Financial Advisor Okehampton

Okehampton Independent Financial Advice & Investment

Financial Advisor Okehampton Devon (EX20): Locating a reliable independent financial advisor in Okehampton can be an intimidating experience, particularly if you are needing financial advice for the first time. Whether it's mortgage, pension, investment or even insurance advice that you're looking for, there's one common rule for all qualified financial advisors; they must all follow Financial Conduct Authority regulations. The good thing about this is that if a financial advisor who is FCA registered gives you bad advice, and things go wrong, you have guarantees, and are able to contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Okehampton Financial Advisor Quotes

Friends and neighbours recommendations can be a good starting point in choosing a financial advisor in Okehampton, but bear in mind that their situation could be different to what you are looking for. Not every financial advisor is suitable for everyone, and their advice needs to be tailored to your specific situation. It is a good idea to speak to at least three different companies when you are picking a financial advisor, because this is an important decision, and you need to find one that you can trust and feel comfortable with, and at the same time check out the various options they offer.

Financial Advisor Okehampton Devon (EX20)

There are two principal kinds of financial advisor in Okehampton; restricted advisors and independent financial advisors (IFA). Offering a broader range of options, an independent financial advisor won't be restricted to just one provider's products or services. Covering the whole gamut of financial products and companies, independent financial advice must be given in an unbiased and impartial way to customers. If you decide to use an IFA, you will be able to choose from the broadest possible range of services, so as to find the right solution for you. A restricted financial advisor may be tied to services and products from a particular company, or may even focus on a particular product, as can be the case with a mortgage advisor.

The FCA demands that any financial advisor must fully discuss their charges with you, before accepting you as a client. Based on the services you require, you could be charged by the hour, a set fee or even a percentage of your investment. A free first consultation could be offered, so you can discuss your aims and situation to see if the advisor is the right fit. Your account might be managed by a team rather than a single advisor, if you elect to go with one of the bigger Okehampton companies.

Financial Advisors Okehampton UK (01837)

Before any financial advice is handed out you'll have to complete a confidential disclosure form, called a "Fact Find" document, which tells the advising company about your financial situation and ambitions. A Key Facts Document, or Initial Disclosure Document will also be given to you, to provide details of the financial advisors themselves, outlining their scope of permissions in the financial sector and their status to offer independent or restricted advice. This document will also lay out your rights and the options you can take if you aren't happy with the service provided, and would like to make a complaint. It should be written in plain English and detail what you are committing yourself to, and any possible benefits and risks should you opt to take the offered advice. The level of cooling-off period should also be spelled out in this Key Facts Document. This makes it possible for you to cancel your contract with the financial advisor within a specific time frame, and if any penalty charges have to be paid.

You should check the experience and qualifications of the financial advisor the first time you speak with them. Asking such questions should never be a cause for embarrassment, because after all you're entrusting them with your financial future. A Level 4 qualification is the minimum certification for any financial advisor in Okehampton, and they must also be able to present you with an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to panic if your specific advisor's name does not show up on there; you should be able to find the firm name, and that means the regulations covers all of their employees. The person can still offer financial guidance rather than advice, if these can't be provided. Guidance differs to advice as it's not regulated in the same way, and if mistakes are made there will likely be no recourse to either party.

Financial Advisor Quotes in Okehampton Devon

If you're seeking advice on investing money you will be asked about the level of risk you are comfortable with. High risk investments may potentially offer substantial rewards, however all or some of your cash could be lost. In order to get the very best investment and financial advice, your savings aims will need to be given careful consideration, i.e. how much money you want to invest, long or short term investments and how rapidly you need access to your money. "How much money can you truly afford to lose?" Is the one important question that you really need to ask yourself. This may influence the services and products that you are offered, and is sometimes referred to as your 'capacity for loss'.

Financial Advice Near Okehampton Devon

Right from the start, it's vital that you tell your financial advisor about any existing savings, investments, mortgage loans or regular outgoing payments that you have. This will provide a full and clear picture of your financial situation, without which the advice you are given may not be the best for you. The diversification of your savings and investments by spreading the risk load across different products, is a vital part of sound financial advice. A certified financial advisor in Okehampton will be aware of the best products to consider, which match your financial situation and your goals.

Communicating in the plainest speech possible, your financial advisor will open up the multifaceted world of investment and finance. You should be able to come to an informed and considered decision once you have compared the various products and services that meet your needs. You can ask your financial advisor to only choose ethical investments and savings. This will allow you to support firms and organisations which match your concerns, e.g. zero carbon or green energy, or perhaps staying away from corporations that do not meet your standards.

It's not always easy to have a close working relationship with a financial advisor in Okehampton without this impacting your work day and other obligations. This can be reduced by augmenting one-on-one appointments with video conferencing and telephone, thus enabling you to get the guidance you need at convenient times. An experienced financial advice provider in Okehampton will have rigorous measures in place to keep your details secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor, because remote and home working is no longer unusual.


Investments can easily go down as well as up, as the financial sector can be volatile. If it just so happens that your investment is not making as much money as you were hoping for, it can be a frustrating and stressful time. A downward trend in your investment is not a recognised basis for complaint, unless your advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Okehampton (EX20)

The company's complaints procedure should be the starting place for any grievances, and the Key Facts Document should discuss this. If the matter is unresolved within the time schedule set by the regulating body, and the advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it is found that the complaint is justifiable, a decision will be made on how the customer can be compensated. The advisor and their firm must comply with any decision that's made, which becomes a legally binding decision as soon as the client has accepted it. The Ombudsman will also account for any upset, inconvenience, trouble and distress caused to the customer during the process, and establish the level of compensation accordingly.

