Financial Advisor London

London Independent Financial Advice & Investment

Financial Advisor London Greater London (SW1): Finding a reliable financial advisor advisor in the London area can be a daunting experience, particularly if you are seeking financial advice for the very first time. Nevertheless, all professional financial advisors are bound by one common rule; they all have to adhere to the regulations of the Financial Conduct Authority (FCA), regardless of whether you're looking for mortgage, pension, investments or even insurance advice. This comes with some guarantees, thus after taking advice from a FCA authorised financial advisor in London, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if anything goes wrong.

Free London Financial Advisor Quotes

Recommendations from friends and relations can be a good starting place in picking a financial advisor in London, but bear in mind that their situation could be different to the type of advice you're looking for. Not every financial advisor is suitable for everybody, and any advice they provide should be adapted to your particular situation. To investigate the options they're offering and find a financial advisor that you can trust and feel comfortable with, it is wise to talk to at least three different firms, because choosing a financial advisor is a big decision.

Financial Advisor London Greater London (SW1)

There are two principal types of financial advisor in London; independent financial advisors and restricted advisors. An independent financial advisor will not be limited to the products or services of just one company. Independent financial advice should be offered in a frank and unbiased way and across the whole gamut of financial companies and products. If you opt to use an independent financial advisor, you'll be able to choose from the broadest possible array of products, so as to find the right solution for you. A restricted financial advisor could be focused on a single product, as with a mortgage advisor, or be restricted to products and services from one particular provider.

Before any financial advisor in London takes you on as a client, they're required by the FCA to be transparent about their charges. Determined by the product you are looking for, you could be charged a set fee, by the hour or perhaps even a specific percentage of your investment. To discuss your goals and determine whether the advisor is the proper choice for your situation, a free preliminary consultation may be offered. In some of the bigger London firms, you might find that your account is being handled by a team rather than an individual.

Financial Advisors London UK (020)

Before any financial advice is handed out you will have to complete a confidential disclosure form, called a "Fact Find" document, which informs the advising firm about your targets and financial situation. To provide information about the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial market, you'll also be handed an Initial Disclosure Document, or Key Facts Document. Your own legal rights should also be spelled out in this document, together with your options if you need to submit a complaint because you aren't satisfied with the service you're given. It has to be typed out in plain English and describe what you're committing yourself to, and any possible risks and benefits that exist if you opt to go along with the offered advice. This document must also inform you about the cooling-off period. Within a certain time period, this allows you to cancel your agreement with the financial advisor.

When talking to the financial advisor initially make sure you check their qualifications and experience. You shouldn't be embarrassed about asking such questions, after all you're about to entrust your long-term financial wellbeing to their expertise. All financial advisors in London must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. Don't freak out if your particular advisor's name doesn't show up on the Financial Services Register, as long as the company is listed on the register, their staff will be covered by the regulations. If these can't be presented the individual may still offer financial guidance instead of financial advice. In terms of finance guidance differs to advice and is not regulated in the same way. Therefore there is no recourse for either party if errors occur.

Financial Advisor Quotes in London Greater London

If you're looking for advice on investments you will be asked about the amount of risk you are comfortable with. High risk investments could offer bigger rewards, but some or all of your money could be lost. The best financial and investment advice should take into account your savings aims, i.e. long or short term investments, how much money you want to invest and how quickly you need to access your funds. The one question that you should ask yourself, which is often ignored, is just how much you can actually afford to lose. This is sometimes referred to as your capacity for loss and may well influence the products and services that are offered for your consideration.

Financial Advice Near London Greater London

If you already have any current savings, regular outgoing payments, mortgage loans or investments, you must let your financial advisor know about these. They will need to know this, so that they can get a picture of your finances and give the correct advice for your needs. Diversifying your savings and investments by spreading the risk load across various different products, is a vital part of reliable financial advice. With an understanding of the best areas to consider, a qualified financial advisor will favour products that most closely match your goals and financial circumstances.

Your financial advisor will try to communicate in as plain a speech as possible, while throwing open the complex world of finance. You should be able to make an informed and educated decision once you have learned about the various services and products which match your needs. If you are environmentally minded, you can even ask your financial advisor to stick to ethical investment and savings schemes. This allows you to lend support to companies and organisations that match your concerns, e.g. green energy or zero carbon, or perhaps staying away from corporations that don't meet your standards.

Establishing a close working relationship with a financial advisor in London could cause complications with your work and other obligations. Face-to-face appointments can be supplemented with telephone and video conferencing to enable you to seek advice at times that suit you. A professional financial advice firm in London will have strict measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your advisor, because remote and home working is no longer unusual.


You have to understand that the financial world is an unpredictable sector, and investment values could just as easily drop as well as rise. If it just so happens that your investment isn't making the amount of money you hoped for, it can be a very frustrating and worrying time. However, unless it is owing to incorrect or misleading information from your advisor your investment having a downward trend is not a recognised cause for complaint.

