Financial Advisor Wilmslow

Wilmslow Independent Financial Advice & Investment

Financial Advisor Wilmslow Cheshire (SK9): If you are seeking financial advice for the very first time, trying to locate a first-rate independent financial advisor in Wilmslow can be a daunting experience. However, all qualified financial advisors have one thing in common; they all have to conform to the regulations laid down by the Financial Conduct Authority (FCA), regardless of whether you are searching for pensions, mortgage, investments or even insurance advice. Any advice given by a FCA registered financial advisor in Wilmslow comes with the guarantee that should things go wrong, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

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Neighbours and friends recommendations can be a decent starting place in picking a financial advisor in Wilmslow, but remember that their circumstances may be different to the type of advice you are looking for. Their advice needs to be adapted to your particular circumstances, and not every financial advisor is suitable for everybody. It is wise to chat to at least three different firms when you're considering a financial advisor, because this is a major decision, and you need to find one that you feel comfortable with and can trust, and also check out the various options they can provide.

Financial Advisor Wilmslow Cheshire (SK9)

When it comes to picking a financial advisor in Wilmslow, there are 2 main types; independent financial advisors (IFA) and restricted advisors. Offering a more extensive range of options, an independent financial advisor won't be limited to the services or products of a single company. Independent financial advice should be provided in a frank and unbiased way and should cover the whole spectrum of financial companies and products. This will enable you to choose from the broadest range of products to suit your needs. A restricted advisor could be tied to services and products from a single provider, or may even focus on one particular product, as can be the case with a mortgage advisor.

Before taking you on as a client, any financial advisor must be fully transparent with you about their charges, as required by the Financial Conduct Authority. You could be charged by the hour, a set fee or possibly even a percentage of your investment, dependant upon product you're interested in. To enable you to discuss your goals and determine whether the advisor is the correct fit for you and your situation, you could be offered a free preliminary consultation. In some of the larger Wilmslow firms, you could find that your account is being looked after by a team as opposed to an individual.

Financial Advisors Wilmslow UK (01625)

To outline your financial situation and targets to the advising company, you will be required to fill in a "Fact Find" form, which is a confidential disclosure document. You should also be handed a Key Facts or Initial Disclosure Document, which provides information about the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial sector. If you're not happy with the service, and wish to complain, this document will also set down your own rights and your options. It should detail what you are signing up for, and any potential benefits and risks if you opt to take the offered advice, and it should be laid out in clear language. You will find the amount of cooling-off period in the Key Facts Document. This makes it possible for you to have a change of heart within a certain number of days, and cancel the agreement with your financial advisor.

You need to check the experience and qualifications of the financial advisor when you first speak with them. After all you are on the verge of entrusting your long-term financial wellbeing to their expertise, so you should never be self-conscious about asking these questions. All financial advisors in Wilmslow must hold at least a Level 4 qualification and be able to present an annual Statement of Professional Standing. If your advisor's name doesn't show up on the Financial Services Register, you should not panic, the company the individual works for should be found on the register and their staff will be covered by the legislation. If they are unable to present these accreditations, the person can't offer advice but only financial guidance. Guidance differs to advice as it is not regulated in the same way, and if financial blunders occur there may be no recourse to the client.

Financial Advisor Quotes in Wilmslow Cheshire

If it's investments that you are interested in, the advisor will want to know the level of risk you are ready to accept with your hard-earned money. Larger rewards may be possible with high risk investments, but you stand a greater chance of losing some or all of your cash. Your savings objectives must be considered if the best investment and financial advice is to be given, i.e. long or short term investments, how quickly you need to access your funds and how much you wish to invest. The one question that you should ask of yourself, which is often ignored, is just how much money you can really afford to lose. Referred to as your 'capacity for loss', this will quite likely affect the services and products that you are offered.

Financial Advice Near Wilmslow Cheshire

You will have to tell your financial advisor about any existing regular payments, investments, savings accounts or mortgage loans. To ensure that you get the most suitable advice for you, they need to gather a full and clear picture of your financial situation. Sound financial advice should include diversifying your investments and savings by spreading the risk load across various different products. Having a knowledge of the best areas to consider, a competent financial advisor will favour products that match your financial situation and goals.

A financial advisor will open up the multifaceted world of finance, and communicate in the clearest possible way. This will permit you to compare services and products that match your needs, and make an informed decision. If you are environmentally minded, you can ask your financial advisor to stick to ethical savings and investments. This will allow you to lend support to enterprises and companies that match your concerns, e.g. renewable energy or zero carbon, or perhaps steering clear of firms that do not meet your requirements.

It isn't always easy to work closely with a financial advisor in Wilmslow without this impacting work and other commitments. Face-to-face appointments can be complemented with video conferencing and telephone to enable you to seek advice at times that suit you. Remote and home working is now a large part of our society, and an experienced financial advice firm in Wilmslow will have rigorous measures in place to ensure your details are kept secure and confidential, even if you rarely have a one-on-one meeting with your advisor.


