Financial Advisor Kenilworth

Kenilworth Independent Financial Advice & Investment

Financial Advisor Kenilworth Warwickshire (CV8): Locating a decent financial advisor advisor in Kenilworth can be a daunting experience, in particular if you're needing financial advice for the very first time. Whether you are looking for investment, pension, mortgage or even insurance advice, all qualified financial advisors have one thing in common; they must all observe the regulations of the Financial Conduct Authority (FCA). This comes with certain guarantees, thus after getting advice from a FCA authorised financial advisor in Kenilworth, you can seek reparation from the Financial Ombudsman or the Financial Services Compensation Scheme, if anything goes awry.

Free Kenilworth Financial Advisor Quotes

When choosing a financial advisor in Kenilworth, a good starting point could be relatives and friends, but you must remember that your situation may not be in line with theirs, and you may need a different sort of advice. Not every financial advisor is suitable for everybody, and any advice they provide needs to be personalised to your particular circumstances. Choosing the right financial advisor is important and it is a good idea to speak with at least three different firms in order to investigate the various options they offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Kenilworth Warwickshire (CV8)

When it comes to picking a financial advisor in Kenilworth, there are essentially two principal types; restricted advisors and independent financial advisors (IFA). An IFA will not be restricted to the services or products of just one company. Independent financial advice must encompass the whole spectrum of financial companies and products, and should be given in an unbiased way. If you choose to use an IFA, you will be able to pick from the widest possible array of products, in order to find the perfect solution for you. A restricted financial advisor might be concerned with a single product, such as a mortgage advisor, or be restricted to services and products from a specific company.

Before taking you on as a client, any financial advisor in Kenilworth must fully discuss their charges with you, as required by the Financial Conduct Authority. Although it can vary according to the type of product or service you're looking for, there could be a set fee, an hourly rate, or you might even be charged a proportion of what you are investing. To enable you to discuss your goals and find out if the advisor is the correct fit for you and your circumstances, a free initial consultation could be offered. Your account may be handled by a team as opposed to one individual advisor, if you decide to use one of the bigger firms in Kenilworth.

Financial Advisors Kenilworth UK (01926)

To outline your financial situation and aims to the advising firm, you'll be asked to fill in a "Fact Find" form, which is a confidential disclosure document. You'll also be given an Initial Disclosure, or Key Facts Document, which provides details about the financial advisor, their situation for offering independent or restricted advice and the scope of their permissions in the financial sector. Your legal rights will also be set out in this document, in addition to your options if you want to complain because you're not satisfied with the service you're given. It should be typed out in plain English and detail what you are signing up for, and any possible risks and benefits if you elect to go along with the offered advice. The level of cooling-off period should also be spelled out in this Key Facts Document. This allows you to cancel your contract with the financial advisor within a certain period of time, and whenever any penalties are incurred.

The very first time you're talking to your financial advisor you should check what qualifications and experience they have. Asking such questions should not cause you any embarrassment, because after all you're entrusting them with your financial wellbeing. Every Kenilworth financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, don't stress, the company the advisor works for should be found on the register and their personnel will be covered by the regulations. The person may still offer financial guidance rather than advice, if these cannot be provided. Guidance is not regulated in the way that financial advice is, which means that if mistakes occur neither party will have any recourse.

Financial Advisor Quotes in Kenilworth Warwickshire

If it is investments that you are interested in, your advisor will need to know the amount of risk you might be willing to take with your hard-earned cash. Higher risk investments may offer substantial rewards, however all or some of your cash could be lost. Good quality investment and financial advice will take into account your savings objectives, i.e. how much you have to invest, how rapidly you need access to your money and long or short term investments. "How much money can you truly afford to lose?" Is the one vital question that you really need to ask yourself. This might affect the services and products that you are offered, and is known as your 'capacity for loss'.

Financial Advice Near Kenilworth Warwickshire

From the outset, it is vital that you let your financial advisor know about any existing savings accounts, mortgage loans, investments or regular payments that you currently have. They'll need to know this, so that they can get a picture of your finances and give the correct advice for you. The diversification of your savings and investments by spreading the risk across various products, is a crucial part of good quality financial advice. An experienced financial advisor in Kenilworth will understand the best areas to consider, which mirror your goals and your financial situation.

Communicating in the plainest speech possible, your financial advisor will unveil the multifaceted world of investment and finance. You should be able to come to an informed and educated decision after you have learned about the various services and products which meet your needs. If you are mind is firmly on the environment, you can even ask your financial advisor to stick to ethical investments and savings. This allows you to give your support to businesses and firms which address your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from corporations that don't meet your criteria.

Working closely with a financial advisor in Kenilworth can be challenging to manage around your work life and other obligations. To allow you to seek advice at times that suit you, face-to-face appointments can be supplemented with telephone calls and video conferencing. An experienced financial advice company in Kenilworth will have rigorous measures in force to keep your details confidential and secure, even if you never have a face-to-face meeting with your advisor, because home and remote working is now so common.


Investments can be a volatile area, and values can go down as well as up. If your investment isn't making the amount of money you were hoping for, it can be incredibly demoralising and stressful. Sadly, a downward trend in your investment is not a recognised basis for complaint, unless it is due to wrong or misleading information from your advisor.

Independent Financial Advisor Near Kenilworth (CV8)

The firm's complaints procedure should be the best place to start with any disputes, and the Key Facts Document will clarify this. You can inform the Financial Ombudsman of the situation if it remains unresolved within the time-frame set out by the regulating body, and your financial advisor is a member of the Financial Conduct Authority.

After reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision is made on how to rectify the situation or financially compensate the client, if the complaint is justified. The financial advisor and their company must abide by any decision that's made by the Ombudsman, which becomes a legally binding decision once the client has agreed to it. Any hassle, annoyance, inconvenience and distress caused to the client during the process, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Kenilworth UK

Financial advice can be provided in Kenilworth and also in: Royal Leamington Spa, Blackdown, Bubbenhall, Balsall Common, Wroxhall, Honiley, Leek Wootton, Hill Wootton, Warwick, Cubbington, Stoneleigh Park, Hatton Park, Burton Green, Castle End, Baginton, as well as in these postcodes CV8 1LN, CV8 1QT, CV8 1QG, CV8 1AS, CV8 1GT, CV8 1HG, CV8 1FU, CV8 1BZ, CV8 1JL, CV8 1DX. Local Kenilworth financial advisers will likely have the postcode CV8 and the phone code 01926. Checking this out should make sure that you access local financial advisers. Kenilworth property owners are able to benefit from these and countless other related services.

Pension Planning

Vital for a secure retirement is pension planning. The process can be substantially enhanced through the involvement of a financial advisor's services. A knowledgeable advisor, understanding your retirement goals, will assess your current financial circumstances and design a personalised pension strategy. Navigated by them are the intricacies of the UK's pension choices, which encompass the state pension, workplace pensions, and self-invested personal pensions (SIPPs). To make informed decisions about investment choices, tax implications and contributions, you can take full advantage of their expertise. Working with a financial advisor in Kenilworth guarantees the creation of a robust pension plan, providing financial stability and peace of mind for your future.

The State Pension is the cornerstone of UK pension planning, since it provides a standard level of retirement income that is backed by the government. The amount of State Pension you receive will normally depend on how many National Insurance contributions you have made over your working life. However, changes to the State Pension age and the number of qualifying years needed have made understanding the complexities of this scheme more important than ever before. (42316)

A Financial Advisor's Day to Day Duties

  • Providing counselling, education and consultation regarding finances and investments.
  • Keeping abreast of new financial products and law changes.
  • Updating customers about their investments.
  • Working together with colleagues to gather trends, statistics and market information.
  • Maintaining detailed records of potential customers and transactions.
  • Recommending the best-suited financial products to customers.
  • Producing detailed financial reports.
  • Meeting performance and sales targets.
  • Chatting with clients regarding their plans and finances.
  • Making deals with with financial product providers.

Kenilworth Financial Advice Services

Financial Advice Tasks Kenilworth

There are a number of different services that are provided by your local Kenilworth financial advisor including multi-asset portfolios, tax planning, pension consolidation, death benefits, ISA's, family income benefit, personal protection, annuities, financial analyst services, financial advice services Kenilworth, business planning, cashflow planning, cash flow modelling, investment planning, bridging finance, investing an inheritance, money planning, personal pensions, offshore investments, will writing services, personal financial planning in Kenilworth, ethical investments, trusts in Kenilworth, equity release, divorce financial planning, income protection advice, critical illness cover, pension transfer advice in Kenilworth, inheritance tax planning, pensions in divorce in Kenilworth, and more. These are just a few of the tasks that can be performed by a financial advisor. Kenilworth professionals will tell you about their whole range of financial services.


Financial Advisors Near Kenilworth

Also find: Bubbenhall financial advisors, Burton Green financial advisors, Cubbington financial advisors, Hill Wootton financial advisors, Wroxhall financial advisors, Honiley financial advisors, Hatton Park financial advisors, Stoneleigh Park financial advisors, Castle End financial advisors, Baginton financial advisors, Blackdown financial advisors and more. Anyone who is searching for financial advice, will discover that such services are readily available in most of these villages and towns. Home and property owners in these localities can make enquiries about financial advice by going here.

Kenilworth Financial Advice Services

Find a Financial Advisor in Kenilworth Here
Financial Advice Enquiries in Kenilworth Warwickshire (01926)
  • Kenilworth Estate Planning
  • Kenilworth Trustee Investments
  • Kenilworth Financial Advice Quotes
  • Kenilworth Mortgage Advice
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  • Kenilworth Corporate Financial Planning
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  • Kenilworth Retirement Planning
  • Kenilworth Pension Advice
  • Kenilworth Tax Advice
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Kenilworth Warwickshire (Warks): A town and civil parish located in the county of Warwickshire in the West Midlands region, Kenilworth houses a population of approximately 22,000 people and lies on a tributary of the River Sowe called Finham Brook. Kenilworth is situated about 5 miles from Coventry and 6 miles from Leamington Spa, nearby towns and villages include Baginton, Castle End, Warwick, Hill Wootton, Leek Wootton, Stoneleigh Park, Balsall Common and Royal Leamington Spa. Kenilworth is noted for its ruined Kenilworth Abbey and Kenilworth Castle, which both attract numerous tourists to the town. Kenilworth is in the postcode district CV8 and has the telephone dialling code 01926, it's OS grid reference is SP2971. To get local information regarding Kenilworth, Warwickshire click here. (Tags: Kenilworth UK, Kenilworth Warks, Kenilworth Warwickshire, Kenilworth England)

Financial Advisor Jobs Kenilworth: Find financial adviser jobs in Kenilworth by going here: General Financial Advisor Jobs

Independent financial advisor in CV8 area, telephone code 01926.

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(This financial advisor Kenilworth page was edited and updated on 20-02-2024)