Financial Advisor Horley

Horley Independent Financial Advice & Investment

Financial Advisor Horley Surrey (RH6): Finding a good independent financial advisor in the Horley area can be an intimidating experience, in particular if you're needing financial advice for the first time. Whether you're searching for mortgage, investments, pensions or even insurance advice, all qualified financial advisors are bound by one common rule; they all have to conform to the regulations set by the Financial Conduct Authority. The advantage of this is that should a financial advisor who is FCA approved give you poor advice, and things go wrong, you have guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Horley Financial Advisor Quotes

Recommendations from friends and family can be a decent starting point in selecting a financial advisor in Horley, but keep in mind that their needs may be different to the type of advice you are looking for. Financial advice must be specifically tailored to your particular situation, and you'll discover that certain financial advisors might not be appropriate for you. To explore the various options they can provide and find a financial advisor you can trust and feel comfortable with, it is a good idea to speak with at least 3 different firms, because selecting a financial advisor is a major decision.

Financial Advisor Horley Surrey (RH6)

Independent financial advisors and restricted advisors, are the 2 principal kinds of financial advisor in Horley. Offering a wide range of options, an IFA will not be limited to a single provider's services or products. Encompassing the whole gamut of financial products and companies, independent financial advice should be given in an impartial and unbiased way to clients. This will allow you to select from the broadest range of services to meet your needs. A restricted advisor could be tied to services and products from a specific company, or might even concentrate on a specific product, as may be the case with a mortgage advisor.

The FCA demands that any financial advisor must be fully transparent with you about their charges, before taking you on as a client. Although it can vary based on the type of service or product you're interested in, there may be an hourly rate, a set fee, or you might even be charged a slice of what you're investing. To discuss your objectives and find out if the advisor is a good fit for your situation, a free preliminary consultation could be offered. In some of the larger Horley companies, you could find that your account is being managed by a team as opposed to an individual.

Financial Advisors Horley UK (01293)

Before any advice is handed out you will be asked to complete a confidential disclosure form, called a "Fact Find" document, which informs the advising company about your financial situation and aims. A Key Facts Document, or Initial Disclosure Document will also be given to you, to provide information about the financial advisors themselves, outlining the scope of their permissions in the financial arena and their situation for offering independent or restricted advice. Your own legal rights will also be spelled out in this document, along with the possible options you can take if you wish to complain because you're not happy with the service you're given. It should describe what you're signing up for, and any potential benefits and risks that exist should you elect to take the advice offered, and it must be set down in plain English. This document should also tell you about the allowed cooling-off period. This makes it possible for you to change your mind within a certain time period, and cancel the contract with your financial advisor.

When speaking with your financial advisor the very first time ensure that you check their experience and qualifications. After all you're about to entrust your financial wellbeing to their expertise, so you should never be embarrassed about asking such questions. A Level 4 qualification in financial advice is the minimum required qualification for any Horley financial advisor, and they must also be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not stress if your particular advisor's name does not show up on there; you will probably find the company name, and this means that the regulations covers all of their staff. If they are not able to provide these accreditations, the person cannot offer advice but is allowed to offer financial guidance. In terms of finance guidance is different to advice and is not regulated. Therefore there isn't any recourse for the client if financial errors are made.

Financial Advisor Quotes in Horley Surrey

If it's investments that you're interested in, your advisor will want to know the amount of risk you are prepared to accept with your hard-earned money. Higher risk investments could potentially offer larger rewards, but some or all of your cash could be lost. In order to get the best financial and investment advice, your savings goals must be taken into account, i.e. how quickly you need to access your funds, how much money you want to invest and short or long term investments. One question you should ask of yourself, which is normally neglected, is how much you can afford to lose. Generally known as your capacity for loss, this will most likely affect the products and services that you're offered.

Financial Advice Near Horley Surrey

Right from the start, it is imperative that you let your financial advisor know about any mortgages, investments, regular outgoings or personal savings that you have. They'll need this information, so they can get a clear picture of your finances and give the appropriate advice for you. The diversification of your investments and savings by spreading the risk across different products, is a vital part of reliable financial advice. In order to match your goals and financial circumstances, a competent financial advisor in Horley will understand the best products to consider.

A financial advisor will unveil the multifaceted world of finance, and try to speak in the clearest possible way. This will allow you to compare services and products which match your needs, and make an informed decision. If you are environmentally minded, you can ask your advisor to stick to ethical savings and investments. This allows you to give your support to companies and businesses which match your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from companies that don't meet your requirements.

It's not always easy to have a close working relationship with a financial advisor in Horley without this impacting your work and other commitments. Face-to-face meetings can be backed up with video conferencing and telephone to allow you to seek advice at times that suit you. Home and remote working is now a large part of our society, and a professional financial advice firm in Horley will have strict measures in place to keep your details confidential and secure, even if you rarely have a one-to-one meeting with your personal advisor.

COMPLAINTS

The value of your investments could go down as well as up, and this is something that you must bear in mind. If it happens that your investment isn't making as much money as you hoped for, it can be an extremely stressful and frustrating time. However, unless it's due to misleading or incorrect information from your financial advisor, a downward trend in your investment is not a recognised grounds for complaint.

