Financial Advisor Staines

Staines Independent Financial Advice & Investment

Financial Advisor Staines Surrey (TW18): If you are in search of financial advice for the first time, trying to locate a good independent financial advisor in Staines can be an intimidating experience. However, all qualified financial advisors are bound by one simple rule; they must all observe the regulations of the Financial Conduct Authority, whether you're searching for investments, mortgage, pension or even insurance advice. The good thing about this is that if a financial advisor who is FCA certified gives you poor quality advice, and things go wrong, you've got guarantees, and can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Staines Financial Advisor Quotes

When picking a financial advisor in Staines, a good starting point could be friends and family, however you must bear in mind that your situation might not be the same as theirs, and you might need a different sort of advice. Every financial advisor isn't suitable for everybody, and any advice they provide should be personalised to your unique situation. To check out the options they can provide and find a financial advisor that you can trust and feel comfortable with, it pays to speak to at least three different companies, because choosing a financial advisor is a major decision.

Financial Advisor Staines Surrey (TW18)

When it comes to picking a financial advisor in Staines, there are essentially two main types; independent financial advisors and restricted advisors. The good thing about seeing an independent financial advisor is that they should not be restricted to a single provider's products and services, and can offer a wider range of options. Independent financial advice must cover the entire spectrum of financial products and companies, and must be given in an unbiased way. This enables you to select from the widest possible range of services to match your needs. A restricted financial advisor could be concerned with an individual product, such as a mortgage advisor, or be restricted to products and services from one particular firm.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to fully discuss their charges with you. Although it can vary depending on the kind of service or product you're interested in, there could be an hourly rate, a set fee, or you could even be charged a proportion of the money you are investing. A free initial consultation will sometimes be offered, so you can discuss your aims and situation to find out if the advisor is the right fit. In some of the bigger Staines firms, you may find that your account is being managed by a team as opposed to an individual advisor.

Financial Advisors Staines UK (01784)

Before any actual advice is handed out you'll be asked to fill in a confidential disclosure form, known as a "Fact Find" document, which tells the advising company about your goals and financial situation. To provide details of the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena, you will also be handed an Initial Disclosure Document, or Key Facts Document. If you're not satisfied with the service provided, and wish to submit a complaint, this document will also set down your own legal rights and the options you can take. It must be easy to understand, written in layman's terms, and describe exactly what you are committing yourself to, together with the benefits and risks of accepting the proffered advice. The level of cooling-off period should also be fully explained in this document. This enables you to change your mind within a certain period of time, and cancel the agreement with your financial advisor.

You should check the qualifications and experience of your financial advisor when you first talk to them. You shouldn't be embarrassed about asking these questions, after all you're just about to entrust your long-term financial wellbeing to their skill. All financial advisors in Staines must as a minimum hold a Level 4 qualification and be able to present an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't freak out if your specific financial advisor's name does not show up on there; you should be able to locate the firm name, and this means that the legislation covers all of their employees. If these can't be provided the person may still offer financial guidance rather than financial advice. Guidance isn't regulated in the way that financial advice is, which means that if mistakes arise the client won't have any recourse.

Financial Advisor Quotes in Staines Surrey

You'll be asked about the amount of risk you're prepared to take on, if you are seeking advice on investing money. Larger rewards may be possible with high risk investments, however you could also lose all or some of your capital. Decent financial and investment advice will take you savings goals into consideration, i.e. how much you have to invest, long or short term investments and how rapidly you need access to your money. "How much can you afford to lose?" Is the one question that you really need to ask yourself. Referred to as your capacity for loss, this will very likely influence the products and services that you're offered.

Financial Advice Near Staines Surrey

You should tell your financial advisor about your current savings, mortgages, investments or regular outgoing payments. They will need these details, so that they can get a clear picture of your finances and give the correct advice for you. Diversifying your investments and savings by spreading the risk load across various products, is an essential part of good quality financial advice. In order to mirror your financial circumstances and goals, a professional financial advisor in Staines will have the knowledge of the best products to consider.

Communicating in the clearest way possible, your financial advisor will unmask the multifaceted world of finance and investment. This will help you to compare services and products which match your needs, and make an informed decision. If the environment is important to you, you could ask that ethical investment and savings schemes take precedence. You can then avoid businesses that businesses meet your requirements, but instead support those firms and businesses that address your concerns, for instance green energy or zero carbon.

It's not that easy to work closely with a financial advisor in Staines without this impacting your work life and other commitments. To allow you to get advice at a time to suit you, face-to-face appointments can be complemented with video conferencing and telephone calls. Even if you hardly ever have a one-to-one meeting with your personal advisor, an established financial advice provider in Staines will have rigorous measures in place to ensure your details are kept confidential and secure, because working from home and remote working is now commonplace.


