Financial Advisor Weymouth

Weymouth Independent Financial Advice & Investment

Financial Advisor Weymouth Dorset (DT3): If you're seeking financial advice for the very first time, trying to locate a first-rate financial advisor advisor in Weymouth can be a daunting experience. However, all qualified financial advisors have one thing in common; they must all conform to the regulations laid down by the FCA (Financial Conduct Authority), regardless of whether you're looking for mortgage, pensions, investments or even insurance advice. Any advice given through a FCA approved financial advisor in Weymouth comes with certain guarantees that if anything should go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Weymouth Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Weymouth may be neighbours and friends, but bear in mind that the sort of advice you're looking for may be significantly different to theirs. Their advice needs to be adapted to your specific circumstances, and every financial advisor isn't suitable for everybody. It is wise to chat to at least 3 different companies when you are picking a financial advisor, as this is a major decision, and you'll be looking to find one that you can trust and feel comfortable with, and also investigate the options they can provide.

Financial Advisor Weymouth Dorset (DT3)

Independent financial advisors (IFA) and restricted advisors, are the 2 main types of financial advisor in Weymouth. The good thing about using an independent financial advisor is that they will not be restricted to the products or services of a single company, and can offer a more diverse range of options. Encompassing the entire gamut of financial products and companies, independent financial advice should be offered in an honest and unbiased way to clientele. If you elect to use an independent financial advisor, you will be able to pick from the widest possible range of products, in order to find the right solution for you. A restricted financial advisor might be tied to products and services from one particular provider, or might even concentrate on just one product, as can be the case with a mortgage advisor.

The Financial Conduct Authority requires that any financial advisor in Weymouth must tell you about their charges, before accepting you as a client. Although it can vary dependant upon the kind of product or service you're interested in, there may be an hourly rate, a set fee, or you could even be charged a percentage of the money you are investing. You may be offered the possibility of a free first consultation to enable you to discuss your aims and find out if the advisor is suitable for your circumstances. In some bigger Weymouth companies, you could find that your account is being looked after by a team rather than an individual.

Financial Advisors Weymouth UK (01305)

You will have to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and goals to the advising company. An Initial Disclosure Document, or Key Facts Document will also be given to you, to provide details about the financial advisors themselves, explaining their scope of permissions in the financial sector and their situation for offering restricted or independent advice. Your legal rights will also be laid out in this document, along with the possible options you can take if you need to make a complaint because you're not happy with the service you're given. It should detail precisely what you are signing up for, and any possible risks and benefits should you decide to take the advice offered, and it should be laid out in plain English. You will find the level of cooling-off period in the Key Facts Document. This makes it possible for you to cancel your contract with the financial advisor within a certain period of time, and if any penalties are incurred.

Make sure you check the qualifications and experience of your financial advisor when you first speak with them. Asking such questions should not cause you any embarrassment, because after all you are about to entrust them with your financial future. All financial advisors in Weymouth must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, you don't need to stress, the firm the advisor works for will almost certainly be on the register and their advisors will be covered by the legislation. If these cannot be presented the individual may still offer financial guidance as opposed to advice. Guidance is not subject to regulations in the way that financial advice is, which means that if errors occur the client won't have any recourse.

Financial Advisor Quotes in Weymouth Dorset

You will be asked about the amount of risk you're ready and able to take, if you are seeking advice on investing money. Larger rewards could be possible with high risk investments, but you may also lose all or some of your cash. Good quality investment and financial advice will take you savings objectives into consideration, i.e. short or long term investments, how rapidly you need to access your funds and how much you have to invest. The one question that you should ask yourself, which is frequently neglected, is how much you can afford to lose. This is generally known as your 'capacity for loss' and may well influence the products and services that are offered for your consideration.

Financial Advice Near Weymouth Dorset

You'll want to tell your financial advisor about any existing mortgage loans, personal savings, regular outgoing payments or investments. This will give a full and clear picture of your current financial circumstances, without which the advice you get will most likely not be the most appropriate for you. Spreading the risk across various different products through the diversification of your savings and investments, is something that good quality financial advice should embrace. With an understanding of the best areas to consider, a professional financial advisor will favour products that most closely match your goals and financial situation.