Independent Financial Advisor Near Horley (RH6)

As indicated in the Key Facts Document, any grievances should begin with the firm's official complaints procedure. If the problem is unsolved within the time period laid down by the regulating authority, and the advisor is registered with the Financial Conduct Authority, you can advise the Financial Ombudsman.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is found to be justified, a decision is made on how to financially compensate the client. The advisor and their firm must abide by any ruling that's made, which becomes legally binding as soon as the client has accepted it. Any upset, distress, inconvenience and trouble caused to the customer during the process, will be considered when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Horley UK

Financial advice can be provided in Horley and also in: Smallfield, Shipley Bridge, Charlwood, Newdigate, Norwood Hill, Burstow, Horne, Redhill, Sidlow, Felbridge, South Nutfield, Salfords, Crawley, Newchapel, Blindley Heath, Leigh, as well as in these postcodes RH6 7BJ, RH6 0GW, RH6 0JH, RH6 0SG, RH6 0NY, RH6 0AH, RH6 0NN, RH6 6BB, RH6 7AL, RH6 7AN. Locally based Horley financial advisors will probably have the postcode RH6 and the dialling code 01293. Click on the "enquiry" form or banner to get information on financial advisors in your area.

Surrey Financial Advisors

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In Surrey you can likewise get: Wood Street Village investment advice, Nutfield financial advice, Flexford investment advice, Ashtead investment advice, Caterham on the Hill investment advisors, Byfleet investment advice, Lyne financial advisors, Merstham financial advice, Frensham investment advisors, Cranleigh investment advice, Merstham financial advisors, Godalming financial advice, Dunsfold investment advice, Smallfield financial advice, The Sands investment advisors, Smallfield investment advisors, Churt investment advisors, Wonersh investment advisors, Long Ditton investment advisors, Elstead investment advice, Peaslake investment advice, Banstead financial advisors, Haslemere investment advice, Earlswood investment advice, Windlesham investment advice, Ottershaw financial advice, Chaldon investment advice, Tongham financial advice, Long Ditton financial advice.

Financial Advice Enquiries Surrey

Surrey Financial Advice Enquiries

Current Surrey financial advice enquiries: Bailey Bell from Woldingham recently asked for information on mortgages. Myla Allan from Witley, Surrey recently enquired about life assurance. Mr and Mrs Mills from Westcott, Surrey recently asked for information on equity release. Dawood and Enya Button from Albury, Surrey recently enquired about investment bonds. Max and Darcey Milne from Wonersh, Surrey recently enquired about financial planning. Annalise Newton from West End recently asked for information on mortgages. Layla-Rose Smythe and Tomas Smythe from Send recently asked for information on family income benefit. Cole Dawkins from Churt, Surrey recently enquired about equity release.

Horley Financial Advice Services

Financial Advice Tasks Horley

There are a number of different services that can be provided by your local Horley financial advisor including inheritance tax planning, corporate financial planning in Horley, offshore investments, investment plans Horley, portfolio management Horley, family income benefit, mutual funds, stakeholder pensions, pension planning, long term care fee advice Horley, life insurance, cheap financial advice, mortgage services, equity release advice, financial analyst services, bridging finance, independent financial advice, cashflow analysis, life assurance, trustee investment services, investment advice, personal financial planning, pension transfer advice, financial services, retirement advice in Horley, and more.

HORLEY FINANCIAL ADVISOR QUOTES

Financial Advisors Near Horley

Also find: Blindley Heath financial advisors, Charlwood financial advisors, Newdigate financial advisors, Shipley Bridge financial advisors, Horne financial advisors, South Nutfield financial advisors, Salfords financial advisors, Smallfield financial advisors, Sidlow financial advisors, Norwood Hill financial advisors, Leigh financial advisors, Newchapel financial advisors, Crawley financial advisors, Felbridge financial advisors, Burstow financial advisors, Redhill financial advisors and more.

Horley Financial Advice Services

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Financial Advice Enquiries in Horley Surrey (01293)
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More Horley Services: Naturally, when you happen to be looking at your finances in Horley, Surrey, you are likely to need all types of different services and aside from a financial advisor in Horley, Surrey, you may also need mortgage advice in Horley, tax preparation in Horley, accountants in Horley, contracts lawyers in Horley, investment advisors in Horley, wills in Horley, family lawyers in Horley, debt recovery & collection in Horley, payroll services in Horley, mortgage brokers in Horley, property law & conveyancing in Horley, bookkeeping in Horley, solicitors in Horley, business consulting in Horley, business financial planning in Horley, estate planning in Horley, banruptcy lawyers in Horley, and other different Horley experts.

Financial Advisors Around Horley: In The Ridgeway, The Coronet, Bay Close, Sideways Lane, Charlesfield Road, The Meadway, Careys Copse, Copse Lane, Charlotte Grove, Briars Wood, Betchworth Works, The Glebe, Darenth Way, Bolters Road, Drake Road, Avenue Gardens, Church View Close, Shipley Bridge Lane, Stan Hill, Smallfield Road, Aurum Close, Albert Road, South Area, Staffords Place, Stocks Close, South Terminal, Brighton Road, as well as the following Horley area postcodes: RH6 7BJ, RH6 0GW, RH6 0JH, RH6 0SG, RH6 0NY, RH6 0AH, RH6 0NN, RH6 6BB, RH6 7AL, RH6 7AN, folks have just recently needed financial advice.

To obtain local info about Horley, Surrey take a look here

Independent financial advisor in RH6 area, (dialling code 01293).

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