Financial Advisor Andover

Andover Independent Financial Advice & Investment

Financial Advisor Andover Hampshire (SP10): Finding a good financial advisor advisor in the Andover area can be a daunting experience, especially if you're needing financial advice for the very first time. Whether it is pension, mortgage, investments or even insurance guidance that you are looking for, there's one common rule for all financial advisors; they all have to stick to Financial Conduct Authority regulations. Any advice given from a FCA approved financial advisor in Andover comes with guarantees that should things go wrong, you've got access to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Andover Financial Advisor Quotes

When selecting a financial advisor in Andover, a decent place to start could be friends and neighbours, however you must bear in mind that your situation may not be the same as theirs, and you may be in need of a different sort of advice. Financial advice should be individually tailored to your unique circumstances, and you'll discover that certain financial advisors may not be appropriate for your requirements. To check out the options they can provide and find a financial advisor you can trust and feel comfortable with, it pays to talk to at least 3 different companies, because choosing a financial advisor is a big decision.

Financial Advisor Andover Hampshire (SP10)

There are 2 principal types of financial advisor in Andover; restricted advisors and independent financial advisors. Offering a wider range of options, an IFA should not be confined to just one company's services or products. Independent financial advice should be offered in an impartial way and across the full spectrum of financial companies and products. This will permit you to select from the widest range of products to match your needs. If you use a restricted financial advisor you will soon realise that they may be restricted to services and products of a particular firm, or as with a mortgage advisor, might only be concerned with one individual product.

Before taking you on as a client, any financial advisor must tell you about their charges, as required by the Financial Conduct Authority. Contingent on the kind of services you require, you could be charged by the hour, a set fee or perhaps even a proportion of your investment. To enable you to discuss your goals and see if the advisor is the correct fit for your situation, a free initial consultation may be offered. Your account may be handled by a team as opposed to one individual advisor, if you elect to go to one of the bigger Andover companies.

Financial Advisors Andover UK (01264)

Before any advice is given you will need to fill out a confidential disclosure form, called a "Fact Find" document, which tells the advising firm about your aims and financial situation. You'll also be given a Key Facts or Initial Disclosure Document, which gives you information regarding the financial advisor, their status to offer independent or restricted advice and their range of permissions in the financial sector. Your legal rights will also be laid out in this document, along with the options you can take if you need to complain because you're not happy with the service you're given. It should outline precisely what you are signing up for, and any potential benefits and risks that exist if you opt to take the advice offered, and it should be set down in clear language. You can find the level of cooling-off period in the Key Facts Document. This makes it possible for you to change your mind within a specific period of time, and cancel your agreement with the financial advisor.

When chatting with your financial advisor for the first time ensure that you check their experience and qualifications. Asking these questions should never cause you any embarrassment, because after all you are about to entrust them with your long-term financial wellbeing. Every financial advisor in Andover must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You shouldn't stress if your particular advisor's name does not show up on the Financial Services Register, as long as the firm is on the register, their employees are covered by the legislation. The individual can still offer financial guidance instead of advice, if these can't be presented. In terms of finance guidance is different to advice and isn't regulated. Therefore there's no recourse for the client if mistakes are made.

Financial Advisor Quotes in Andover Hampshire

If it's investments that you are interested in, the advisor will need to know the level of risk you are ready and able to take with your hard-earned cash. High risk investments could potentially offer larger rewards, but all or some of your money could be lost. Decent financial and investment advice should take you savings objectives into consideration, i.e. long or short term investments, how quickly you need access to your funds and how much money you want to invest. "How much money can you afford to lose?" Is the one crucial question that you should really be asking yourself. This is commonly called your 'capacity for loss' and may well affect the services and products that are offered to you.

Financial Advice Near Andover Hampshire

If you've already got any current mortgage loans, regular outgoings, personal savings or investments, you have to let your financial advisor know about these. This will provide a full and clear picture of your current financial situation, without which the advice given might not be the best for you. Smart financial advice should allow for diversifying your investments and savings by spreading the risk load across various products. With a knowledge of the best areas to consider, a qualified financial advisor will favour products that match your financial circumstances and goals.

Your financial advisor will communicate in as plain a speech as possible, while unmasking the complex world of finance. This will help you to compare products and services which meet your needs, and come to an informed decision. If environmental issues are important to you, you could even ask that ethical investments and savings take precedence. You can then avoid firms that businesses meet your requirements, but instead lend your support to those organisations and companies that address your concerns, for example green energy or zero carbon.

Having constant interactions with your financial advisor in Andover could create complications with your work life and other obligations. Face-to-face appointments can be supplemented with video conferencing and telephone calls to allow you to seek advice at times that suit you. Remote and home working is now a large part of our society, and any competent financial advice provider in Andover will have stringent measures in place to keep your details secure and confidential, even if you never have a one-on-one meeting with your personal advisor.

