Financial Advisor Oswestry

Oswestry Independent Financial Advice & Investment

Financial Advisor Oswestry Shropshire (SY10): If you're in search of financial advice for the very first time, trying to locate a decent financial advisor advisor in the Oswestry area can be a quite daunting experience. Whether you're looking for pensions, investment, mortgage or even insurance guidance, all financial advisors have one thing in common; they all have to follow the regulations of the Financial Conduct Authority (FCA). The benefit of this is that should a financial advisor who is FCA registered give you poor quality advice, and things go awry, you have guarantees, and can go to the Financial Ombudsman or the Financial Services Compensation Scheme to get things put right.

Free Oswestry Financial Advisor Quotes

When picking a financial advisor in Oswestry, a good place to begin could be friends and relations, but you must bear in mind that your circumstances may not be in line with theirs, and you might be in need of a different type of advice. Every financial advisor is not suitable for everybody, and any advice they provide needs to be adapted to your specific circumstances. To explore the options they are offering and find a financial advisor that you can trust and feel at ease with, it pays to speak to at least three different firms, because choosing a financial advisor is an important decision.

Financial Advisor Oswestry Shropshire (SY10)

Independent financial advisors (IFA) and restricted advisors, are the two main kinds of financial advisor in Oswestry. The good thing about seeing an independent financial advisor is that they won't be limited to the products or services of a single provider, and can offer a wide range of options. Independent financial advice must be provided in a frank and impartial way and should cover the full spectrum of financial products and companies. If you opt to use an independent financial advisor, you will be able to choose from the broadest possible array of products, in order to find the right solution for your needs. If you use a restricted advisor you will soon realise that they could be limited to services and products of a particular company, or as with a mortgage advisor, will only be concerned with one individual product.

Before any financial advisor in Oswestry accepts you as a client, they are required by the FCA to be fully transparent with you about their charges. According to the product you're looking for, you could be charged a set fee, by the hour or perhaps even a slice of your investment value. To enable you to discuss your goals and find out if the advisor is a good fit for you and your situation, a free initial consultation could be offered. Your account may be managed by a team as opposed to one individual advisor, if you decide to go to one of the larger firms in Oswestry.

Financial Advisors Oswestry UK (01691)

Before any actual financial advice is given you'll be required to complete a confidential disclosure form, known as a "Fact Find" document, which tells the advising company about your financial situation and desired goals. An Initial Disclosure, or Key Facts Document will also be given to you, to provide information about the financial advisors themselves, explaining their scope of permissions in the financial sector and their situation for offering restricted or independent advice. This document will also lay out your own legal rights and the options you can take if you are not happy with the service, and wish to complain. It should be typed out in plain language and detail what you're committing yourself to, and any possible benefits and risks that exist if you choose to take the offered advice. This document must also inform you about the allowed cooling-off period. This makes it possible for you to have a change of heart within a certain time frame, and cancel the agreement with your financial advisor.

When speaking with the financial advisor for the first time make sure you check their qualifications and experience. Do not be self-conscious about asking these questions, after all you are just about to entrust your financial wellbeing to their expertise. A Level 4 qualification in financial advice is the minimum required certification for any financial advisor in Oswestry, and they must also be in a position to provide you with an annual Statement of Professional Standing. When you check the Financial Services Register, don't freak out if your particular financial advisor's name does not show up on there; you should be able to locate the firm name, and this means that the regulations covers all of their employees. If they are not able to present these accreditations, the person cannot offer advice but is able to offer financial guidance. Guidance is not regulated in the way that financial advice is, which means that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Oswestry Shropshire

If you are needing advice on investments you will be asked the amount of risk you are comfortable with. Higher rewards might be possible with high risk investments, but you stand a greater chance of losing all or some of your capital. Good financial and investment advice will take into account your savings goals, i.e. short or long term investments, how much you wish to invest and how rapidly you need access to your money. You must always ask yourself the one vital question, how much can you really afford to lose. This is sometimes referred to as your 'capacity for loss' and could affect the services and products that may be offered for your consideration.

Financial Advice Near Oswestry Shropshire

If you already have any existing mortgage loans, regular payments, investments or savings, you'll want to tell your financial advisor about these. To make certain that you receive the best advice for you, they need a clear and full picture of your financial situation. Diversifying your savings and investments by spreading the risk across different products, is an important part of sound financial advice. A certified financial advisor in Oswestry will understand the best areas to consider, which reflect your goals and your financial situation.

Communicating in the plainest speech possible, your financial advisor will reveal the complex world of investment and finance. You should be able to come to an informed decision after you have compared the various services and products that match your needs. If you are environmentally minded, you can even ask your advisor to stick to ethical savings and investments. This allows you to lend support to firms and businesses that address your concerns, i.e. green energy or zero carbon, or perhaps avoiding corporations that don't meet your requirements.

Working together with your financial advisor in Oswestry can be challenging to manage around work and other commitments. To allow you to get advice at a time to suit you, face-to-face meetings can be supplemented with video conferencing and telephone. A competent financial advice firm in Oswestry will have rigorous measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a face-to-face meeting with your personal advisor, because home and remote working is now so common.


You must remember that the financial world is an unpredictable sector, and investment values could just as easily fall as well as rise. If your investment is not making the amount of money you were hoping for, it can be incredibly stressful and frustrating. Regrettably, a downward spiral in your investment isn't seen as a basis for complaint, except if it's because of wrong or misleading information from your advisor.

