Financial Advisor Aylesford

Aylesford Independent Financial Advice & Investment

Financial Advisor Aylesford Kent (ME20): Locating a first-rate independent financial advisor in Aylesford can be a daunting experience, in particular if you're seeking financial advice for the first time. However, all financial advisors have one thing in common; they must all conform to the regulations laid down by the Financial Conduct Authority, whether you're looking for investment, mortgage, pensions or even insurance advice. The good thing about this is that if a financial advisor who is FCA certified gives you poor advice, and things go wrong, you've got guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to get it put right.

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Recommendations from neighbours and friends can be a good starting point in choosing a financial advisor in Aylesford, but remember that their circumstances may be different to the sort of advice you're looking for. Any advice they offer needs to be adapted to your unique situation, and not every financial advisor is suitable for everyone. It pays to talk to at least three different firms when you're considering a financial advisor, because this is an important decision, and you need to find one that you can trust and feel at ease with, and investigate the options they offer.

Financial Advisor Aylesford Kent (ME20)

There are 2 principal types of financial advisor in Aylesford; independent financial advisors and restricted advisors. Offering a more extensive range of options, an IFA should not be confined to a single provider's services and products. Independent financial advice should encompass the full gamut of financial companies and products, and must be given in an impartial way. Using an independent financial advisor should allow you to choose from the broadest possible range of products. A restricted advisor may be focused on a single product, as with a mortgage advisor, or be restricted to products and services from one particular company.

Before any Aylesford financial advisor accepts you as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Subject to the services you are looking for, you could be charged a set fee, by the hour or perhaps even a specific percentage of your investment value. To allow you to discuss your objectives and determine whether the advisor is a good fit for you and your circumstances, a free initial consultation may be offered. Your account may be managed by a team rather than one individual advisor, if you elect to go to one of the bigger Aylesford companies.

Financial Advisors Aylesford UK (01622)

You'll be asked to fill out a "Fact Find" document, which is a confidential disclosure form relating your financial situation and ambitions to the advising firm. You will also be handed an Initial Disclosure Document, or Key Facts Document, which provides details of the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena. This document should also make clear your legal rights and the possible options you can take if you're not satisfied with the service provided, and would like to complain. It should be easy to understand, written in plain language, and outline precisely what you're signing up for, along with the benefits and risks of going along with the advice. The Key Facts Document will also tell you about the level of cooling-off period. Within a certain period of time, this makes it possible for you to cancel the contract.

The very first time you are talking to your financial advisor make sure you check what qualifications and experience they have. After all you are on the verge of entrusting your long-term financial wellbeing to their expertise, so you must not be embarrassed about asking these questions. All financial advisors in Aylesford must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. You shouldn't freak out if your specific advisor's name does not show up on the Financial Services Register, providing the company is listed on the register, their advisors will be covered by the regulations. If these can't be provided the individual may still offer financial guidance as opposed to advice. Guidance isn't regulated in the same way as financial advice, which means that if errors are made the client won't have any recourse.

Financial Advisor Quotes in Aylesford Kent

If it is investments that you're interested in, the advisor will need to know the level of risk you might be ready to accept with your hard-earned money. Larger rewards may be possible with high risk investments, however you could also lose all or some of your capital. In order to get the very best financial and investment advice, your savings goals must be considered, i.e. how rapidly you need access to your money, long or short term investments and how much you have to invest. You should invariably ask yourself the one crucial question, how much can you truly afford to lose. Generally referred to as your capacity for loss, this will very likely affect the products and services that you're offered.

Financial Advice Near Aylesford Kent

Right from the start, it's important to tell your financial advisor about any regular payments, mortgage loans, investments or savings that you currently have. This gives a full and clear picture of your current financial situation, and without this the advice you are given might not be the most appropriate for you. The diversification of your savings and investments by spreading the risk load across a number of different products, is an important part of sound financial advice. With a knowledge of the best areas to consider, an experienced financial advisor will favour products that most closely match your goals and financial circumstances.

A financial advisor will lay bare the complex world of finance, and try to converse in the clearest possible way. This will allow you to compare products and services which meet your needs, and make an informed decision. If you're environmentally minded, you could perhaps ask your financial advisor to stick to ethical investments and savings. This allows you to lend support to firms and organisations that address your concerns, e.g. zero carbon or green energy, or perhaps steering clear of corporations that do not meet your requirements.

Working together with a financial advisor in Aylesford can be tricky to fit in around your work day and other obligations. This can be reduced by augmenting one-on-one appointments with video conferencing and phone calls, hence enabling you to seek the advice you need at times that are convenient. Even if you hardly ever have a one-to-one meeting with your personal advisor, an established financial advice firm in Aylesford will have stringent measures in force to keep your details confidential and secure, because remote and home working is now a large part of our society.


Investments can easily go down as well as up, as the financial sector can be a volatile one. It can be very stressful and disheartening if your investment fails to make the amount of money you were hoping for. However, except if it is down to misleading or incorrect information from your financial advisor, your investment having a downward trend is not a recognised cause for complaint.

