Financial Advisor Strood

Strood Independent Financial Advice & Investment

Financial Advisor Strood Kent (ME2): If you are seeking financial advice for the very first time, trying to find a decent independent financial advisor in the Strood area can be a challenging experience. Whether it is pension, mortgage, investment or even insurance guidance that you're looking for, there's one common rule for all financial advisors; they must all stick to FCA (Financial Conduct Authority) regulations. The benefit of this is that should a financial advisor who is FCA registered give you bad advice, and things go wrong, you have guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Strood Financial Advisor Quotes

Recommendations from friends and neighbours can be a good starting place in choosing a financial advisor in Strood, but keep in mind that their situation may be different to the type of advice you are looking for. Financial advice should be individually tailored to your unique circumstances, and you will find that certain financial advisors may not be appropriate for your requirements. It is wise to speak with at least three different companies when you're choosing a financial advisor, because this is an important decision, and you'll be looking to find one that you can trust and feel comfortable with, and at the same time explore the various options they can provide.

Financial Advisor Strood Kent (ME2)

There are two main types of financial advisor in Strood; restricted advisors and independent financial advisors (IFA). An IFA will not be restricted to a single provider's products and services. Encompassing the full gamut of financial companies and products, independent financial advice must be offered in an honest and unbiased way to customers. Consulting an IFA should enable you to choose from the widest possible array of products. A restricted advisor could be limited to products and services from a single provider, or may even concentrate on an individual product, as you might find with a mortgage advisor.

Before taking you on as a client, any financial advisor must be fully transparent with you about their charges, as required by the Financial Conduct Authority. Although it varies based upon the kind of service or product you are interested in, there could be an hourly rate, a set fee, or you may even be charged a slice of the money you are investing. A free preliminary consultation may be offered, so you can discuss your goals and circumstances to find out if the advisor is a good fit. If you go to one of the larger Strood firms, your account may be managed by a team of advisors rather than one person.

Financial Advisors Strood UK (01634)

You'll be required to fill in a "Fact Find" document, which is a confidential disclosure form relating your aims and financial situation to the advising company. To provide details about the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial arena, you'll also be handed a Key Facts or Initial Disclosure Document. Your own legal rights will also be set out in this document, along with the options you can take if you want to complain because you aren't happy with the service you're given. It should be typed out in plain language and outline what you are signing up for, and any potential risks and benefits that exist should you decide to take the offered advice. The Key Facts Document should also tell you about the allowed cooling-off period. Within a specific number of days, this enables you to cancel the agreement with your financial advisor.

Ensure that you check what experience and qualifications the financial advisor has the first time you talk to them. Asking such questions shouldn't be a cause for embarrassment, because you're about to entrust them with your financial future. Every Strood financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, don't panic, the firm the advisor works for should be found on the register and their staff are all covered by the regulations. If they're unable to supply this evidence, the person can't offer advice but can offer financial guidance. Guidance is not regulated in the way that financial advice is, which means that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Strood Kent

You'll be asked the amount of risk you are prepared to accept, if you are seeking advice on investments. Many investments carry some element of risk, but high risk investments could offer substantial rewards, and also more chance of losing your money. Good investment and financial advice should take into account your savings aims, i.e. how much you wish to invest, how rapidly you need to access your money and long or short term investments. "How much money can you actually afford to lose?" Is the one question that you really need to ask yourself. Referred to as your 'capacity for loss', this will quite likely influence the services and products that you are offered.

Financial Advice Near Strood Kent

You'll want to tell your financial advisor about any existing mortgages, personal savings, regular outgoings or investments. They will need this information, so they can get a picture of your financial circumstances and give the correct advice for you. Spreading the risk load across different products by diversifying your investments and savings, is something that good quality financial advice should allow for. In order to mirror your financial circumstances and goals, a competent financial advisor in Strood will be aware of the best products to consider.

Your financial advisor will attempt to communicate in the clearest possible way, to reveal the multifaceted world of finance. You should be in a position to make an informed decision once you have compared the various services and products which meet your needs. You could maybe ask your financial advisor to only choose ethical savings and investment schemes. You will then be able to stay clear of investments that businesses meet your criteria, but instead lend your support to those companies and organisations that address your concerns, for instance renewable energy or zero carbon.

Working alongside your financial advisor in Strood can be challenging to manage around work and other responsibilities. To allow you to seek advice at a time to suit you, one-on-one meetings can be augmented with video conferencing and telephone. Even if you hardly ever have an in-person meeting with your personal advisor, any competent financial advice firm in Strood will have rigorous measures in force to ensure your details are kept confidential and secure, because working from home and remote working is now commonplace.

COMPLAINTS

The value of your investments could drop as well as rise, and this is something that you need to remember. It can be very disheartening and worrying if your investment isn't making the amount of money you hoped for. However, except if it's due to wrong or misleading information from your advisor a downward spiraling of your investment is not seen as a cause for complaint.

Independent Financial Advisor Near Strood (ME2)

As described in the Key Facts Document, any disputes should start out with the firm's official complaints procedure. If your advisor is a member of the FCA, you can let the Financial Ombudsman know about the problem if it is unsolved within the time-frame stipulated by the regulating body.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to financially compensate the customer, if the complaint is upheld. This will become legally binding as soon as it has been agreed on by the client, and the financial advisor and their firm must comply with the decision. The Financial Ombudsman will also take into account any inconvenience, distress, hassle and upset caused to the customer during the process, and set the level of compensation accordingly.