Book a Financial Advisor in Okehampton UK

Financial advice can be provided in Okehampton and also in nearby places like: Belstone Corner, Coombe Head, Thorndon Cross, Inwardleigh, Chichacott, Bridestowe, Exbourne, Sticklepath, Sourton, Folly Gate, Sampford Courtenay, Stockley Hamlet, Northlew, Graddon Cross, together with these postcodes EX20 1BU, EX20 1NP, EX20 1LP, EX20 1DR, EX20 1FG, EX20 1FX, EX20 1FJ, EX20 1JE, EX20 1JZ, EX20 1EX. Local Okehampton financial advisors will probably have the postcode EX20 and the phone code 01837. Checking this should ensure you access local financial advisers. Okehampton homeowners will be able to utilise these and various other comparable services. Simply click on the "enquiry" banner to get info on financial advisors in your area.

Okehampton Financial Advice Services

Financial Advice Tasks Okehampton

There are a wide range of services which can be provided by your local Okehampton financial advisor including independent financial advice, personal pensions advice Okehampton, critical illness cover in Okehampton, financial analyst services, annuity purchase, pension transfers, multi-asset portfolios, annuities, life assurance, personal protection, portfolio management Okehampton, cashflow planning Okehampton, pension drawdowns Okehampton, trustee investment services, pension reviews, ISA's, general financial planning in Okehampton, long term care fee advice, cheap financial advice, divorce planning, retirement advice, personal financial planning, business protection in Okehampton, bereavement benefit advice in Okehampton, inheritance tax planning, stakeholder pensions Okehampton, corporate bonds, equity release Okehampton, trusts in Okehampton, pensions in divorce Okehampton, and lots more. These are just a handful of the tasks that can be handled by a financial advisor. Okehampton professionals will be happy to tell you about their full range of services.

Devon Financial Advisors

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In Devon you will additionally discover: Kingswear investment advisors, High Bickington financial advice, Mortehoe financial advisors, Bampton financial advice, Tedburn St Mary financial advice, Newton Poppleford investment advisors, Newton Abbot financial advice, Colyton financial advisors, Broad Clyst financial advisors, Pinhoe financial advice, West Hill financial advice, Dousland investment advice, Bittaford financial advice, Ipplepen financial advice, Kenton investment advisors, Budleigh Salterton financial advice, Raymonds Hill investment advisors, Ottery St Mary investment advisors, Denbury financial advisors, South Tawton investment advice, Copplestone investment advice, Christow financial advisors, Northam investment advisors, Denbury financial advice, Woolacombe investment advisors, Broad Clyst financial advice, Lynmouth financial advice, Burlescombe financial advice, Harberton financial advisors.

Day to Day Tasks for a Financial Advisor

  • Financial advisors speak with clients about their plans and finances.
  • Financial advisors research financial products and explain them simply and clearly to their customers.
  • Financial advisors constantly update clients concerning their investments.
  • Financial advisors produce financial reports.
  • Financial advisors work in collaboration with colleagues to gather statistics, market information and trends.
  • Financial advisors meet targets for performance and sales.
  • Financial advisors keep fully up to date with law changes and new financial products.
  • Financial advisors make deals with with financial product providers.
  • Financial advisors maintain a record of potential customers and transactions.
  • Financial advisors provide consultation, counselling and education with regards to finances and investments.

Financial Advisors Near Okehampton

Also find: Folly Gate financial advisers, Bridestowe financial advisers, Thorndon Cross financial advisers, Northlew financial advisers, Graddon Cross financial advisers, Exbourne financial advisers, Stockley Hamlet financial advisers, Belstone Corner financial advisers, Inwardleigh financial advisers, Sourton financial advisers, Sticklepath financial advisers, Sampford Courtenay financial advisers, Coombe Head financial advisers, Chichacott financial advisors and more. All these locations are serviced by local financial advisers. Okehampton residents can get estimates by going here.

Okehampton Financial Advice Services

Find a Financial Advisor in Okehampton Here
Financial Advice Enquiries in Okehampton Devon (01837)
  • Okehampton Mortgage Advice
  • Okehampton Estate Planning
  • Okehampton Tax Advice
  • Okehampton Wealth Management
  • Okehampton Investment Advice
  • Okehampton Corporate Financial Advice
  • Okehampton Inheritance Advice
  • Okehampton Retirement Advice
  • Okehampton Cashflow Analysis
  • Okehampton Trustee Investments
  • Okehampton Cheap Financial Advice
  • Okehampton Financial Services
  • Okehampton Pension Advice
  • Okehampton Independent Financial Advice

Financial Advisors Around Okehampton: Financial advisors were recently necessary for folks living in Portugal Way, Park Row, Leaholes Avenue, Upper Crooked Meadow, Hawkins Walk, Kempley Road, Mill Road, Crocken Tor Road, Market Street, Pound Park, Neville Road, Abbey Rise, White Tor Close, Oaklands Drive, Jubilee Close, Chichacott Road, Laburnum Way, Newcombe Close, Fern Close, Upcott Valley, Northams Meadow, Oaklands Park, Vixen Tor Close, Parklands, Willow Tree Close, Far View Road, Oketor Close and these Okehampton postcodes: EX20 1BU, EX20 1NP, EX20 1LP, EX20 1DR, EX20 1FG, EX20 1FX, EX20 1FJ, EX20 1JE, EX20 1JZ, EX20 1EX. Folks in these areas recently required the help of a financial advisor. Okehampton residents enjoyed trusted and reliable financial services on every occasion.

If you would like to get local Okehampton info check here

Independent financial advisor in EX20 area, and dialling code 01837.

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(This financial advisor Okehampton page was last updated on 01-09-2022)