Financial Advisor Poynton

Poynton Independent Financial Advice & Investment

Financial Advisor Poynton Cheshire (SK12): Locating a reliable financial advisor advisor in Poynton can be an intimidating experience, particularly if you are seeking financial advice for the very first time. Whether you're searching for investment, pension, mortgage or even insurance advice, all qualified financial advisors have one thing in common; they all have to stick to the regulations set by the Financial Conduct Authority. This comes with some guarantees, so after getting advice from a FCA certified financial advisor in Poynton, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if anything goes awry.

Free Poynton Financial Advisor Quotes

Neighbours and friends recommendations can be a good starting place in selecting a financial advisor in Poynton, but bear in mind that their needs may be different to what you're looking for. Every financial advisor isn't suitable for everyone, and any advice they provide should be adapted to your particular circumstances. To check out the options they can provide and find a financial advisor you can trust and feel comfortable with, it is a good idea to talk to at least 3 different companies, because after all picking a financial advisor is a big decision.

Financial Advisor Poynton Cheshire (SK12)

When it comes to picking a financial advisor in Poynton, there are two principal types; independent financial advisors (IFA) and restricted advisors. The advantage of seeing an IFA is that they should not be restricted to the products and services of a single company, and can offer a more diverse range of options. Independent financial advice should be offered in an unbiased way and should cover the full spectrum of financial products and companies. Consulting an IFA should allow you to pick from the broadest possible array of products. If you use a restricted advisor you will soon realise that they may be restricted to services and products of a particular firm, or as with a mortgage advisor, may only be involved with one solitary product.

Before any Poynton financial advisor accepts you as a client, they are required by the Financial Conduct Authority to fully discuss their charges with you. Although it can vary dependant upon the kind of product you require, there may be a set fee, an hourly rate, or you might even be charged a percentage of the money you are investing. You will sometimes be offered the chance of a free first consultation to allow you to discuss your goals and find out if the advisor is the proper choice for you and your situation. In some bigger Poynton companies, you could find that your account is being managed by a team rather than an individual.

Financial Advisors Poynton UK (01625)

To summarise your financial situation and ambitions to the advising firm, you will be required to fill out a "Fact Find" form, which is a confidential disclosure document. A Key Facts Document, or Initial Disclosure Document will also be handed to you, to provide information on the financial advisors themselves, detailing their scope of permissions in the financial arena and their status to offer independent or restricted advice. If you're not satisfied with the service, and wish to make a complaint, this document will also lay down your rights and your options. It has to be written in plain language and detail what you are signing up for, and any potential benefits and risks that exist if you choose to take the advice offered. You will find the amount of cooling-off period in the Key Facts Document. This enables you to cancel your agreement within a certain period of time, and whenever any penalty charges have to be paid.

You should check what experience and qualifications the financial advisor has when you first speak to them. You should not be embarrassed about asking such questions, after all you are just about to entrust your financial wellbeing to their skill. A Level 4 qualification is the minimum certification for any Poynton financial advisor, and they must also be in a position to show an annual Statement of Professional Standing. If your advisor's name doesn't appear on the Financial Services Register, you don't need to stress, the company the person works for should be found on the register and their personnel will be covered by the regulations. If they're unable to supply this evidence, the person can't offer advice but only financial guidance. Guidance differs to advice as it is not regulated, and if mistakes are made there will probably be no recourse to either party.

Financial Advisor Quotes in Poynton Cheshire

If you are looking for advice on investing money you will be asked the level of risk you're ready to take on. Bigger rewards might be possible with higher risk investments, however you stand a greater chance of losing all or some of your cash. In order to get the most beneficial investment and financial advice, your savings goals must be given careful consideration, i.e. how much you have to invest, how quickly you need access to your money and long or short term investments. The one question that you should ask of yourself, which is often ignored, is how much money you can actually afford to lose. This might affect the products and services that could be offered for your consideration, and is commonly called your 'capacity for loss'.

Financial Advice Near Poynton Cheshire

If you've already got any existing savings accounts, regular outgoings, investments or mortgage loans, you'll want to tell your financial advisor about these. To ensure that you receive the best advice for you, they need to have a clear and full picture of your financial circumstances. The diversification of your investments and savings by spreading the risk load across various products, is a vital part of reliable financial advice. So as to match your goals and financial circumstances, a certified financial advisor in Poynton will have the knowledge of the best products to consider.

Your financial advisor will try to communicate in the clearest possible way, while opening up the multifaceted world of finance. After comparing the services and products which meet your needs, you should be able to come to an informed and considered decision. You could even ask your financial advisor only to choose ethical investments and savings. This doesn't just give you investment opportunities, but also allows you to support zero carbon or renewable energy projects, and steer clear of companies that don't share the same values.

It isn't that easy to have a close working relationship with a financial advisor in Poynton without this impacting on your work and other commitments. This can be alleviated by supplementing face-to-face meetings with telephone and video conferencing, thus enabling you to get the guidance you need at convenient times. Home and remote working is now a large part of our society, and an experienced financial advice company in Poynton will have stringent measures in force to keep your details secure and confidential, even if you hardly ever have an in-person meeting with your personal advisor.