Book a Financial Advisor in Strood UK

Financial advice can be provided in Strood and also in nearby places like: Cliffe Woods, Gravesend, Higham, Upper Upnor, Frindsbury, Rochester, Shorne, Meopham, Wainscott, Gillingham, North Halling, Chattenden, Cobham, Lower Upnor, Cuxton, and in these postcodes ME2 2BY, ME2 2NG, ME2 2AZ, ME2 2NB, ME2 2FT, ME2 2QT, ME2 2GT, ME2 2RH, ME2 2LB, ME2 2RF. Locally based Strood financial advisors will most likely have the postcode ME2 and the dialling code 01634. Verifying this can confirm you're accessing local financial advisers. Strood home and business owners will be able to benefit from these and numerous other similar services. Click on the "enquiry" form or banner to get specifics of financial advisors in your location.

Strood Financial Advice Services

Financial Advice Tasks Strood

There are a number of different services that are provided by your local Strood financial advisor including familt controlled trusts, ethical investment advice, tax advice, life insurance advice in Strood, financial planning, portfolio management Strood, death benefit advice Strood, multi-asset portfolios, ISA's, money planning, life assurance advice in Strood, unit trusts, personal financial planning, pension consolidation, equity release advice Strood, divorce planning, family income benefit, general financial planning Strood, personal pensions advice, offshore investments, investment bonds, business financial planning Strood, mutual funds, corporate bonds, pension advice, personal protection Strood, will writing services in Strood, annuities, trusts, independent financial advice, and lots more. These are just a selection of the tasks that can be undertaken by a financial advisor. Strood professionals will inform you of their entire range of services.

Necessary Skills for Financial Advisors

  • To be able to competently use a computer and the primary software.
  • Attentive listening and interpersonal skills.
  • Good management skills for the negotiation of product prices.
  • To pay attention to detail and be thorough.
  • Good verbal communication skills.
  • A competent level of numeracy for producing financial plans.
  • A thorough knowledge of economics and accounting with regard to financial products and markets.
  • To be good at selling services and products.
  • To have the ability to network and build relationships with customers.
  • Excellent skills in customer service for determining customer requirements and needs.
  • To be self-motivated and organised.

Kent Financial Advice Enquiries

Kent Financial Advice Enquiries

Current Kent financial advice enquiries: Lorcan and Lola Grundy from Lamberhurst recently enquired about mortgage advice. Mr and Mrs Long from Kings Hill recently enquired about pension advice. Nusaybah Mair and Mikael Mair from Stanhope, Kent recently asked for information on investment bonds. Essa Allen and Ayesha Allen from Longfield, Kent recently asked for information on life assurance. Josie and Dalton Heath from Broomfield, Kent recently enquired about investment bonds. Aanya Fielding and Olly Fielding from Queenborough recently asked for information on equity release. Frances Thompson and Klay Thompson from Southfleet recently enquired about life assurance. Vlad Higginson from South Darenth recently asked for information on financial planning. All of these local residents did a search for "Garden Fencing Kent" and discovered this web page on either Bing, Yahoo or Google.

STROOD FINANCIAL ADVISOR QUOTES

Financial Advisors Near Strood

Also find: Shorne financial advisers, Rochester financial advisers, Wainscott financial advisers, Lower Upnor financial advisers, Chattenden financial advisers, Cobham financial advisers, Upper Upnor financial advisers, Higham financial advisers, Meopham financial advisers, Gravesend financial advisers, Gillingham financial advisers, North Halling financial advisers, Cuxton financial advisers, Frindsbury financial advisers, Cliffe Woods financial advisors and more. All of these towns and villages are served by local financial advisers. Strood residents can get quotes by clicking here.

Strood Financial Advice Services

Find a Financial Advisor in Strood Here
Financial Advice Enquiries in Strood Kent (01634)
  • Strood Cashflow Analysis
  • Strood Inheritance Advice
  • Strood Pension Advice
  • Strood Investment Advice
  • Strood Retirement Planning
  • Strood Financial Advice
  • Strood Mortgage Advice
  • Strood Life Insurance Advice
  • Strood Wealth Management
  • Strood Estate Planning
  • Strood Tax Advice
  • Strood Financial Services
  • Strood Corporate Financial Advice
  • Strood Cheap Financial Advice

More Strood Services: Undoubtedly, whenever you're looking at your finances in Strood, Kent, you will probably need all sorts of different services and apart from a financial advisor in Strood, Kent, you may also need tax preparation in Strood, debt recovery & collection in Strood, payroll services in Strood, property law & conveyancing in Strood, family lawyers in Strood, bookkeepers in Strood, will writing in Strood, contracts lawyers in Strood, business financial planning in Strood, mortgage brokers in Strood, solicitors in Strood, banruptcy lawyers in Strood, estate planning in Strood, investment advisors in Strood, business consulting in Strood, accountants in Strood, mortgage advice in Strood, and other different Strood experts.

Financial Advisors Around Strood: Over the past 12 months financial advice was provided in these Strood streets: Cranmere Court, King Arthurs Drive, Vicarage Road, Hillshaw Crescent, Gravesend Road, St. Marys Road, Sycamore Road, Merryfields, Station Road, High Street, Albert Place, Evelyn Close, Wingrove Drive, Victoria Street, Frindsbury Road, Gun Lane, Marsh Street, Clarendon Drive, Oswald Drive, Dean Road, and in these Kent postcodes: ME2 2BY, ME2 2NG, ME2 2AZ, ME2 2NB, ME2 2FT, ME2 2QT, ME2 2GT, ME2 2RH, ME2 2LB, ME2 2RF. Folks residing in these areas recently requested help from a financial advisor. Strood residents enjoyed the benefits of reliable and top quality financial services on each occasion.

Financial Adviser Jobs Strood: Browse financial adviser jobs near Strood by clicking here: General Financial Advisor Jobs

To read local Strood info look here

Independent financial advisor in ME2 area, telephone code 01634.

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(This financial advisor Strood content was checked and updated on 01-09-2022)