Financial Advisor Middleton-on-Sea

Middleton-on-Sea Independent Financial Advice & Investment

Financial Advisor Middleton-on-Sea West Sussex (PO22): Finding a good independent financial advisor in the Middleton-on-Sea area can be a challenging experience, especially if you're seeking financial advice for the very first time. Whether you are searching for pension, investments, mortgage or even insurance advice, all financial advisors are bound by one common rule; they must all stick to the regulations of the FCA (Financial Conduct Authority). This comes with certain guarantees, so after getting advice from a FCA registered financial advisor in Middleton-on-Sea, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if anything goes wrong.

Free Middleton-on-Sea Financial Advisor Quotes

When picking a financial advisor in Middleton-on-Sea, a decent starting point could be family and friends, however you must keep in mind that your situation might not be in line with theirs, and you may need a different type of advice. Any advice they provide should be personalised to your unique situation, and not every financial advisor is suitable for everybody. To check out the options that they are offering and find a financial advisor that you can trust and feel at ease with, it pays to chat to at least 3 different companies, because after all selecting a financial advisor is a major decision.

Financial Advisor Middleton-on-Sea West Sussex (PO22)

When you are looking to pick a financial advisor in Middleton-on-Sea, there are basically two principal types; independent financial advisors (IFA) and restricted advisors. An IFA won't be confined to the products and services of a single company. Covering the entire gamut of financial products and companies, independent financial advice should be offered in an unbiased and impartial way to customers. This will enable you to pick from the broadest range of products to meet your needs. If you go to a restricted advisor you'll soon realise that they may be restricted to products and services of a specific provider, or as with a mortgage advisor, may only be concerned with one product.

The Financial Conduct Authority demands that any Middleton-on-Sea financial advisor must fully discuss their charges with you, before taking you on as a client. Although it varies depending on the kind of service or product you require, there may be a set fee, an hourly rate, or you may even be charged a percentage of what you are investing. You could be offered the chance of a free preliminary consultation to enable you to discuss your objectives and find out if the advisor is a right fit for you and your circumstances. If you go to one of the bigger Middleton-on-Sea companies, your account could be handled by a team of advisors rather than a single individual.

Financial Advisors Middleton-on-Sea UK (01243)

To describe your goals and financial situation to the advising firm, you will need to fill out a "Fact Find" form, which is a confidential disclosure document. You should also be handed a Key Facts Document, or Initial Disclosure Document, which gives you information regarding the financial advisor, their situation for offering independent or restricted advice and the extent of their permissions in the financial sector. This document will also set down your legal rights and the possible options you can take if you aren't satisfied with the service, and wish to complain. It should detail what you're committing yourself to, and any potential benefits and risks if you decide to accept the offered advice, and it must be set down in clear language. The level of cooling-off period should also be spelled out in this Key Facts Document. This allows you to cancel the agreement with your financial advisor within a specific number of days, and whenever any penalties are incurred.

When talking with your financial advisor initially you should check their experience and qualifications. After all you're on the verge of entrusting your long-term financial wellbeing to their expertise, so you should never be embarrassed about asking such questions. All financial advisors in Middleton-on-Sea must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. Don't freak out if your financial advisor's name doesn't show up on the Financial Services Register, as long as the firm is on the register, their staff will be covered by the legislation. The individual can still offer financial guidance as opposed to advice, if these cannot be presented. Guidance differs to advice as it's not regulated in the same way, and if financial errors occur there will likely be no recourse to the client.

Financial Advisor Quotes in Middleton-on-Sea West Sussex

You will be asked about the amount of risk you're willing to take on, if you are seeking advice on investments. Most investments carry some element of risk, but higher risk investments could offer bigger rewards, but also more likelihood of losing your funds. Good quality financial and investment advice will take you savings goals into consideration, i.e. how much you wish to invest, how rapidly you need access to your money and short or long term investments. The one question that you should ask of yourself, which is often ignored, is how much you can afford to lose. This is called your capacity for loss and may well affect the products and services that could be offered to you.

Financial Advice Near Middleton-on-Sea West Sussex

If you've already got any existing investments, mortgage loans, regular outgoings or savings, you must tell your financial advisor about these. They will need these details, so that they can get a clear picture of your financial circumstances and give the appropriate advice for your needs. The diversification of your investments and savings by spreading the risk across different products, is an essential part of good quality financial advice. Having a knowledge of the best areas to consider, a certified financial advisor will favour products that match your goals and financial situation.

