Financial Advisor Southwick

Southwick Independent Financial Advice & Investment

Financial Advisor Southwick West Sussex (BN42): If you're seeking financial advice for the first time, trying to find a decent independent financial advisor in Southwick can be a challenging experience. Whether it's pensions, mortgage, investment or even insurance guidance that you're searching for, there's one common rule for all qualified financial advisors; they must all follow FCA (Financial Conduct Authority) regulations. The benefit of this is that should a financial advisor who is FCA approved give you poor advice, and anything goes awry, you've got guarantees, and are able to get in touch with the Financial Ombudsman or the Financial Services Compensation Scheme to get things put right.

Free Southwick Financial Advisor Quotes

A decent starting place when choosing a financial advisor in Southwick may be relatives and friends, but keep in mind that the sort of advice you are searching for could be somewhat different to theirs. Their advice needs to be personalised to your specific situation, and not every financial advisor is suitable for everybody. To explore the various options that they're offering and find a financial advisor that you feel comfortable with and can trust, it is wise to talk to at least 3 different companies, because selecting a financial advisor is a major decision.

Financial Advisor Southwick West Sussex (BN42)

When you are looking to pick a financial advisor in Southwick, there are essentially 2 principal types; restricted advisors and independent financial advisors (IFA). An independent financial advisor won't be confined to just one company's products or services. Independent financial advice must cover the entire spectrum of financial products and companies, and must be offered in an unbiased way. Using an independent financial advisor should permit you to choose from the widest possible range of products. A restricted advisor might be focused on an individual product, as with a mortgage advisor, or be limited to products and services from a single provider.

The FCA requires that any financial advisor must be transparent about their charges, before accepting you as a client. You could be charged a set fee, by the hour or even a percentage of your investment value, according to kind of services you are looking for. You might be offered a free initial consultation to allow you to discuss your goals and find out if the advisor is a good fit for you and your situation. If you go to one of the larger Southwick firms, your account may be managed by a team of advisors rather than a single person.

Financial Advisors Southwick UK (01273)

Before any advice is handed out you'll have to fill out a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your targets and financial situation. You will also be given an Initial Disclosure, or Key Facts Document, which provides you with information on the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial sector. Your own rights will also be set out in this document, in addition to the possible options you can take if you need to complain because you're not happy with the service provided. It should be easily understood, written in layman's terms, and outline exactly what you are signing up for, together with the risks and benefits of taking the proffered advice. The Key Facts Document will also inform you of the cooling-off period. Within a certain time period, this enables you to cancel the contract with your financial advisor.

The very first time you're chatting with your financial advisor you'll want to check what experience and qualifications they've got. You should never be embarrassed about asking these questions, after all you're on the verge of entrusting your financial future to their expertise. A Level 4 qualification in financial advice is the minimum certification for any financial advisor in Southwick, and they must also be able to present you with an annual Statement of Professional Standing. When you check the Financial Services Register, don't panic if your specific advisor's name doesn't appear on there; you will probably locate the company name, and this means that the regulations covers all of their employees. The individual can still offer financial guidance instead of advice, if these can't be presented. Guidance is not regulated in the way that financial advice is, which means that if errors are made neither party will have any recourse.

Financial Advisor Quotes in Southwick West Sussex

You will be asked about the level of risk you're ready to accept, if you are seeking advice on investing money. Most investments carry some element of risk, but higher risk investments could offer better rewards, but also more chance of losing some or all of your money. Decent investment and financial advice should take into account your savings goals, i.e. how quickly you need access to your money, short or long term investments and how much you have to invest. "How much can you truly afford to lose?" Is the one vital question that you really need to ask yourself. This is commonly called your capacity for loss and may affect the products and services that could be offered for your consideration.

Financial Advice Near Southwick West Sussex

You will have to tell your financial advisor about any existing regular outgoings, savings accounts, mortgages or investments. To make certain that you get the best advice for you, they need a clear and full picture of your financial situation. Spreading the risk across various different products by diversifying your investments and savings, is something that reliable financial advice should embrace. A certified financial advisor in Southwick will have the knowledge of the best products to consider, which match your goals and your financial situation.

Your financial advisor will try to communicate in as much plain speech as possible, while revealing the complex world of finance. After comparing the products and services which match your needs, you should be in a position to come to an informed and intelligent decision. If you are environmentally minded, you can maybe ask your financial advisor to stick to ethical investment and savings schemes. You will then be able to avoid investments that corporations meet your criteria, but instead support those companies and enterprises that address your concerns, for example zero carbon or green energy.

Having constant interactions with your financial advisor in Southwick could create problems with work and other commitments. This can be alleviated by supplementing one-on-one appointments with telephone calls and video conferencing, hence enabling you to seek the guidance you need at times that are convenient. A professional financial advice provider in Southwick will have rigorous measures in force to keep your details secure and confidential, even if you never have a one-on-one meeting with your personal advisor, because remote and home working is no longer unusual.


Investments can be an unpredictable area, and their values can go down as well as up. If it just so happens that your investment isn't making the amount of money you hoped for, it can be an extremely frustrating and stressful time. A downward spiraling of your investment is not a recognised grounds for complaint, unless your financial advisor has supplied you with incorrect or misleading information.

