Financial Advisor Staines

Staines Independent Financial Advice & Investment

Financial Advisor Staines Surrey (TW18): Finding a decent independent financial advisor in Staines can be an intimidating experience, particularly if you are seeking financial advice for the very first time. However, all financial advisors have one thing in common; they all have to follow the regulations set by the Financial Conduct Authority (FCA), whether you are after mortgage, investments, pensions or even insurance advice. Any advice given by a FCA authorised financial advisor in Staines comes with guarantees that if things go awry, you have access to the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Staines Financial Advisor Quotes

A decent starting place in choosing a financial advisor in Staines may be neighbours and friends, but bear in mind that the sort of advice you are looking for may be different to theirs. Their advice needs to be adapted to your particular circumstances, and every financial advisor isn't suitable for everybody. To investigate the options they're offering and find a financial advisor that you can trust and feel comfortable with, it is a good idea to chat to at least 3 different companies, because after all picking a financial advisor is a major decision.

Financial Advisor Staines Surrey (TW18)

When you are looking to pick a financial advisor in Staines, there are basically 2 main types; independent financial advisors and restricted advisors. The good thing about using an IFA is that they won't be restricted to the products and services of a single company, and can offer a wide range of options. Independent financial advice should encompass the entire gamut of financial products and companies, and must be offered in an unbiased way. If you choose to use an IFA, you'll be able to select from the widest possible range of services, in order to find the ideal solution for your needs. A restricted advisor may be involved with an individual product, such as a mortgage advisor, or be limited to products and services from a particular company.

Before accepting you as a client, any financial advisor in Staines must tell you about their charges, as demanded by the FCA. Although it can vary dependant upon the kind of product you're looking for, there could be a set fee, an hourly rate, or you may even be charged a slice of the money you're investing. A free first consultation might be offered, so that you can discuss your aims and situation to find out if the advisor is a good fit. Your account could be managed by a team as opposed to a single advisor, if you decide to go with one of the bigger firms in Staines.

Financial Advisors Staines UK (01784)

You'll have to fill out a "Fact Find" form, which is a confidential disclosure document relating your desired goals and financial situation to the advising company. To provide information on the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial market, you'll also be given an Initial Disclosure, or Key Facts Document. If you aren't satisfied with the service provided, and wish to complain, this document should also lay down your legal rights and the options you can take. It should be simple to understand, written in plain English, and outline exactly what you are signing up for, along with the risks and benefits of going along with the advice. You will find the amount of cooling-off period in the Key Facts Document. Within a specific time period, this makes it possible for you to cancel the agreement with your financial advisor.

When speaking with the financial advisor for the first time make sure you check their qualifications and experience. After all you are about to entrust your long-term financial wellbeing to their expertise, so you must not be self-conscious about asking such questions. Every Staines financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If your advisor's name doesn't show up on the Financial Services Register, don't stress, the firm the person works for will almost certainly be on the register and their staff will be covered by the regulations. If these cannot be presented the person may still offer financial guidance instead of advice. In terms of finance guidance differs to advice and is not regulated. Therefore there is no recourse for the client if mistakes occur.

Financial Advisor Quotes in Staines Surrey

If you are seeking advice on investing money you'll be asked the amount of risk you are willing and able to take. Most investments carry some degree of risk, but high risk investments could offer better rewards, but also more chance of losing some or all of your money. In order to get the best financial and investment advice, your savings objectives will have to be considered, i.e. long or short term investments, how much you have to invest and how quickly you need to access your funds. "How much money can you actually afford to lose?" Is the one vital question that you should really be asking yourself. Known as your 'capacity for loss', this will very likely influence the services and products that you're offered.

Financial Advice Near Staines Surrey

Right from the start, it is vital that you let your financial advisor know about any regular outgoing payments, savings, investments or mortgage loans that you have. They will need this information, so that they can get a clear picture of your financial situation and give the best advice for you. Diversifying your savings and investments by spreading the risk load across various products, is a vital part of sound financial advice. In order to reflect your financial circumstances and your goals, a seasoned financial advisor in Staines will understand the best areas to consider.

Communicating in the clearest possible way, your financial advisor will unmask the complex world of investment and finance. This will enable you to compare products and services that match your needs, and make an informed decision. If you are mind is firmly on the environment, you could maybe ask your advisor to stick to ethical savings and investment schemes. You can then avoid firms that investments meet your requirements, and instead support those firms and businesses that address your concerns, for instance green energy or zero carbon.

Having constant interactions with a financial advisor in Staines could cause issues with your work and other commitments. To allow you to seek advice at times that suit you, one-on-one meetings can be augmented with video conferencing and telephone. Any experienced financial advice company in Staines will have strict measures in force to keep your details secure and confidential, even if you never have a one-on-one meeting with your personal advisor, because remote and home working is no longer unusual.

COMPLAINTS

The value of your investments could fall as well as rise, and this is a factor that you must bear in mind. It can be very frustrating and stressful if your investment is not making as much money as you hoped for. Unfortunately, a downward spiraling of your investment is not seen as a cause for complaint, except if it's owing to misleading or wrong information from your advisor.

Independent Financial Advisor Near Staines (TW18)

As detailed in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. If the advisor is a member of the FCA, you can tell the Financial Ombudsman about the matter if it remains unsolved within the time-frame laid down by the regulating authority.

The Financial Ombudsman will look into the cause for complaint and come to a decision. A decision is made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. On acceptance by the customer, the ruling will become legally binding, and the financial advisor and their company must abide by it. Any compensation laid down by the Ombudsman will also take into account any distress, hassle, annoyance and inconvenience caused to the client during the situation.

