Financial Advisor Brierfield

Brierfield Independent Financial Advice & Investment

Financial Advisor Brierfield Lancashire (BB9): Locating a decent financial advisor advisor in the Brierfield area can be an intimidating experience, especially if you are needing financial advice for the very first time. Nevertheless, all financial advisors have one thing in common; they all have to conform to the regulations set by the FCA (Financial Conduct Authority), whether you are after pensions, mortgage, investment or even insurance advice. The good thing about this is that should a financial advisor who is FCA certified give you bad advice, and anything goes wrong, you've got guarantees, and are able to get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Brierfield Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Brierfield could be neighbours and friends, but bear in mind that the sort of advice you're searching for may be somewhat different to theirs. Not every financial advisor is suitable for everyone, and their advice should be adapted to your particular situation. It is wise to talk to at least three different firms when you're choosing a financial advisor, because this is an important decision, and you need to find one that you feel comfortable with and can trust, and at the same time check out the various options they offer.

Financial Advisor Brierfield Lancashire (BB9)

There are 2 principal kinds of financial advisor in Brierfield; restricted advisors and independent financial advisors. The benefit of seeing an independent financial advisor is that they should not be restricted to the products or services of just one provider, and can offer a more extensive range of options. Independent financial advice must encompass the entire gamut of financial products and companies, and must be offered in an impartial way. If you decide to use an independent financial advisor, you'll be able to select from the broadest possible range of products, so as to find the right solution for you. A restricted financial advisor could be involved with an individual product, such as a mortgage advisor, or be restricted to products and services from one particular company.

The Financial Conduct Authority demands that any Brierfield financial advisor must discuss their charges with you, before taking you on as a client. According to the type of service you're looking for, you could be charged by the hour, a set fee or maybe even a proportion of your investment value. You will sometimes be offered the chance of a free initial consultation to allow you to discuss your aims and see if the advisor is the proper choice for you and your situation. In some of the larger Brierfield companies, you might find that your account is managed by a team rather than an individual advisor.

Financial Advisors Brierfield UK (01282)

Before any advice is given you will have to complete a confidential disclosure form, called a "Fact Find" document, which tells the advising company about your financial situation and targets. You should also be given a Key Facts Document, or Initial Disclosure Document, which provides details about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial sector. This document will also lay down your rights and the options you can take if you aren't satisfied with the service, and want to submit a complaint. It must be simple to understand, written in plain English, and describe precisely what you are committing yourself to, along with the risks and benefits of taking the proffered advice. You can find the amount of cooling-off period in the Key Facts Document. Within a specific period of time, this allows you to cancel the contract with your financial advisor.

The very first time you are speaking to the financial advisor ensure that you check what qualifications and experience they've got. Do not be embarrassed about asking such questions, after all you're on the verge of entrusting your financial wellbeing to their expertise. A Level 4 qualification in financial advice is the minimum certification for any Brierfield financial advisor, and they also have to be able to present an annual Statement of Professional Standing. When checking the Financial Services Register, you shouldn't freak out if your particular advisor's name doesn't appear on there; you should be able to locate the firm name, and that means the legislation covers all of their employees. If they are not able to present these accreditations, the person cannot offer advice but is able to offer financial guidance. Guidance isn't subject to regulations in the same way as financial advice, which means that if errors arise neither party will have any recourse.

Financial Advisor Quotes in Brierfield Lancashire

If you're needing advice on investments you'll be asked about the amount of risk you are comfortable with. Many investments carry some degree of risk, but higher risk investments could potentially offer higher rewards, but also more likelihood of losing some or all of your funds. The best financial and investment advice will take you savings objectives into consideration, i.e. how quickly you need access to your money, how much cash you want to invest and short or long term investments. You must invariably ask yourself the one crucial question, how much can you actually afford to lose. This is generally known as your capacity for loss and may well affect the products and services that may be offered to you.

Financial Advice Near Brierfield Lancashire

If you have already got any existing regular outgoing payments, investments, personal savings or mortgages, you have to tell your financial advisor about these. They will need this information, so they can get a picture of your finances and give the correct advice for you. Good quality financial advice should include diversifying your investments and savings by spreading the risk load across a range of different products. Having a knowledge of the best areas to consider, an experienced financial advisor will favour products that fit in with your goals and financial situation.