Independent Financial Advisor Near London (SW1)

The company's official complaints procedure should be the best place to start with any grievances, and the Key Facts Document will explain this. If the issue is unresolved within the time-frame set out by the regulating authority, and the financial advisor is registered with the Financial Conduct Authority, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. A decision will be made on how to rectify or financially compensate the customer, if the complaint is justified. This becomes legally binding as soon as it has been agreed on by the customer, and the financial advisor and their company must comply with the ruling. Any inconvenience, distress, hassle and annoyance caused to the client during the situation, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in London UK

Financial advice can be provided in London and also in: Waltham Forest, Barnet, Camden, Bromley, Brent, Southwark, Hounslow, Islington, Greenwich, Croydon, Havering, Hackney, Bexley, Haringey, Kingston upon Thames, and in these postcodes EC4Y 9BW, NW1 5DX, EC4Y 1AY, EC4A 2AS, NW1 5AS, NW1 5AF, NW1 4QJ, NW1 5DU, EC4Y 9BR, NW1 5DT. Local London financial advisors will most likely have the postcode SW1 and the phone code 020.

London Financial Advice Services

Financial Advice Tasks London

There is a range of services that can be provided by your local London financial advisor including long term care fee planning in London, life insurance advice, equity release advice, pension reviews, ethical investments in London, pension consolidation, cashflow analysis London, mutual funds London, general financial planning, financial advice services, pension drawdowns, stakeholder pensions, cheap financial advice London, tax planning in London, financial planning in London, offshore investments in London, investment bonds London, will writing services, independent financial advice, income protection, divorce financial planning in London, unit trusts, annuity purchases, portfolio management in London, personal financial planning in London, and more.

Financial Advice Enquiries Greater London

Greater London Financial Advice Enquiries

The latest Greater London financial advice enquiries: James and Lottie Mortimer from East Sheen, Greater London recently enquired about offshore investments. Brogan and Sumayya Dubois from Kenton, Greater London recently asked for information on life assurance. Franco Ricci from Derry Downs recently asked for information on financial planning. Winston Winstanley and Allegra Winstanley from Chiswick recently asked for information on offshore investments. Aliyah and Lincoln Nixon from Stroud Green recently asked for information on mortgages. Lila Bowman and Trystan Bowman from Wembley, Greater London recently enquired about investment bonds. Fynley Wheatley from Belsize Park, Greater London recently enquired about mortgage advice. Anaya and Reuben Reeves from Cubitt Town, Greater London recently enquired about life assurance.

Regular Tasks for a Financial Advisor

  • A financial advisor meets performance and sales targets.
  • A financial advisor provides consultation, education and counselling regarding investments and finances.
  • A financial advisor maintains detailed records of potential customers and transactions.
  • A financial advisor recommends the financial products that are best-suited to customers.
  • A financial advisor speaks with clients regarding their plans and finances.
  • A financial advisor makes deals with with providers of financial products.
  • A financial advisor works together with peers to gather trends, market information and statistics.
  • A financial advisor updates customers concerning their investments.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor keeps fully abreast of new products and regulation changes.

Financial Advisors Near London

Also find: Southwark financial advisors, Kingston upon Thames financial advisors, Barnet financial advisors, Camden financial advisors, Haringey financial advisors, Hounslow financial advisors, Greenwich financial advisors, Islington financial advisors, Brent financial advisors, Bromley financial advisors, Croydon financial advisors, Bexley financial advisors, Hackney financial advisors, Havering financial advisors, Waltham Forest financial advisors and more.

London Financial Advice Services

Find a Financial Advisor in London Here
Financial Advice Enquiries in London Greater London (020)
  • London Retirement Advice
  • London Independent Financial Advice
  • London Mortgage Advice
  • London Pension Advice
  • London Corporate Financial Planning
  • London Investment Advice
  • London Financial Services
  • London Estate Planning
  • London Financial Advice Quotations
  • London Cashflow Analysis
  • London Wealth Management
  • London Tax Advice
  • London Inheritance Advice
  • London Trustee Investments

Financial Advisors Around London: People who live in the following streets and areas have just recently enquired about financial advice - Barlow Road, Camden Park Road, Tavistock Place, Taylors Lane, Daneby Road, Dale View Crescent, Admiralty Close, Davies Mews, Talbot Place, Tallis Grove, Badminton Mews, Savile Row, Caledon Road, Campden Grove, Barham Road, Sandstone Place, Dartrey Terrace, Baptist Gardens, Abbeville Road, Admiral Seymour Road, Temple Sheen, Temple Lane, Salford Road, Darcy Road, Abbey Parade, Abbeyfield Road, Ada Place, Dart Street, Babington Road, Telfords Yard, as well as the following local London postcodes: EC4Y 9BW, NW1 5DX, EC4Y 1AY, EC4A 2AS, NW1 5AS, NW1 5AF, NW1 4QJ, NW1 5DU, EC4Y 9BR, NW1 5DT.

Financial Advisor Jobs London: See financial adviser jobs near London here: London Financial Advisor Jobs

For the best local information on London, Greater London look here

Independent financial advisor in SW1 area, phone code 020.

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