Independent Financial Advisor Near Aylesford (ME20)

The company's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document will discuss this. You can let the Financial Ombudsman know about the problem if it remains unsolved within the time schedule laid down by the regulating body, and the advisor is registered with the FCA.

The Financial Ombudsman will make a ruling after independently reviewing the cause of the complaint. If it is established that the complaint is justifiable, a decision will be made on how the client can be financially compensated. Once the ruling is agreed on by the customer it becomes a legally binding decision which the advisor and their firm, must abide by. Any distress, hassle, upset and inconvenience caused to the customer during the dispute, will be taken into account when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Aylesford UK

Financial advice can be provided in Aylesford and also in: Mill Street, Quarry Wood, West Malling, Leybourne, Sandling, East Malling, Eccles, Allington, New Hythe, Ditton, Boxley, Barming, Birling, Larkfield, Burham, Snodland, Penenden Heath, Maidstone, as well as in these postcodes ME20 7QT, ME20 7BX, ME20 7LP, ME20 7LJ, ME20 7QY, ME20 7AF, ME20 7AH, ME20 7BD, ME20 6ES, ME20 7PL. Local Aylesford financial advisers will most likely have the postcode ME20 and the phone code 01622. Checking this can ensure that you are accessing local financial advisers. Aylesford homeowners will be able to utilise these and various other comparable services. Click the "enquiry" banner to get specifics of financial advisors in your location.

Aylesford Financial Advice Services

Financial Advice Tasks Aylesford

There are a wide range of services which are provided by your local Aylesford financial advisor including income protection advice in Aylesford, ISA's, pension reviews in Aylesford, long term care fee advice Aylesford, independent financial advice, money planning, family income benefit in Aylesford, will writing services, life insurances, business planning, equity release, wealth management & investments Aylesford, savings advice in Aylesford, personal protection, divorce financial planning, cash flow modelling Aylesford, pension planning, multi-asset portfolios, investment consolidation, bridging finance in Aylesford, mortgage financial planning in Aylesford, business protection, pension consolidation in Aylesford, financial analyst services Aylesford, investment bonds, pension drawdowns in Aylesford, trustee investment services, life assurance advice, inheritance tax planning, cashflow planning, and more. These are just some of the activities that can be handled by a financial advisor. Aylesford professionals will inform you of their full range of financial services.


Financial Advisors Near Aylesford

Also find: Burham financial advisers, West Malling financial advisers, East Malling financial advisers, Snodland financial advisers, Larkfield financial advisers, New Hythe financial advisers, Quarry Wood financial advisers, Ditton financial advisers, Mill Street financial advisers, Eccles financial advisers, Leybourne financial advisers, Boxley financial advisers, Maidstone financial advisers, Allington financial advisers, Penenden Heath financial advisers, Barming financial advisers, Sandling financial advisers, Birling financial advisors and more. The majority of these areas are served by local financial advisers. Aylesford residents can get financial advice quotes by clicking here.

Aylesford Financial Advice Services

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Financial Advice Enquiries in Aylesford Kent (01622)
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Financial Advisors Around Aylesford: Financial advice has recently been given in the following Aylesford roads - Ashleigh Gardens, Tavistock Close, Kingswood Road, Bolner Close, Robson Drive, Sarsen Heights, Marlow Copse, Springett Close, Powell Close, Friars Avenue, Farm Road, Keefe Close, Robin Hood Lane, Rowan Close, Oakleigh Close, Mill Hall Road, Rochester Road, Teapot Lane, Taddington Wood Lane, Longhurst Drive, Eccles Row, Kit Hill Avenue, Mount Pleasant, Woodlands Road, Hayman Walk, Impton Lane, Bridge Place, as well as the following local Aylesford postcodes: ME20 7QT, ME20 7BX, ME20 7LP, ME20 7LJ, ME20 7QY, ME20 7AF, ME20 7AH, ME20 7BD, ME20 6ES, ME20 7PL. Folks residing in these areas recently required the help of a financial advisor. Aylesford residents enjoyed competent and top quality financial services.

More Aylesford Services: Undoubtedly, when you're looking at your finances in Aylesford, Kent, you'll probably be in need of all sorts of different services and together with a financial advisor in Aylesford, Kent, you might additionally need property law & conveyancing in Aylesford, accountants in Aylesford, solicitors in Aylesford, tax preparation in Aylesford, investment advisors in Aylesford, bookkeeping in Aylesford, will writing in Aylesford, payroll services in Aylesford, debt recovery & collection in Aylesford, banruptcy lawyers in Aylesford, mortgage brokers in Aylesford, contracts lawyers in Aylesford, business consulting in Aylesford, mortgage advice in Aylesford, estate planning in Aylesford, family lawyers in Aylesford, business financial planning in Aylesford, and other different Aylesford experts.

To read local info on Aylesford, Kent check here

Independent financial advisor in ME20 area, telephone code 01622.

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(This financial advisor Aylesford page was revised and updated on 06-05-2022)