advice, mortgage advice, ethical investment advice Portchester, personal protection Portchester, cashflow planning, trustee investment services, pension reviews, wealth management & investments in Portchester, financial planning, personal financial planning Portchester, and lots more. These are just a selection of the duties that can be performed by a financial advisor. Portchester professionals will be delighted to keep you abreast of their entire range of services.

Financial Advice Enquiries Hampshire

Hampshire Financial Advice Enquiries

The latest Hampshire financial advice enquiries: Mr and Mrs Hayes in Medstead recently asked for information on investment bonds. Ida Curry from Crookham Village, Hampshire recently asked for information on investment bonds. Filip and Anisa Cullen in Burghclere recently enquired about family income benefit. Christine and Brooklyn Moore from Dibden Purlieu recently enquired about equity release. Emmeline Gray and Benjamin Gray in North Waltham recently asked about offshore investments. Joshua Blackwell and Simran Blackwell from Nursling recently enquired about getting financial advice. Winston Hastings in Lindford recently asked about investment bonds. Ned and Jade Howe from Curdridge recently asked for information on offshore investments. Most of these local residents searched for "Garden Fencing Hampshire" and noticed this web page on either Bing, Google or Yahoo.

Skills Required by Financial Advisors

  • To be self-motivated and organised.
  • Good skills in customer service for identifying customer requirements and needs.
  • To have the ability to network and establish solid relationships with customers.
  • Effective management skills for negotiating product prices.
  • A good level of maths knowledge for developing financial plans.
  • Excellent verbal communication skills.
  • An excellent knowledge of accounting and economics associated with financial markets and products.
  • To have active listening and interpersonal skills.
  • To pay attention to detail and be thorough.
  • To have good IT skills.
  • To be good at selling products and services.

Financial Advisors Near Portchester

Also find: Portsmouth financial advisers, Lee-on-the-Solent financial advisers, Wymering financial advisers, Funtley financial advisers, Catisfield financial advisers, Drayton financial advisers, Wallington financial advisers, Farlington financial advisers, Fareham financial advisers, Port Solent financial advisers, Fratton financial advisers, Widley financial advisers, Hardway financial advisers, Southwick financial advisers, Hilsea financial advisers, Purbrook financial advisers, Cosham financial advisors and more. Most of these areas are served by local financial advisers. Portchester residents can get quotes by clicking here.

Portchester Financial Advice Services

Find a Financial Advisor in Portchester Here
Financial Advice Enquiries in Portchester Hampshire (023/01329)
  • Portchester Corporate Financial Advice
  • Portchester Life Insurance Advice
  • Portchester Inheritance Advice
  • Portchester Trustee Investments
  • Portchester Tax Advice
  • Portchester Estate Planning
  • Portchester Cashflow Analysis
  • Portchester Financial Advice Quotes
  • Portchester Mortgage Advice
  • Portchester Wealth Management
  • Portchester Cheap Financial Advice
  • Portchester Pension Advice
  • Portchester Independent Financial Advice
  • Portchester Investment Advice

Financial Advisors Around Portchester: In Camelot Crescent, Simpson Close, Chaffinch Way, Deane's Park Road, Jute Close, Rooksway Grove, Ribble Gardens, Danes Road, Partridge Close, Alum Way, Rudgwick Close, Falcon Close, Downend Road, Robinson Court, The Peregrines, Teal Close, Shearwater Avenue, Waltham Close, Solent View, Boxwood Close, Redwood Drive, Hawkwell, Red Barn Avenue, Weyhill Close, as well as these local Portchester postcodes: PO16 8HW, PO16 8LR, PO16 8EB, PO16 8DS, PO16 8EX, PO16 0SD, PO16 8LT, PO16 8NY, PO16 8HQ, PO16 8DG, folks have just recently needed financial advice. People living in these areas recently required help from a financial advisor. Portchester residents were given competent and top notch financial services on each occasion.

More Portchester Services: Naturally, whenever you're looking at your finances in Portchester, Hampshire, you are likely to need all sorts of different services and together with a financial advisor in Portchester, Hampshire, you might also need accounting in Portchester, mortgage brokers in Portchester, business consulting in Portchester, wills in Portchester, payroll services in Portchester, contracts lawyers in Portchester, debt recovery & collection in Portchester, estate planning in Portchester, business financial planning in Portchester, bookkeeping in Portchester, tax preparation in Portchester, family lawyers in Portchester, investment advisors in Portchester, property law & conveyancing in Portchester, solicitors in Portchester, mortgage advice in Portchester, banruptcy lawyers in Portchester, and other different Portchester experts.

For the latest local Portchester information look here

Independent financial advisor in PO16 area, and dialling code 023/01329.

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(This financial advisor Portchester article was edited and updated on 28-06-2022)