Book a Financial Advisor in Staines UK

Financial advice can be provided in Staines and also in nearby places like: Datchet, Brands Hill, East Bedfont, Colnbrook, Lyne, Stanwell Moor, Ashford, Fordbridge, Harmondsworth, Virginia Water, Horton, Egham, Old Windsor, Poyle, Wraysbury, Englefield Green, Stanwell, together with these postcodes TW18 1AW, TW18 1ES, TW18 1AX, TW18 1LQ, TW18 1AN, TW18 1JE, KT16 8RP, KT16 8RR, TW18 1BX, TW18 1BJ. Local Staines financial advisers will likely have the postcode TW18 and the telephone dialling code 01784. Checking this can guarantee that you are accessing locally based financial advisers. Staines home and business owners can benefit from these and numerous other finance related services. Click on the "enquiry" banner or form to get information on financial advisors in your location.

Staines Financial Advice Services

Financial Advice Tasks Staines

There are a wide array of services which are provided by your local Staines financial advisor including financial planning, mutual funds Staines, offshore investments, familt controlled trusts in Staines, pension consolidation, cashflow analysis, inheritance tax planning, personal financial planning, investment consolidation advice, annuity purchase, trustee investment services, long term care fee planning Staines, ISA's, bereavement benefits, cash flow modelling Staines, life insurances in Staines, retirement plans, annuities in Staines, bridging finance Staines, pension planning, equity release advice, will writing services, pensions in divorce in Staines, divorce financial planning, independent financial advice, trusts Staines, business planning, life assurance advice in Staines, income protection advice, business protection, and lots more. These are just a selection of the duties that can be undertaken by a financial advisor. Staines professionals will inform you of their whole range of services.

A Financial Advisor's Everyday Tasks

  • Financial advisors provide consultation, education and counselling regarding finances and investments.
  • Financial advisors work with their peers to obtain market information, statistics and trends.
  • Financial advisors make advantageous deals with with providers of financial products.
  • Financial advisors speak to customers regarding their finances and plans.
  • Financial advisors meet sales and performance targets.
  • Financial advisors maintain a record of potential clients and transactions.
  • Financial advisors research financial products and explain them clearly and simply to their customers.
  • Financial advisors keep fully abreast of new financial products and law changes.
  • Financial advisors continually update clients about their investments.
  • Financial advisors produce financial reports.
STAINES FINANCIAL ADVISOR QUOTES

Financial Advisors Near Staines

Also find: Lyne financial advisers, Brands Hill financial advisers, Datchet financial advisers, East Bedfont financial advisers, Colnbrook financial advisers, Harmondsworth financial advisers, Fordbridge financial advisers, Egham financial advisers, Ashford financial advisers, Englefield Green financial advisers, Wraysbury financial advisers, Old Windsor financial advisers, Horton financial advisers, Virginia Water financial advisers, Stanwell financial advisers, Stanwell Moor financial advisers, Poyle financial advisors and more. All these places are served by local financial advisers. Staines residents can get quotations by clicking here.

Staines Financial Advice Services

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Financial Advice Enquiries in Staines Surrey (01784)
  • Staines Estate Planning
  • Staines Life Insurance Advice
  • Staines Inheritance Advice
  • Staines Financial Services
  • Staines Retirement Planning
  • Staines Financial Advice Quotations
  • Staines Pension Advice
  • Staines Investment Advice
  • Staines Wealth Management
  • Staines Mortgage Advice
  • Staines Trustee Investments
  • Staines Financial Advice
  • Staines Tax Advice
  • Staines Corporate Financial Planning

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Financial Advisors Around Staines: Financial advice has recently been given in these Staines areas and streets - Carlyle Road, Ruskin Road, Albert Drive, Riverside Road, Garrick Close, Chiltern Close, Jamnagar Close, Penton Hook Road, Broadacre, Meadway, South Street, St Pinnock Avenue, Manor Park, Prospect Place, Staines By-pass, Cherry Orchard, Wraysbury Gardens, Knightsbridge Crescent, Beehive Road, Parkside Place, Pinewood Drive, Knowle Green, St Olave's Close, Park Avenue, Hale Street, Langley Road, as well as the following local Staines postcodes: TW18 1AW, TW18 1ES, TW18 1AX, TW18 1LQ, TW18 1AN, TW18 1JE, KT16 8RP, KT16 8RR, TW18 1BX, TW18 1BJ. Folks in these areas recently needed the help of a financial advisor. Staines residents received competent and top notch financial services in all cases.

Staines Information: Staines (or Staines-on-Thames) is a town located in the county of Surrey on the banks of the River Thames. It has been occupied since at least Roman times being an important crossing over the river for trade and communication. The Romans called it Ad Pontes or Pontes. Staines today has a population of around 18,000 and is a busy commuter town for those working in The City. The postcode for Staines is TW18 and the telephone dialling code for the area is 01784. Staines is situated about 4 miles from Ashford, 6 miles from Feltham, 15 miles from Guildford and 25 miles from central London. It is also very close to Heathrow Airport and Thorpe Park Resort. (Tags: Staines Surrey, Staines-on-Thames Surrey, Staines England)

Financial Advisor Jobs Staines: Browse financial adviser jobs in Staines by going here: General Financial Advisor Jobs

Independent financial advisor in TW18 area, phone code 01784.

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(This financial advisor Staines page was reviewed and updated on 06-05-2022)