Communicating in the clearest way possible, your financial advisor will unmask the complex world of investment and finance. This will allow you to compare services and products which match your needs, and come to an informed decision. If you are mind is firmly on the environment, you can ask your advisor to stick to ethical savings and investments. This allows you to support firms and organisations which match your concerns, e.g. renewable energy or zero carbon, or perhaps avoiding investments that don't meet your requirements.

Having constant interactions with a financial advisor in Brierfield could create problems with your work and other commitments. To allow you to seek advice at times that suit you, face-to-face meetings can be complemented with video conferencing and telephone. Even if you hardly ever have a one-to-one meeting with your advisor, a professional financial advice company in Brierfield will have stringent measures in place to keep your details secure and confidential, because remote and home working is now a large part of our society.


Investment values could go down as well as up, and this is a factor that you must bear in mind. If it happens that your investment fails to make the amount of money you were hoping for, it can be an extremely stressful and frustrating time. A downward trend in your investment isn't a recognised grounds for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Brierfield (BB9)

The firm's complaints procedure should be the place to start with any disputes, and the Key Facts Document will clarify this. If the problem remains unresolved within the time set out by the regulating authority, and your financial advisor is a member of the Financial Conduct Authority, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will look into the cause for complaint and come to a decision. If it's found that the complaint is justified, a decision is made on how the customer can be compensated or the situation rectified. Once the decision has been accepted by the client it becomes a legally binding decision that the advisor and their company, must abide by. Any annoyance, inconvenience, distress and hassle caused to the customer during the situation, will be considered when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Brierfield UK

Financial advice can be provided in Brierfield and also in nearby places like: Roughlee, Burnley, Newchurch-in-Pendle, Foulridge, Fence, Nelson, Burnley Lane, Briercliffe, Barley, Barrowford, Reedley, Little Marsden, Wood End, Rimington, Blacko, Colne, and in these postcodes BB9 5GB, BB10 2SJ, BB9 5EP, BB9 5HT, BB9 5AB, BB10 2LT, BB9 5JN, BB9 0HH, BB9 5JT, BB9 5HL. Locally based Brierfield financial advisors will most likely have the postcode BB9 and the telephone dialling code 01282. Checking this should ensure that you're accessing local financial advisers. Brierfield homeowners can utilise these and numerous other finance related services. Simply click on the "enquiry" banner to get specifics of financial advisors in your area.

Brierfield Financial Advice Services

Financial Advice Tasks Brierfield

There is a range of services that are provided by your local Brierfield financial advisor including personal pensions advice Brierfield, savings advice, pension reviews, cashflow planning in Brierfield, annuity purchase Brierfield, bridging finance, income protection advice, pension consolidation advice in Brierfield, ethical investments, corporate bonds, personal protection, investment consolidation, equity release advice, investment plans, familt controlled trusts, money planning, critical illness cover, multi-asset portfolios, financial planning, will writing services, stakeholder pensions, wealth management & investments Brierfield, life assurance, investing an inheritance, investment bonds in Brierfield, corporate financial planning in Brierfield, pension transfer advice Brierfield, financial services, family income benefit, offshore investment advice in Brierfield, and lots more. Listed are just a small portion of the tasks that can be conducted by a financial advisor. Brierfield professionals will be happy to tell you about their full range of services.

Financial Advice Enquiries Lancashire

Lancashire Financial Advice Enquiries

Current Lancashire financial advice enquiries: Mariya Walter and Heath Walter in Freckleton, Lancashire recently asked for information on offshore investments. Nora Symes in Appley Bridge recently asked for information on life assurance. Jayce and Avneet Tyler in Coppull, Lancashire recently asked about getting financial advice. Arielle Gough from Westhead, Lancashire asked "are there any good financial advisors near me?". Nicolas Mcneill and Nahla Mcneill from Altham recently enquired about offshore investments. Izabela and Philip Parkes from Whalley, Lancashire recently asked for information on equity release. Kimberly and Vincent Hyde from Edenfield recently asked for information on equity release. Sebastian Regan in Altham, Lancashire recently enquired about equity release. These local people did a search for "Garden Fencing Lancashire" and located this website on Bing, Google or Yahoo.

