Financial Advisor Rosyth

Rosyth Independent Financial Advice & Investment

Financial Advisor Rosyth Scotland (KY11): If you're seeking financial advice for the first time, trying to find a decent independent financial advisor in the Rosyth area can be a challenging experience. Whether it's pension, investment, mortgage or even insurance guidance that you are searching for, there is one common rule for all qualified financial advisors; they must all stick to Financial Conduct Authority regulations. The advantage of this is that should a financial advisor who is FCA approved give you bad advice, and things go wrong, you have guarantees, and are able to get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Rosyth Financial Advisor Quotes

A decent starting place when picking a financial advisor in Rosyth could be friends and neighbours, but remember that the type of advice you are looking for could be different to theirs. Their advice needs to be tailored to your unique situation, and every financial advisor isn't suitable for everybody. To investigate the various options that they can provide and find a financial advisor that you can trust and feel at ease with, it is a good idea to speak with at least three different companies, because choosing a financial advisor is an important decision.

Financial Advisor Rosyth Scotland (KY11)

There are 2 principal kinds of financial advisor in Rosyth; restricted advisors and independent financial advisors. An independent financial advisor should not be restricted to just one provider's products or services. Independent financial advice must be given in an honest and unbiased way and should cover the full spectrum of financial products and companies. Using an independent financial advisor should allow you to choose from the widest possible range of products. A restricted advisor may be involved with a single product, such as a mortgage advisor, or be restricted to services and products from a specific firm.

Before accepting you as a client, any financial advisor must be transparent about their charges, as required by the FCA. Although it can vary based upon the kind of service you're interested in, there could be a set fee, an hourly rate, or you may even be charged a proportion of the money you're investing. You might be offered the possibility of a free first consultation to enable you to discuss your aims and find out if the advisor is the proper choice for your circumstances. If you use one of the bigger Rosyth firms, your account might be looked after by a team of advisors rather than a single person.

Financial Advisors Rosyth UK (Dialling code	01383)

Before any financial advice is handed out you will need to fill out a confidential disclosure form, known as a "Fact Find" document, which tells the advising firm about your goals and financial situation. You will also be given a Key Facts Document, or Initial Disclosure Document, which gives you information about the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena. This document should also set down your own legal rights and the options you can take if you are not satisfied with the service provided, and would like to make a complaint. It has to be simple to understand, written in layman's terms, and outline exactly what you are committing yourself to, together with the risks and benefits of going along with the advice. The Key Facts Document must also tell you about the cooling-off period. Within a certain time period, this allows you to cancel the contract.

Make sure you check what experience and qualifications the financial advisor has when you first speak to them. After all you are just about to entrust your long-term financial wellbeing to their skill, so you should not be embarrassed about asking these questions. Every financial advisor in Rosyth must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When you check the Financial Services Register, you shouldn't freak out if your particular advisor's name doesn't appear on there; you ought to be able to find the firm name, and that means the legislation covers all of their employees. If they're unable to supply these accreditations, the person can't offer advice but is permitted to offer financial guidance. In financial terms guidance is somewhat different to advice and isn't regulated. Therefore there's no recourse for either party if errors arise.

Financial Advisor Quotes in Rosyth Scotland

If it's investments that you're interested in, the advisor will ask you about the amount of risk you might be ready to accept with your hard-earned cash. Substantial rewards may be possible with higher risk investments, however you stand a greater chance of losing some or all of your capital. In order to get the most beneficial investment and financial advice, your savings objectives will have to be considered, i.e. how much cash you want to invest, long or short term investments and how quickly you need access to your funds. You should always ask yourself the one important question, how much can you actually afford to lose. Commonly called your capacity for loss, this will most likely affect the products and services that you're offered.

Financial Advice Near Rosyth Scotland

Right from the start, it's important to let your financial advisor know about any existing savings, mortgages, regular outgoing payments or investments that you have. To make certain that you receive the most suitable advice for you, they need a full and clear picture of your financial situation. Spreading the risk load across a range of different products through the diversification of your savings and investments, is something that sound financial advice should embrace. In order to mirror your financial situation and goals, a certified financial advisor in Rosyth will have the knowledge of the best areas to consider.

