Financial Advisor Walkden

Walkden Independent Financial Advice & Investment

Financial Advisor Walkden Greater Manchester (M28): It can be a daunting experience trying to locate a first-rate financial advisor advisor in Walkden, in particular if it is the very first time that you are in search of financial advice. Nevertheless, all qualified financial advisors are bound by one common rule; they all have to conform to the regulations laid down by the FCA (Financial Conduct Authority), whether you're after investment, pensions, mortgage or even insurance guidance. The benefit of this is that should a financial advisor who is FCA certified give you bad advice, and anything goes wrong, you've got guarantees, and can go to the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Walkden Financial Advisor Quotes

When selecting a financial advisor in Walkden, a good place to start could be family and friends, but you must remember that your circumstances may not be in line with theirs, and you may be in need of a different type of advice. Not every financial advisor is suitable for everyone, and their advice needs to be personalised to your specific circumstances. Picking a financial advisor is an important decision and it is a good idea to talk with at least three different companies so as to investigate the options they offer, and to find one that you can trust and feel comfortable with.

Financial Advisor Walkden Greater Manchester (M28)

When it comes to picking a financial advisor in Walkden, there are essentially two main types; independent financial advisors (IFA) and restricted advisors. Offering a wider range of options, an independent financial advisor should not be limited to the products and services of just one provider. Encompassing the full spectrum of financial products and companies, independent financial advice should be given in a frank and unbiased way to customers. If you opt to use an independent financial advisor, you'll be able to pick from the broadest possible array of products, in order to find the ideal solution for your needs. A restricted financial advisor may be involved with a single product, as with a mortgage advisor, or be restricted to services and products from one particular provider.

Before any financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. You might be charged a set fee, by the hour or maybe even a specific percentage of your investment value, based on type of service you require. To discuss your objectives and see if the advisor is the correct fit for you and your circumstances, you may be offered a free preliminary consultation. In some of the larger Walkden companies, you may find that your account is handled by a team rather than an individual advisor.

Financial Advisors Walkden UK (0161)

To describe your financial situation and aims to the advising firm, you will have to fill out a "Fact Find" document, which is a confidential disclosure form. You will also be given an Initial Disclosure, or Key Facts Document, which provides you with information regarding the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial arena. Your legal rights will also be laid out in this document, in addition to the possible options you can take if you need to submit a complaint because you are not happy with the service you're given. It should detail exactly what you're committing yourself to, and any possible risks and benefits that exist should you decide to take the offered advice, and it should be written in clear language. The Key Facts Document should also tell you about the cooling-off period. Within a specific number of days, this allows you to cancel the agreement.

Make sure you check what qualifications and experience the financial advisor has the first time you talk to them. Asking these questions should never be a cause for embarrassment, because you're about to entrust them with your long-term financial wellbeing. All financial advisors in Walkden must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. You shouldn't stress if your financial advisor's name doesn't appear on the Financial Services Register, as long as the company is listed on the register, their employees will be covered by the regulations. If they are not able to supply these accreditations, the individual cannot offer advice but is allowed to offer financial guidance. Guidance is different to advice as it's not regulated in the same way, and if financial errors occur there will probably be no recourse to the client.

Financial Advisor Quotes in Walkden Greater Manchester

If it's investments that you're interested in, the advisor will want to know the amount of risk you are willing and able to accept with your hard-earned money. Higher rewards might be possible with higher risk investments, but you stand a greater chance of losing all or some of your cash. In order to get the most beneficial financial and investment advice, your savings objectives will need to be considered, i.e. short or long term investments, how much money you want to invest and how quickly you need access to your money. One question you should ask of yourself, which is often ignored, is just how much you can actually afford to lose. This is sometimes referred to as your 'capacity for loss' and may well affect the services and products that are offered for your consideration.

Financial Advice Near Walkden Greater Manchester

From the outset, it is important to tell your financial advisor about any existing mortgages, savings accounts, regular outgoing payments or investments that you currently have. To ensure that you receive the best advice for you, they need a clear and full picture of your financial situation. Spreading the risk across a number of different products through the diversification of your savings and investments, is something that sound financial advice should embrace. So as to reflect your goals and financial circumstances, a professional financial advisor in Walkden will understand the best products to consider.

Your financial advisor will try to communicate in as much plain speech as possible, to lay bare the multifaceted world of finance. After learning about the services and products which match your needs, you should be able to make an informed and knowledgeable decision. If you are environmentally minded, you can perhaps ask your advisor to stick to ethical investments and savings. This allows you to lend support to companies and businesses that match your concerns, i.e. zero carbon or green energy, or perhaps keeping away from companies that do not meet your requirements.

Having constant interactions with a financial advisor in Walkden could create complications with your work and other responsibilities. Face-to-face appointments can be augmented with telephone and video conferencing to enable you to get advice at a time to suit you. Home and remote working is now so common, and a professional financial advice firm in Walkden will have strict measures in place to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor.