Independent Financial Advisor Near Oswestry (SY10)

As indicated in the Key Facts Document, any grievances should commence with the company's complaints procedure. You can tell the Financial Ombudsman about the problem if it remains unsolved within the time schedule set out by the regulating body, and the financial advisor is a member of the FCA.

The Financial Ombudsman will look into the cause of the complaint and make a ruling. A decision will be made on how to rectify or financially compensate the customer, if the complaint is upheld. This will become legally binding as soon as it has been agreed on by the customer, and the financial advisor and their firm must abide by the decision. The Financial Ombudsman will also account for any upset, trouble, distress and inconvenience caused to the customer during the situation, and fix the level of compensation accordingly.

Book a Financial Advisor in Oswestry UK

Financial advice can be provided in Oswestry and also in: Whittington, Gobowen, Glentworth, Maesbury Marsh, Selattyn, Mile End, Kinnersley, Morda, West Felton, Brogyntyn, Knockin, Park Hall, Middleton, Gledrid, Trefonen, Pant, as well as in these postcodes SY10 9PP, SY10 1SN, SY11 1AD, SY11 1EZ, SY10 1SL, SY10 8NR, SY11 1LL, SY11 1JA, SY10 1SB, SY10 7WY. Local Oswestry financial advisors will most likely have the postcode SY10 and the telephone code 01691. Simply click on the "enquiry" form or banner to get details about financial advisors in your area.

Oswestry Financial Advice Services

Financial Advice Tasks Oswestry

There are a number of different services that are provided by your local Oswestry financial advisor including financial analyst services, annuity purchases, offshore investments, stakeholder pension advice in Oswestry, pension transfer advice, long term care fee planning Oswestry, mutual funds in Oswestry, mortgage services in Oswestry, portfolio management, ethical investment advice, bridging finance in Oswestry, trusts Oswestry, investment advice, investment planning, personal financial planning Oswestry, independent financial advice, pension consolidation Oswestry, corporate bonds, pension planning Oswestry, general financial planning Oswestry, cashflow analysis Oswestry, financial services in Oswestry, pension drawdowns Oswestry, will writing services, inheritance tax planning in Oswestry, and more.

Financial Advisors Shropshire

Advisors Services Financial Financial Advice Investment Advisor SY10 Advice Shropshire Financial Advisor Advisers Oswestry 01691

Around Shropshire you will additionally find: Stirchley financial advice, Albrighton financial advisors, Craven Arms investment advice, Cheswardine investment advice, Cleobury Mortimer financial advice, Llanymynech financial advisors, Minsterley financial advice, Highley investment advisors, Hinstock financial advice, Great Dawley investment advisors, Much Wenlock investment advice, Selattyn investment advisors, Sutton Upon Tern financial advice, Whittington investment advisors, Welshampton financial advice, Bayston Hill financial advisors, Bomere Heath financial advisors, Whittington financial advice, Wrockwardine Wood financial advice, Westbury financial advisors, Ditton Priors financial advice, West Felton investment advisors, Worfield financial advice, Pontesbury investment advisors, Church Stretton investment advisors, Hodnet investment advice, Shifnal investment advice, Minsterley investment advice, Dawley investment advisors.


Financial Advisors Near Oswestry

Also find: West Felton financial advisors, Kinnersley financial advisors, Morda financial advisors, Park Hall financial advisors, Middleton financial advisors, Gledrid financial advisors, Gobowen financial advisors, Mile End financial advisors, Maesbury Marsh financial advisors, Pant financial advisors, Trefonen financial advisors, Selattyn financial advisors, Whittington financial advisors, Glentworth financial advisors, Knockin financial advisors, Brogyntyn financial advisors and more.

Oswestry Financial Advice Services

Find a Financial Advisor in Oswestry Here
Financial Advice Enquiries in Oswestry Shropshire (01691)
  • Oswestry Inheritance Advice
  • Oswestry Pension Advice
  • Oswestry Life Insurance Advice
  • Oswestry Investment Advice
  • Oswestry Mortgage Advice
  • Oswestry Retirement Planning
  • Oswestry Cashflow Analysis
  • Oswestry Trustee Investments
  • Oswestry Cheap Financial Advice
  • Oswestry Estate Planning
  • Oswestry Wealth Management
  • Oswestry Corporate Financial Advice
  • Oswestry Financial Advice Quotations
  • Oswestry Independent Financial Advice

Financial Advisors Around Oswestry: Households in Brook Buildings, Almond Avenue, Berllan Close, School Road, Barrog Terrace, Cambrian Place, Dolgoch, Caer Road, Albert Road, Dolybont, Bradley Fields, Chapel Lane, Briggs Lane, Broomhall Close, Aspen Grange, Daywell Crescent, By Pass Road, The Green, Ashcroft Close, Cottage Fields, Albion Hill, Dol Emrys, Cottage Lane, Stonehouse Drive, Crestwood Court, Albert Terrace, Brynafon Close, Bank Top Industrial Estate, Bridgeman Road, Swan Meadow, have needed financial advice just recently. Financial advisors have also been active in the following local Oswestry postcodes: SY10 9PP, SY10 1SN, SY11 1AD, SY11 1EZ, SY10 1SL, SY10 8NR, SY11 1LL, SY11 1JA, SY10 1SB, SY10 7WY.

For the latest local information on Oswestry, Shropshire take a look here

More Shropshire Financial Advisors: More Shropshire financial advisors: Madeley, Telford, Shrewsbury, Oswestry and Wellington.

Independent financial advisor in SY10 area, 01691.

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