Financial Advisor Southport

Southport Independent Financial Advice & Investment

Financial Advisor Southport Merseyside (PR8): It can be a daunting experience trying to locate a decent independent financial advisor in Southport, in particular if it is the first time that you are seeking financial advice. Whether you're searching for mortgage, investments, pensions or even insurance advice, all professional financial advisors are bound by one common rule; they must all observe the regulations laid down by the Financial Conduct Authority (FCA). The good thing about this is that if a financial advisor who is FCA registered gives you poor advice, and anything goes wrong, you've got guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Southport Financial Advisor Quotes

Recommendations from friends and family can be a good starting point in picking a financial advisor in Southport, but bear in mind that their circumstances could be different to the kind of advice you're looking for. Every financial advisor is not suitable for everyone, and any advice they provide should be adapted to your unique circumstances. It pays to speak to at least three different firms when you are selecting a financial advisor, because this is an important decision, and you will be looking to find one that you can trust and feel at ease with, and check out the options they can provide.

Financial Advisor Southport Merseyside (PR8)

There are two main types of financial advisor in Southport; independent financial advisors and restricted advisors. The benefit of seeing an IFA is that they will not be confined to the services and products of a single provider, and can offer a wide range of options. Independent financial advice must be given in an honest and impartial way and should cover the entire gamut of financial products and companies. If you opt to use an independent financial advisor, you'll be able to select from the widest possible range of services, in order to find the ideal solution for your needs. If you use a restricted financial advisor you'll soon realise that they may be limited to products and services of one particular company, or as in the case of a mortgage advisor, may only be focused on one individual product.

Before any Southport financial advisor takes you on as a client, they're required by the FCA to discuss their charges with you. Although it varies subject to the type of service you require, there may be an hourly rate, a set fee, or you could even be charged a proportion of what you are investing. You might be offered the chance of a free initial consultation to allow you to discuss your objectives and see if the advisor is a good fit for your circumstances. In some of the larger Southport firms, you might find that your account is being handled by a team rather than an individual.

Financial Advisors Southport UK (01704)

Before any advice is given you'll have to fill out a confidential disclosure form, called a "Fact Find" document, which tells the advising company about your desired goals and financial situation. You will also be given an Initial Disclosure Document, or Key Facts Document, which gives you details of the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial arena. This document will also make clear your own rights and your options if you aren't satisfied with the service, and want to submit a complaint. It has to be written in plain language and describe what you're signing up for, and any potential risks and benefits should you decide to accept the advice offered. You'll find the level of cooling-off period in this document. This permits you to have a change of heart within a specific time period, and cancel the agreement with your financial advisor.

The first time you are speaking to your financial advisor you'll want to check what experience and qualifications they have. You shouldn't be embarrassed about asking such questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. Every Southport financial advisor must be able to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. Don't freak out if your particular financial advisor's name does not appear on the Financial Services Register, so long as the firm is listed on the register, their advisors will be covered by the legislation. The individual may still offer financial guidance rather than advice, if these can't be presented. In financial terms guidance differs to advice and is not regulated. Therefore there is no recourse for the client if financial errors are made.

Financial Advisor Quotes in Southport Merseyside

You'll be asked about the level of risk you're prepared to accept, if you are seeking advice on investing money. Larger rewards may be possible with higher risk investments, however you may also lose some or all of your cash. In order to get the best investment and financial advice, your savings aims must be given careful consideration, i.e. long or short term investments, how quickly you need to access your funds and how much cash you want to invest. You must always ask yourself the one crucial question, how much money can you afford to lose. Generally known as your capacity for loss, this will quite likely influence the products and services that you are offered.

Financial Advice Near Southport Merseyside

You must let your financial advisor know about any current personal savings, regular outgoings, investments or mortgage loans. To make certain that you get the best advice for you, they need a full and clear picture of your financial situation. Reliable financial advice should include diversifying your savings and investments by spreading the risk load across different products. In order to reflect your goals and financial circumstances, an experienced financial advisor in Southport will have the knowledge of the best products to consider.

Your financial advisor will attempt to communicate in the clearest possible way, while unmasking the complex world of finance. After comparing the various products and services which match your needs, you should be able to make an informed and educated decision. You can perhaps ask your financial advisor to only specify ethical savings and investments. You can then keep clear of companies that corporations meet your requirements, but instead support those businesses and firms that match your concerns, for example green energy or zero carbon.

It is not always easy to work closely with a financial advisor in Southport without this impacting on work and other obligations. This can be alleviated by augmenting face-to-face meetings with telephone calls and video conferencing, hence enabling you to seek the advice you need at a convenient time. A professional financial advice firm in Southport will have strict measures in place to ensure your details are kept confidential and secure, even if you rarely have a one-on-one meeting with your personal advisor, because home and remote working is no longer unusual.


