Financial Advisor Lewes

Lewes Independent Financial Advice & Investment

Financial Advisor Lewes East Sussex (BN7): If you are in search of financial advice for the very first time, trying to locate a decent independent financial advisor in Lewes can be a daunting experience. However, all qualified financial advisors are bound by one simple rule; they must all adhere to the regulations set by the Financial Conduct Authority, regardless of whether you are searching for pension, mortgage, investments or even insurance advice. This comes with some guarantees, therefore after getting advice from a FCA certified financial advisor in Lewes, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if anything goes awry.

Free Lewes Financial Advisor Quotes

Recommendations from neighbours and friends can be a decent starting place in choosing a financial advisor in Lewes, but keep in mind that their circumstances may be different to what you're looking for. Any advice they provide should be adapted to your specific circumstances, and not every financial advisor is suitable for everybody. Choosing the right financial advisor is crucial and it is wise to speak to at least 3 different firms in order to check out the various options they can offer, and to find one you can trust and feel at ease with.

Financial Advisor Lewes East Sussex (BN7)

There are two main types of financial advisor in Lewes; independent financial advisors (IFA) and restricted advisors. An IFA will not be restricted to the products and services of a single company. Encompassing the whole gamut of financial products and companies, independent financial advice should be offered in an honest and unbiased way to customers. If you elect to use an independent financial advisor, you'll be able to pick from the widest possible range of services, so as to find the perfect solution for you. A restricted advisor might be limited to products and services from a specific provider, or might even concentrate on a specific product, as may be the case with a mortgage advisor.

The Financial Conduct Authority requires that any Lewes financial advisor must tell you about their charges, before accepting you as a client. Although it varies according to the type of product or service you are looking for, there could be a set fee, an hourly rate, or you may even be charged a specific percentage of what you are investing. You might be offered a free initial consultation to allow you to discuss your objectives and determine whether the advisor is a right fit for you and your situation. Your account could be looked after by a team rather than one individual advisor, if you decide to go with one of the larger Lewes firms.

Financial Advisors Lewes UK (01273)

Before any financial advice is given you'll be asked to fill in a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your ambitions and financial situation. To provide details about the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial market, you will also be given an Initial Disclosure, or Key Facts Document. If you are not satisfied with the service, and wish to make a complaint, this document will also set down your legal rights and the options you can take. It must be simple to understand, written in layman's terms, and explain precisely what you're signing up for, together with the benefits and risks of going along with the advice. The level of cooling-off period should also be explained in this Key Facts Document. Within a specific number of days, this allows you to cancel your agreement with the financial advisor.

The very first time you are chatting with the financial advisor you need to check what experience and qualifications they have. Don't be embarrassed about asking these questions, after all you're on the verge of entrusting your long-term financial wellbeing to their skill. Every Lewes financial advisor must present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You should not freak out if your specific advisor's name doesn't appear on the Financial Services Register, as long as the company is listed on the register, their personnel will be covered by the legislation. If they're unable to supply this evidence, the individual can't offer advice but can offer financial guidance. Guidance differs to advice as it's not regulated in the same way, and if financial mistakes are made there may be no recourse to either party.

Financial Advisor Quotes in Lewes East Sussex

If it is investments that you're interested in, your advisor will enquire about the level of risk you are prepared to accept with your hard-earned cash. Bigger rewards could be possible with high risk investments, but you stand a greater chance of losing all or some of your capital. Decent investment and financial advice should take you savings aims into consideration, i.e. how much money you want to invest, short or long term investments and how rapidly you need access to your money. The one question that you should ask yourself, which is frequently ignored, is just how much you can afford to lose. This is called your capacity for loss and could affect the services and products that are offered for your consideration.

Financial Advice Near Lewes East Sussex

If you already have any current mortgage loans, investments, savings or regular outgoing payments, you have to let your financial advisor know about these. They will need this information, so that they can get a picture of your financial circumstances and give the appropriate advice for you. Reliable financial advice should allow for diversifying your investments and savings by spreading the risk across a range of different products. A competent financial advisor in Lewes will be aware of the best areas to consider, which reflect your goals and your financial situation.

Communicating in the clearest way possible, your financial advisor will open up the multifaceted world of finance and investment. After comparing the services and products that match your needs, you should be in a position to make an informed and intelligent decision. If you are mind is firmly on the environment, you could even ask your financial advisor to stick to ethical investment and savings schemes. You can then steer clear of corporations that firms meet your standards, and instead support those organisations and companies that address your concerns, for example green energy or zero carbon.

It is not always easy to have a close working relationship with a financial advisor in Lewes without this impacting your work day and other obligations. To enable you to seek advice at times that suit you, one-on-one meetings can be complemented with video conferencing and phone calls. Even if you rarely have an in-person meeting with your personal advisor, an established financial advice company in Lewes will have stringent measures in place to ensure your details are kept secure and confidential, because remote and home working is now so common.


