Financial Advisor Southwick

Southwick Independent Financial Advice & Investment

Financial Advisor Southwick West Sussex (BN42): It can be an intimidating experience trying to locate a reliable independent financial advisor in the Southwick area, in particular if it's the first time that you're needing financial advice. Whether it is mortgage, pension, investment or even insurance guidance that you're after, there is one common rule for all professional financial advisors; they must all observe Financial Conduct Authority (FCA) regulations. This comes with certain guarantees, thus after getting advice from a FCA approved financial advisor in Southwick, you can seek recompense from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go awry.

Free Southwick Financial Advisor Quotes

A decent starting point when picking a financial advisor in Southwick may be neighbours and friends, but bear in mind that the sort of advice you are looking for may be different to theirs. Financial advice must be individually tailored to your unique situation, and you will discover that some financial advisors may not be appropriate for your requirements. It is wise to speak with at least three different companies when you're picking a financial advisor, because this is a big decision, and you need to find one that you can trust and feel at ease with, and at the same time investigate the various options they can provide.

Financial Advisor Southwick West Sussex (BN42)

Restricted advisors and independent financial advisors (IFA), are the 2 principal types of financial advisor in Southwick. The advantage of using an independent financial advisor is that they will not be confined to the products or services of just one provider, and can offer a more diverse range of options. Covering the entire gamut of financial companies and products, independent financial advice must be offered in an unbiased and impartial way to clients. This will enable you to select from the widest possible range of services to suit your needs. A restricted financial advisor could be focused on an individual product, such as a mortgage advisor, or be limited to products and services from a single provider.

Before accepting you as a client, any financial advisor must tell you about their charges, as required by the Financial Conduct Authority. You might be charged a set fee, by the hour or possibly even a specific percentage of your investment, determined by product you require. You might be offered the chance of a free preliminary consultation to enable you to discuss your goals and determine whether the advisor is suitable for your circumstances. If you go to one of the bigger Southwick companies, your account may be handled by a team of advisors rather than a single person.

Financial Advisors Southwick UK (01273)

To describe your financial situation and goals to the advising company, you will need to complete a "Fact Find" form, which is a confidential disclosure document. You'll also be given an Initial Disclosure Document, or Key Facts Document, which provides details about the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial arena. If you are not satisfied with the service, and wish to submit a complaint, this document will also lay down your rights and the options you can take. It must be typed out in plain language and describe what you're signing up for, and any possible benefits and risks if you elect to go along with the advice offered. The Key Facts Document must also inform you of the cooling-off period. Within a certain period of time, this enables you to cancel the contract.

You should check what qualifications and experience the financial advisor has the first time you speak with them. You needn't be self-conscious about asking such questions, after all you are on the verge of entrusting your financial wellbeing to their skill. Every Southwick financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, you don't need to panic if your financial advisor's name does not appear on there; you will probably locate the firm name, and this means that the legislation covers all of their personnel. If these can't be presented the individual may still offer financial guidance as opposed to advice. Guidance is different to advice as it isn't regulated, and if financial errors occur there will likely be no recourse to the client.

Financial Advisor Quotes in Southwick West Sussex

If you are seeking advice on investing money you'll be asked the amount of risk you are comfortable with. Higher risk investments could potentially offer larger rewards, but some or all of your capital could be lost. Decent investment and financial advice will take into account your savings aims, i.e. long or short term investments, how much you have to invest and how quickly you need access to your money. The one question that you should ask yourself, which is frequently neglected, is how much you can afford to lose. This might influence the products and services that could be offered for your consideration, and is called your capacity for loss.

Financial Advice Near Southwick West Sussex

From the outset, it's imperative that you let your financial advisor know about any mortgage loans, regular outgoing payments, savings accounts or investments that you have. To make certain that you get the most suitable advice for you, they need to gather a clear and full picture of your financial situation. Sound financial advice should allow for diversifying your savings and investments by spreading the risk across a number of different products. A competent financial advisor in Southwick will understand the best products to consider, which mirror your financial situation and your goals.

Communicating in in the simplest terms possible, your financial advisor will reveal the complex world of investment and finance. You should be able to come to an informed decision once you have compared the various products and services that meet your needs. If the environment is at the forefront of your mind, you could even ask that ethical savings and investments take precedence. This will allow you to lend support to companies and enterprises which match your concerns, e.g. renewable energy or zero carbon, or perhaps steering clear of investments that do not meet your criteria.

Working together with a financial advisor in Southwick can be tricky to manage around work and other responsibilities. To allow you to seek advice at times that suit you, face-to-face meetings can be complemented with video conferencing and phone calls. Remote and home working is now a large part of our society, and a professional financial advice firm in Southwick will have rigorous measures in force to ensure your details are kept secure and confidential, even if you rarely have a face-to-face meeting with your personal advisor.


The value of your investments could drop as well as rise, and this is something that you have to remember. It can be quite stressful and disheartening if your investment isn't making the amount of money you were hoping for. However, except if it is owing to incorrect or misleading information from your financial advisor, a downward spiral in your investment isn't a recognised grounds for complaint.

