Financial Advisor Walkden

Walkden Independent Financial Advice & Investment

Financial Advisor Walkden Greater Manchester (M28): Finding a good independent financial advisor in the Walkden area can be a challenging experience, especially if you're seeking financial advice for the first time. However, all professional financial advisors are bound by one simple rule; they must all follow the regulations set by the FCA (Financial Conduct Authority), regardless of whether you are searching for pensions, investments, mortgage or even insurance guidance. The benefit of this is that if a financial advisor who is FCA registered gives you poor advice, and anything goes wrong, you've got guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Walkden Financial Advisor Quotes

When choosing a financial advisor in Walkden, a decent place to start could be friends and relatives, but you must keep in mind that your circumstances may not be in line with theirs, and you may need a different type of advice. Financial advice needs to be individually tailored to your unique situation, and you will find that certain financial advisors might not be suitable for you. It is a good idea to talk to at least three different firms when you are choosing a financial advisor, because this is an important decision, and you need to find one that you can trust and feel at ease with, and at the same time investigate the options they offer.

Financial Advisor Walkden Greater Manchester (M28)

Independent financial advisors (IFA) and restricted advisors, are the two main types of financial advisor in Walkden. Offering a more diverse range of options, an independent financial advisor won't be restricted to a single company's services or products. Covering the whole gamut of financial companies and products, independent financial advice should be given in an unbiased and impartial way to clients. This will allow you to select from the widest range of products to match your needs. A restricted financial advisor could be limited to services and products from a single provider, or may even concentrate on an individual product, as can be the case with a mortgage advisor.

Before any Walkden financial advisor takes you on as a client, they're required by the Financial Conduct Authority to be transparent about their charges. Contingent on the kind of services you're interested in, you could be charged a set fee, by the hour or possibly even a specific percentage of your investment value. A free initial consultation might be offered, so you can discuss your goals and situation to find out if the advisor is the right choice. Your account might be looked after by a team rather than a single advisor, if you choose to go to one of the larger Walkden firms.

Financial Advisors Walkden UK (0161)

You'll be asked to fill in a "Fact Find" form, which is a confidential disclosure document relating your objectives and financial situation to the advising firm. You will also be given an Initial Disclosure, or Key Facts Document, which provides you with information regarding the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial arena. This document will also lay down your own legal rights and the options you can take if you are not satisfied with the service provided, and would like to complain. It must be easy to understand, written in plain language, and explain exactly what you are signing up for, together with the benefits and risks of taking the proffered advice. You can find the level of cooling-off period in the Key Facts Document. Within a certain time frame, this makes it possible for you to cancel the contract.

Make sure you check what experience and qualifications the financial advisor has when you first speak to them. After all you are just about to entrust your financial future to their expertise, so you must not be embarrassed about asking such questions. Every Walkden financial advisor must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, you don't need to panic if your financial advisor's name does not appear on there; you should be able to find the company name, and that means the regulations covers all of their staff. The individual can still offer financial guidance instead of advice, if these cannot be presented. In financial terms guidance differs to advice and isn't regulated in the same way. Therefore there's no recourse for the client if financial mistakes occur.

Financial Advisor Quotes in Walkden Greater Manchester

You'll be asked the amount of risk you are prepared to take on, if you are seeking advice on investing money. High risk investments may potentially offer substantial rewards, however some or all of your capital could be lost. The best financial and investment advice should take into account your savings aims, i.e. how much money you want to invest, long or short term investments and how rapidly you need access to your funds. The one question that you should ask of yourself, which is usually neglected, is just how much money you can really afford to lose. Commonly called your capacity for loss, this will quite likely affect the services and products that you're offered.

Financial Advice Near Walkden Greater Manchester

If you have already got any current mortgages, investments, regular outgoing payments or savings accounts, you need to let your financial advisor know about these. They will need this information, so that they can get a clear picture of your financial circumstances and give the correct advice for you. Spreading the risk across various products by diversifying your savings and investments, is something that sound financial advice should allow for. An experienced financial advisor in Walkden will understand the best products to consider, which mirror your financial situation and your goals.

A financial advisor will reveal the multifaceted world of finance, and speak in the clearest possible way. You should be able to come to an informed and considered decision when you have learned about the various products and services which match your needs. If you are environmentally minded, you could even ask your advisor to stick to ethical investments and savings. This will allow you to lend support to organisations and firms that address your concerns, e.g. renewable energy or zero carbon, or perhaps avoiding firms that do not meet your criteria.

Having a close working relationship with your financial advisor in Walkden could cause issues with your work day and other commitments. To enable you to get advice at a time to suit you, face-to-face appointments can be backed up with video conferencing and telephone calls. Even if you never have a one-on-one meeting with your personal advisor, a professional financial advice provider in Walkden will have rigorous measures in force to ensure your details are kept secure and confidential, because working from home and remote working is now so common.


You need to understand that the financial world is a volatile sector, and the value of your investments can just as easily drop as well as rise. If it just so happens that your investment is not making the amount of money you hoped for, it can be an extremely worrying and frustrating time. However, unless it is due to misleading or incorrect information from your financial advisor, a downward spiraling of your investment is not seen as a grounds for complaint.