A financial advisor will unmask the multifaceted world of finance, and try to converse in as plain a speech as possible. After learning about the products and services which meet your needs, you should be in a position to make an informed and intelligent decision. You can ask your advisor only to choose ethical investment and savings schemes. This not only gives you investment possibilities, but also enables you to support renewable energy or zero carbon projects, and avoid companies and businesses that don't share the same values as you.

Having constant interactions with your financial advisor in Middleton-on-Sea could cause complications with your work life and other responsibilities. To allow you to get advice at a time to suit you, face-to-face appointments can be supplemented with video conferencing and telephone. Even if you never have a one-to-one meeting with your personal advisor, a professional financial advice provider in Middleton-on-Sea will have rigorous measures in force to keep your details confidential and secure, because working from home and remote working is now a large part of our society.


The value of your investments could drop as well as rise, and this is something that you need to remember. It can be quite frustrating and worrying if your investment isn't making the amount of money you were hoping for. However, except if it's due to wrong or misleading information from your financial advisor, your investment having a downward trend is not a recognised grounds for complaint.

Independent Financial Advisor Near Middleton-on-Sea (PO22)

The firm's official complaints procedure should be the kick off point for any disputes, and the Key Facts Document should discuss this. You can inform the Financial Ombudsman of the situation if it remains unresolved within the time-frame set by the regulating body, and your financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. If the complaint is found to be justified, a decision will be made on how to financially compensate the client. This will become a legally binding decision once it has been agreed on by the client, and the financial advisor and their firm must abide by the decision. Any distress, hassle, upset and inconvenience caused to the client during the process, will be accounted for when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Middleton-on-Sea UK

Financial advice can be provided in Middleton-on-Sea and also nearby in: Tortington, Elmer, Lidsey, Binsted, Shripney, Felpham, Barnham, Walberton, Flansham, Ancton, Yapton, Climping, Burndell, Atherington, Ford, Bognor Regis, Bersted, together with these postcodes PO22 7SA, PO22 7SY, PO22 6JP, PO22 6LB, PO22 6RE, PO22 7RZ, PO22 7TH, PO22 6QX, PO22 6PE, PO22 6JT. Local Middleton-on-Sea financial advisers will probably have the postcode PO22 and the dialling code 01243. Checking this will guarantee you are accessing local financial advisers. Middleton-on-Sea homeowners will be able to benefit from these and many other comparable services.

Financial Advice Enquiries West Sussex

West Sussex Financial Advice Enquiries

Current West Sussex financial advice enquiries: Mathew Wale in Warnham, West Sussex recently asked for information on mortgages. Mr and Mrs Milligan from Steyning, West Sussex recently enquired about family income benefit. Ameerah and Rocky Derrick in Southgate recently asked for information on pensions. Annalise Downs from Iping, West Sussex recently asked about equity release. Leandro and Quinn Judd from Small Dole recently asked for information on offshore investments. Lexi-Mae Hawtin and Rueben Hawtin in Westergate recently asked for information on family income benefit. Alba Orchard and Marc Orchard from Ardingly, West Sussex recently asked about investment bonds. Mr and Mrs Needham in Ardingly, West Sussex recently asked about family income benefit. All these local people did a search for "financial advisor West Sussex" and came across this page on either Google or some similar search engine.

Middleton-on-Sea Financial Advice Services

Financial Advice Tasks Middleton-on-Sea

There is a variety of services that are provided by your local Middleton-on-Sea financial advisor including money planning in Middleton-on-Sea, ethical investments, annuity purchases, family income benefit, retirement advice, investment consolidation, mutual funds, pension plans, cheap financial advice, pension transfer advice, pension consolidation advice, multi-asset portfolios, cash flow modelling, mortgage financial planning Middleton-on-Sea, corporate bonds Middleton-on-Sea, pensions in divorce, business protection Middleton-on-Sea, personal financial planning, investment bonds, portfolio management, pension planning in Middleton-on-Sea, financial analyst services, personal protection, divorce planning, investment planning, familt controlled trusts, wealth management, offshore investments, corporate financial planning, annuities, and lots more. Listed are just a selection of the activities that can be performed by a financial advisor. Middleton-on-Sea professionals will tell you about their full range of services.