Investments can be an unpredictable area, and their values could fall as well as rise. If your investment is not making the amount of money you were hoping for, it can be quite demoralising and stressful. However, unless it is owing to misleading or incorrect information from your financial advisor, a downward spiraling of your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Poynton (SK12)

Any grievances should start out with the company's complaints procedure as outlined in the Key Facts Document. You can let the Financial Ombudsman know about the issue if it remains unsolved within the period set by the regulating body, and the advisor is a member of the FCA.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. A decision is made on how to rectify or financially compensate the client, if the complaint is upheld. The financial advisor and their company must comply with any decision that's made by the Ombudsman, which becomes a legally binding decision once the client has accepted it. The Financial Ombudsman will also consider any trouble, upset, distress and inconvenience caused to the customer during the situation, and fix the level of compensation proportionately.

Book a Financial Advisor in Poynton UK

Financial advice can be provided in Poynton and also in nearby places like: Wardsend, Woodford, Marpleridge, Chester, Bramhall, Hope Green, Great Moor, Pott Shrigley, High Lane, Adlington, Booth Green, Hazel Grove, Cheadle Hulme, Windlehurst, Davenport, Stockport, together with these postcodes SK12 1JL, SK12 1ND, SK12 1QW, SK12 1PX, SK12 1BU, SK12 1LG, SK12 1FJ, SK12 1QQ, SK12 1LU, SK12 1BP. Locally based Poynton financial advisors will probably have the postcode SK12 and the dialling code 01625.

Necessary Skills for a Financial Advisor

  • An outstanding level of maths knowledge for developing financial plans.
  • A thorough knowledge of economics and accounting relating to financial products and markets.
  • To be thorough and pay attention to detail.
  • Outstanding skills in verbal communication.
  • To have active listening and interpersonal skills.
  • To be able to network and build relationships with customers.
  • To have excellent time management skills.
  • Excellent skills in customer service for identifying customer requirements.
  • To be good at selling services and products.
  • To have excellent IT skills.
  • Good business management skills for negotiating product prices.

A Financial Advisor's Regular Duties

  • Financial advisors provide education, consultation and counselling with regards to finances and investments.
  • Financial advisors keep abreast of law changes and new financial products.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors work in collaboration with colleagues to obtain trends, market information and statistics.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors maintain detailed records of potential transactions and customers.
  • Financial advisors recommend the financial products that are best-suited to their clients.
  • Financial advisors produce financial reports.
  • Financial advisors speak to customers regarding their finances and plans.
  • Financial advisors update clients concerning their investments.

Poynton Financial Advice Services

Financial Advice Tasks Poynton

There is a variety of services that can be provided by your local Poynton financial advisor including stakeholder pensions in Poynton, cashflow analysis, divorce financial planning in Poynton, general financial planning Poynton, personal financial planning, investment advice Poynton, inheritance tax planning, wealth management & investments, retirement advice, tax planning, pension advice, investment bonds, business planning Poynton, life assurance advice Poynton, mutual funds, investment planning, bridging finance, ISA's, investment planning in Poynton, offshore investments, annuity purchases, financial planning Poynton, pension consolidation advice in Poynton, income protection, equity release advice Poynton, and more.


Financial Advisors Near Poynton

Also find: Hazel Grove financial advisors, Woodford financial advisors, Hope Green financial advisors, Chester financial advisors, Cheadle Hulme financial advisors, Pott Shrigley financial advisors, Wardsend financial advisors, Stockport financial advisors, Marpleridge financial advisors, High Lane financial advisors, Windlehurst financial advisors, Davenport financial advisors, Adlington financial advisors, Great Moor financial advisors, Bramhall financial advisors, Booth Green financial advisors and more.

Poynton Financial Advice Services

Find a Financial Advisor in Poynton Here
Financial Advice Enquiries in Poynton Cheshire (01625)
  • Poynton Tax Advice
  • Poynton Retirement Planning
  • Poynton Life Insurance Advice
  • Poynton Mortgage Advice
  • Poynton Financial Services
  • Poynton Cashflow Analysis
  • Poynton Wealth Management
  • Poynton Investment Advice
  • Poynton Financial Advice
  • Poynton Trustee Investments
  • Poynton Pension Advice
  • Poynton Estate Planning
  • Poynton Cheap Financial Advice
  • Poynton Corporate Financial Planning

Financial Advisors Around Poynton: People who live in the following areas and roads have recently enquired about financial advice - Merton Road, Wincle Avenue, Capenhurst Close, Carleton Road, Holly Road, Tintern Close, Wigwam Close, Paddock Chase, Dundrennan Close, Woolley Avenue, Newstead Close, Georges Close, Yew Tree Lane, Arlington Drive, Grebe Close, Dickens Lane, Anglesey Drive, Highfield Road, Furness Close, Spring Road, Glastonbury Drive, Hardwicke Road, Barnaby Road, School Lane, Hartland Close, Venture Way, Fielding Avenue, Rainow Drive, as well as the following Poynton area postcodes: SK12 1JL, SK12 1ND, SK12 1QW, SK12 1PX, SK12 1BU, SK12 1LG, SK12 1FJ, SK12 1QQ, SK12 1LU, SK12 1BP.

Poynton Financial Advisor Jobs: View financial adviser jobs in Poynton here: Poynton Financial Advisor Jobs

To find local information regarding Poynton, Cheshire take a look here

Independent financial advisor in SK12 area, and dialling code 01625.

TOP - Financial Advisor Poynton

SK12 - Independent Financial Advisor Poynton - Cheap Financial Advice Poynton - Financial Services Poynton - 01625 - Business Financial Advice Poynton - Personal Financial Advice Poynton - Investment Advice Poynton - Retirement Advisors Poynton