Independent Financial Advisor Near Southwick (BN42)

The company's official complaints procedure should be the starting position for any grievances, and the Key Facts Document should clarify this. If the advisor is registered with the Financial Conduct Authority, you can let the Financial Ombudsman know about the problem if it remains unresolved within the time schedule set by the regulating authority.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If it is established that the complaint is legitimate, a decision is made on how the customer can be compensated. Once the decision is accepted by the customer it becomes a legally binding decision which the financial advisor and their firm, must comply with. Any trouble, inconvenience, distress and annoyance caused to the client during the situation, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Southwick UK

Financial advice can be provided in Southwick and also nearby in: Sompting, Wiston, Coombes, Broadwater, Shoreham-by-Sea, Storrington, Worthing, Fishergate, Ashington, Lancing, Fulking, Woodmancote, Small Dole, Findon, Portslade, Upper Beeding, Hove, Goring, and in these postcodes BN42 4NY, BN42 4LD, BN42 4DU, BN42 4NA, BN42 4HL, BN42 4NP, BN42 4FH, BN41 1UQ, BN42 4HE, BN42 4RP. Local Southwick financial advisers will most likely have the postcode BN42 and the phone code 01273. Checking this will confirm you are accessing locally based financial advisers. Southwick home and business owners are able to benefit from these and countless other finance related services. Click on the "enquiry" form or banner to get information on financial advisors in your location.

Southwick Financial Advice Services

Financial Advice Tasks Southwick

There are a whole host of services which are provided by your local Southwick financial advisor including tax planning, independent financial advice, business planning, personal pensions, investment reviews, general financial planning, mutual funds Southwick, inheritance tax planning in Southwick, pension drawdowns, pension advice, bridging finance Southwick, annuity purchases, corporate financial planning Southwick, portfolio management, pension transfer advice in Southwick, financial analyst services, multi-asset portfolios, pension reviews in Southwick, wealth management & investments in Southwick, retirement planning, stakeholder pensions, personal financial planning in Southwick, cheap financial advice, investment bonds, pension consolidation advice in Southwick, ISA's, cash flow modelling, corporate bonds Southwick, death benefit advice, money planning, and lots more. Listed are just a few of the tasks that can be handled by a financial advisor. Southwick professionals will tell you about their whole range of services.

Necessary Skills for Financial Advisors

  • To be goal driven.
  • An outstanding level of numeracy for developing financial strategies.
  • Effective skills in customer service for finding out client needs.
  • To have the ability to listen attentively
  • A thorough knowledge and understanding of economics and accounting with regard to financial products and markets.
  • Good verbal communication skills.
  • To be thorough and pay attention to detail.
  • The ability to sell financial services and products.
  • To have the ability to use a computer and the key software packages.
  • To have the ability to network and establish relationships with customers.
  • Good business management skills for negotiating product prices.

Financial Advisors Near Southwick

Also find: Upper Beeding financial advisers, Portslade financial advisers, Goring financial advisers, Broadwater financial advisers, Sompting financial advisers, Worthing financial advisers, Findon financial advisers, Wiston financial advisers, Small Dole financial advisers, Woodmancote financial advisers, Lancing financial advisers, Fulking financial advisers, Fishergate financial advisers, Storrington financial advisers, Shoreham-by-Sea financial advisers, Ashington financial advisers, Coombes financial advisers, Hove financial advisors and more. All these areas are catered for by local financial advisers. Southwick residents can get estimates by going here.

Southwick Financial Advice Services

Find a Financial Advisor in Southwick Here
Financial Advice Enquiries in Southwick West Sussex (01273)
  • Southwick Mortgage Advice
  • Southwick Cheap Financial Advice
  • Southwick Pension Advice
  • Southwick Financial Advice Quotes
  • Southwick Cashflow Analysis
  • Southwick Investment Advice
  • Southwick Life Insurance Advice
  • Southwick Wealth Management
  • Southwick Trustee Investments
  • Southwick Tax Advice
  • Southwick Corporate Financial Planning
  • Southwick Estate Planning
  • Southwick Inheritance Advice
  • Southwick Retirement Advice

More Southwick Services: Not surprisingly, when you're looking at your finances in Southwick, West Sussex, you are likely to need all sorts of different services and as well as a financial advisor in Southwick, West Sussex, you may additionally need payroll services in Southwick, property law & conveyancing in Southwick, estate planning in Southwick, wills in Southwick, contracts lawyers in Southwick, debt recovery & collection in Southwick, mortgage brokers in Southwick, mortgage advice in Southwick, solicitors in Southwick, business consulting in Southwick, family lawyers in Southwick, investment advisors in Southwick, accountants in Southwick, bookkeepers in Southwick, banruptcy lawyers in Southwick, tax preparation in Southwick, business financial planning in Southwick, and other different Southwick experts.

Financial Advisors Around Southwick: Some Southwick streets and roads where financial advice has recently been given - Franklin Road, Roman Crescent, Middle Road, Albert Road, Querneby Close, Kingston Way, Cross Road Close, Kingston Lane, Sandown Road, Rectory Close, Roman Way, Underdown Road, Montague Close, The Green, Elizabeth Road, Albion Street, Clarendon Road, Phoenix Crescent, Phoenix Way, Waterdyke Avenue, King George Road, Meadway Court, Church Lane, Rectory Road, as well as these local Southwick postcodes: BN42 4NY, BN42 4LD, BN42 4DU, BN42 4NA, BN42 4HL, BN42 4NP, BN42 4FH, BN41 1UQ, BN42 4HE, BN42 4RP. Folks residing in these areas recently required help from a financial advisor. Southwick residents were given trusted and competent financial services.

Southwick Financial Advisor Jobs: Browse financial advisor jobs in Southwick by going here: General Financial Advisor Jobs

If you would like to get local information regarding Southwick, West Sussex check here

Independent financial advisor in BN42 area, (dialling code 01273).

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(This financial advisor Southwick content was checked and updated on 06-05-2022)