Financial Advisor Wokingham

Wokingham Independent Financial Advice & Investment

Financial Advisor Wokingham Berkshire (RG40): If you are seeking financial advice for the very first time, trying to find a decent financial advisor advisor in the Wokingham area can be a quite daunting experience. Whether you're searching for pension, investment, mortgage or even insurance advice, all financial advisors are bound by one simple rule; they must all conform to the regulations laid down by the Financial Conduct Authority (FCA). The benefit of this is that if a financial advisor who is FCA approved gives you bad advice, and things go wrong, you have guarantees, and can go to the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Wokingham Financial Advisor Quotes

A decent starting place when choosing a financial advisor in Wokingham could be friends and relatives, but keep in mind that the sort of advice you are searching for might be significantly different to theirs. Not every financial advisor is suitable for everyone, and their advice needs to be tailored to your unique circumstances. It pays to chat to at least 3 different companies when you're considering a financial advisor, since this is a big decision, and you'll be looking to find one that you feel comfortable with and can trust, and at the same time investigate the options they can provide.

Financial Advisor Wokingham Berkshire (RG40)

Independent financial advisors (IFA) and restricted advisors, are the 2 principal types of financial advisor in Wokingham. Offering a wider range of options, an IFA should not be limited to the products or services of a single company. Independent financial advice should be given in an impartial way and should cover the whole gamut of financial companies and products. Using an IFA should allow you to choose between the widest possible array of services. A restricted financial advisor could be limited to services and products from a single provider, or may even focus on a specific product, as in the case of a mortgage advisor.

The Financial Conduct Authority requires that any financial advisor must be transparent about their charges, before accepting you as a client. Although it varies determined by the type of service you are looking for, there may be a set fee, an hourly rate, or you may even be charged a percentage of the money you're investing. To enable you to discuss your objectives and find out if the advisor is the proper choice for your circumstances, you may be offered a free initial consultation. Your account may be looked after by a team rather than one individual advisor, if you choose to go with one of the bigger firms in Wokingham.

Financial Advisors Wokingham UK (0118)

To describe your financial situation and aims to the advising company, you'll be asked to fill out a "Fact Find" form, which is a confidential disclosure document. An Initial Disclosure Document, or Key Facts Document will also be handed to you, providing details of the financial advisors themselves, outlining their range of permissions in the financial market and their situation for offering restricted or independent advice. This document will also set down your own legal rights and your options if you are not happy with the service provided, and would like to submit a complaint. It has to be easily understood, written in plain English, and explain exactly what you're signing up for, together with the risks and benefits of going along with the advice. The cooling-off period should also be spelled out in this document. Within a specific number of days, this enables you to cancel the contract.

You'll want to check the qualifications and experience of your financial advisor when you first speak with them. You should never be embarrassed about asking these questions, after all you are on the verge of entrusting your financial future to their skill. All Wokingham financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, you don't need to panic, the firm the advisor works for should be found on the register and their staff will be covered by the legislation. The person can still offer financial guidance rather than advice, if these can't be provided. Guidance differs to advice as it isn't regulated in the same way, and if mistakes are made there may be no recourse to the client.

Financial Advisor Quotes in Wokingham Berkshire

You will be asked the amount of risk you are ready to take on, if you are seeking advice on investments. Most investments carry some element of risk, but high risk investments may offer substantial rewards, but also more chance of losing some or all of your funds. The best financial and investment advice should take into account your savings aims, i.e. how quickly you need to access your money, long or short term investments and how much you have to invest. One question you should ask yourself, which is often neglected, is how much money you can afford to lose. This is commonly called your capacity for loss and could influence the services and products that are offered for your consideration.

Financial Advice Near Wokingham Berkshire

You'll want to tell your financial advisor about any existing savings accounts, regular payments, mortgage loans or investments. To ensure that you get the most appropriate advice for you, they need a clear and full picture of your financial circumstances. Diversifying your savings and investments by spreading the risk across different products, is a vital part of reliable financial advice. In order to match your goals and financial circumstances, a qualified financial advisor in Wokingham will understand the best areas to consider.