A Financial Advisor's Regular Tasks

  • Financial advisors produce in-depth financial reports.
  • Financial advisors meet targets for performance and sales.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors maintain detailed records of potential transactions and clients.
  • Financial advisors speak with clients about their plans and finances.
  • Financial advisors keep abreast of legislation changes and new products.
  • Financial advisors constantly update clients about their investments.
  • Financial advisors work with associates to collect trends, statistics and market information.
  • Financial advisors provide counselling, consultation and education regarding finances and investments.
  • Financial advisors thrash out advantageous deals with with providers of financial products.

The Skills to be a Financial Advisor

  • An excellent understanding and knowledge of accounting and economics with regard to financial products and markets.
  • To be able to competently use a computer and the primary software.
  • To have a flexible approach to work.
  • Excellent customer service skills for establishing customer requirements and needs.
  • The ability to sell services and products.
  • Good management skills for the negotiation of product prices.
  • To have the ability to network and establish solid relationships with customers.
  • Excellent verbal communication skills.
  • To have the ability to listen attentively
  • To pay attention to detail and be thorough.
  • A competent level of math knowledge for creating financial packages.

Financial Advisors Near Brierfield

Also find: Blacko financial advisors, Roughlee financial advisors, Newchurch-in-Pendle financial advisors, Burnley financial advisors, Little Marsden financial advisors, Burnley Lane financial advisors, Barley financial advisors, Reedley financial advisors, Rimington financial advisors, Fence financial advisors, Nelson financial advisors, Briercliffe financial advisors, Barrowford financial advisors, Foulridge financial advisors, Colne financial advisors, Wood End financial advisors and more. All these areas are covered by local financial advisers. Brierfield residents can get financial advice price quotes by clicking here.

Brierfield Financial Advice Services

Find a Financial Advisor in Brierfield Here
Financial Advice Enquiries in Brierfield Lancashire (01282)
  • Brierfield Pension Advice
  • Brierfield Mortgage Advice
  • Brierfield Retirement Planning
  • Brierfield Inheritance Advice
  • Brierfield Independent Financial Advice
  • Brierfield Estate Planning
  • Brierfield Cashflow Analysis
  • Brierfield Cheap Financial Advice
  • Brierfield Tax Advice
  • Brierfield Corporate Financial Advice
  • Brierfield Investment Advice
  • Brierfield Financial Advice Quotes
  • Brierfield Wealth Management
  • Brierfield Life Insurance Advice

More Brierfield Services: Undoubtedly, whenever you are looking at your finances in Brierfield, Lancashire, you will likely be in need of all types of different services and together with a financial advisor in Brierfield, Lancashire, you might additionally need accountants in Brierfield, debt recovery & collection in Brierfield, mortgage brokers in Brierfield, business consulting in Brierfield, mortgage advice in Brierfield, wills in Brierfield, bookkeeping in Brierfield, property law & conveyancing in Brierfield, contracts lawyers in Brierfield, solicitors in Brierfield, family lawyers in Brierfield, payroll services in Brierfield, estate planning in Brierfield, investment advisors in Brierfield, tax preparation in Brierfield, business financial planning in Brierfield, banruptcy lawyers in Brierfield, and other different Brierfield experts.

Financial Advisors Around Brierfield: People living in the following roads and areas have recently requested financial advice - Beale Road, Hope Street, Wood Street, Every Street, Claremont Street, Robson Street, Pendle Road, Weatherhill Crescent, Bridge Street, Guilford Street, Timber Street, Oak Street, Veevers Street, Clegg Street, Arnold Close, Garden Street, Walter Street, Robinson Lane, Hurstwood Gardens, Albert Street, Hollin Bank, Chatburn Park Drive, Proctor Close, Townley Street, Milton Street, Gorple Street, Park View Close, Warwick Drive, Balfour Close, Jewel Holme, as well as the following local Brierfield postcodes: BB9 5GB, BB10 2SJ, BB9 5EP, BB9 5HT, BB9 5AB, BB10 2LT, BB9 5JN, BB9 0HH, BB9 5JT, BB9 5HL. People living in these areas recently requested the help of a financial advisor. Brierfield residents enjoyed the benefits of professional and reliable financial services on each occasion.

If you're interested in local info regarding Brierfield, Lancashire take a look here

Independent financial advisor in BB9 area, (dialling code 01282).

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(This financial advisor Brierfield information was edited and updated on 01-09-2022)