Communicating in the plainest speech possible, your financial advisor will reveal the complex world of finance and investment. You should be able to make an informed and considered decision after you have compared the various products and services which match your needs. You can maybe ask your advisor to only choose ethical investment and savings schemes. This does not just give you investment possibilities, but also enables you to support zero carbon or renewable energy projects, and stay clear of businesses and companies that do not share the same values as you.

It can prove hard to manage work and other obligations around working closely with a financial advisor in Rosyth. To enable you to get advice at a time to suit you, face-to-face appointments can be complemented with telephone calls and video conferencing. Home and remote working is now a large part of our society, and a competent financial advice company in Rosyth will have stringent measures in force to keep your details confidential and secure, even if you hardly ever have a one-to-one meeting with your advisor.


Investment values can go down as well as up, and this is something that you have to keep in mind. It can be incredibly stressful and frustrating if your investment fails to make the amount of money you were hoping for. A downward trend in your investment isn't a recognised basis for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Rosyth (KY11)

As detailed in the Key Facts Document, any disputes should begin with the company's official complaints procedure. If the advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unresolved within the time period set by the regulating body.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is upheld, a decision will be made on how to rectify the situation or financially compensate the customer. This becomes legally binding once it has been accepted by the customer, and the financial advisor and their firm must abide by the decision. The Financial Ombudsman will also account for any upset, distress, inconvenience and hassle caused to the customer during the process, and set the level of compensation accordingly.

Book a Financial Advisor in Rosyth UK

Financial advice can be provided in Rosyth and also in nearby places like: Torryburn, Pattiesmuir, Crossgates, Inverkeithing, Cairneyhill, Halbeath, Dunfermline, Crombie, Crossford, Limekilns, Burntisland, Dalgety Bay, Hillend, Pettycur, Kinghorn, Aberdour, as well as in these postcodes KY11 2RN, KY11 2HP, KY11 2PX, KY11 2QD, KY11 2QU, KY11 2LT, KY11 2DB, KY11 2NJ, KY11 2EA, KY11 2BJ. Locally based Rosyth financial advisors will most likely have the dialling code Dialling code 01383 and the postcode KY11. Checking this out should confirm that you access locally based financial advisers. Rosyth property owners are able to utilise these and lots of other related services. Simply click on the "enquiry" banner or form to get details about financial advisors in your location.

Rosyth Financial Advice Services

Financial Advice Tasks Rosyth

There is a variety of services that are provided by your local Rosyth financial advisor including personal pensions advice Rosyth, bridging finance Rosyth, retirement planning Rosyth, business financial planning, bereavement benefit advice Rosyth, trusts, pension consolidation advice, corporate financial planning in Rosyth, mortgage advice Rosyth, portfolio management, tax planning, ethical investment advice, pensions in divorce, pension planning, financial advice services, mutual funds Rosyth, financial analyst services, wealth management & investments, life assurance Rosyth, corporate bonds, pension drawdowns, investment plans, multi-asset portfolios, business protection Rosyth, ISA's, will writing services in Rosyth, divorce financial planning, income protection advice in Rosyth, independent financial advice, investment consolidation advice in Rosyth, and more. Listed are just a selection of the activities that can be accomplished by a financial advisor. Rosyth professionals will keep you informed about their full range of services.

Scotland Financial Advice Enquiries

Scotland Financial Advice Enquiries

Current Scotland financial advice enquiries: Josiah and Ayva Ridley from Carstairs recently asked for information on offshore investments. Maizie Metcalf from Newmachar, Scotland recently asked for information on financial planning. Lennox Ballantyne from Airth, Scotland recently enquired about investment bonds. Jett Sweeney from Cardross recently enquired about family income benefit. Mr and Mrs Proctor from Whitecraig, Scotland recently asked for information on equity release. Denzel Mckee and Bailey Mckee from Whithorn recently asked for information on pensions. Stella and Sonny Elder from Dennyloanhead recently enquired about investment advice. Verity Forsyth and Seb Forsyth from Port Ellen recently enquired about investment bonds. These local residents conducted a search for "financial advisor Scotland" and found this website on Yahoo, Bing or Google.