You need to keep in mind that the financial world is a volatile sector, and investment values can just as easily drop as well as rise. If it happens that your investment isn't making as much money as you hoped for, it can be a frustrating and worrying time. Regrettably, a downward trend in your investment is not a recognised cause for complaint, except if it is owing to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Southport (PR8)

Any grievances should start out with the company's complaints procedure as indicated in the Key Facts Document. You can tell the Financial Ombudsman about the problem if it remains unresolved within the period set out by the regulating body, and your financial advisor is a member of the FCA.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it is established that the complaint is justifiable, a decision is made on how the customer can be compensated or the situation rectified. On acceptance by the client, the ruling becomes a legally binding one, and the financial advisor and their firm must comply with it. Any distress, annoyance, inconvenience and hassle caused to the customer during the situation, will be considered when the Financial Ombudsman fixes the level of compensation.

Book a Financial Advisor in Southport UK

Financial advice can be provided in Southport and also in nearby places like: Liverpool, Holmes, Churchtown, Birkdale, Formby, Scarisbrick, Carr Cross, Mere Brow, Tarlscough, Holmeswood, Snape Green, Banks, Ainsdale on Sea, Tarleton, Smithy Lane Ends, Halsall, Rufford, Sollom, and in these postcodes PR8 1DS, PR8 1EG, PR8 1NE, PR8 1RH, PR8 1NF, PR8 1RU, PR8 1QU, PR8 2BG, PR8 2AY, PR8 1AP. Locally based Southport financial advisers will probably have the postcode PR8 and the phone code 01704. Simply click the "enquiry" banner or form to get info on financial advisors in your location.

Southport Financial Advice Services

Financial Advice Tasks Southport

There is a variety of services that are provided by your local Southport financial advisor including investment advice, independent financial advice, offshore investment advice, corporate bonds, equity release in Southport, trusts, pension drawdowns in Southport, pension consolidation, ISA's, cash flow modelling in Southport, general financial planning, pension transfers, trustee investment services, stakeholder pension advice, inheritance tax planning Southport, long term care fee planning, corporate financial planning Southport, retirement planning, life assurance advice, family income benefit, financial services in Southport, mutual funds, investment bonds, divorce planning, pension planning, and lots more.

Skills and Knowledge Necessary for Financial Advisors

  • Excellent customer service skills for determining customer requirements.
  • Effective management skills for negotiating product rates.
  • To be good at selling products and services.
  • To pay attention to detail and be thorough.
  • To be able to network and establish relationships with clients.
  • To have good IT skills.
  • An excellent level of math knowledge for creating financial strategies.
  • To have the ability to listen attentively
  • Good skills in verbal communication.
  • A thorough knowledge of accounting and economics with regard to financial products and markets.
  • To be organised and self-motivated.

Financial Advisors Near Southport

Also find: Sollom financial advisors, Snape Green financial advisors, Holmes financial advisors, Scarisbrick financial advisors, Liverpool financial advisors, Halsall financial advisors, Mere Brow financial advisors, Banks financial advisors, Rufford financial advisors, Holmeswood financial advisors, Ainsdale on Sea financial advisors, Churchtown financial advisors, Carr Cross financial advisors, Smithy Lane Ends financial advisors, Tarlscough financial advisors, Birkdale financial advisors, Tarleton financial advisors, Formby financial advisors and more.

Southport Financial Advice Services

Find a Financial Advisor in Southport Here
Financial Advice Enquiries in Southport Merseyside (01704)
  • Southport Retirement Planning
  • Southport Financial Services
  • Southport Life Insurance Advice
  • Southport Investment Advice
  • Southport Cheap Financial Advice
  • Southport Wealth Management
  • Southport Independent Financial Advice
  • Southport Estate Planning
  • Southport Pension Advice
  • Southport Trustee Investments
  • Southport Tax Advice
  • Southport Inheritance Advice
  • Southport Mortgage Advice
  • Southport Financial Advice Quotations

Financial Advisors Around Southport: Financial advisors were recently requested by people living in Thursby Close, St Johns Court, Sandbrook Way, Bodmin Avenue, Sandheys Drive, Bedford Road, Shaftesbury Grove, Crockleford Avenue, Anne Avenue, Cleveleys Avenue, Barrett Road, Salwick Close, Abbey Gardens, Sefton Street, Court Road, Tithebarn Road, Dunkirk Road, St Lukes Road, Sandbrook Road, Cumberland Road, Cambridge Road, Tarvin Close, Beverley Close, Broadlands, Shaftesbury Avenue, Sunbury Drive, Delamere Road, Arnside Terrace, Bolton Road and these Southport postcodes: PR8 1DS, PR8 1EG, PR8 1NE, PR8 1RH, PR8 1NF, PR8 1RU, PR8 1QU, PR8 2BG, PR8 2AY, PR8 1AP.

Financial Adviser Jobs Southport: See financial advisor jobs near Southport here: Southport Financial Advisor Jobs

If you want local info relating to Southport, Merseyside go here

Independent financial advisor in PR8 area, (dialling code 01704).

TOP - Financial Advisor Southport

Financial Advice Quotes Southport - Independent Financial Advisor Southport - Mortgage Advice Southport - PR8 - Personal Financial Advice Southport - Investment Advisors Southport - Financial Advice Southport - Financial Services Southport - Financial Advisor Near Southport