Financial Advisor Amersham

Amersham Independent Financial Advice & Investment

Financial Advisor Amersham Buckinghamshire (HP6): Locating a first-rate financial advisor advisor in Amersham can be an intimidating experience, especially if you're seeking financial advice for the very first time. Whether you are searching for investments, mortgage, pension or even insurance advice, all financial advisors are bound by one simple rule; they must all adhere to the regulations laid down by the Financial Conduct Authority (FCA). Any advice given from a FCA authorised financial advisor in Amersham comes with the guarantee that if things go awry, you can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Amersham Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Amersham may be friends and relatives, but bear in mind that the kind of advice you're looking for might be significantly different to theirs. Every financial advisor isn't suitable for everyone, and their advice needs to be tailored to your unique situation. It is wise to chat to at least three different companies when you're selecting a financial advisor, since this is an important decision, and you will be looking to find one that you feel comfortable with and can trust, and at the same time explore the options they can provide.

Financial Advisor Amersham Buckinghamshire (HP6)

When you are looking to pick a financial advisor in Amersham, there are essentially 2 principal types; independent financial advisors (IFA) and restricted advisors. Offering a wide range of options, an IFA should not be restricted to the services or products of just one company. Independent financial advice should be given in an unbiased way and should cover the entire gamut of financial companies and products. This will enable you to pick from the broadest range of products to meet your needs. A restricted advisor may be tied to services and products from a single company, or may even concentrate on just one product, as can be the case with a mortgage advisor.

Before accepting you as a client, any Amersham financial advisor must fully discuss their charges with you, as demanded by the FCA. Subject to the services you require, you could be charged by the hour, a set fee or possibly even a specific percentage of your investment value. A free preliminary consultation might be offered, so you can discuss your objectives and circumstances to determine whether the advisor is the right fit. If you use one of the larger Amersham firms, your account could be managed by a team of advisors rather than a single person.

Financial Advisors Amersham UK (01494)

To summarise your financial situation and goals to the advising company, you'll be required to complete a "Fact Find" document, which is a confidential disclosure form. To provide details about the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial arena, you will also be handed an Initial Disclosure, or Key Facts Document. If you aren't satisfied with the service, and wish to complain, this document should also set down your own legal rights and the possible options you can take. It has to be written in plain language and outline what you are signing up for, and any possible risks and benefits that exist should you opt to go along with the advice offered. You can find the level of cooling-off period in this document. This allows you to change your mind within a certain time frame, and cancel your contract with the financial advisor.

You'll want to check what experience and qualifications the financial advisor has when you first speak to them. After all you are on the verge of entrusting your long-term financial wellbeing to their skill, so you must not be embarrassed about asking such questions. Every Amersham financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You don't need to stress if your advisor's name doesn't show up on the Financial Services Register, so long as the company is on the register, their employees are covered by the regulations. If these cannot be provided the person can still offer financial guidance as opposed to advice. In financial terms guidance is different to advice and is not regulated in the same way. Therefore there isn't any recourse for the client if mistakes are made.

Financial Advisor Quotes in Amersham Buckinghamshire

If it's investing money that you're interested in, the advisor will ask you about the level of risk you are ready to accept with your hard-earned money. Larger rewards could be possible with high risk investments, but you stand a greater chance of losing all or some of your money. In order to get the best investment and financial advice, your savings objectives must be considered, i.e. how much you wish to invest, how quickly you need to access your money and short or long term investments. You should always ask yourself the one crucial question, how much can you truly afford to lose. This is referred to as your 'capacity for loss' and may affect the services and products that may be offered for your consideration.

Financial Advice Near Amersham Buckinghamshire

If you have already got any current savings, regular outgoing payments, mortgages or investments, you should let your financial advisor know about these. To ensure that you receive the best advice for you, they need a clear and full picture of your financial circumstances. The diversification of your savings and investments by spreading the risk load across different products, is a vital part of sound financial advice. A qualified financial advisor in Amersham will have the knowledge of the best products to consider, which mirror your goals and your financial situation.

Communicating in the plainest speech possible, your financial advisor will unmask the complex world of finance and investment. After learning about the various products and services which meet your needs, you should be in a position to make an informed and calculated decision. If environmental issues are at the forefront of your mind, you could even ask that ethical savings and investments take precedence. This does not just give you investment possibilities, but also allows you to lend your support to green energy or zero carbon projects, and avoid those that don't share the same values as you do.

It's not that easy to have a close working relationship with a financial advisor in Amersham without this impacting on work and other obligations. One-on-one appointments can be augmented with phone calls and video conferencing to enable you to seek advice at a time to suit you. Working from home and remote working is now so common, and an experienced financial advice company in Amersham will have strict measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your personal advisor.


You must always keep in mind that the financial world is an unpredictable sector, and the value of your investments can just as easily drop as well as rise. If your investment is not making the amount of money you were hoping for, it can be extremely frustrating and stressful. Regrettably, a downward spiraling of your investment isn't seen as a cause for complaint, except if it is because of misleading or incorrect information from your advisor.

