Financial Advisor Southwick

Southwick Independent Financial Advice & Investment

Financial Advisor Southwick West Sussex (BN42): It can be a daunting experience trying to locate a decent financial advisor advisor in Southwick, in particular if it is the very first time that you are needing financial advice. Nevertheless, all qualified financial advisors are bound by one simple rule; they all have to observe the regulations set by the Financial Conduct Authority, whether you're looking for mortgage, pensions, investments or even insurance guidance. Any advice given through a FCA authorised financial advisor in Southwick comes with guarantees that should anything go awry, you've got access to the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Southwick Financial Advisor Quotes

A decent starting point in choosing a financial advisor in Southwick can be friends and family, but keep in mind that the kind of advice you're looking for may be different to theirs. Financial advice should be individually tailored to your unique circumstances, and you'll find that certain financial advisors may not be suitable for your requirements. To investigate the options they are offering and find a financial advisor that you feel comfortable with and can trust, it is a good idea to speak with at least 3 different companies, because after all selecting a financial advisor is a big decision.

Financial Advisor Southwick West Sussex (BN42)

Restricted advisors and independent financial advisors (IFA), are the two principal types of financial advisor in Southwick. An IFA won't be restricted to the products or services of just one provider. Covering the whole gamut of financial companies and products, independent financial advice must be given in an impartial and unbiased way to clients. This will enable you to choose from the broadest range of products to meet your needs. If you use a restricted financial advisor you'll discover that they may be restricted to products and services of a particular company, or as in the case of a mortgage advisor, may only be concerned with one individual product.

The Financial Conduct Authority demands that any Southwick financial advisor must be transparent about their charges, before taking you on as a client. Although it varies dependant upon the kind of service you're looking for, there could be a set fee, an hourly rate, or you could even be charged a proportion of what you're investing. To allow you to discuss your goals and find out if the advisor is suitable for you and your circumstances, a free initial consultation might be offered. In some of the larger Southwick firms, you might find that your account is looked after by a team rather than an individual.

Financial Advisors Southwick UK (01273)

Before any actual advice is handed out you will be required to complete a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your financial situation and ambitions. A Key Facts Document, or Initial Disclosure Document will also be handed to you, providing information regarding the financial advisors themselves, explaining the extent of their permissions in the financial market and their situation for offering independent or restricted advice. Your own rights will also be laid out in this document, along with your options if you want to complain because you are not happy with the service provided. It should describe precisely what you're committing yourself to, and any potential risks and benefits that exist if you choose to accept the offered advice, and it has to be laid out in plain language. The level of cooling-off period should also be explained in this document. This allows you to change your mind within a certain time period, and cancel your contract with the financial advisor.

Make sure you check the qualifications and experience of the financial advisor the first time you speak to them. After all you're on the verge of entrusting your financial future to their expertise, so you should never be embarrassed about asking these questions. All financial advisors in Southwick must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. You should not worry if your financial advisor's name does not appear on the Financial Services Register, so long as the company is on the register, their personnel will be covered by the legislation. If they are unable to provide this evidence, the person can't offer advice but only financial guidance. Guidance is different to advice as it isn't regulated, and if errors occur there will probably be no recourse to either party.

Financial Advisor Quotes in Southwick West Sussex

You'll be asked about the amount of risk you're ready to take on, if you are seeking advice on investments. Higher risk investments could offer larger rewards, but all or some of your cash could be lost. Your savings aims must be taken into account if good quality investment advice is to be given, i.e. short or long term investments, how quickly you need to access your money and how much money you want to invest. "How much money can you actually afford to lose?" Is the one question that you should really be asking yourself. This is generally referred to as your capacity for loss and may well influence the services and products that could be offered to you.

Financial Advice Near Southwick West Sussex

If you already have any existing regular payments, investments, mortgage loans or savings accounts, you'll want to let your financial advisor know about these. This will give a clear picture of your financial situation, and without this the advice you are given may not be the best for you. Good quality financial advice should include diversifying your investments and savings by spreading the risk across various different products. In order to match your goals and financial situation, a professional financial advisor in Southwick will understand the best areas to consider.

A financial advisor will unmask the complex world of finance, and speak in as plain a speech as possible. You should be able to make an informed and considered decision after you have learned about the various services and products that meet your needs. You could ask your financial advisor to only include ethical investment and savings schemes. This not only gives you investment possibilities, but also enables you to support renewable energy or zero carbon projects, and keep clear of companies and businesses that do not share the same values.

Working together with a financial advisor in Southwick can be difficult to manage around your work life and other responsibilities. This can be reduced by augmenting one-on-one meetings with phone calls and video conferencing, therefore enabling you to seek the advice you need at a convenient time. Any professional financial advice provider in Southwick will have stringent measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor, because remote and home working is no longer unusual.


You must always bear in mind that the financial world is a volatile sector, and investment values could just as easily go down as well as up. It can be quite worrying and disheartening if your investment fails to make the amount of money you were hoping for. However, except if it is down to misleading or incorrect information from your advisor your investment having a downward trend isn't a recognised cause for complaint.

Independent Financial Advisor Near Southwick (BN42)

Any disputes should commence with the company's complaints procedure as outlined in the Key Facts Document. If the matter remains unresolved within the time set out by the regulating body, and your financial advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If it's established that the complaint is justifiable, a decision is made on how the client can be financially compensated. The advisor and their company must comply with any ruling that is made by the Ombudsman, which becomes a legally binding decision once the client has accepted it. The Ombudsman will also take into consideration any inconvenience, distress, trouble and annoyance caused to the customer during the dispute, and establish the level of compensation proportionately.