West Sussex Financial Advisors

Advisors Advisers Financial Advisor Advice Middleton-on-Sea Services PO22 Investment Financial Advice Advisor West Sussex Financial 01243

In West Sussex you can also find: Ferring financial advice, Durrington financial advisors, Lancing investment advice, Fishbourne investment advice, Hurstpierpoint investment advice, Fishbourne financial advice, Bolney financial advice, Hunston financial advice, Cowfold financial advisors, Hurstpierpoint financial advisors, Ashington financial advice, Aldwick financial advisors, Slaugham financial advisors, Turners Hill financial advice, Cuckfield financial advice, Walberton investment advice, Small Dole investment advisors, Milland financial advice, Rogate financial advice, Rudgwick financial advisors, Cowfold investment advice, Broadbridge Heath investment advice, Westbourne investment advice, Crawley Down financial advisors, South Harting investment advisors, Handcross financial advisors, Slinfold investment advice, Eastergate investment advisors, Balcombe financial advice, West Hoathly investment advice.


Financial Advisors Near Middleton-on-Sea

Also find: Felpham financial advisers, Walberton financial advisers, Lidsey financial advisers, Elmer financial advisers, Shripney financial advisers, Burndell financial advisers, Flansham financial advisers, Binsted financial advisers, Bersted financial advisers, Climping financial advisers, Ancton financial advisers, Ford financial advisers, Barnham financial advisers, Bognor Regis financial advisers, Tortington financial advisers, Yapton financial advisers, Atherington financial advisors and more. Most of these locations are serviced by local financial advisers. Middleton-on-Sea residents can get financial advice price quotes by clicking here.

Middleton-on-Sea Financial Advice Services

Find a Financial Advisor in Middleton-on-Sea Here
Financial Advice Enquiries in Middleton-on-Sea West Sussex (01243)
  • Middleton-on-Sea Retirement Advice
  • Middleton-on-Sea Pension Advice
  • Middleton-on-Sea Inheritance Advice
  • Middleton-on-Sea Corporate Financial Planning
  • Middleton-on-Sea Estate Planning
  • Middleton-on-Sea Mortgage Advice
  • Middleton-on-Sea Cheap Financial Advice
  • Middleton-on-Sea Independent Financial Advice
  • Middleton-on-Sea Financial Services
  • Middleton-on-Sea Cashflow Analysis
  • Middleton-on-Sea Tax Advice
  • Middleton-on-Sea Wealth Management
  • Middleton-on-Sea Financial Advice Quotations
  • Middleton-on-Sea Trustee Investments

Financial Advisors Around Middleton-on-Sea: Financial advisors were recently requested by folks living in Ancton Way, Beaconsfield Close, St Nicholas Court, Sunnymead Close, Kingsmead Road, Elmer Court, Coldicott Mews, Sea Way, Greenfields, Norman Way, Flansham Lane, Central Drive, Shrubbs Drive, St Nicholas' Lane, West Close, Main Drive, Harefield Road, Thompson Road, Templars Close, Crossways, Willow Brook, Denham Close, Lucking Lane, Southdean Drive, The Jetty, Baldwin Close, East Avenue and these Middleton-on-Sea postcodes: PO22 7SA, PO22 7SY, PO22 6JP, PO22 6LB, PO22 6RE, PO22 7RZ, PO22 7TH, PO22 6QX, PO22 6PE, PO22 6JT. Folks in these local areas recently requested help from a financial advisor. Middleton-on-Sea residents were given reliable and top quality financial services on every occasion.

More Middleton-on-Sea Services: Obviously, whenever you're looking at your finances in Middleton-on-Sea, West Sussex, you'll probably be in need of all types of different services and as well as a financial advisor in Middleton-on-Sea, West Sussex, you may also need contracts lawyers in Middleton-on-Sea, business financial planning in Middleton-on-Sea, solicitors in Middleton-on-Sea, mortgage brokers in Middleton-on-Sea, mortgage advice in Middleton-on-Sea, tax preparation in Middleton-on-Sea, accountants in Middleton-on-Sea, debt recovery & collection in Middleton-on-Sea, family lawyers in Middleton-on-Sea, bookkeepers in Middleton-on-Sea, business consulting in Middleton-on-Sea, investment advisors in Middleton-on-Sea, banruptcy lawyers in Middleton-on-Sea, payroll services in Middleton-on-Sea, property law & conveyancing in Middleton-on-Sea, will writing in Middleton-on-Sea, estate planning in Middleton-on-Sea, and other different Middleton-on-Sea experts.

For the latest local information regarding Middleton-on-Sea, West Sussex take a look here

Independent financial advisor in PO22 area, phone code 01243.

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(This financial advisor Middleton-on-Sea page was successfully updated on 28-06-2022)