Independent Financial Advisor Near Amersham (HP6)

Any complaints should commence with the company's official complaints procedure as outlined in the Key Facts Document. If your financial advisor is registered with the Financial Conduct Authority, you can tell the Financial Ombudsman about the issue if it remains unsolved within the time period set out by the regulating body.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. If the complaint is justified, a decision is made on how to rectify or financially compensate the client. Once the ruling has been accepted by the client it becomes a legally binding decision that the financial advisor and their company, must comply with. Any compensation set by the Financial Ombudsman will also take into consideration any upset, hassle, distress and inconvenience caused to the customer during the dispute.

Book a Financial Advisor in Amersham UK

Financial advice can be provided in Amersham and also nearby in: Coleshill, Little Chalfont, Wendover, Little Missenden, Great Missenden, Ley Hill, Latimer, Flaunden, Chipperfield, Chalfont St Giles, Waterside, Chesham Bois, Bovingdon, Chesham, Hyde End, Hyde Heath, together with these postcodes HP6 6AG, HP6 5JX, HP6 6AN, HP6 5PH, HP6 5DT, HP6 5NP, HP6 5JW, HP6 5AA, HP6 5NW, HP6 5JJ. Locally based Amersham financial advisers will probably have the postcode HP6 and the telephone dialling code 01494. Checking this out will ensure you access local financial advisers. Amersham homeowners are able to benefit from these and various other related services. Simply click on the "enquiry" banner or form to get specifics of financial advisors in your location.

Pension Planning

Pension planning is a crucial step towards a secure retirement. Engaging a financial advisor's services can significantly enhance this process. A competent advisor, understanding your retirement objectives, will assess your current financial situation and design a customised pension strategy. The intricacies of the UK's pension options, including the state pension, workplace pensions, and self-invested personal pensions, are navigated by them. Making informed decisions about investment choices, contributions and tax implications can be achieved by leveraging their expertise. Working with a financial advisor in Amersham guarantees the creation of an effective pension plan, providing financial stability and peace of mind for your future.

The State Pension is the cornerstone of UK pension planning, as it provides a basic level of retirement income that is backed by the government. The amount of State Pension you receive will depend on how many National Insurance contributions you have made over your working life. However, the changes to the State Pension age and the number of qualifying years have made it essential to understand the complexities of this scheme. (42316)

Amersham Financial Advice Services

Financial Advice Tasks Amersham

There is a wide range of services that can be provided by your local Amersham financial advisor including annuities Amersham, investment bonds, long term care fee planning, ethical investment advice, critical illness cover Amersham, financial analyst services, bridging finance, pensions in divorce, personal financial planning in Amersham, trustee investment services Amersham, business planning, tax financial planning in Amersham, financial services, inheritance tax planning, financial planning, cheap financial advice, investing an inheritance, independent financial advice, retirement planning, pension advice in Amersham, business protection Amersham, investment consolidation, mortgage financial planning, family income benefit, ISA's, bereavement benefits, income protection, pension transfers Amersham, saving for children, wealth management Amersham, and lots more. Listed are just a few of the tasks that can be handled by a financial advisor. Amersham professionals will let you know their whole range of services.


Financial Advisors Near Amersham

Also find: Woodrow financial advisors, Latimer financial advisors, Flaunden financial advisors, Ley Hill financial advisors, Little Missenden financial advisors, Waterside financial advisors, Mop End financial advisors, Chipperfield financial advisors, Coleshill financial advisors and more. Almost all of these places are catered for by local financial advisors. Business and home owners in the region can make enquiries about financial advice by going here.

Amersham Financial Advice Services

Find a Financial Advisor in Amersham Here
Financial Advice Enquiries in Amersham Buckinghamshire (01494)
  • Amersham Mortgage Advice
  • Amersham Tax Advice
  • Amersham Corporate Financial Advice
  • Amersham Retirement Advice
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  • Amersham Financial Advice Quotes
  • Amersham Wealth Management
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  • Amersham Pension Advice
  • Amersham Estate Planning
  • Amersham Financial Services
  • Amersham Cashflow Analysis
  • Amersham Life Insurance Advice
  • Amersham Trustee Investments

Amersham Buckinghamshire UK: The pretty market town of Amersham is located in the county of Buckinghamshire (Bucks) in the South Eastern area of Great Britain. Amersham is around 15 miles from Aylesbury and 9 miles from High Wycombe, towns and villages nearby include Hyde End, Chipperfield, Flaunden, Latimer, Coleshill, Bovingdon, Little Chalfont and Great Missenden. Amersham has a population of approximately 14,000, has the dial code 01494 and has the postcode HP6 - HP7. Amersham is split into two distinct areas; Amersham-on-the-Hill and Old Amersham, its within London's commuter belt. For the best local Amersham info look here. (Tags: Amersham United Kingdom, Amersham Bucks, Amersham England, Amersham Buckinghamshire)

Amersham Financial Advisor Jobs: Browse financial advisor jobs in Amersham here: Financial Advisor Jobs Amersham

Independent financial advisor in HP6 area, phone code 01494.

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(This financial advisor Amersham page was checked and updated on 20-02-2024)