Financial Advisor Oadby Leicestershire (LE2): Locating a first-rate financial advisor advisor in Oadby can be a daunting experience, in particular if you are needing financial advice for the first time. Whether you are looking for mortgage, pension, investment or even insurance advice, all professional financial advisors are bound by one common rule; they must all adhere to the regulations of the FCA (Financial Conduct Authority). The advantage of this is that if a financial advisor who is FCA authorised gives you bad advice, and anything goes awry, you've got guarantees, and can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.
A decent starting place when picking a financial advisor in Oadby can be family and friends, but bear in mind that the sort of advice you're searching for could be significantly different to theirs. Any advice they provide should be personalised to your particular situation, and every financial advisor isn't suitable for everyone. It pays to speak to at least three different firms when you are choosing a financial advisor, as this is an important decision, and you need to find one that you feel comfortable with and can trust, and explore the various options they offer.
When you're looking to pick a financial advisor in Oadby, there are two principal types; restricted advisors and independent financial advisors. Offering a more diverse range of options, an IFA will not be confined to a single provider's services and products. Independent financial advice must be provided in an impartial way and across the whole spectrum of financial companies and products. If you decide to use an IFA, you will be able to choose from the widest possible array of products, in order to find the ideal solution for you. A restricted financial advisor may be tied to products and services from a single firm, or might even concentrate on just one product, as can be the case with a mortgage advisor.
Before taking you on as a client, any financial advisor in Oadby must discuss their charges with you, as set out by the Financial Conduct Authority. In accordance with the product you're looking for, you could be charged a set fee, by the hour or even a specific percentage of your investment. A free initial consultation might be offered, so that you can discuss your objectives and situation to see if the advisor is the right choice. Your account could be managed by a team as opposed to a single advisor, if you opt to go with one of the larger firms in Oadby.
You will need to complete a "Fact Find" form, which is a confidential disclosure document relating your financial situation and aims to the advising company. A Key Facts or Initial Disclosure Document will also be given to you, to provide information about the financial advisors themselves, explaining their range of permissions in the financial arena and their status to offer restricted or independent advice. Your own rights will also be set out in this document, along with your options if you want to submit a complaint because you are not satisfied with the service you're given. It has to be simple to understand, written in plain English, and explain exactly what you're signing up for, along with the risks and benefits of going along with the advice. The allowed cooling-off period should also be fully explained in this Key Facts Document. This allows you to cancel your contract within a specific number of days, and if any penalty charges have to be paid.
You should check the qualifications and experience of your financial advisor when you first speak with them. Asking such questions shouldn't cause you any embarrassment, because after all you are entrusting them with your long-term financial wellbeing. Every financial advisor in Oadby must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, you shouldn't panic, the company the individual works for should be found on the register and their employees are all covered by the regulations. The individual may still offer financial guidance rather than advice, if these can't be presented. In terms of finance guidance differs to advice and isn't regulated. Therefore there's no recourse for either party if financial errors are made.
You'll be asked about the amount of risk you're ready and able to take, if you are seeking advice on investments. Substantial rewards may be possible with high risk investments, however you stand a greater chance of losing all or some of your cash. Your savings goals must be taken into account if good quality financial and investment advice is to be given, i.e. how quickly you need access to your funds, how much you wish to invest and long or short term investments. You must invariably ask yourself the one important question, how much money can you actually afford to lose. This is commonly called your 'capacity for loss' and might affect the services and products that are offered for your consideration.
You should tell your financial advisor about any current mortgages, investments, savings or regular outgoing payments. To ensure that you get the best advice for you, they need to have a clear and full picture of your financial situation. Spreading the risk load across different products through the diversification of your savings and investments, is something that good quality financial advice should encompass. So as to mirror your goals and financial situation, a seasoned financial advisor in Oadby will understand the best products to consider.
Communicating in the plainest speech possible, your financial advisor will lay bare the multifaceted world of finance and investment. This will enable you to compare products and services that meet your needs, and make an informed decision. You could ask your advisor to only specify ethical savings and investment schemes. This allows you to support firms and enterprises that address your concerns, e.g. zero carbon or renewable energy, or perhaps avoiding investments that do not meet your criteria.
It is not that easy to have a close working relationship with a financial advisor in Oadby without this impacting on your work day and other responsibilities. To allow you to seek advice at times that suit you, face-to-face appointments can be supplemented with video conferencing and telephone calls. Home and remote working is now a large part of our society, and an experienced financial advice provider in Oadby will have rigorous measures in force to keep your details confidential and secure, even if you rarely have a face-to-face meeting with your personal advisor.
Investment values could go down as well as up, and this is something that you have to remember. It can be quite disheartening and worrying if your investment isn't making as much money as you hoped for. A downward spiraling of your investment isn't a recognised cause for complaint, unless your advisor has supplied you with misleading or incorrect information.
As detailed in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. You can inform the Financial Ombudsman of the issue if it remains unresolved within the period set out by the regulating authority, and the financial advisor is registered with the FCA.
The Financial Ombudsman will make a ruling after independently reviewing the cause for complaint. If the complaint is upheld, a decision will be made on how to rectify or financially compensate the customer. This will become a legally binding decision once it has been accepted by the customer, and the financial advisor and their firm must comply with the ruling. Any hassle, inconvenience, distress and upset caused to the client during the situation, will be accounted for when the Ombudsman sets the level of compensation.
Financial advice can be provided in Oadby and also in nearby places like: Evington, Leicester, Great Glen, West Knighton, Glen Parva, Wigston, Thurnby, Houghton on the Hill, Blaby, Knighton, Stoughton, Stoneygate, Stretton Hall, Aylestone Park, Clarendon Park, and in these postcodes LE2 4HF, LE2 4NZ, LE2 4EE, LE2 2RN, LE2 2FG, LE2 2LA, LE2 2LF, LE2 4FE, LE2 2LT, LE18 1JB. Local Oadby financial advisers will probably have the phone code 0116 and the postcode LE2.