Skills Needed by a Financial Advisor

  • To be able to network and build relationships with customers.
  • Effective skills in customer service for establishing client requirements and needs.
  • A solid understanding and knowledge of accounting and economics relating to financial products and markets.
  • To have the ability to listen attentively
  • Excellent verbal communication skills.
  • To be goal driven.
  • Excellent management skills for the negotiation of product rates.
  • To have good IT skills.
  • To be good at selling financial services and products.
  • An excellent level of numeracy for producing financial packages.
  • To pay attention to detail and be thorough.

Financial Advisors Near Rosyth

Also find: Cairneyhill financial advisers, Kinghorn financial advisers, Pettycur financial advisers, Torryburn financial advisers, Burntisland financial advisers, Hillend financial advisers, Crossgates financial advisers, Inverkeithing financial advisers, Pattiesmuir financial advisers, Crombie financial advisers, Halbeath financial advisers, Dunfermline financial advisers, Crossford financial advisers, Dalgety Bay financial advisers, Aberdour financial advisers, Limekilns financial advisors and more. The majority of these locations are served by local financial advisers. Rosyth residents can get financial advice estimates by going here.

Rosyth Financial Advice Services

Find a Financial Advisor in Rosyth Here
Financial Advice Enquiries in Rosyth Scotland (Dialling code	01383)
  • Rosyth Financial Advice Quotes
  • Rosyth Wealth Management
  • Rosyth Estate Planning
  • Rosyth Cashflow Analysis
  • Rosyth Investment Advice
  • Rosyth Tax Advice
  • Rosyth Inheritance Advice
  • Rosyth Life Insurance Advice
  • Rosyth Trustee Investments
  • Rosyth Financial Services
  • Rosyth Retirement Planning
  • Rosyth Financial Advice
  • Rosyth Pension Advice
  • Rosyth Mortgage Advice

More Rosyth Services: Obviously, whenever you're looking at your finances in Rosyth, Scotland, you will probably be in need of all kinds of different services and as well as a financial advisor in Rosyth, Scotland, you could additionally need tax preparation in Rosyth, estate planning in Rosyth, investment advisors in Rosyth, business financial planning in Rosyth, bookkeepers in Rosyth, accountants in Rosyth, family lawyers in Rosyth, mortgage advice in Rosyth, will writing in Rosyth, property law & conveyancing in Rosyth, contracts lawyers in Rosyth, debt recovery & collection in Rosyth, mortgage brokers in Rosyth, solicitors in Rosyth, payroll services in Rosyth, business consulting in Rosyth, banruptcy lawyers in Rosyth, and other different Rosyth experts.

Financial Advisors Around Rosyth: Over the past twelve months financial advice was provided in these Rosyth streets: Brankholm Brae, Forties Commercial Campus, Peasehill Gait, Granville Way, King Malcolm Drive, The Byres, Mellor Court, Rosyth Dockyard, Park Road West, Grampian Court, Pinkerton Place, Ferrytoll Road, Mitchell Walk, Charles Logan Place, Middlebank Street, Daniel Place, Walter Hay Court, Albert Street, Heath Road, Park Lea, Syme Place, Lothians View, Churchill Place, James Miller Road, Rannoch Road, Norval Place, Dundonald Road, Shinwell Place, and in these Scotland postcodes: KY11 2RN, KY11 2HP, KY11 2PX, KY11 2QD, KY11 2QU, KY11 2LT, KY11 2DB, KY11 2NJ, KY11 2EA, KY11 2BJ. People in these local areas recently needed help from a financial advisor. Rosyth residents enjoyed competent and high quality financial services on every occasion.

To read local Rosyth information go here

Independent financial advisor in KY11 area, phone code Dialling code 01383.

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(This financial advisor Rosyth information was edited and updated on 01-09-2022)