A financial advisor will reveal the multifaceted world of finance, and try to speak in as much plain speech as possible. This will permit you to compare products and services that match your needs, and come to an informed decision. If you're mind is firmly on the environment, you can perhaps ask your financial advisor to stick to ethical savings and investments. This not only provides you with investment possibilities, but also allows you to support green energy or zero carbon projects, and keep away from companies that don't share the same values that you do.

It may prove difficult to manage your work life and other responsibilities around working closely with a financial advisor in Wokingham. This can be alleviated by augmenting face-to-face meetings with video conferencing and phone calls, hence allowing you to get the advice you need at convenient times. A professional financial advice provider in Wokingham will have stringent measures in place to keep your details secure and confidential, even if you rarely have a face-to-face meeting with your advisor, because remote and home working is no longer unusual.


Investments can be a volatile area, and values can go down as easily as they go up. If your investment fails to make as much money as you hoped for, it can be incredibly disheartening and worrying. A downward trend in your investment isn't seen as a basis for complaint, unless your advisor has given you wrong or misleading information.

Independent Financial Advisor Near Wokingham (RG40)

As described in the Key Facts Document, any complaints should begin with the company's official complaints procedure. If your financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unresolved within the period laid down by the regulating authority.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. If the complaint is justified, a decision is made on how to financially compensate the customer. The advisor and their company must abide by any decision that's made, which becomes legally binding as soon as the customer has accepted it. Any compensation as set out by the Ombudsman will also take into consideration any distress, upset, trouble and inconvenience caused to the customer during the process.

Book a Financial Advisor in Wokingham UK

Financial advice can be provided in Wokingham and also nearby in: Woosehill, Bracknell, Wick Hill, Finchampstead, Eversley, Winnersh, Sindlesham, Amen Corner, Barkham, The Ridge, Swallowfield, Binfield, Woodley, Farley Hill, Arborfield, Whitley, Arborfield Cross, Arborfield Garrison, Holme Green, Popeswood, Gardeners Green, Wixenford, Eastheath, together with these postcodes RG40 1DB, RG40 1DR, RG40 1EA, RG40 1PH, RG40 1PN, RG40 1TY, RG40 1EZ, RG40 1BP, RG40 1RY, RG40 1SW. Locally based Wokingham financial advisors will probably have the dialling code 0118 and the postcode RG40. Simply click on the "enquiry" banner to get info on financial advisors in your area.

Essential Skills for a Financial Advisor

  • To have a flexible approach to work.
  • An outstanding knowledge and understanding of economics and accounting relating to financial markets and products.
  • Attentive listening and interpersonal skills.
  • To be thorough and pay attention to detail.
  • To have excellent IT skills.
  • A good level of numeracy for creating financial strategies.
  • To have the ability to network and establish relationships with clients.
  • Effective customer service skills for identifying customer needs.
  • Effective management skills for the negotiation of product rates.
  • To be good at selling services and products.
  • Good verbal communication skills.

Wokingham Financial Advice Services

Financial Advice Tasks Wokingham

There is a range of services that are provided by your local Wokingham financial advisor including pension advice Wokingham, cashflow analysis, cash flow modelling, stakeholder pension advice in Wokingham, annuities, equity release Wokingham, long term care fee advice, cheap financial advice, income protection, investment planning, tax financial planning Wokingham, offshore investment advice in Wokingham, trusts, bridging finance, trustee investment services, life insurances, ISA's in Wokingham, divorce financial planning, corporate financial planning, financial analyst services, unit trusts Wokingham, independent financial advice, pension drawdowns, pension consolidation advice, ethical investments, and lots more.