Independent Financial Advisor Near Southwick (BN42)

As indicated in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. You can tell the Financial Ombudsman about the situation if it remains unresolved within the timeframe set by the regulating authority, and the advisor is a member of the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. A decision will be made on how to financially compensate the client, if the complaint is justified. Once the decision has been accepted by the customer it becomes a legally binding decision which the financial advisor and their company, must comply with. Any inconvenience, hassle, distress and annoyance caused to the customer during the process, will be considered when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Southwick UK

Financial advice can be provided in Southwick and also in: Worthing, Coombes, Wiston, Ashington, Fishergate, Upper Beeding, Sompting, Portslade, Small Dole, Broadwater, Shoreham-by-Sea, Lancing, Fulking, Findon, Woodmancote, Hove, Goring, Storrington, as well as in these postcodes BN42 4RN, BN42 4BF, BN42 4AR, BN42 4NA, BN42 4DF, BN42 4PQ, BN42 4AS, BN42 4DD, BN41 1SW, BN42 4NW. Local Southwick financial advisers will probably have the phone code 01273 and the postcode BN42.

Financial Advice Enquiries West Sussex

Financial Advice Enquiries West Sussex

Recent West Sussex financial advice enquiries: Otis Steele and Coco Steele from Durrington, West Sussex recently enquired about investment bonds. Renee and Joey Whelan from Scaynes Hill recently enquired about pension advice. Brogan Glenn from Chidham recently asked for information on mortgages. Klara Edge and Alistair Edge from Rusper recently enquired about life assurance. Liya Butler from Bosham, West Sussex recently enquired about investment bonds. Prince Knott and Hanna Knott from West Chiltington, West Sussex recently asked for information on pensions. Issac and Iyla Cairns from Lancing recently asked for information on financial planning. Julian and Esther Needham from Donnington, West Sussex recently asked for information on financial planning.

Financial Advisors West Sussex

Financial Advice Advisers BN42 Services Advice Financial Southwick Advisors Advisor Financial Advisor 01273 West Sussex Investment

In the West Sussex area you'll also find: West Chiltington investment advice, Felpham investment advisors, Coldwaltham financial advice, Small Dole investment advice, Harting investment advice, Fishbourne investment advice, Sidlesham investment advisors, Bersted investment advisors, Cuckfield investment advice, Midhurst investment advice, Upper Beeding financial advice, East Preston financial advisors, Bolney financial advice, Ford financial advisors, Bersted investment advice, Eastergate financial advisors, Ferring investment advice, Birdham investment advisors, Rustington financial advice, Thakeham financial advisors, West Thorney financial advice, Sayers Common investment advisors, Aldingbourne financial advisors, Slinfold financial advice, Ashington financial advice, West Chiltington investment advisors, Pagham investment advice, Lavant investment advisors, Aldwick investment advisors, Mid Lavant investment advisors.

Southwick Financial Advice Services

Financial Advice Tasks Southwick

There is a wide range of services which are provided by your local Southwick financial advisor including investment planning in Southwick, financial services, investment planning Southwick, retirement advice Southwick, pension planning, life insurance advice in Southwick, corporate financial planning in Southwick, bridging finance, ethical investment advice Southwick, mutual funds, financial planning in Southwick, portfolio management, ISA's in Southwick, unit trusts, mortgage financial planning in Southwick, annuity purchase, pension transfer advice in Southwick, inheritance tax planning Southwick, pension drawdowns in Southwick, will writing services in Southwick, personal financial planning, equity release, pension advice in Southwick, tax planning Southwick, general financial planning, and more.


Financial Advisors Near Southwick

Also find: Ashington financial advisors, Storrington financial advisors, Fishergate financial advisors, Broadwater financial advisors, Upper Beeding financial advisors, Hove financial advisors, Lancing financial advisors, Worthing financial advisors, Wiston financial advisors, Fulking financial advisors, Findon financial advisors, Sompting financial advisors, Portslade financial advisors, Coombes financial advisors, Goring financial advisors, Small Dole financial advisors, Woodmancote financial advisors, Shoreham-by-Sea financial advisors and more.

Southwick Financial Advice Services

Find a Financial Advisor in Southwick Here
Financial Advice Enquiries in Southwick West Sussex (01273)
  • Southwick Mortgage Advice
  • Southwick Tax Advice
  • Southwick Investment Advice
  • Southwick Inheritance Advice
  • Southwick Financial Advice Quotations
  • Southwick Cheap Financial Advice
  • Southwick Financial Services
  • Southwick Corporate Financial Advice
  • Southwick Retirement Planning
  • Southwick Estate Planning
  • Southwick Financial Advice
  • Southwick Trustee Investments
  • Southwick Life Insurance Advice
  • Southwick Cashflow Analysis

Financial Advisors Around Southwick: In Southview Road, Montague Close, Cross Road Close, Ashcroft Close, Montford Close, Waterdyke Avenue, Green Field Close, St Julian's Lane, Roman Way, Elizabeth Road, Church Lane, Southwick Street, Spinnals Grove, King George Road, Roman Road, Albion Street, Roman Crescent, Park Lane, Upper Shoreham Road, Meadway Court, Stoney Lane, Albert Road, as well as the following local Southwick postcodes: BN42 4RN, BN42 4BF, BN42 4AR, BN42 4NA, BN42 4DF, BN42 4PQ, BN42 4AS, BN42 4DD, BN41 1SW, BN42 4NW, people have recently needed financial advice.

To get local information regarding Southwick, West Sussex click here

Independent financial advisor in BN42 area, phone code 01273.

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