You have to understand that the financial sector can be unpredictable, and investment values could just as easily go down as well as up. If it happens that your investment isn't making as much money as you were hoping for, it can be a very stressful and demoralising time. Unfortunately, a downward spiral in your investment is not a recognised cause for complaint, unless of course it's due to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Walkden (M28)

Any disputes should start out with the firm's complaints procedure as laid out in the Key Facts Document. If the issue remains unsolved within the period set by the regulating body, and the financial advisor is a member of the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If it's established that the complaint is justifiable, a decision will be made on how the client can be compensated. On acceptance by the client, the ruling becomes legally binding, and the financial advisor and their firm must abide by it. Any trouble, inconvenience, distress and upset caused to the client during the dispute, will be taken into account when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Walkden UK

Financial advice can be provided in Walkden and also in: Hill Top, Little Hulton, Boothstown, Hulton, Greenheys, Mosley Common, Astley, Farnworth, Pendlebury, Tyldesley, Roe Green, Stoneclough, Wardley, Linnyshaw, Worsley, Kearsley, as well as in these postcodes M28 3JS, M28 3FJ, M28 3RB, M28 3EG, M28 3AA, M28 3HS, M28 3AP, M28 3FN, M28 3BN, M28 3GY. Locally based Walkden financial advisors will probably have the phone code 0161 and the postcode M28. Checking this out will make certain that you're accessing locally based financial advisers. Walkden property owners can utilise these and countless other finance related services. Click the "enquiry" banner or form to get information on financial advisors in your location.

Skills and Knowledge Needed to be a Financial Advisor

  • To have a goal driven mentality.
  • A solid knowledge of accounting and economics relating to financial markets and products.
  • Excellent business management skills for negotiating product fees.
  • Good skills in verbal communication.
  • Good customer service skills for determining customer needs and requirements.
  • To have the ability to network and build relationships with customers.
  • A competent level of math knowledge for building financial packages.
  • To be good at selling financial services and products.
  • To be thorough and pay attention to detail.
  • To have the ability to use a computer and the primary software applications.
  • To have the ability to listen attentively

Walkden Financial Advice Services

Financial Advice Tasks Walkden

There are a wide range of services that can be provided by your local Walkden financial advisor including pension transfers, tax planning in Walkden, bridging finance, general financial planning, unit trusts in Walkden, trustee investment services, offshore investment advice, trusts in Walkden, pension plans, annuity purchase, pension drawdowns in Walkden, stakeholder pension advice, investment bonds Walkden, corporate financial planning, cashflow planning, personal protection, long term care fee advice, financial analyst services Walkden, investment consolidation advice, annuities, financial advice services, mortgage advice, personal pensions, will writing services, multi-asset portfolios, equity release advice, pension advice Walkden, pension reviews, personal financial planning Walkden, investment reviews, and lots more. These are just some of the duties that can be undertaken by a financial advisor. Walkden professionals will be happy to inform you of their whole range of financial services.

The Daily Tasks of a Financial Advisor

  • Financial advisors keep fully up to date with new financial products and legislation changes.
  • Financial advisors keep a record of potential clients and transactions.
  • Financial advisors talk with customers about their finances and plans.
  • Financial advisors provide counselling, consultation and education regarding finances and investments.
  • Financial advisors make advantageous deals with with financial product providers.
  • Financial advisors work in conjuction with their peers to obtain trends, market information and statistics.
  • Financial advisors update clients regarding their investments.
  • Financial advisors produce financial reports.
  • Financial advisors research financial products and explain them clearly and simply to their clients.
  • Financial advisors meet targets for sales and performance.

Financial Advisors Near Walkden

Also find: Kearsley financial advisers, Boothstown financial advisers, Farnworth financial advisers, Astley financial advisers, Linnyshaw financial advisers, Hill Top financial advisers, Hulton financial advisers, Tyldesley financial advisers, Roe Green financial advisers, Greenheys financial advisers, Stoneclough financial advisers, Pendlebury financial advisers, Wardley financial advisers, Worsley financial advisers, Mosley Common financial advisers, Little Hulton financial advisors and more. Most of these areas are catered for by local financial advisers. Walkden residents can get estimates by going here.

Walkden Financial Advice Services

Find a Financial Advisor in Walkden Here
Financial Advice Enquiries in Walkden Greater Manchester (0161)
  • Walkden Tax Advice
  • Walkden Cashflow Analysis
  • Walkden Trustee Investments
  • Walkden Mortgage Advice
  • Walkden Financial Advice
  • Walkden Wealth Management
  • Walkden Life Insurance Advice
  • Walkden Cheap Financial Advice
  • Walkden Pension Advice
  • Walkden Corporate Financial Advice
  • Walkden Retirement Planning
  • Walkden Investment Advice
  • Walkden Inheritance Advice
  • Walkden Financial Services

Financial Advisors Around Walkden: Financial advice has recently been given in the following Walkden roads and areas - Cranleigh Drive, Thornhill Drive, Rydal Crescent, Devoke Avenue, Brandwood Close, Trent Drive, South Grove, Chiltern Close, Marsh Street, Longwall Avenue, Wichbrook Road, Cherrywood Close, Stonechat Close, Sparta Avenue, Shearwater Drive, Herevale Grange, Wrenswood Drive, Walkden Road, Gilbert Street, Greylag Crescent, Morston Close, Cawdor Street, Kendal Grove, Hyde Road, Patricia Drive, Walkdene Drive, Washbrook Avenue, Fairhurst Drive, as well as the following Walkden area postcodes: M28 3JS, M28 3FJ, M28 3RB, M28 3EG, M28 3AA, M28 3HS, M28 3AP, M28 3FN, M28 3BN, M28 3GY. Folks living in these local areas recently required the help of a financial advisor. Walkden residents were given competent and professional financial services.

Walkden Financial Advisor Jobs: Find financial adviser jobs near Walkden by clicking here: Walkden Financial Advisor Jobs

For local Walkden info take a look here

Independent financial advisor in M28 area, and dialling code 0161.

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(This financial advisor Walkden information was revised and updated on 06-05-2022)