Investment values could go down as well as up, and this is something that you need to remember. It can be incredibly frustrating and stressful if your investment fails to make the amount of money you hoped for. A downward spiral in your investment is not a recognised cause for complaint, unless your advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Lewes (BN7)

Any complaints should commence with the firm's official complaints procedure as outlined in the Key Facts Document. If the issue is unresolved within the time schedule laid down by the regulating body, and your financial advisor is registered with the FCA, you can advise the Financial Ombudsman.

After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it's established that the complaint is legitimate, a decision is made on how the customer can be compensated or the situation rectified. This becomes legally binding once it has been accepted by the client, and the financial advisor and their company must abide by the decision. Any compensation laid down by the Ombudsman will also take into account any hassle, annoyance, inconvenience and distress caused to the customer during the dispute.

Book a Financial Advisor in Lewes UK

Financial advice can be provided in Lewes and also in: Woodingdean, Stoneham, Sout, Laughton, Southerham, Barcombe, Glyndebourne, South Malling, Ringmer, Offham, Glynde, Ovingdean, Cooksbridge, Isfield, Falmer, Southease, Wallands Park, Burgess Hill, as well as in these postcodes BN7 1TH, BN7 1NL, BN7 1RJ, BN7 1JL, BN7 1PD, BN7 1HR, BN7 1EP, BN7 1NF, BN7 1LH, BN7 1HH. Locally based Lewes financial advisers will likely have the telephone dialling code 01273 and the postcode BN7. Checking this should ensure that you are accessing local financial advisers. Lewes homeowners will be able to benefit from these and countless other related services. Simply click the "enquiry" form or banner to get info on financial advisors in your area.

Pension Planning

To ensure a secure retirement, pension planning becomes essential. This process can be substantially improved by enlisting the services of a financial advisor. A knowledgeable advisor will assess your current financial situation, understand your retirement goals, and design a customised pension solution. The complexities of the UK's pension alternatives, including workplace pensions, the state pension, and self-invested personal pensions, are navigated by them. Informed decisions about tax implications, investment choices and contributions can be made by leveraging their expertise. The creation of a robust pension plan, providing peace of mind and financial stability for your future, is a result of working with a financial advisor in Lewes.

At the centre of UK pension planning is the State Pension, a government-backed scheme that provides a basic level of retirement income. Eligibility for the State Pension is based on an individual's National Insurance record, which is built up over their working life. However, changes to the number of qualifying years and the State Pension age have made understanding the complexities of this scheme more important than ever before. (42316)

Daily Tasks of a Financial Advisor

  • Speaking to customers regarding their finances and plans.
  • Maintaining a record of customers and transactions.
  • Updating customers concerning their investments.
  • Providing counselling, education and consultation with regards to investments and finances.
  • Meeting targets for sales and performance.
  • Making deals with with providers of financial products.
  • Keeping abreast of regulation changes and new products.
  • Working in collaboration with associates to collect market information, trends and statistics.
  • Producing comprehensive financial reports.
  • Recommending the best-suited financial products to clients.

Lewes Financial Advice Services

Financial Advice Tasks Lewes

There is a range of services which can be provided by your local Lewes financial advisor including savings advice, income protection, stakeholder pensions Lewes, portfolio management in Lewes, pensions in divorce, inheritance tax planning, offshore investment advice, bridging finance, familt controlled trusts, general financial planning in Lewes, critical illness cover, investment bonds, mortgage financial planning, mutual funds, death benefit advice, saving for children, will writing services, investing an inheritance, corporate bonds, corporate financial planning, family income benefit Lewes, equity release advice in Lewes, ethical investment advice Lewes, long term care fee planning, cash flow modelling in Lewes, retirement plans, personal protection, pension transfer advice, life insurances, financial services Lewes, and lots more. Listed are just a small portion of the activities that can be conducted by a financial advisor. Lewes professionals will inform you of their entire range of financial services.


Financial Advisors Near Lewes

Also find: South Malling financial advisors, Woodingdean financial advisors, Falmer financial advisors, Southease financial advisors, Ovingdean financial advisors, Wallands Park financial advisors, Southerham financial advisors, Stoneham financial advisors, Offham financial advisors, Barcombe financial advisors, Sout financial advisors, Glyndebourne financial advisors, Isfield financial advisors, Glynde financial advisors, Cooksbridge financial advisors, Laughton financial advisors and more. Anyone who is hunting for financial advice, will discover that these types of services are available in practically all of these locations. Residents in the area can make enquiries about financial advice by going here.

Lewes Financial Advice Services

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Financial Advice Enquiries in Lewes East Sussex (01273)
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Lewes Financial Advisor Jobs: See financial advisor jobs near Lewes by clicking here: Financial Advisor Jobs Lewes

Independent financial advisor in BN7 area, phone code 01273.

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(This financial advisor Lewes content was successfully updated on 20-02-2024)