COMPLAINTS

You have to remember that the financial sector can be unpredictable, and the value of your investments can just as easily go down as well as up. If it happens that your investment isn't making the amount of money you hoped for, it can be a stressful and demoralising time. A downward spiraling of your investment is not a recognised cause for complaint, unless your advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Andover (SP10)

The company's complaints procedure should be the place to start with any grievances, and the Key Facts Document will explain this. If the financial advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the issue if it remains unsolved within the timeframe laid down by the regulating authority.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. A decision will be made on how to financially compensate the customer, if the complaint is upheld. The financial advisor and their firm must abide by any decision that is made by the Ombudsman, which becomes legally binding once the customer has agreed to it. Any compensation as set out by the Financial Ombudsman will also take into consideration any trouble, inconvenience, annoyance and distress caused to the customer during the process.

Book a Financial Advisor in Andover UK

Financial advice can be provided in Andover and also nearby in: East Anton, Kingsway Gardens, Anna Valley, Picket Piece, Upper Clatford, Charlton, Andover Down, Knights Enham, Weyhill, Goodworth Clatford, Enham Alamein, Abbotts Ann, Hatherdean, and in these postcodes SP10 1PN, SP10 2AW, SP10 1PS, SP10 1NE, SP10 1QW, SP10 1JF, SP10 2AA, SP10 1HD, SP10 1JX, SP10 2BN. Local Andover financial advisors will likely have the postcode SP10 and the phone code 01264.

Hampshire Financial Advice Enquiries

Financial Advice Enquiries Hampshire

Recent Hampshire financial advice enquiries: Halle and Bobby Hooper from Oakley recently enquired about life assurance. Katelyn and Will David from West Wellow recently enquired about mortgage advice. Benedict and Joy Pallett from Hamble le Rice recently enquired about equity release. Zaina Wale from Froxfield, Hampshire recently asked for information on equity release. Nancy Forde from Kings Somborne recently asked for information on financial planning. Iwan York and Arabella York from Liss recently asked for information on life assurance. Mr and Mrs Bartlett from West Wellow recently enquired about financial planning. Edison Hastings from Fair Oak recently asked for information on financial planning.

Andover Financial Advice Services

Financial Advice Tasks Andover

There are a number of different services that are provided by your local Andover financial advisor including pension reviews, portfolio management, cashflow analysis, financial planning, investment advice Andover, life assurance Andover, income protection advice, financial analyst services in Andover, investment planning in Andover, cash flow modelling, pension consolidation, ISA's, investment bonds, tax financial planning, personal financial planning, retirement planning, pension advice, mortgage advice, stakeholder pension advice in Andover, pension drawdowns Andover, life insurances, will writing services, long term care fee advice, mutual funds Andover, family income benefit, and more.

The Daily Duties for a Financial Advisor

  • A financial advisor continually updates clients concerning their investments.
  • A financial advisor meets performance and sales targets.
  • A financial advisor provides education, counselling and consultation with regards to investments and finances.
  • A financial advisor works together with associates to obtain trends, market information and statistics.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor keeps detailed records of customers and transactions.
  • A financial advisor keeps fully abreast of new products and regulation changes.
  • A financial advisor recommends the financial products that are best-suited to customers.
  • A financial advisor talks to customers about their plans and finances.
  • A financial advisor negotiates with providers of financial products.
ANDOVER FINANCIAL ADVISOR QUOTES

Financial Advisors Near Andover

Also find: Hatherdean financial advisors, Upper Clatford financial advisors, East Anton financial advisors, Weyhill financial advisors, Abbotts Ann financial advisors, Picket Piece financial advisors, Knights Enham financial advisors, Enham Alamein financial advisors, Kingsway Gardens financial advisors, Andover Down financial advisors, Charlton financial advisors, Anna Valley financial advisors, Goodworth Clatford financial advisors and more.

Andover Financial Advice Services

Find a Financial Advisor in Andover Here
Financial Advice Enquiries in Andover Hampshire (01264)
  • Andover Independent Financial Advice
  • Andover Financial Services
  • Andover Estate Planning
  • Andover Trustee Investments
  • Andover Life Insurance Advice
  • Andover Inheritance Advice
  • Andover Mortgage Advice
  • Andover Corporate Financial Planning
  • Andover Financial Advice Quotes
  • Andover Cashflow Analysis
  • Andover Retirement Advice
  • Andover Investment Advice
  • Andover Wealth Management
  • Andover Tax Advice

Financial Advisors Around Andover: In Trent Court, Botisdone Close, Sobers Square, Corinthian Close, Dauntsey Bridge, Dove Close, Appleshaw Way, Clatford Manor Estate, Constable Court, Bere Hill Crescent, Brook Way, Collingwood Walk, Adelaide Close, Chatsworth Drive, Sarson Lane, Denham Terrace, Beresford Close, Coachways, Dauntsey Lane, Cuxhaven Way, Thames Court, Tilleydown Cottages, Charlton Road, Sainsbury Close, Dines Close, Swift Close, Smannell Road, Sutherland Court, Chaucer Avenue, Tilley Down, as well as the following Andover area postcodes: SP10 1PN, SP10 2AW, SP10 1PS, SP10 1NE, SP10 1QW, SP10 1JF, SP10 2AA, SP10 1HD, SP10 1JX, SP10 2BN, people have recently needed financial and investment advice.

For the best local info relating to Andover, Hampshire click here

Independent financial advisor in SP10 area, and dialling code 01264.

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