Book a Financial Advisor in Southwick UK

Financial advice can be provided in Southwick and also in nearby places like: Findon, Wiston, Fishergate, Broadwater, Woodmancote, Fulking, Shoreham-by-Sea, Portslade, Hove, Goring, Small Dole, Upper Beeding, Worthing, Sompting, Ashington, Lancing, Coombes, together with these postcodes BN42 4NW, BN42 4BF, BN42 4HE, BN42 4DR, BN42 4DS, BN42 4FN, BN42 4FL, BN42 4LQ, BN42 4DL, BN42 4AG. Local Southwick financial advisors will probably have the postcode BN42 and the telephone dialling code 01273. Checking this can guarantee that you are accessing locally based financial advisers. Southwick householders can benefit from these and various other comparable services. Click on the "enquiry" banner to get details about financial advisors in your location.

Pension Planning

Secure retirement hinges on the important aspect of pension planning. By engaging the services of a financial advisor, one can witness a notable enhancement of this process. Your current financial situation will be assessed by a professional advisor, understanding your retirement goals and designing a personalised pension plan. They navigate the intricacies of UK pension choices, such as the State Pension, workplace pensions, and self-invested personal pensions. Informed decisions about investment choices, tax implications and contributions can be accomplished through taking advantage of their expertise. The creation of a solid pension plan, providing peace of mind and financial stability for your future, is a result of working with a financial advisor in Southwick. (61324)

Skills and Knowledge Necessary for a Financial Advisor

  • To pay attention to detail and be thorough.
  • To have the ability to network and build solid relationships with clients.
  • To have a flexible approach to work.
  • Effective business management skills for negotiating product rates.
  • An outstanding level of maths knowledge for building financial strategies.
  • To have excellent IT skills.
  • Effective customer service skills for identifying customer needs and requirements.
  • A solid knowledge of accounting and economics relating to financial markets and products.
  • To have attentive interpersonal and listening skills.
  • Excellent verbal communication skills.
  • The ability to sell services and products.

Southwick Financial Advice Services

Financial Advice Tasks Southwick

There are a wide array of services which are provided by your local Southwick financial advisor including savings advice Southwick, trustee investment services, annuities in Southwick, cheap financial advice in Southwick, income protection advice, investment consolidation in Southwick, independent financial advice, equity release, long term care fee advice, money planning, general financial planning, business protection, mortgage services Southwick, life insurances, unit trusts Southwick, familt controlled trusts, critical illness cover in Southwick, trusts Southwick, cash flow modelling, pension drawdowns, multi-asset portfolios, inheritance tax planning Southwick, pension advice Southwick, cashflow planning in Southwick, pensions in divorce, will writing services Southwick, offshore investment advice Southwick, personal financial planning in Southwick, financial advice services, portfolio management Southwick, and lots more. These are just a few of the duties that can be performed by a financial advisor. Southwick professionals will let you know their full range of services.

A Financial Advisor's Daily Duties

  • Working in conjuction with associates to obtain market information, trends and statistics.
  • Producing financial reports.
  • Speaking with clients about their plans and finances.
  • Providing counselling, education and consultation with regards to investments and finances.
  • Keeping fully up to date with new financial products and legislation changes.
  • Keeping a record of clients and transactions.
  • Researching financial products and explaining them simply and clearly to customers.
  • Updating customers concerning their investments.
  • Meeting targets for sales and performance.
  • Collaborating with financial product providers.

Financial Advisors Near Southwick

Also find: Fishergate financial advisors, Upper Beeding financial advisors, Small Dole financial advisors, Goring financial advisors, Coombes financial advisors, Broadwater financial advisors, Wiston financial advisors, Fulking financial advisors, Woodmancote financial advisors, Findon financial advisors and more. People who are hunting for financial advice, will discover that these services are available in almost all of these villages and towns. Householders in the region can make enquiries about financial advice by going here.

Southwick Financial Advice Services

Find a Financial Advisor in Southwick Here
Financial Advice Enquiries in Southwick West Sussex (01273)
  • Southwick Inheritance Advice
  • Southwick Trustee Investments
  • Southwick Financial Advice Quotes
  • Southwick Mortgage Advice
  • Southwick Wealth Management
  • Southwick Life Insurance Advice
  • Southwick Cheap Financial Advice
  • Southwick Independent Financial Advice
  • Southwick Tax Advice
  • Southwick Estate Planning
  • Southwick Retirement Planning
  • Southwick Cashflow Analysis
  • Southwick Financial Services
  • Southwick Investment Advice

More Southwick Services: Naturally, when you are looking at your finances in Southwick, West Sussex, you'll probably be in need of all sorts of different services and along with a financial advisor in Southwick, West Sussex, you could additionally need business consulting in Southwick, payroll services in Southwick, mortgage brokers in Southwick, debt recovery & collection in Southwick, property law & conveyancing in Southwick, contracts lawyers in Southwick, mortgage advice in Southwick, tax preparation in Southwick, investment advisors in Southwick, accounting in Southwick, solicitors in Southwick, estate planning in Southwick, family lawyers in Southwick, will writing in Southwick, bookkeeping in Southwick, banruptcy lawyers in Southwick, business financial planning in Southwick, and other different Southwick experts.

To find local info about Southwick, West Sussex click here

Independent financial advisor in BN42 area, telephone code 01273.

TOP - Financial Advisor Southwick

Financial Advisor Near Southwick - Investment Advice Southwick - Business Financial Advice Southwick - Personal Financial Advisors Southwick - Independent Financial Advisor Southwick - Financial Services Southwick - Independent Financial Advice Southwick - Financial Advice Quotations Southwick - Retirement Advisors Southwick


(This financial advisor Southwick page was successfully updated on 20-02-2024)