Independent Financial Advisor Near Walkden (M28)

As laid out in the Key Facts Document, any complaints should start with the firm's official complaints procedure. If the problem is unresolved within the time schedule set out by the regulating authority, and your advisor is a member of the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. A decision is made on how to rectify or financially compensate the client, if the complaint is justified. The financial advisor and their company must abide by any decision that is made by the Ombudsman, which becomes a legally binding decision once the client has agreed to it. The Ombudsman will also take into consideration any upset, trouble, distress and inconvenience caused to the client during the dispute, and establish the level of compensation accordingly.

Book a Financial Advisor in Walkden UK

Financial advice can be provided in Walkden and also nearby in: Little Hulton, Kearsley, Boothstown, Tyldesley, Hill Top, Worsley, Mosley Common, Linnyshaw, Stoneclough, Roe Green, Greenheys, Hulton, Pendlebury, Farnworth, Astley, Wardley, as well as in these postcodes M28 3JW, M28 3DH, M28 3PN, M28 3HG, M28 3HY, M28 3LU, M28 3BP, M28 3PH, M28 3NZ, M28 3HN. Local Walkden financial advisors will probably have the postcode M28 and the phone code 0161. Click the "enquiry" form or banner to get specifics of financial advisors in your area.

Walkden Financial Advice Services

Financial Advice Tasks Walkden

There are a wide array of services which can be provided by your local Walkden financial advisor including income protection, long term care fee planning Walkden, stakeholder pensions Walkden, annuity purchases, general financial planning, equity release advice Walkden, corporate financial planning, portfolio management, will writing services, life assurance, financial advice services, inheritance tax planning, cheap financial advice Walkden, wealth management & investments, investment advice in Walkden, pension drawdowns, trusts, mutual funds in Walkden, pension transfers, retirement planning, personal financial planning in Walkden, bridging finance, annuities, offshore investments, ISA's, and lots more.

Financial Advice Enquiries Greater Manchester

Greater Manchester Financial Advice Enquiries

Current Greater Manchester financial advice enquiries: Abel O neill and Florence O neill from Bredbury recently asked for information on mortgages. Betsy Readman from Bredbury recently enquired about pension advice. Montgomery and Rahma Dodd from Shaw and Crompton, Greater Manchester recently enquired about offshore investments. Alessandro Morris and Hazel Morris from Hale, Greater Manchester recently asked for information on family income benefit. Yasmine Pallett from Ramsbottom recently enquired about life assurance. Beau Inman from Tyldesley recently enquired about offshore investments. Tara Hewlett and Oliver Hewlett from High Lane recently asked for information on pensions. Aamina and Robert Marshall from Simister, Greater Manchester recently enquired about life assurance.


Financial Advisors Near Walkden

Also find: Hulton financial advisors, Boothstown financial advisors, Greenheys financial advisors, Linnyshaw financial advisors, Astley financial advisors, Tyldesley financial advisors, Kearsley financial advisors, Hill Top financial advisors, Worsley financial advisors, Stoneclough financial advisors, Roe Green financial advisors, Pendlebury financial advisors, Little Hulton financial advisors, Farnworth financial advisors, Wardley financial advisors, Mosley Common financial advisors and more.

Walkden Financial Advice Services

Find a Financial Advisor in Walkden Here
Financial Advice Enquiries in Walkden Greater Manchester (0161)
  • Walkden Retirement Planning
  • Walkden Corporate Financial Planning
  • Walkden Financial Advice Quotes
  • Walkden Pension Advice
  • Walkden Tax Advice
  • Walkden Cheap Financial Advice
  • Walkden Independent Financial Advice
  • Walkden Investment Advice
  • Walkden Trustee Investments
  • Walkden Cashflow Analysis
  • Walkden Inheritance Advice
  • Walkden Life Insurance Advice
  • Walkden Wealth Management
  • Walkden Financial Services

More Walkden Services: Obviously, when you happen to be looking at your finances in Walkden, Greater Manchester, you'll probably be in need of all kinds of different services and apart from a financial advisor in Walkden, Greater Manchester, you may also need accounting in Walkden, debt recovery & collection in Walkden, estate planning in Walkden, investment advisors in Walkden, family lawyers in Walkden, bookkeepers in Walkden, payroll services in Walkden, mortgage brokers in Walkden, mortgage advice in Walkden, wills & probate in Walkden, business financial planning in Walkden, tax preparation in Walkden, banruptcy lawyers in Walkden, business consulting in Walkden, solicitors in Walkden, contracts lawyers in Walkden, property law & conveyancing in Walkden, and other different Walkden experts.

Financial Advisors Around Walkden: Financial advice has recently been given in the following Walkden roads - Atkin Street, Reedmace Close, Pinfold Road, Park Road, Shawbrook Avenue, Ely Close, Melton Close, Tyne Court, Valdene Drive, Yates Drive, Claughton Avenue, Wardley Avenue, Westminster Road, Lansdowne Drive, Ladybridge Avenue, Ladyhill View, Mullineux Street, Rochester Avenue, Birch Road, Park Grove, Walkden Road, Hyde Drive, Shap Crescent, Firecrest Close, Bedford Avenue, Tynesbank, Kendal Grove, Crosby Avenue, Crombouke Fold, as well as the following local Walkden postcodes: M28 3JW, M28 3DH, M28 3PN, M28 3HG, M28 3HY, M28 3LU, M28 3BP, M28 3PH, M28 3NZ, M28 3HN.

For local Walkden info check here

Independent financial advisor in M28 area, telephone code 0161.

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