Financial Advisor Canterbury

Canterbury Independent Financial Advice & Investment

Financial Advisor Canterbury Kent (CT1): If you're in search of financial advice for the first time, trying to locate a first-rate independent financial advisor in Canterbury can be an intimidating experience. Whether you're searching for mortgage, investments, pension or even insurance guidance, all qualified financial advisors have one thing in common; they all have to adhere to the regulations set by the Financial Conduct Authority (FCA). Any advice given by a FCA certified financial advisor in Canterbury comes with guarantees that should things go wrong, you've got access to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

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Friends and family recommendations can be a good starting place in choosing a financial advisor in Canterbury, but keep in mind that their needs could be different to what you are looking for. Any advice they offer should be personalised to your particular situation, and not every financial advisor is suitable for everybody. Picking a financial advisor is a big decision and it is wise to speak with at least three different companies in order to investigate the options they can provide, and to find one you feel comfortable with and can trust.

Financial Advisor Canterbury Kent (CT1)

Restricted advisors and independent financial advisors (IFA), are the two main kinds of financial advisor in Canterbury. Offering a wide range of options, an IFA won't be limited to the services and products of just one provider. Covering the whole gamut of financial companies and products, independent financial advice should be offered in an unbiased and impartial way to customers. Consulting an IFA should allow you to pick from the broadest possible range of services. A restricted advisor might be involved with an individual product, such as a mortgage advisor, or be limited to services and products from a specific firm.

Before taking you on as a client, any financial advisor in Canterbury must be fully transparent with you about their charges, as set out by the FCA. You could be charged a set fee, by the hour or maybe even a percentage of your investment, subject to services you require. A free first consultation could be offered, so that you can discuss your aims and situation to determine whether the advisor is a good fit. In some of the larger Canterbury firms, you could find that your account is being looked after by a team as opposed to an individual.

Financial Advisors Canterbury UK (01227)

You will be required to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and objectives to the advising firm. To provide information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial sector, you'll also be handed a Key Facts Document, or Initial Disclosure Document. If you aren't satisfied with the service provided, and wish to submit a complaint, this document will also lay out your legal rights and your options. It should detail what you are committing yourself to, and any possible benefits and risks if you decide to take the advice offered, and it should be set down in clear language. The allowed cooling-off period should also be explained in this Key Facts Document. Within a specific time period, this allows you to cancel your contract with the financial advisor.

The very first time you're talking with the financial advisor make sure you check what qualifications and experience they've got. You needn't be self-conscious about asking such questions, after all you are on the verge of entrusting your financial wellbeing to their skill. All Canterbury financial advisors must hold at least a Level 4 qualification and be able to present an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, you shouldn't stress, the company the advisor works for should be found on the register and their employees are all covered by the regulations. The individual can still offer financial guidance instead of advice, if these cannot be presented. Guidance isn't regulated in the way that financial advice is, which means that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Canterbury Kent

If you are looking for advice on investing money you will be asked about the amount of risk you're willing and able to take. Higher risk investments could offer substantial rewards, but some or all of your cash could be lost. Decent financial and investment advice should take you savings aims into consideration, i.e. how much money you want to invest, how quickly you need access to your funds and long or short term investments. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. This is sometimes referred to as your 'capacity for loss' and could affect the products and services that are offered to you.

Financial Advice Near Canterbury Kent

Right from the start, it is imperative that you let your financial advisor know about any existing mortgage loans, investments, regular outgoing payments or savings that you have. To ensure that you get the most suitable advice for you, they need to have a clear and full picture of your financial circumstances. Smart financial advice should allow for diversifying your savings and investments by spreading the risk across different products. With a knowledge of the best areas to consider, an experienced financial advisor will favour products that most closely match your financial circumstances and goals.

Communicating in the plainest speech possible, your financial advisor will open up the multifaceted world of investment and finance. After learning about the products and services that match your needs, you should be in a position to make an informed and deliberative decision. If environmental issues are at the forefront of your mind, you could maybe ask that ethical investment and savings schemes take precedence. You will then be able to keep away from businesses that corporations meet your criteria, and instead lend your support to those enterprises and firms that address your concerns, for example renewable energy or zero carbon.

Having constant interactions with a financial advisor in Canterbury could cause complications with your work day and other obligations. To enable you to get advice at a time to suit you, one-on-one appointments can be complemented with phone calls and video conferencing. Remote and home working is now so common, and a competent financial advice firm in Canterbury will have rigorous measures in place to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your personal advisor.


Investments can be an unpredictable area, and values could fall as well as rise. If your investment isn't making as much money as you hoped for, it can be extremely demoralising and worrying. However, unless it is because of misleading or incorrect information from your financial advisor, a downward trend in your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Canterbury (CT1)

The firm's complaints procedure should be the place to start with any grievances, and the Key Facts Document should explain this. If the financial advisor is a member of the FCA, you can inform the Financial Ombudsman of the problem if it remains unresolved within the time period stipulated by the regulating authority.

After reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is found to be justified, a decision is made on how to rectify the situation or financially compensate the client. On acceptance by the client, the decision becomes a legally binding one, and the financial advisor and their company must comply with it. Any compensation fixed by the Ombudsman will also account for any inconvenience, trouble, distress and upset caused to the customer during the situation.

Book a Financial Advisor in Canterbury UK

Financial advice can be provided in Canterbury and also nearby in: Littlebourne, Chartham Hatch, Blean, Faversham, Rough Common, Broadoak, Tyler Hill, Sturry, Chilham, Bekesbourne, Bridge, Hoath, Aylesham, Chartham, Harbledown, Fordwich, Lower Hardres, and in these postcodes CT1 1HL, CT1 1LE, CT1 1BH, CT1 1JG, CT1 1BL, CT1 1EG, CT1 1DG, CT1 1NR, CT1 1LD, CT1 1JW. Locally based Canterbury financial advisors will most likely have the postcode CT1 and the dialling code 01227. Click on the "enquiry" banner to get specifics of financial advisors in your location.

Canterbury Financial Advice Services

Financial Advice Tasks Canterbury

There is a wide range of services that can be provided by your local Canterbury financial advisor including cheap financial advice Canterbury, divorce financial planning, long term care fee advice, inheritance tax planning in Canterbury, independent financial advice, wealth management & investments, general financial planning, life insurances, ethical investment advice, cash flow modelling, personal financial planning, pension planning, financial analyst services Canterbury, family income benefit in Canterbury, pension transfers, pension drawdowns, pension advice, will writing services, equity release, corporate bonds, tax financial planning Canterbury, cashflow analysis Canterbury, portfolio management, offshore investments, financial advice services in Canterbury, and more.

Financial Advice Enquiries Kent

Financial Advice Enquiries Kent

Current Kent financial advice enquiries: Fynn Rothwell and Ivy-Rose Rothwell from Otford recently enquired about family income benefit. Kallum and Jorgie Dawkins from Lympne, Kent recently asked for information on mortgages. Rodrigo Hibbert from Meopham, Kent recently asked for information on investment bonds. Nala and Ronan Dove from Queenborough recently asked for information on life assurance. Mr and Mrs Higgins from Aylesham, Kent recently enquired about investment bonds. Toby and Lola-Rose Little from Minster, Kent recently asked for information on family income benefit. Vivaan Haddock from Minster recently enquired about family income benefit. Bethan Griffin from St Margarets At Cliffe recently enquired about investment advice.


Financial Advisors Near Canterbury

Also find: Chartham financial advisors, Fordwich financial advisors, Bekesbourne financial advisors, Hoath financial advisors, Rough Common financial advisors, Blean financial advisors, Broadoak financial advisors, Littlebourne financial advisors, Bridge financial advisors, Harbledown financial advisors, Faversham financial advisors, Lower Hardres financial advisors, Sturry financial advisors, Chilham financial advisors, Tyler Hill financial advisors, Chartham Hatch financial advisors, Aylesham financial advisors and more.

Canterbury Financial Advice Services

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Financial Advice Enquiries in Canterbury Kent (01227)
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Financial Advisors Around Canterbury: Some Canterbury areas where financial advice has recently been given - Albion Place, Dering Road, Almond Court, Drill Lane, St Martins Terrace, Broad Oak Road, The Oast, St Peters Place, Seaton Road, Boyke Lane, Barton Road, Bourne View, Stour Valley Close, The Gap, Sandy Lane, Ackholt Road, Stanmore Court, Bushy Hill Road, Blenheim Avenue, Avon Close, Best Lane, St Marys Place, Abbots Barton Walk, Chafy Crescent, The Minnis, Bifrons Road, Temple Mews, Brymore Road, Adelaide Place, as well as the following Canterbury area postcodes: CT1 1HL, CT1 1LE, CT1 1BH, CT1 1JG, CT1 1BL, CT1 1EG, CT1 1DG, CT1 1NR, CT1 1LD, CT1 1JW.

More Canterbury Services: Undoubtedly, whenever you're looking at your finances in Canterbury, Kent, you will probably be in need of all kinds of different services and apart from a financial advisor in Canterbury, Kent, you might also need business consulting in Canterbury, payroll services in Canterbury, estate planning in Canterbury, debt recovery & collection in Canterbury, bookkeepers in Canterbury, mortgage advice in Canterbury, business financial planning in Canterbury, family lawyers in Canterbury, will writing in Canterbury, contracts lawyers in Canterbury, property law & conveyancing in Canterbury, investment advisors in Canterbury, mortgage brokers in Canterbury, tax preparation in Canterbury, banruptcy lawyers in Canterbury, solicitors in Canterbury, accountants in Canterbury, and other different Canterbury experts.

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Independent financial advisor in CT1 area, (dialling code 01227).

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