Financial Advisor Eastleigh

Eastleigh Independent Financial Advice & Investment

Financial Advisor Eastleigh Hampshire (SO50): If you are seeking financial advice for the very first time, trying to locate a first-rate financial advisor advisor in Eastleigh can be an intimidating experience. However, all professional financial advisors are bound by one simple rule; they must all follow the regulations set by the Financial Conduct Authority, whether you are looking for investment, pensions, mortgage or even insurance guidance. This comes with some guarantees, therefore after taking advice from a FCA registered financial advisor in Eastleigh, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go wrong.

Free Eastleigh Financial Advisor Quotes

When selecting a financial advisor in Eastleigh, a decent place to start could be family and friends, however you must remember that your situation might not be in line with theirs, and you might be in need of a different type of advice. Their advice needs to be adapted to your particular situation, and not every financial advisor is suitable for everyone. Selecting a financial advisor is an important decision and it pays to chat to at least three different firms in order to investigate the various options they can offer, and to find one that you feel comfortable with and can trust.

Financial Advisor Eastleigh Hampshire (SO50)

When it comes to picking a financial advisor in Eastleigh, there are essentially two main types; independent financial advisors and restricted advisors. An IFA should not be limited to the products and services of a single company. Independent financial advice should encompass the whole gamut of financial products and companies, and should be given in an unbiased way. This will permit you to pick from the widest range of products to suit your needs. A restricted advisor may be involved with a single product, such as a mortgage advisor, or be restricted to products and services from one particular firm.

The FCA demands that any financial advisor in Eastleigh must discuss their charges with you, before taking you on as a client. Although it varies according to the type of service you require, there may be an hourly rate, a set fee, or you could even be charged a percentage of what you're investing. To discuss your goals and find out if the advisor is a good fit for you and your situation, a free initial consultation may be offered. In some of the bigger Eastleigh companies, you might find that your account is handled by a team rather than an individual advisor.

Financial Advisors Eastleigh UK (023)

You will need to fill in a "Fact Find" form, which is a confidential disclosure document relating your financial situation and goals to the advising company. You will also be given an Initial Disclosure, or Key Facts Document, which gives you information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial market. Your rights will also be set out in this document, in addition to the options you can take if you wish to complain because you're not happy with the service provided. It must be typed out in plain language and detail what you are signing up for, and any potential benefits and risks that exist if you choose to accept the offered advice. You can find the level of cooling-off period in this document. Within a certain time period, this permits you to cancel your contract.

You'll want to check what qualifications and experience the financial advisor has when you first talk to them. After all you are about to entrust your financial wellbeing to their expertise, so you must not be self-conscious about asking these questions. Every Eastleigh financial advisor must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name does not show up on the Financial Services Register, don't freak out, the firm the individual works for will almost certainly be on the register and their staff are all covered by the legislation. If they are not able to provide this evidence, the individual cannot offer advice but only financial guidance. Guidance isn't subject to regulations in the same way as financial advice, meaning that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Eastleigh Hampshire

If you are looking for advice on investing money you'll be asked about the level of risk you're ready to take. Many investments carry some degree of risk, but higher risk investments could offer higher rewards, and also more likelihood of losing some or all of your funds. Your savings aims will have to be taken into account if good quality investment advice is to be given, i.e. short or long term investments, how much you have to invest and how quickly you need to access your money. You must invariably ask yourself the one crucial question, how much money can you afford to lose. This may well affect the services and products that you're offered, and is commonly called your capacity for loss.

Financial Advice Near Eastleigh Hampshire

From the outset, it is vital that you let your financial advisor know about any investments, regular outgoing payments, mortgage loans or personal savings that you have. This should give a clear and full picture of your current financial circumstances, and without this the advice you are given will most likely not be the best for you. Spreading the risk load across a number of different products through the diversification of your investments and savings, is something that good financial advice should embrace. Having a knowledge of the best areas to consider, a professional financial advisor will concentrate on products that most closely fit in with your financial circumstances and goals.

Communicating in the plainest speech possible, your financial advisor will unmask the complex world of investment and finance. You should be able to make an informed and educated decision after you have compared the various services and products which meet your needs. If environmental issues are at the forefront of your mind, you could ask that ethical savings and investment schemes take top priority. This not only provides you with investment opportunities, but also allows you to support zero carbon or renewable energy projects, and avoid businesses and companies that don't share the same values that you do.

Having constant interactions with your financial advisor in Eastleigh could cause complications with your work life and other obligations. To enable you to seek advice at times that suit you, one-on-one appointments can be augmented with phone calls and video conferencing. Working from home and remote working is now commonplace, and an experienced financial advice provider in Eastleigh will have rigorous measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor.


Investments can easily go down as well as up, because the financial sector can be volatile. If it just so happens that your investment fails to make as much money as you were hoping for, it can be an extremely worrying and frustrating time. However, unless it's down to wrong or misleading information from your financial advisor, a downward trend in your investment isn't a recognised cause for complaint.

Independent Financial Advisor Near Eastleigh (SO50)

The firm's complaints procedure should be the place to start with any grievances, and the Key Facts Document should discuss this. You can let the Financial Ombudsman know about the issue if it remains unresolved within the timeframe stipulated by the regulating authority, and the financial advisor is a member of the FCA.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it is established that the complaint is justifiable, a decision is made on how the customer can be financially compensated. Once the ruling has been accepted by the client it becomes a legally binding decision which the financial advisor and their company, must comply with. Any compensation set by the Financial Ombudsman will also take into account any inconvenience, hassle, distress and annoyance caused to the client during the dispute.