Oadby Financial Advice Services
There are a wide range of services which are provided by your local Oadby financial advisor including business planning, cheap financial advice, trusts, investment bonds, corporate bonds in Oadby, retirement planning Oadby, pension consolidation advice, investment advice, life assurance advice in Oadby, mutual funds, cash flow modelling in Oadby, family income benefit, independent financial advice, ethical investment advice Oadby, bridging finance, pension advice in Oadby, portfolio management, income protection advice Oadby, general financial planning in Oadby, personal financial planning in Oadby, investment planning, trustee investment services, pension advice, financial planning Oadby, offshore investments, and more.
Leicestershire Financial Advice Enquiries
Latest Leicestershire financial advice enquiries: Kylan Kane and Amanah Kane from Oadby recently enquired about financial planning. Sidney Owens and Emaan Owens from Woodhouse Eaves recently enquired about offshore investments. Oliver Christie and Ruby-Rose Christie from Kirby Muxloe, Leicestershire recently asked for information on financial planning. Akira and Ryan Withers from Cosby, Leicestershire recently enquired about getting financial advice. Heidi Moffat and Che Moffat from Coleorton, Leicestershire recently asked for information on pensions. Tabitha Smallwood and Preston Smallwood from Newtown Linford, Leicestershire recently enquired about investment advice. Annabella Mcewan and Montgomery Mcewan from Ravenstone, Leicestershire recently asked for information on mortgages. Charley Cumming and Skyler Cumming from Wymeswold, Leicestershire recently asked for information on life assurance.
Leicestershire Financial Advisors
In Leicestershire you will additionally discover: Breedon on the Hill financial advice, Earl Shilton investment advice, Groby investment advice, Barlestone investment advice, Worthington financial advisors, Markfield investment advice, Asfordby investment advice, Rearsby financial advisors, Kibworth investment advisors, Blaby investment advisors, Kibworth Beauchamp investment advisors, Queniborough financial advice, Kibworth investment advice, Ravenstone investment advice, Asfordby financial advisors, Ravenstone financial advisors, Quorn investment advice, Whetstone investment advice, Burbage financial advisors, Blackfordby financial advisors, Donisthorpe financial advice, Mountsorrel investment advice, Oakthorpe investment advisors, Queniborough investment advisors, Fleckney financial advice, Hathern financial advisors, Stoney Stanton financial advice, Stoney Stanton investment advisors, Hathern investment advisors, Ibstock financial advisors.
Financial Advisors Near Oadby
Also: Knighton financial advisors, Houghton on the Hill financial advisors, Evington financial advisors, Glen Parva financial advisors, Wigston financial advisors, West Knighton financial advisors, Stoughton financial advisors, Thurnby financial advisors, Stretton Hall financial advisors, Blaby financial advisors, Clarendon Park financial advisors, Aylestone Park financial advisors, Great Glen financial advisors, Stoneygate financial advisors, Leicester and more.
- Oadby Wealth Management
- Oadby Cashflow Analysis
- Oadby Life Insurance Advice
- Oadby Financial Advice Quotations
- Oadby Trustee Investments
- Oadby Investment Advice
- Oadby Corporate Financial Advice
- Oadby Pension Advice
- Oadby Financial Services
- Oadby Retirement Advice
- Oadby Financial Advice
- Oadby Mortgage Advice
- Oadby Inheritance Advice
- Oadby Cheap Financial Advice
More Oadby Services: Needless to say, whenever you are looking at your finances in Oadby, Leicestershire, you'll likely be in need of all kinds of different services and apart from tax preparation in Oadby, investment advisors in Oadby, mortgage brokers in Oadby, mortgage advice in Oadby, solicitors in Oadby, wills in Oadby, business consulting in Oadby, business financial planning in Oadby, property law & conveyancing in Oadby, debt recovery & collection in Oadby, bookkeeping in Oadby, contracts lawyers in Oadby, accountants in Oadby, payroll services in Oadby, estate planning in Oadby, family lawyers in Oadby, banruptcy lawyers in Oadby, and other different Oadby experts.in Oadby, Leicestershire, you might also need
Financial Advisors Around Oadby: In the last year financial advice was provided in the following Oadby streets: Woodlands Close, Norman Court, Harborough Road, Chapel Street, Derwent Walk, Holme Drive, Davenport Avenue, Bluebell Close, Newpool Bank, Dove Rise, Belleville Drive, Tudor Drive, Cranborne Gardens, Hill Way, Pomeroy Drive, Ennerdale Close, Hill Field, The Oval, Quinton Rise, Wards End, Spion Kop, Hidcote Road, Severn Road, Elms Close, Hursley Close, Tilton Drive, Park Crescent, Barnet Close, and in these Leicestershire postcodes: LE2 4HF, LE2 4NZ, LE2 4EE, LE2 2RN, LE2 2FG, LE2 2LA, LE2 2LF, LE2 4FE, LE2 2LT, LE18 1JB.
For local Oadby info check here
Financial Advisor Jobs Oadby: See financial adviser jobs near Oadby by going here: Financial Advisor Jobs Oadby
Independent financial advisor in LE2 area, (dialling code 0116).
Mortgage Advice Oadby - Investment Advisors Oadby - Independent Financial Advisors Oadby - Financial Advisor Near Oadby - Life Insurance Oadby - 0116 - LE2 - Financial Planning Oadby - Business Financial Advisors Oadby