Investment values could go down as well as up, and this is something that you have to keep in mind. If your investment isn't making the amount of money you hoped for, it can be very demoralising and worrying. Sadly, a downward trend in your investment isn't a recognised cause for complaint, unless it is due to misleading or wrong information from your advisor.

Independent Financial Advisor Near Staines (TW18)

The company's complaints procedure should be the kick off point for any disputes, and the Key Facts Document should explain this. If your financial advisor is registered with the FCA, you can let the Financial Ombudsman know about the issue if it is unsolved within the time-frame stipulated by the regulating authority.

The Financial Ombudsman will make a ruling after reviewing the cause of the complaint independently. If it's found that the complaint is legitimate, a decision will be made on how the customer can be compensated. Once the ruling is accepted by the client it becomes a legally binding decision which the financial advisor and their firm, must comply with. Any trouble, distress, inconvenience and upset caused to the customer during the dispute, will be considered when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Staines UK

Financial advice can be provided in Staines and also in nearby places like: Stanwell, Colnbrook, Ashford, Old Windsor, Fordbridge, Poyle, Brands Hill, Datchet, Egham, Stanwell Moor, East Bedfont, Wraysbury, Englefield Green, Horton, Virginia Water, Lyne, Harmondsworth, together with these postcodes TW18 1EW, TW18 1AP, TW18 1QY, TW18 1BB, TW18 1ND, TW18 1HS, TW18 1QU, TW15 3HN, TW15 3EW, TW18 1EA. Locally based Staines financial advisors will most likely have the phone code 01784 and the postcode TW18. Checking this out will guarantee that you are accessing locally based financial advisers. Staines householders will be able to benefit from these and countless other comparable services. Simply click the "enquiry" form or banner to get specifics of financial advisors in your location.

Staines Financial Advice Services

Financial Advice Tasks Staines

There is a variety of services that are provided by your local Staines financial advisor including corporate financial planning in Staines, will writing services Staines, income protection advice, offshore investments, financial services, multi-asset portfolios, trusts Staines, pension drawdowns Staines, death benefit advice in Staines, general financial planning in Staines, pension advice, retirement advice, ISA's, long term care fee advice, independent financial advice, ethical investments, portfolio management, investing an inheritance in Staines, financial planning Staines, personal pensions advice, tax financial planning, bridging finance, mutual funds in Staines, cash flow modelling, trustee investment services, investment consolidation advice in Staines, business financial planning in Staines, cheap financial advice, family income benefit, life assurance advice, and more. These are just a selection of the activities that can be handled by a financial advisor. Staines professionals will be delighted to keep you abreast of their entire range of financial services.


Financial Advisors Near Staines

Also find: Stanwell financial advisers, Stanwell Moor financial advisers, Poyle financial advisers, Virginia Water financial advisers, Colnbrook financial advisers, Horton financial advisers, Datchet financial advisers, Fordbridge financial advisers, Ashford financial advisers, Harmondsworth financial advisers, Englefield Green financial advisers, Lyne financial advisers, East Bedfont financial advisers, Wraysbury financial advisers, Brands Hill financial advisers, Egham financial advisers, Old Windsor financial advisors and more. All of these villages and towns are catered for by local financial advisers. Staines residents can get financial advice price quotes by going here.

Staines Financial Advice Services

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Financial Advice Enquiries in Staines Surrey (01784)
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Financial Advisors Around Staines: In High Street, Thames Street, Bridge Street, Kingston Road, Budebury Road, South Street, Garrick Close, St Peter's Close, Penton Road, Commercial Road, Wyatt Road, Moor Lane, Staines By-pass, Eton Court, Hale Street, Wheatsheaf Lane, The Cygnets, Chiltern Close, Meadway, Wraysbury Gardens, Thames Side, Island Close, Grosvenor Road, Yeoveney Close, River Road, Charter Place, as well as these local Staines postcodes: TW18 1EW, TW18 1AP, TW18 1QY, TW18 1BB, TW18 1ND, TW18 1HS, TW18 1QU, TW15 3HN, TW15 3EW, TW18 1EA, folks have recently needed financial and investment advice. Folks living in these areas recently required help from a financial advisor. Staines residents enjoyed professional and dependable financial services on each occasion.

Staines Information: Staines (or Staines-on-Thames) is a town located in the county of Surrey on the banks of the River Thames. It has been occupied since at least Roman times being an important crossing over the river for trade and communication. The Romans called it Ad Pontes or Pontes. Staines today has a population of around 18,000 and is a busy commuter town for those working in The City. The postcode for Staines is TW18 and the telephone dialling code for the area is 01784. Staines is situated about 4 miles from Ashford, 6 miles from Feltham, 15 miles from Guildford and 25 miles from central London. It is also very close to Heathrow Airport and Thorpe Park Resort. (Tags: Staines Surrey, Staines-on-Thames Surrey, Staines England)

Independent financial advisor in TW18 area, (dialling code 01784).

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(This financial advisor Staines page was last updated on 01-09-2022)