Financial Advisors Berkshire

RG40 Services Wokingham Financial Advice Berkshire Investment Financial Financial Advisor Advisers Advisor 0118 Advisors Advice

In the Berkshire area you will also find: Poyle financial advisors, Old Windsor investment advisors, Lambourn financial advisors, White Waltham financial advisors, Knowle Hill investment advisors, Greenham financial advisors, Lambourn investment advice, Lambourn financial advice, Sunninghill investment advice, Winkfield investment advice, Winkfield investment advisors, Kintbury financial advice, Compton financial advisors, Arborfield Garrison investment advice, Theale financial advisors, Chieveley financial advice, Holybrook financial advice, Great Shefford investment advice, Shinfield financial advice, Aldermaston investment advice, Eton Wick investment advice, Sunninghill financial advisors, Mortimer financial advice, Hurley investment advice, Knowle Hill financial advice, Aldermaston investment advisors, Hurst investment advice, Charvil financial advisors, Speen investment advice, Pangbourne investment advice.


Financial Advisors Near Wokingham

Also find: Gardeners Green financial advisors, Binfield financial advisors, Wick Hill financial advisors, Arborfield financial advisors, Popeswood financial advisors, Whitley financial advisors, Wixenford financial advisors, Farley Hill financial advisors, Finchampstead financial advisors, The Ridge financial advisors, Sindlesham financial advisors, Bracknell financial advisors, Holme Green financial advisors, Arborfield Garrison financial advisors, Woodley financial advisors, Swallowfield financial advisors, Amen Corner financial advisors, Arborfield Cross financial advisors, Woosehill financial advisors, Barkham financial advisors, Winnersh financial advisors, Eastheath financial advisors, Eversley financial advisors and more.

Wokingham Financial Advice Services

Find a Financial Advisor in Wokingham Here
Financial Advice Enquiries in Wokingham Berkshire (0118)
  • Wokingham Retirement Planning
  • Wokingham Independent Financial Advice
  • Wokingham Corporate Financial Advice
  • Wokingham Financial Advice Quotes
  • Wokingham Life Insurance Advice
  • Wokingham Cheap Financial Advice
  • Wokingham Trustee Investments
  • Wokingham Estate Planning
  • Wokingham Investment Advice
  • Wokingham Mortgage Advice
  • Wokingham Inheritance Advice
  • Wokingham Wealth Management
  • Wokingham Tax Advice
  • Wokingham Pension Advice

More Wokingham Services: Obviously, when you are looking at your finances in Wokingham, Berkshire, you will probably need all sorts of different services and aside from a financial advisor in Wokingham, Berkshire, you could also need payroll services in Wokingham, solicitors in Wokingham, banruptcy lawyers in Wokingham, business financial planning in Wokingham, bookkeepers in Wokingham, business consulting in Wokingham, mortgage advice in Wokingham, accounting in Wokingham, contracts lawyers in Wokingham, tax preparation in Wokingham, debt recovery & collection in Wokingham, estate planning in Wokingham, wills in Wokingham, property law & conveyancing in Wokingham, investment advisors in Wokingham, family lawyers in Wokingham, mortgage brokers in Wokingham, and other different Wokingham experts.

Financial Advisors Around Wokingham: In Cavendish Gardens, The Green, Bearwood Road, Burchett Coppice, Tattersall Close, Sadlers Lane, Thorn Close, Denmark Street, Sewell Avenue, South Close, Swallow Way, Church Hams, Stephanie Chase Court, Corfield Green, Starmead Drive, Barkham Road, Sparrow Close, Buckhurst Grove, The Arcade, The Shires, Coombes Lane, The Vines, Beckford Close, St Annes Drive, Sundew Close, Davy Close, Copse Way, Briarwood, Station Road, as well as the following local Wokingham postcodes: RG40 1DB, RG40 1DR, RG40 1EA, RG40 1PH, RG40 1PN, RG40 1TY, RG40 1EZ, RG40 1BP, RG40 1RY, RG40 1SW, folks have just recently needed financial advice.

For the best local info about Wokingham, Berks take a look here

Independent financial advisor in RG40 area, 0118.

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