A financial advisor will unveil the multifaceted world of finance, and converse in the clearest possible way. After comparing the products and services that meet your needs, you should be in a position to come to an informed and knowledgeable decision. If you're mind is firmly on the environment, you could ask your financial advisor to stick to ethical savings and investment schemes. You will then be able to keep away from firms that corporations meet your requirements, but instead lend your support to those enterprises and companies that match your concerns, for example green energy or zero carbon.

Working together with your financial advisor in Weymouth can be challenging to manage around your work day and other obligations. One-on-one appointments can be supplemented with video conferencing and phone calls to allow you to get advice at a time to suit you. Even if you never have a one-to-one meeting with your advisor, an experienced financial advice provider in Weymouth will have stringent measures in place to keep your details secure and confidential, because remote and home working is now a large part of our society.


Investments can easily go down as well as up, because the financial sector can be a volatile one. If your investment fails to make as much money as you were hoping for, it can be quite worrying and demoralising. However, unless it's owing to misleading or wrong information from your advisor a downward spiraling of your investment is not seen as a basis for complaint.

Independent Financial Advisor Near Weymouth (DT3)

Any disputes should begin with the company's complaints procedure as detailed in the Key Facts Document. If the financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the problem if it is unresolved within the timeframe set out by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision is made on how to rectify the situation or financially compensate the client, if the complaint is justified. This will become a legally binding decision as soon as it has been agreed on by the client, and the advisor and their company must comply with the decision. Any compensation as set out by the Ombudsman will also take into account any annoyance, distress, inconvenience and trouble caused to the customer during the situation.

Book a Financial Advisor in Weymouth UK

Financial advice can be provided in Weymouth and also nearby in: Broadwey, Lanehouse, Littlemoor, Westham, Grove, Easton, Overcombe, Nottington, Weston, Chickerell, Redland, Portland, Melcombe Regis, Wyke Regis, Southwell, Radipole, Fortuneswell, Rodwell, as well as in these postcodes DT3 5JH, DT3 5HJ, DT3 5AU, DT3 5HD, DT3 5AX, DT3 5LS, DT3 5BD, DT3 5JS, DT3 5ER, DT3 5DZ. Locally based Weymouth financial advisors will likely have the dialling code 01305 and the postcode DT3. Click the "enquiry" banner or form to get details about financial advisors in your location.

A Financial Advisor's Day to Day Tasks

  • Financial advisors talk with clients regarding their plans and finances.
  • Financial advisors negotiate with providers of financial products.
  • Financial advisors work together with associates to gather trends, statistics and market information.
  • Financial advisors provide education, counselling and consultation regarding investments and finances.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors research financial products and explain them clearly and simply to their customers.
  • Financial advisors maintain a record of potential clients and transactions.
  • Financial advisors keep abreast of new products and legislation changes.
  • Financial advisors update clients concerning their investments.
  • Financial advisors produce detailed financial reports.

Weymouth Financial Advice Services

Financial Advice Tasks Weymouth

There is a variety of services which are provided by your local Weymouth financial advisor including will writing services, inheritance tax planning, annuity purchases in Weymouth, ethical investment advice, portfolio management, general financial planning, trusts in Weymouth, mutual funds in Weymouth, ISA's in Weymouth, retirement planning, family income benefit in Weymouth, pension consolidation advice in Weymouth, life assurance advice Weymouth, pension advice, business financial planning in Weymouth, wealth management & investments in Weymouth, financial advice services, stakeholder pensions Weymouth, offshore investment advice, mortgage financial planning, pension transfers, life insurances, long term care fee advice, annuities, financial planning, and lots more.


Financial Advisors Near Weymouth

Also find: Melcombe Regis financial advisors, Grove financial advisors, Rodwell financial advisors, Fortuneswell financial advisors, Easton financial advisors, Nottington financial advisors, Wyke Regis financial advisors, Lanehouse financial advisors, Redland financial advisors, Overcombe financial advisors, Broadwey financial advisors, Weston financial advisors, Radipole financial advisors, Littlemoor financial advisors and more. Pretty much all of these places are serviced by local financial advisors. Property owners in these areas can make enquiries about financial advice by going here.

Weymouth Financial Advice Services

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Independent financial advisor in DT3 area, (dialling code 01305).

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(This financial advisor Weymouth content was last updated on 20-02-2024)