Book a Financial Advisor in Eastleigh UK

Financial advice can be provided in Eastleigh and also in nearby places like: Ampfield, West End, Chilworth, Chandlers Ford, Fair Oak, North Baddesley, Horton Heath, Rownhams, Colden Common, Portswood, Otterbourne, Shirley, Bishopstoke, Shawford, Fishers Pond, and in these postcodes SO50 0SE, SO50 0FZ, SO50 0SX, SO50 0EX, SO50 0SB, SO50 0SJ, SO50 0HD, SO50 0BF, SO50 0EZ, SO50 0BD. Local Eastleigh financial advisers will most likely have the postcode SO50 and the telephone code 023. Verifying this can ensure you access locally based financial advisers. Eastleigh homeowners can utilise these and various other comparable services.

Pension Planning

Taking a key step towards a secure retirement involves pension planning. Considerable process improvement is attainable through the engagement of a financial advisor's services. Understanding your retirement objectives, a competent advisor will assess your current financial circumstances and design a customised pension plan. Among the intricacies they navigate are the UK pension choices, such as workplace pensions, the state pension, and self-invested personal pensions (SIPPs). By taking full advantage of their expertise, you can make informed decisions about tax implications, investment choices and contributions. Working with a financial advisor in Eastleigh leads to the creation of a solid pension plan, providing peace of mind and financial stability for your future.

The State Pension is a key component of UK pension planning, as it provides a basic level of retirement income that is guaranteed by the government. Your eligibility for the State Pension will normally depend on how many National Insurance contributions you have made over your working life. Understanding the complexities of the State Pension scheme is more important than ever before, because of changes to the number of qualifying years and the State Pension age. (42316)

A Financial Advisor's Everyday Tasks

  • Providing education, consultation and counselling regarding finances and investments.
  • Regularly updating customers concerning their investments.
  • Keeping a record of clients and transactions.
  • Working with peers to collect trends, statistics and market information.
  • Researching financial products and explaining them clearly and simply to customers.
  • Meeting performance and sales targets.
  • Talking with clients regarding their plans and finances.
  • Producing comprehensive financial reports.
  • Keeping fully up to date with regulation changes and new financial products.
  • Collaborating with providers of financial products.

Eastleigh Financial Advice Services

Financial Advice Tasks Eastleigh

There is a wide range of services that can be provided by your local Eastleigh financial advisor including corporate financial planning, will writing services in Eastleigh, pension advice, familt controlled trusts, financial advice services, general financial planning, business protection Eastleigh, bridging finance, tax advice Eastleigh, cheap financial advice, income protection, ISA's, corporate bonds in Eastleigh, unit trusts, pension transfers, bereavement benefit advice, multi-asset portfolios, annuities in Eastleigh, portfolio management, personal financial planning in Eastleigh, investing an inheritance in Eastleigh, savings advice Eastleigh, personal pensions, life insurance advice, pension drawdowns, mortgage services Eastleigh, investment plans, ethical investment advice Eastleigh, money planning in Eastleigh, cash flow modelling Eastleigh, and lots more. Listed are just an example of the duties that can be accomplished by a financial advisor. Eastleigh professionals will be happy to inform you of their entire range of financial services.

Skills and Knowledge Needed by Financial Advisors

  • Good skills in customer service for finding out client requirements.
  • To have active interpersonal and listening skills.
  • To have excellent time management skills.
  • To have the ability to use a computer and the main software packages.
  • An excellent level of numeracy for creating financial plans.
  • A solid knowledge and understanding of economics and accounting with regard to financial markets and products.
  • To be able to network and establish relationships with customers.
  • Excellent management skills for negotiating product prices.
  • To be good at selling financial services and products.
  • Excellent verbal communication skills.
  • To pay attention to detail and be thorough.

Financial Advisors Near Eastleigh

Also find: West End financial advisors, Portswood financial advisors, Rownhams financial advisors, Chandlers Ford financial advisors, Shirley financial advisors, Otterbourne financial advisors, Shawford financial advisors, Chilworth financial advisors, Horton Heath financial advisors, Colden Common financial advisors, Fishers Pond financial advisors, Ampfield financial advisors and more. People who are hunting for financial advice, will find that these services are readily available in all of these towns and areas. Business and home owners in these places can make enquiries about financial advice by clicking here.

Eastleigh Financial Advice Services

Find a Financial Advisor in Eastleigh Here
Financial Advice Enquiries in Eastleigh Hampshire (023)
  • Eastleigh Cashflow Analysis
  • Eastleigh Mortgage Advice
  • Eastleigh Inheritance Advice
  • Eastleigh Investment Advice
  • Eastleigh Retirement Advice
  • Eastleigh Wealth Management
  • Eastleigh Financial Services
  • Eastleigh Pension Advice
  • Eastleigh Life Insurance Advice
  • Eastleigh Cheap Financial Advice
  • Eastleigh Estate Planning
  • Eastleigh Financial Advice Quotes
  • Eastleigh Corporate Financial Advice
  • Eastleigh Financial Advice

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For the latest local information relating to Eastleigh, Hampshire click here

Independent financial advisor in SO50 area, phone code 023.

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(This financial advisor Eastleigh information was last updated on 20-02-2024)