You need to understand that the financial sector can be an unpredictable one, and investment values can just as easily go down as well as up. If it just so happens that your investment fails to make the amount of money you were hoping for, it can be a worrying and frustrating time. A downward spiral in your investment isn't a recognised grounds for complaint, unless your financial advisor has given you wrong or misleading information.

Independent Financial Advisor Near Wilmslow (SK9)

As laid out in the Key Facts Document, any complaints should start out with the firm's complaints procedure. You can let the Financial Ombudsman know about the problem if it remains unsolved within the time-frame set by the regulating body, and the advisor is a member of the FCA.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. If the complaint is found to be justified, a decision will be made on how to rectify the situation or financially compensate the customer. This becomes a legally binding decision once it has been agreed on by the customer, and the financial advisor and their firm must abide by the ruling. The Ombudsman will also take into consideration any trouble, distress, upset and inconvenience caused to the client during the dispute, and set the level of compensation proportionately.

Book a Financial Advisor in Wilmslow UK

Financial advice can be provided in Wilmslow and also in nearby places like: Newton, Heald Green, Mottram St Andrew, Nether Alderley, Poynton, Dean Row, Knolls Green Village, Lacey Green, The Carrs, Alderley Edge, Cheadle Heath, Warford, Bramhall, Woodford, together with these postcodes SK9 2AP, SK9 1EW, SK9 1BG, SK9 1PA, SK9 2AN, SK9 1WW, SK9 1RG, SK9 0ED, SK9 1PL, SK9 1DR. Locally based Wilmslow financial advisers will probably have the postcode SK9 and the telephone dialling code 01625.

Cheshire Financial Advisors

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Around Cheshire you'll also locate: Rope financial advice, Willington investment advisors, Grappenhall financial advice, Helsby investment advisors, Bunbury financial advice, Disley financial advice, Mickle Trafford financial advice, Weston financial advice, Woolston financial advice, High Legh investment advice, Lostock Gralam investment advisors, Waverton investment advisors, Weaverham investment advice, Church Lawton investment advice, Sutton Lane Ends investment advice, Alderley Edge investment advice, Croft investment advice, Ashton Hayes financial advisors, Huntington financial advice, Walton investment advisors, Chester financial advisors, Great Boughton financial advice, Odd Rode financial advisors, Grappenhall investment advice, Brereton financial advice, Rope investment advice, Great Sankey investment advice, Prestbury investment advice, Chelford financial advisors.

Wilmslow Financial Advice Services

Financial Advice Tasks Wilmslow

There are a wide range of services which can be provided by your local Wilmslow financial advisor including cheap financial advice, business planning, annuities, financial planning, stakeholder pensions Wilmslow, investment planning Wilmslow, life insurance Wilmslow, financial analyst services, retirement planning Wilmslow, portfolio management, tax financial planning, offshore investments, pension planning, pension advice, investment bonds in Wilmslow, annuity purchases, ISA's Wilmslow, family income benefit, pension consolidation, cash flow modelling, unit trusts, corporate bonds, pension drawdowns, independent financial advice, investment advice, and lots more.


Financial Advisors Near Wilmslow

Also find: Knolls Green Village financial advisors, Woodford financial advisors, Newton financial advisors, Dean Row financial advisors, Lacey Green financial advisors, Alderley Edge financial advisors, Mottram St Andrew financial advisors, Cheadle Heath financial advisors, Heald Green financial advisors, Bramhall financial advisors, Warford financial advisors, The Carrs financial advisors, Nether Alderley financial advisors, Poynton financial advisors and more.

Wilmslow Financial Advice Services

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Financial Advice Enquiries in Wilmslow Cheshire (01625)
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  • Wilmslow Inheritance Advice
  • Wilmslow Mortgage Advice
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Financial Advisors Around Wilmslow: Financial advice has recently been given in these Wilmslow roads and streets - Beech Grove, Thornfield Hey, Simpson Street, Church Walk, Albert Road, Brandon Close, Swan Street, Ashford Road, College Close, Davenham Road, Curzon Mews, Brackenwood Mews, Turnberry Drive, Stockton Road, Dooleys Lane, Dean Row Road, Thorngrove Drive, Bollinwood Chase, Church View, Ashford Close, Twinnies Court, Station Road, Cliffbrook Grove, Cardenbrook Grove, Southfield Close, Bank Square, Tranmere Drive, Buckingham Road, Springfield Drive, Beeston Road, as well as the following Wilmslow area postcodes: SK9 2AP, SK9 1EW, SK9 1BG, SK9 1PA, SK9 2AN, SK9 1WW, SK9 1RG, SK9 0ED, SK9 1PL, SK9 1DR.

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Independent financial advisor in SK9 area, (dialling code 01625).

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